Poyerekeza ndi 2020, chiwerengero cha omwe amagulitsa ndalama pa Moscow Exchange chawonjezeka katatu. Makasitomala ambiri ndi oyamba kumene omwe sadziwa bwino msika wamasheya ndikugwira ntchito ndi ma broker.
Kodi broker ndi ndani ndipo amapeza bwanji
Broker ndi munthu wovomerezeka kapena wachilengedwe yemwe amachita zinthu zachuma m’malo mwa kasitomala. Kwa ntchito zomwe zimaperekedwa, amalandira ntchito, kuchuluka kwake komwe kumakhazikitsidwa mumgwirizano womwe unamalizidwa ndi kasitomala. Wogulitsayo, malinga ndi malamulo a Russian Federation, ayenera kukhala ndi chilolezo kuchokera ku Central Bank. Kuphatikiza pa chilolezo choyambira ntchito yobwereketsa, patha kukhala zilolezo zogulitsa ndi zosungitsa, kasamalidwe kazinthu, ndi zina. Mndandanda wa akatswiri ovomerezeka ndi Central Bank angapezeke pa webusaiti ya olamulira. Ntchito (ntchito) ya broker imayendetsedwa ndi lamulo. Oyamba ena amasokoneza malingaliro a broker ndi trader. Wogulitsa ndi munthu payekha yemwe, pamtengo wa likulu lake, akugwira ntchito yogulitsa, kugula katundu. Koma popeza anthu (opanda chilolezo) sangathe kuyitanitsa, kuti achite zogulitsa pamsika, amafunikiranso mkhalapakati wovomerezeka – makamaka wogulitsa wopindulitsa. [id id mawu = “attach_287” align = “aligncenter” wide = “582”]
Chifukwa chiyani mukufunikira broker – izi ndi mawu ena ochokera m’buku la Alexander Silaev “Ndalama zopanda opusa. Chifukwa chiyani kuyika ndalama kumakhala kovuta kwambiri kuposa momwe zikuwonekera, komanso momwe mungachitire bwino” [/ caption] Mfundo zazikuluzikulu za ntchito zamalonda:
- katundu, kusinthanitsa – katswiri amene amapeza ndi kugulitsa katundu m’malo mwa kasitomala, pa mawu abwino kwambiri;
- ngongole – amasankha chinthu chobwereketsa pamawu abwino kwambiri;
- kubwereketsa (mofanana ndi ngongole ) – amagwira ntchito makamaka ndi mabungwe ovomerezeka;
- Forex broker – gwirani ntchito pakusinthana kwa Forex, kugulitsa ndalama kumatha kuchitidwa ndi anthu ovomerezeka, ndiye kuti, ogulitsa;
- binary (zofanana ndi forex) – mkhalapakati pakati pa makasitomala pochita ntchito za binary;
- malonda (bizinesi) – amasankha obwereketsa, ogula m’munda wamalonda ogulitsa nyumba, oyambitsa kapena okonzeka kupanga bizinesi.
Kodi broker amapeza bwanji komanso momwe amapezera
Cholinga chachikulu cha bizinesi iliyonse ndikupanga phindu, ntchito ya broker ndiyosiyana. Otenga nawo gawo pamsika waukadaulo amalandira ndalama pa Commission, magwiridwe antchito, kubweretsa katundu wawo pantchitoyo. Wogulitsa ndalama amagulitsa kapena amapeza zitetezo pa stock exchange pamwambowu, kugwiritsa ntchito kasitomala. Uwu ndiye udindo waukulu, koma osati yokhayo, broker amachitanso ndikupereka izi:
- kutsegula ndi kusunga akaunti;
- kukonza malipoti okhudza kubweza ndi kusamalitsa katundu;
- malangizo azachuma pazamalonda;
- kusanthula kwa msika;
- kupeza, kugulitsa magawo pa pempho la kasitomala;
- kulipira misonkho;
- amatumiza zolemba za msonkho.
Kugulitsa konse kwamasheya kumachitika kudzera pa intaneti, kudzera pamapulogalamu opangidwa mwapadera. Kufikira kwa ma interfaces kungakhale kwaulere, nthawi zina kumalipidwa padera.
Liwu la broker aliyense ndi Commission! Kupatula apo, ndi ku komiti yomwe amalandila ndalama zake zazikulu. Ndipo kuti mupeze ma komisheni anu, muyenera kukopa makasitomala ambiri momwe mungathere omwe akugulitsa mwachangu.
[id id mawu = “attach_296” align = “aligncenter” wide = “624”]
Sberbank mawonekedwe[/ mawu]
Komiti ya Brokerage
Ma komiti ochita malonda ndi osiyana kwa ogulitsa osiyanasiyana, kuphatikizapo, malipiro angaperekedwe pokonza akaunti, ntchito zosungiramo ndalama (kusungirako zotetezedwa). Kusinthanitsa kwamasheya kumatenga ntchito yowonjezera, yomwe siyikuphatikizidwa mu chindapusa cha manejala. Poyerekeza ndi mayiko akunja, makamaka United States, pali ma komisheni okhazikika, omwe amalipidwa pamapepala osiyana. Mu Russian Federation, zinthu ndi zosiyana, pazochitika zilizonse kasitomala amalipira ndalama za commission. [id id mawu = “attach_288” align = “aligncenter” wide = “552”]
Kodi wogulitsa amalandira chiyani[/ mawu]
Mukamachita zambiri zamalonda, m’pamenenso wobwereketsa amalandira ndalama zambiri – izi ndizofunikira kuti mumvetsetse chifukwa chake kuli kopindulitsa kwa broker yemwe mumagulitsa kwambiri.
Ogulitsa odziwika kwambiri (amawerengera opindulitsa) ku Russia kumapeto kwa 2021:
Ma Broker Otchuka | Mtengo | Ndalama zogulira | Kusamalira (mwezi) | Ntchito zosungira |
Tinkoff | “Trader” | 0.025 – 0.05% | 290 rub. | ndi mfulu |
Tinkoff | “Investor” | 0.3% | ndi mfulu | ndi mfulu |
VTB | “Wanga pa intaneti” | 0.05% | ndi mfulu | ndi mfulu |
VTB | “Professional Standard” | 0.015 – 0.0472% | ndi mfulu | 150 rub. |
BCS World of Investments | “Trader” | 0.01 – 0.03% | 299 rub. | ndi mfulu |
BCS World of Investments | “Investor” | 0.1% | ndi mfulu | ndi mfulu |
Alfa Bank | “Tariff M” | 0.015 – 0.07% | 290 rub. | ndi mfulu |
Alfa Bank | “Tariff S” | 0.03% | ndi mfulu | ndi mfulu |
Sber Bank | “Investor” | 0.018 – 0.3% | ndi mfulu | ndi mfulu |
Gawo la ma broker pa Moscow Exchange potengera kuchuluka kwamakasitomala[/mawu] Zimapindulitsa kwa broker pamene kasitomala apanga kuchuluka kwa malonda , chifukwa apindula nazo.
Wogulitsa ndalama yemwe wayikapo ndalama m’magawo ndikudikirira kuti mtengo wake ukwere sizopindulitsa komanso osasangalatsa kwa manejala. Kuchulukirachulukira kwa mabizinesi, m’pamenenso amapeza ndalama zambiri!
Ma broker opindulitsa kwambiri – zoona kapena zabodza?
M’malo mwake, ma komisheni opindulitsa kwa kasitomala kulibe. Mulimonsemo, wogulitsa ndalama adzalipira woyang’anira osati kuchokera ku phindu. Ndalama za broker sizikhala ndi phindu la kasitomala, koma kuchuluka kwa ntchito zomwe zachitika pa akauntiyo.
Wogulitsayo si bwenzi kwa wogulitsa ndalama, zilibe kanthu kwa iye ngati malondawo anali opindulitsa. Adzalandira malipiro ake otsimikizika mulimonse!
Kubwereketsa kwa Margin
Mpikisano waukulu m’misika yamsika umalepheretsa kukula kwa mitengo, zomwe zikutanthauza kuti zimakhala zovuta kupanga ndalama ngati broker. Kuti awonjezere kuchuluka kwa zomwe zimachitika ndi omwe amagulitsa ndalama, ma broker amapereka ndalama zobwereketsa. Ndalama kapena zotetezedwa zimaperekedwa ndi ndalama za broker kapena makasitomala ena. Ngongole yotereyi imatetezedwa ndi katundu wa Investor. Kuchuluka kwa malire nthawi zambiri kumaposa kuchuluka kwa chikole. Njira yolumikizira yokha ngongole yam’mphepete imakhalapo m’mapulani ambiri amitengo. Ngati palibe katundu wokwanira kuti amalize kugulitsa, ndalama zowonjezera zimalowetsedwa zokha. Zotsatira zake, ma broker amalandira chiwongola dzanja chawo pa ngongoleyo pobweretsa ndalama zawo, komanso chiwongola dzanja chowonjezera pakuchitapo. Ngati ndalama zogulira zichotsedwa ku akaunti yamakasitomala ena, ndiye kuti amalipidwa ndalama zochepera 0, 05% pachaka. Phindu laogulitsa kawiri likuwonekera. Mwachitsanzo, Banki ya VTB imapereka ngongole (ndalama) mu ma ruble pamlingo wa 16,8% pachaka (LONG – yaitali), mu ndalama zakunja – 4,5%. Kutsegula kwa Bank kuchokera ku 16%, mu ndalama zakunja kuchokera ku 3.7% (malingana ndi ndondomeko ya msonkho ndi chitetezo). Securities margin loan (REPO) – VTB Bank (SHORT – yochepa malo) – 13% mu rubles, mu ndalama zakunja – 4,5%. Nthawi zambiri REPO imaperekedwa kwakanthawi kochepa.
Kubwereketsa ndalama ndi njira ina yopindulitsa, yopindulitsa pamalonda. Zikuoneka kuti woyang’anira amapereka ngongole ya malire, amalandira chiwongoladzanja chake kuchokera kwa icho, chiwongoladzanja chowonjezera pazochitikazo, ndipo ntchito zonsezi zimatetezedwa ndi katundu wa kasitomala.
Wachidule
Short (maudindo amfupi kapena kugulitsa) ndi ntchito ina yoperekedwa ndi ma broker kuti apeze ndalama zowonjezera. Pamene chikhalidwe (chiyembekezo) cha kugwa kwa magawo ena, wogulitsa akuganiza zowagulitsa. Woyang’anira atha kupereka upangiri, kubwereka magawo, kugulitsa, ndipo mtengo wawo ukatsika, mugulenso. Kusiyana kwa malonda otere kudzakhala ndalama zomwe amapeza. Wogulitsayo adzalandira magawo ake monga kubweza ngongole + chiwongola dzanja cha malondawo. Ngati magawowo akukula pamtengo, ndiye kuti kasitomala ayenera kugula zodula kwambiri, chitetezo cha malondawa ndi katundu wake. Kodi broker ndi ndani ndipo amachita chiyani pakusinthana: https://youtu.be/9-MfgQCTxJo
Investment Products
Zotsirizidwa ndi ndalama zapakati pakati pa odziyimira pawokha kapena odalirika. Makasitomala amatha kusankha zomwe agulitsamo, kuchuluka kwa phindu ndi chiwopsezo, ndi mawu ake.
Kasamalidwe ka trust ndi malangizo kwa broker kuti azisamalira bwino katundu. Nthawi zambiri, nthawi yoyendetsera trust ndi zaka 3. Zikuwonekeratu kuti kulandira ndalama kumadalira kwathunthu woyang’anira ndipo sikutsimikiziridwa kwa wogulitsa ndalama.
Mosiyana ndi broker, chindapusa chotsimikizika cha kasamalidwe ka katundu ndi chilichonse chomwe wobwereketsa amachita, osalandira ndalama, amalipidwa kwa manejala. Pofuna kukopa makasitomala ambiri, ndikuwonjezera kuchuluka kwa ndalama, ma broker akupanga zinthu zatsopano zogulitsa. Monga mukuonera, % ya malingaliro oyika ndalama ndi apamwamba kwambiri kuposa % ya phindu lawo:
Zogulitsa ndi malingaliro oyika ndalama ndi chinthu china chomwe otsatsa amapangira ndalama[/ mawu]
Momwe mungachepetsere kutayika mukamagulitsa kudzera mwa broker – ndizotheka
Musanagwiritse ntchito ndalama kuti mugwire ntchito yogulitsa katundu, muyenera kuphunzira msika wa zachuma. Kuti mugwire ntchito pamsika wamasheya, choyamba, simufunikira opindulitsa kwambiri, koma broker wodalirika woyika ndalama. Kuti mugwirizane bwino ndi manejala, muyenera kusankha:
- ndi zinthu ziti zomwe mungasungiremo (ma bond, masheya, ndi zina), ndalama;
- phindu lofunidwa la mankhwala;
- mawu a ndalama (zosatha, zokhazikika).
Phunzirani mosamala zolembedwa:
- musanasaine mgwirizano, onetsetsani kuti mwawerenga chilengezo chowopsa;
- phunzirani mgwirizano, fufuzani momwe ndi liti, zikhalidwe zochotsera ndalama zonse kapena gawo limodzi (ndalama sizikhala ndi inshuwaransi!).
Ngati wogulitsa akukhutitsidwa ndi zikhalidwe zonse, mgwirizano umasainidwa ndipo ndalama zimayikidwa muakaunti. Kusaina kwa mgwirizano kungachitike patali. Ndikofunikira nthawi ndi nthawi kuyang’ana lipoti, momwe akauntiyo ilili, kuganizira kuchuluka kwa ma broker pamisika yamasheya omwe amapeza pazochita zanu zachuma. Ngati kasitomala akuwona kuti njira ya manejala ndiyosayenera, kusankha kosinthira kumitengo yabwinoko iyenera kukambidwa.
Kutsiliza: otsatsa amakhala ndi chidwi ndi omwe amagulitsa ndalama pafupipafupi. Zomwe amapeza zimatengera kuchuluka kwa mabizinesi omwe apangidwa.
Pamsika waku Russia, makampani opanga mabizinesi odziwika kwambiri amatenga tizigawo ta magawo azinthu zomwe sizimachitika kawirikawiri. Koma ngati kasitomala akugulitsa mwachangu, ndipo zotulukazo zimamalizidwa ndi ndalama zambiri, ndiye kuti ntchitoyo ikhoza kukhala yofunika. Kupanga zinthu zatsopano kumawonjezera makasitomala, motero kubweza kwa ndalama. Ngakhale broker wopindulitsa kwambiri ku Russia amagwira ntchito kuti apeze, choyamba, phindu lake, ndipo kachiwiri kuti apindule ndi Investor. Ngakhale zili choncho chifukwa cha kuchuluka kwa makasitomala ndi zochitika zomwe amapeza kuti ndalama zake zonse zimapangidwira. Ntchito yayikulu ya broker ndikupeza “njira yagolide”, kukopa makasitomala ochita malonda, kuwapatsa ndalama zokhazikika, ngati n’kotheka, ndi kulandira malipiro awo ovomerezeka.