Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024

Инвестиции

Wɔ nnipa 90% a wɔwɔ nnɛyi wiase no fam no, ade a ɛho hia na ɛho hia ne sikasɛm mu ahonyade a wɔde ma kwa a wɔbɛkora so anaasɛ wɔbɛma akɔ soro. Akwan ahorow wɔ hɔ a wɔfa so de sika hyɛ mu a mfaso wɔ so, nanso akwan a agye din sen biara no mu biako pɛ ne sɛ wɔbɛyɛ sika a wɔde bɛto mu. Ansa na wobefi ase ayɛ no, ɛho hia sɛ wuhu nneɛma a ɛwɔ ɔkwan a wɔfa so yɛ no mu. Ɔkwan a eye sen biara ne sɛ wobɛpaw sikakorabea ahorow a mfaso wɔ so sen biara wɔ sikasɛm mu. Ɛsɛ sɛ wuhu nhyehyɛe ahorow, akwan ne akwan horow a wobɛfa so abɔ no nso wɔ hɔ.
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024

Dɛn ne investment portfolio – nhomasua nhyehyɛe ma wɔn a wɔrefi ase

Sɛnea nhwehwɛmu a wɔyɛe wɔ sika a wɔde bɛto mu ho asɛmti no mu aba kyerɛ no, nnipa pii hu sɛ nnɛyi nsusuwii no puei wɔ 1952 mu tɔnn na efi saa bere no, anya nkɔso na anya nkɔso nkutoo, na ayɛ nsakrae wɔ nokwasɛm ahorow a ɛfa ahwehwɛde ahorow ne sikasɛm tebea ho. Ansa na wobɛhyɛ aseɛ apaw no, ɛhia sɛ wote nsɛm a ɛfa deɛ sikasɛm mu sikakorabea yɛ ho nyinaa ase, deɛ ɛyɛ ne su ahodoɔ. Ɛsɛ sɛ wosusuw sika a wɔde bɛto mu ho sɛ sikasɛm mu nnwinnade a ɛyɛ mmerɛw na ɛyɛ papa a ɛde sika a ɛyɛ den na ɛyɛ nokware ba wɔn wura hɔ. Sɛ worepaw ɔkwan a ɛfata a, wɔkamfo kyerɛ sɛ wususuw ade biako a ɛho hia ho: sika a wɔde bɛto mu no betumi ayɛ soronko wɔ asiane dodow no ho. Ɛsɛ sɛ wususuw mfaso ho nkɔmhyɛ ahorow a wɔwɔ, sikasɛm ho nsɛm a wɔde ma nso ho. Ɛdenam agyapade ahorow a ɛfata a wobɛpaw so no, . nea ɔde ne sika bɛto mu no (ebia ɔyɛ ankorankoro a ɔyɛ ɔkwasea) betumi de sikakorabea nhyehyɛe a wɔayɛ no adi dwuma yiye sɛnea ɛbɛyɛ a obenya sika dodow bi.Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024.

Sika a wɔde bɛto mu ama wɔn a wɔrefi ase

Sikakorabea a edi kan no hwehwɛ sɛ sikakorafo no de n’adwene si nsɛm ahorow so bere a wɔregye sika no. Ɛsɛ sɛ wɔn a wɔrefi ase a wɔpɛ sɛ wɔde wɔn sika hyɛ mu a wonya mfaso kɛse no hu sɛnea wɔbɛyɛ sika a wɔde bɛto mu ne nsɛntitiriw a ɛsɛ sɛ wɔde wɔn adwene si so titiriw. Abenfoɔ a wɔyɛ sikasɛm ne sikasɛm ho abenfoɔ kamfo kyerɛ sɛ wɔnpaw ɔkwan a ɛdidi soɔ yi a wɔbɛfa so ahyehyɛ sika a wɔde bɛto mu a ɛdi kan no.

Brokerage akontaabu a wobebue

Wɔ nsakraeɛ no ne onipa (investor) ntam no ntamgyinafoɔ bi bɛba –
broker . Nea edi kan no, sɛ adwumakuw a wɔyɛ aguadifo nni hɔ a, ɛrenyɛ adwuma sɛ wɔde wɔn sika bɛto sikakorabea ahorow mu. Nea ɛto so abien no, broker no bɛboa wo ma woapaw ahobammɔ a wode bɛto mu, bɛma wo hokwan de sikasɛm nnwinnade a ɛho hia no adi dwuma ama sika a wode bɛto mu ne / anaasɛ aguadi. Ɛsɛ sɛ yɛma ɛtra yɛn adwenem sɛ wɔ nsɛm dodow no ara mu no, aguadifo nnye sika biara wɔ akontaabu a wobue ho, anaasɛ sika no yɛ sɛnkyerɛnne kwan so de ara kwa. Wɔkamfo kyerɛ sɛ hwɛ tumi krataa no mu hwɛ sɛ dwumadi ahorow bi wɔ nkitahodi no fã a edi kan no mu.Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024

Sika a ɛto so abien a wɔde bɛka sika a wɔde bɛto mu no ho

Shares of companies from the “second tier” – wobetumi de aka securities a ɛwɔ hɔ dedaw no ho. Feature: wɔma wunya sika pii, nanso sikasɛm mu asiane ahorow a ɛwɔ asɛm yi mu no kɔ soro. Sɛnea wobɛboaboa sika a wɔde bɛto mu ama obi a ɔrefi ase, nea stocks ne securities afoforo a ɛsɛ sɛ wɔyɛ: https://youtu.be/qiwFndRDDCM Ɛsɛ sɛ wɔn a wɔrefi ase hu sɛ adwene bi wɔ hɔ a ɛfa “akatua ma asiane” ho wɔ stock gua so. Adeyɛ no mu ade titiriw te sɛ nea edidi so yi: wɔ asɛm no mu, sɛ nhwɛso no, sɛ wobɛtɔ bond a ɛkyerɛ sɛ wobenya mfaso 10% no, ɛnde nea ebetumi aba sɛ wobenya mfaso no bɛyɛ 90%. Brokers bɛboa wo ma woabu mfaso a wobenya afi wo sika a wode asie no mu. Sɛnea ɛbɛyɛ a wubegye ɔkwan a eye sen biara a wobɛpaw no, ɛsɛ sɛ wudi kan twa asiane ho sɔhwɛ mu. Brokers nso de nhwehwɛmu ne adesua ahorow a ɛkorɔn ma. Nyansahyɛ foforo ne sɛ wɔbɛhwɛ afe no mu sikakorabea no mu. Sika a wɔde bɛto mu a wɔbɛbɔ no yiye nnɛ no nyɛ awerɛhyem sɛ bere tiaa bi akyi no ɛrenyɛ nea mfaso nni so kɛse. Sɛ wohwɛ sɛ ɛyɛ nokware a, ɛbɛboa ma woakwati ɔhaw ahorow. Nhwɛsoɔ: Portfolio a wɔaboaboa ano no yɛ 20% bonds, 20% sikakorabea ne 60% stocks. Wɔ afe no mu no, kyɛfa no kyerɛɛ nkɔsoɔ – ɛkɔɔ soro wɔ boɔ mu na wɔn kyɛfa wɔ portfolio no mu, sɛdeɛ ɛteɛ biara, kɔɔ soro. Sɛnea ɛbɛyɛ a wobenya mfaso no, wɔhwehwɛ sɛ wodi kan tɔn kyɛfa no fã bi, na afei wɔde sika a wɔanya no tɔ agyapade afoforo. Saa kwan yi so no, ɛbɛyɛ yie sɛ wɔbɛsan de sika a wɔde asie no mu sika a aka no aba. Wɔ afe no mu no, kyɛfa no kyerɛɛ nkɔsoɔ – ɛkɔɔ soro wɔ boɔ mu na wɔn kyɛfa wɔ portfolio no mu, sɛdeɛ ɛteɛ biara, kɔɔ soro. Sɛnea ɛbɛyɛ a wobenya mfaso no, wɔhwehwɛ sɛ wodi kan tɔn kyɛfa no fã bi, na afei wɔde sika a wɔanya no tɔ agyapade afoforo. Saa kwan yi so no, ɛbɛyɛ yie sɛ wɔbɛsan de sika a wɔde asie no mu sika a aka no aba. Wɔ afe no mu no, kyɛfa no kyerɛɛ nkɔsoɔ – ɛkɔɔ soro wɔ boɔ mu na wɔn kyɛfa wɔ portfolio no mu, sɛdeɛ ɛteɛ biara, kɔɔ soro. Sɛnea ɛbɛyɛ a wobenya mfaso no, wɔhwehwɛ sɛ wodi kan tɔn kyɛfa no fã bi, na afei wɔde sika a wɔanya no tɔ agyapade afoforo. Saa kwan yi so no, ɛbɛyɛ yie sɛ wɔbɛsan de sika a wɔde asie no mu sika a aka no aba.

Asiane a ɛwɔ sika a wɔde bɛto mu no gyina sika a wɔde asie no mu a wɔbɛkyekyɛ ayɛ no afã horow a ɛyɛ basabasa na ɛyɛ nea ɛyɛ katee so tẽẽ.

Nhwɛso a ɛfa nnwumakuw ne wɔn a wɔyɛ nneɛma a wonim wɔn yiye no kyɛfa a wogye ho. Ɛho nhia sɛ wode w’adwene si ɔman no mu nnwumakuw so, ɛyɛ papa sɛ wobɛtetew mu:

Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024
Sika a wɔde bɛto ɔman no mu ne amannɔne nnwumakuw mu
Nkamfo foforo a wɔde ma wɔn a wɔrefi ase ne sɛ wɔde sikasɛm mu botae ahorow a wobetumi adu ho besisi hɔ. Ɛno nti na nneɛma a ɛwɔ portfolio ahorow a wobetumi apaw mu no betumi ayɛ soronko no. Wubetumi abue akontaabu ahorow pii prɛko pɛ na woayɛ. Nhwɛso ahorow:
  1. Akontaabu a ɛfa pɛnhyenkɔ ho . Wobue ano a atirimpɔw no ne sɛ wobenya sika foforo bere a wɔakɔ pɛnhyen akyi no. Wɔ saa tebea yi mu no, wɔkamfo kyerɛ sɛ wonnyina nnwumakuw akɛse a wotumi da mfaso kɛse adi wɔ mfe 15-20 akyi mpo no stock ne bonds so na wɔahyehyɛ no. Nhwɛsoɔ: VTB anaa Sberbank sika a wɔde bɛto mu.
  2. Mmofra akontaabu – ha na ɛsɛ sɛ wode botae pɔtee bi si hɔ ma wo ho: nhomasua, adan ne afie a wobɛtɔ wɔ mfe 10-15 mu. Feature: formation ba denam stock a asiane kɛse wom (mfiridwuma nnwumakuw) so.
  3. Ka a wɔbɔ wɔ bere bi mu no yɛ akontaabu foforo a wobetumi apaw. Atirimpɔw ahorow a wɔde bue: nneɛma nketenkete anaa akɛse a wonya, nneɛma a wosiesie, akwantu. Ɛyɛ papa sɛ wobɛpaw bonds a ne bere tiaa bi. Ɛsɛ sɛ wodi kan hu sika a wonya fi saa sikakorabea ahorow yi mu ne bo a ɛsom.

Nhwɛsoɔ a ɛfa sika a wɔde bɛto mu a wɔbɛhyehyɛ a ɛbɛtumi ahyɛ aseɛ ayɛ adwuma ntɛm ara ama ne wura:

Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024
Sɛnea wɔbɛhyehyɛ sika a wɔde bɛto mu ama ankorankoro bi afiri mfitiaseɛ – sikakorabea ahodoɔ
Wɔn a wɔrefi ase wɔ nhyehyɛe a wɔde hyehyɛ portfolio ahorow mu no betumi adi mfomso ahorow bi. Wɔ nsɛm 90% mu no, wɔhwehwɛ sɛ wɔde agyapade ahorow pii bɛhyɛ mu ma prɛko pɛ. Brokers kamfo kyerɛ sɛ wɔmfa saa kwan yi nyɛ papa:
  • Bonds – 5 ahoroo.
  • Sika – 5 ahoroo.
  • Company kyɛfa – 10 ahorow

Compiling an investment portfolio of stocks and bonds – a portfolio of ETFs on the Moscow Exchange: https://youtu.be/HRwdC8eDAqA Ɛnsɛ sɛ wɔpɛ stocks nkutoo, titiriw a wonni nhwehwɛmu a edi kan wɔ nneɛma a ɛrekɔ so no ho ne ntease a edi kan wɔ nea ɛrekɔ so no ho wɔ gua so mprempren. Sɛ wobɛn asɛm a ɛfa portfolio formation ho no wɔ ɔkwan a ɛnteɛ so a, ɛnde asiane a ɛwɔ sikasɛm mu adehwere kɛse mu no kɔ soro mpɛn 2-3. Wɔnkamfo nkyerɛ sɛ wɔmfa broker no sika nni gua nso mma wɔn a wɔrefi ase no. Margin trading yɛ ɔkwan a wɔfa so de sika a wonya fi aguadifo bi hɔ tẽẽ tɔ agyapade. Esiane sɛ onni osuahu biara nti, nea ɔde ne sika hyɛ mu no de ne ho to asiane mu, efisɛ sɛ ɛba sɛ asɛm no ankɔ yiye a, aguadifo no wɔ hokwan sɛ ɔto gyinabea ahorow mu. Nhwɛso bere a ɛsɛ sɛ wode sika kɛse bi sie (ma pɛnhyenkɔ anaasɛ adetɔ kɛse):
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024

Nnyinasosɛm a ɛfa sika a wɔde bɛto mu ho nhyehyɛe – sɛnea wɔbɛyɛ sika a wɔde bɛto mu?

Ɛho hia nso sɛ wosusuw nnyinasosɛm atitiriw a ɛwɔ sikasɛm nhyehyɛe a wɔde bɛhyehyɛ mu no ho. Ɛho hia sɛ wutumi de sikasɛm mu botae titiriw no si hɔ yiye. Nnyinasosɛm a ɛfa nhyehyɛe ho no wɔ akwan horow pii:

  1. Kyerɛ dodow ne nsɛm a wɔde bɛboaboa ano. Sɛ nhwɛso no, ruble 4,500,000 ma mfe 2.5 ma nkuraase dan bi a wɔbɛtɔ akyiri yi.
  2. Si sika dodow a wobeyi afi mu ɔsram biara wɔ sika a wode bɛto mu no ho gyinae. Sɛ nhwɛso no, awarefo no mu biara akatua mu 5%. Ɛha no, pii gyina botae a wɔde sii hɔ kan no so. Ɔkwan a eye sen biara ne sɛ wode akontaabu afiri bedi dwuma de abu sika dodow a ɛsɛ sɛ wode sie no ho akontaa denam sika no nyinaa a wobɛkyɛ asram dodow no so.
  3. Fa nkyerɛwee no kɔ asiane mu. Ɛbɛboa ma wɔahu sɛnea saa sɛnkyerɛnne yi korɔn fa. Ne saa nti, ɛbɛyɛ yiye sɛ wobebu nhyehyɛe a eye sen biara no ho akontaa. Ɛnyɛ nsɛm a wɔanya nko ara so na wɔahyehyɛ portfolio no, na mmom sikasɛm tebea ne nneɛma afoforo dodow bi a ɛsɛ sɛ wosusuw ho nso so.
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024
Sɛnea wɔboaboa sika a wɔde bɛto mu ano – nnyinasosɛm a ɛfa nneɛma a wɔboaboa ano ne nea wɔde hyehyɛ ho
Afei nso, akwan a wɔfa so hyehyɛ sika a wɔde bɛto mu no bi ne ahorow ne sikasɛm ho akwan horow. Sɛ wofa saa anammɔn yi nyinaa mu wie a, wubetumi abue akontaabu ahorow na woaboaboa agyapade ano.

Dɛn na wobetumi de aka sika a wɔde bɛto mu ho?

Esiane sɛ portfolio investment yɛ investment element a wɔahyehyɛ no yiye nti, ebetumi ayɛ afã horow a ebetumi de sika pɔtee bi aba ne wura no nkyɛn. Nneɛma a wobetumi apaw a wobetumi afi mu ayɛ no bi ne:

  • Securities ahorow (stocks, bonds).
  • Sika a wɔde hyɛ mu no mu kyɛfa.
  • Sika (U.S. dɔla, pound, euro, nso yuan).
  • Dade a ɛsom bo (sika, dwetɛ ne platinum).
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024
Nhwɛsoɔ a ɛfa sikasɛm mu akoradeɛ a ɛwɔ Russia Ɔman no mu
Bio nso, wobɛtumi de sika ahyɛ sikasɛm nnwinnadeɛ a ɛfiri mu ba mu. Ebi ne nneɛma a wobetumi apaw anaa
daakye . Sɛ sika ma kwan a, ɛnde wobetumi de adan ne afie, ne sika ahorow a wɔde asie no aka sika a wɔde bɛto mu no ho. Brokers kyerɛ nsonsonoe a ɛda ɔfã soronko foforo – agyapade a ɛyɛ nwonwa. Eyinom bi ne tete nneɛma, bobesa a wɔaboaboa ano. Risky – sika a wode beto startups ne nnwuma foforo ahoroo mu. Ɛgyina ɔkwan a wɔapaw so no, sɛnea wɔahyehyɛ portfolio no bɛsesa. Sɛnea wobɛyɛ sikasɛm nhyehyɛe ama afe 2022, ahobammɔ bɛn na wobɛtɔ: https://youtu.be/qYWOBxXHUlI

Sika a wɔde bɛto mu ahorow

Sika a wɔde bɛto mu a mfaso wɔ so na ɛfata betumi ayɛ ahorow ahorow a egyina sika a wɔde bɛto mu no atirimpɔw ne nea ɔde ne sika ahyɛ mu no mu tebea ne ne suban so. Fa kyekyɛ:

  1. Mfaso anaasɛ basabasayɛ portfolio . Ne botae titiriw ne mfaso kɛse a ebetumi aba. Feature: ɛyɛ nea ɛyɛ mmerɛw yiye. Wɔ eyi mu no, nea wɔahyehyɛ no koraa fi stocks a ɛwɔ sɛnkyerɛnne kɛse a ɛkyerɛ sɛ ebetumi anya nkɔso daakye. Asɛnnennen no ne sɛ wobedi Moscow Exchange Index no so.
    Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024
    Sika a wɔde bɛto mu a ɛyɛ den
  2. Amansan nyinaa anaasɛ ɛkari pɛ portfolio . Nea wɔahyehyɛ no botae ne sɛ ɛbɛma wɔanya nkɔso a ɛfata. Ɛwɔ tumi kɛse a ɛko tia gua so nsakrae. Eyi fi nneɛma ahorow pii a ɛwɔ agyapade kuw ne sika a wɔde di dwuma mu.
  3. Portfolio a ɛyɛ katee no botae ne sɛ wobenya mfaso a ɛba fam koraa, nanso asiane a ɛba fam koraa na ɛwɔ mu.
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024
ahodoɔ
Nkyekyɛmu a ɛwɔ agyapadeɛ akuo titire mu wɔ amansan mfimfini ne berɛ tenten sikakorabea no betumi ayɛ soronko. Ɛsɛ sɛ wususuw ho nso sɛ wobetumi de nkɔso ho nsɛnkyerɛnne akyekyɛ sikasɛm mu sikakorabea ahorow mu (wobetumi de adi dwuma sɛ nhwɛso ama nhyehyɛe):
  • Simple – a woahyehye no ka ahobanbo ahoroo ho. Sɛ wonyin a, portfolio no ankasa bo nso kɔ soro.
  • Nkɔsoɔ a ɛkorɔn – yɛ saa nnwumakuo no ahobanbɔ a ɛkyerɛ nkɔsoɔ ntɛmntɛm na ɛkɔ so daa.
  • Nkɔsoɔ a ɛkɔ fam – a wɔahyehyɛ no ka ahyehyɛdeɛ a ɛwɔ nkɔsoɔ a ɛbɛtena hɔ daa ho nsɛnkyerɛnneɛ ho banbɔ ho.
  • Medium height – betumi ayɛ nkrataa ahorow.
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024
Sika a wɔde bɛto mu
Ray Dalio sika a wɔde bɛto mu – ETF 5 a ɛbɛsi biribiara a aka ananmu: https://youtu.be/lECIUvQuf5s Biribi te sɛ yei hwɛ te sɛ saa:
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024Sika a wonya no nso, wkyekyɛ mu ayɛ no ahorow a edidi so yi: sika a wonya daa (asiane a ɛba fam ne sikasɛm mu mfaso a wɔkyekyem pɛpɛɛpɛ), sika a wonya kɛse – asiane dodow no yɛ mfinimfini, mfaso a wonya no yɛ kɛse. Wɔde portfolio ahorow a wɔaka abom nso wɔ hɔ. Wɔ eyi mu no, agyapade a ɛwɔ hɔ dedaw no fã bi nya mfaso. Eyi fi nneɛma bo a ɛkɔ soro no. Ɔfã foforo no nso nam sika a wɔde bɛkyɛ ne mfɛntom a wonya so no nso de sikasɛm mu mfaso ɔha biara mu nkyem pɔtee bi ba. Ɛsɛ sɛ yɛma ɛtra yɛn adwenem sɛ, sɛ agyapade no fã pɔtee bi bo so tew a, ɛnde na wɔde sika a wɔde asie no afã afoforo bo a ɛkɔ soro no tua nneɛma a wɔahwere no ho ka. Warren Buffett sika a ɔde bɛto mu – nhwɛsoɔ a ɛyɛ adwuma a ɛfa sika a wɔde bɛto mu a wɔboaboa ano: https://youtu.be/tGKvSoxJnoQ

Portfolio collection options a egyina bere, botae ne nsɛnkyerɛnne afoforo so

Sɛ wopɛ sɛ wunya sika foforo a wɔahyɛ ho bɔ a, ɛnde ɛsɛ sɛ wudi kan hu sɛnea wobɛyɛ sika a wode bɛto mu a asiane kakraa bi na ɛwɔ mu afi mfiase na woakwati mfomso ahorow. Wɔ akwan horow no mu biara nni hɔ a ɛyɛ biako na ɛyɛ amansan nyinaa de ma wɔn a wobetumi de wɔn sika ahyɛ mu nyinaa. Obiara paw nea wɔahyehyɛ no ankorankoro, efisɛ ɛrentumi nyɛ yiye sɛ wobedi kan akyerɛ sɛnea tebea no bɛyɛ wɔ sikasɛm ne sikasɛm mu. Nneɛma a wobetumi apaw no gyina bere a wɔde bɛboaboa ano no so. Sɛ wɔrepaw sikakorabea ahorow a, ɛsɛ sɛ wosusuw ho sɛ dodow a wɔde sika bɛto mu no kyɛ no, dodow no ara na sika a wɔde bɛto mu no sua no gyina nsakrae a ɛbɛba wɔ gua so nneɛma bo mu bere tiaa bi so. Bere koro no ara mu no, sika a wobetumi anya ho sɛnkyerɛnne no nso gyina bere ho nsɛnkyerɛnne no so. Sɛ wopaw ɔkwan a wobɛfa so de bonds ahyɛ mu ma a, ɛnde tebea no bɛyɛ nea edidi so yi: bere tenten a wɔde bɛma no, . dodow a wontumi nhyɛ ho nkɔm kɛse no ne mfaso a wobenya no. Brokers kamfo kyerɛ sɛ paw saa kwan yi sɛ wopɛ sɛ wudi nnwuma a ɛyɛ bere tiaa bi ho dwuma na wode botae ahorow a ɛnyɛ den pii sisi w’ani so a. .
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024Asiane ahorow a ɛwɔ sikasɛm nhyehyɛe a wɔhyehyɛ mu – ɛyɛ mmerɛw, ɛkari pɛ, ɛyɛ basabasa [/ caption].

Nhwɛso a ɛfa sika a wɔde bɛto mu afe biako ho

Nhyiam nhwɛso (bere – afe 1, aba – bɛyɛ 50,000 rubles): ruble bonds. Wɔ bere tiaa mu atirimpɔw ahorow ho (sɛ nhwɛso no, akwantu, ofie nnwinnade a wobɛtɔ) no, eye sɛ wode bonds a ne bere bɛkɔ bɛyɛ afe biako titiriw besi portfolio. Eyi ho hia, efisɛ obi bedi kan ahu sika pɔtee (a ɛkɔ ruble ɔhaha pii) a obetumi anya wɔ awiei koraa no. Ɛyɛ asiane sɛ wobɛtɔ bere tiaa mu nneɛma, efisɛ sɛ ɛba fam a, ɛkame ayɛ sɛ ɛrentumi nyɛ yiye sɛ wobɛsan de nsɛnkyerɛnnede ahorow aba ntɛm. Wɔ tebea horow a emu yɛ den mu no, wubetumi atɔ kyɛfa a ne bo ntra 10% wɔ bo ne sika a wɔde asie no dodow nyinaa mu. Ɛdenam aguadifo bi mmoa so no, wubetumi atɔ sikakorabea a wɔasiesie. Wobetumi nso aboaboa ano wɔ Intanɛt so.
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024

Nhwɛsoɔ a ɛfa sika a wɔde bɛto mu mfeɛ 3-5 ho

Ɔkwan foforo a wobetumi afa so: bere a wɔde asi hɔ wɔ asɛm yi mu no yɛ mfe 3-5. Ɛha na wubetumi ama bonds ne stocks nyinaa apɛde. Wɔn kyɛfa a wɔwɔ wɔ portfolio no mu no yɛ 50/50 anaa 40/60. Feature: dodow a bere no kyɛ no, dodow no ara na kyɛfa a ɛwɔ portfolio no mu no betumi ayɛ kɛse. Ɛha na ɛsɛ sɛ wususuw ho sɛ ɛsɛ sɛ woma kyɛfa dodow ho kyerɛwtohɔ no kɔ soro sɛnea bere no te. Nhwehwɛmu a wɔyɛe wɔ sikasɛm mu no kyerɛ sɛ stocks befi ase anya mfaso wɔ mfe 5-10 mu. Sika a wɔde bɛto mu a ɛkari pɛ Nhwɛsoɔ a ɛfa sika a wɔde bɛto mu a ɛkari pɛ ho: Ɛsɛ sɛ wɔde sika no bi hyɛ adan ne afie mu, ebi wɔ adwinni anaa dadeɛ a ɛsom boɔ mu. Nhyehyeɛ no te sɛ deɛ ɛdidi soɔ yi: 25% biara ma stock ne bonds, adan ne afie ho sika 15%, akwan foforɔ 20% ne dadeɛ a ɛsom boɔ 15%. Sika a wɔde bɛto mu: stocks ne bonds no fã a ɛfata: https://youtu.be/seS4gI3oLqY Wɔhyehyɛ portfolio a ɛyɛ 50/50 no tiawa koraa: wɔde stocks ne bonds ka ho wɔ sika a ɛyɛ pɛ mu. Feature – biara securities ɛsɛ sɛ wɔkyekyɛ mu Russia ne amannɔne nso wɔ sika a ɛyɛ 50/50. Wubetumi anya sika a wode bɛto mu bio sɛ ​​wotɔ ahobammɔ a ɛsono asiane ne mfaso a ɛwɔ so no a. .
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024Diversified investment portfolio [/ caption] Sɛ nhyehyeɛ no gyina sika a wɔde ahyɛ mu so a, ɛnde saa sikakorabea yi betumi ayɛ te sɛ yei:
Dɛn ne sikasɛm nhyehyɛe, sikakorabea sika 2024

Nsɛmmisa ne mmuae

Dɛn ne sika a wɔde bɛto mu a eye sen biara? Eyi yɛ subjective option bi a edi botae ahorow, botae ahorow ne akwanhwɛ ahorow no ho dwuma. Wɔpaw nhyehyɛe a wɔbɛpaw no gyina sikasɛm tebea, asiane gyinabea kyerɛwtohɔ ne aguadifo no nyansahyɛ ahorow so. Ɛho hia sɛ wɔde nnwumakuw akɛse ne nnwuma akɛse a ebetumi agyina nneɛma bɔne a ɛda adi wɔ gua so no mu dodow no ara ano no ahobammɔ ho nneɛma di kan.
Dɛn ne sika a wɔde hyɛ mu tẽẽ ne sika a wɔde bɛto sikakorabea?Wɔ nea edi kan no mu no, ɛyɛ amanne sɛ wɔbɛka sika a wɔde bɛto mu a efi ase yɛ adwuma ntɛm ara ho asɛm. Sika a wɔde bɛto sikakorabea no yɛ den kɛse, efisɛ wɔayɛ no sɛnea ɛbɛyɛ a ebetumi anya nkɛntɛnso bere tenten. Mpɛn pii no, sikakorabea a wɔde hyɛ mu no yɛ soronko wɔ sikakorabea a wɔde hyɛ mu tẽẽ no ho wɔ dodow a wɔde bɛto mu no ho. Portfolio investment instruments: ɛka ho nkrataa (ɛnyɛ bonds nko na ɛka ho, na mmom bɔhyɛ nkrataa nso), ne kyɛfa nso. Wɔbu sika a wɔde bɛto sikakorabea no ho akontaa wɔ bere tiaa bi mu sen nea wɔde bɛto sikakorabea tẽẽ no. Ɛsɛ sɛ yɛma ɛtra yɛn adwenem sɛ wɔwɔ sika kɛse a wɔde bɛtɔ. Portfolio investments no atirimpɔw ne sɛ wobenya mfaso, a ɛyɛ denam mfɛntom anaa kyɛfa a wobenya so. Ɛsɛ sɛ wosusuw ho nso sɛ nea ɔde ne sika bɛto mu no mfa adwuma bi anaa adwuma pɔtee bi a wɔde n’ankasa sika hyɛ mu no sohwɛ nsi hɔ sɛ n’adwuma titiriw. Sika a wɔde bɛto mu yɛ nnɛyi kwan a wɔfa so ma sika a wɔde ahyɛ mu no dɔɔso. Ɛsɛ sɛ obi a ɔde ne sika hyɛ mu a osi gyinae sɛ ɔbɛhyehyɛ ɔkwan a mfaso wɔ so a obetumi ayɛ no twe ne ho de sua sikasɛm tebea a ɛnyɛ ɔman no mu nko, na mmom wiase nso. Ɛsɛ sɛ ɔne gua so akuw ahorow yɛ adwuma a edi mũ na ɛfata. Nea ɛka ho no, ɛbɛhwehwɛ sɛ wosusuw nneɛma ho yiye. Nea ɛbɛyɛ na wɔatumi ayɛ eyi no, wɔde ahwɛyiye paw agyapade ahorow, a nneɛma pii a wobetumi apaw wom. Ɛsɛ sɛ wodu nna ne botae ahorow a wɔde asi hɔ no ho. Sɛ wɔyɛ nnwuma no nyinaa sɛnea mmara no kyerɛ a, ɛnde sika a wɔde bɛto mu no bɛyɛ nea mfaso wɔ so. Asiane biara nni hɔ ma nea ɔde ne sika ahyɛ mu no wɔ asɛm yi mu. Sɛ yɛansusuw sikasɛm ho nsɛnkyerɛnne ankasa ho a, nneɛma a wɔhwere no betumi ayɛ kɛse. Brokers betumi aboa wo ma woapaw ɔkwan a eye sen biara. Wɔkamfo kyerɛ sɛ wo ne wɔn nni nkitaho ansa na woatɔ kyɛfa, .

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