Chii chinonzi stablecoins, anochengetedzwa sei uye zvakakodzera kuisa mari mazviri muna 2024

Chii chinonzi stablecoins, ndechei, anoshanda sei uye anochengetedzwa sei, uye zvakakodzera kuti uzvitenge muna 2022, ndedzipi njodzi kune investor. Cryptocurrency assets iri kuwana mukurumbira gore rega rega. Mamwe uye akawanda ma tokens matsva anooneka, kusanganisira stablecoins. Vatove vakakwanisa kukunda chikamu chikuru chemusika wekristptocurrency, sezvo vane zvakawanda zvakanakira, chinhu chikuru ndechekudzivirirwa kwemari kubva mukusagadzikana iyo chero crypto assets inotungamirirwa nayo. Ichi chinyorwa chichatarisa pane stablecoins.

Chii chinonzi stablecoin mumashoko akareruka

Dambudziko guru re cryptocurrency assets kune avo vanoshandisa tokens semari is uncontrolled
volatility . Kuchinja-chinja kwekukosha kwemari yekutanga munyika kwakaramba kuchipfuura makumi ezviuru zvemadhora uye kwakawira pasi pegumi nemaviri mushure mepamusoro pe $ 67,000. A stablecoin inogadzirisa dambudziko rekusagadzikana, sezvo chiyero chemari yakadaro yakasungirirwa zvakananga kune fiat currency kana zvinhu zvenyama. Muchiitiko chekutanga, inogona kunge iri US dollar, uye yechipiri, goridhe. Nekudaro, kune stablecoins, chiyero cheiyo chikamu kana chakanyatsosimbiswa nekukosha kweimwe cryptocurrency asset.

Chii chinonzi stablecoins?

Stablecoins inogona kushandiswa seyenguva dzose fiat currency kutenga girosari, semuenzaniso. Nekudaro, iyi haisiriyo yega nzvimbo yekushandiswa kwemari yakadaro. Kazhinji, stablecoins inoshandiswa kuchengetedza mari pane cryptocurrency exchange.
Izvo hazvizogoneki kuwana mari nekuchengetedza nyore, zvisinei, zvinokwanisika kudzivirira kurasikirwa kwevatengesi vaviri panguva yekuwa nekuendesa kune stablecoin. Iyi ndiyo imwe kesi yekushandisa, asi iri kure kubva kune imwe chete. Mumwe muenzaniso ndewekuti vatambi vakuru mumusika wekrisptocurrency vari kushandura midziyo kuita stablecoins kuti vasarasikirwe chero chinhu panguva yekuderera. Stablokins inoshandiswawo kune:

• kuita kutengeserana kwezuva nezuva;
• kuendeswa kune vamwe vanhu pasina komisheni – kusanganisira kune dzimwe nyika;
• kuchengetedza mari yemuno kubva mukukwira kwemitengo;
• kuderedza kutsamira kwe cryptocurrency exchanges pamutengo we bitcoin;
• optimization yezvinodzokororwa kutamiswa kubva kubhangi account kuenda kune imwe.

Rondedzero iyi iri kuramba ichiwedzera. Izvi zvinokonzerwa nekuwedzera kwehuwandu hwe stablecoins. Semuenzaniso, vanogona kuiswa mumatanda kuti vagamuchire mari, asi nzvimbo iyi haina kufarirwa.

Ndeapi akakurumbira stablecoins muna 2022 – runyorwa rweakakurumbira

Pakazara, iwe unogona kuverenga nhamba huru ye stablecoins, asi kwete mari yese inogona kunzi yakavimbika. Chokutanga pane zvose, izvi zvinokonzerwa nekutenderera kwezvinhu zvinoumba dziva guru rechiratidzo, pamwe chete nekuvimba kwevatengesi. Funga nezve TOP 10 inonyanya kufarirwa yakagadzikana maapuro aChikunguru 2022.

Zita	Mari yemusika ($)
USDT	3.9 mabhiriyoni
USDC	3.3 mabhiriyoni
BUSD	1.07 mabhiriyoni
DAI	440 bhiriyoni
FRAX	84 bhiriyoni
TUSD	71 bhiriyoni
USDP	56 bhiriyoni
USDN	44 bhiriyoni
USDD	43 bhiriyoni
FEI	25 bhiriyoni

Ruzivo rwakatorwa kubva pachikuva chekuongorora CoinMarketCap. TOP inoumbwa maererano nemusimboti wemusika capitalization. Kureva, iyo capitalization yakakura, iyo nzvimbo yakakwirira muchiyero chakapihwa.

Ndezvipi zvinhu zvakasungirirwa

Nhasi, iyo inonyanya kuzivikanwa ndeye stablecoins, iyo yakasungirirwa kune kukosha kwefiat currency – iyo US dollar. Chiratidzo chakavimbika zvikuru nhasi USDT, uko chiyero chinogara chiri 1 kusvika 1. Kutsauka kunogoneka, asi ivo vashoma uye, sekutonga, kunoitika panguva yefiat currency volatility.
Dhora rinoonekwa semari yepasirese, saka mari zhinji dzakatsiga dzakasungirirwa kwairi. Zvakadaro, kune zvimwe zvinhu zvakatsiga zvakanamirwa kumari yenyika dzedzimwe nyika, senge euro. Kune zvakare akawanda stablecoins akasungirirwa kune akakosha masimbi. Kazhinji kazhinji goridhe. Kubatsira kukuru kwemidziyo yakavakirwa pasimbi yakakosha ndeyekuti hapana makomisheni uye zviri nyore kubata midziyo. Uye kubvisa mari kuri nyore.

Ndeapi maitiro ekutsigira mutengo

Anenge ese cryptocurrency asset ane maturusi anotsigira uye anopembedza mutengo wayo. Nekudaro, kune nzira nhatu huru dzinogona kukamurwa kuva mhando:

• nhamba yemari yakachengetwa nehurongwa:
• mitemo yekushandiswa kwezvinhu kubva panzvimbo yekuchengetedza;
• dzimwe nzira dzekuchengeta kukosha – asset yega yega ine maitiro ayo.

Chii chinonzi centralized stablecoins

Zvinenge zvese zvakatsiga tokeni zvinodzorwa nevepakati vanoburitsa. Ivo vanogadzira nekuchengetedza mari inobata zvakachengetwa zvinhu kana fiat mari senge dhora rekuUS. Ivo vari pasi pekuongororwa kuti nguva nenguva vasimbise huwandu hwakaziviswa hwezvinhu. Iyo inonyanya kufarirwa stablecoin ndeye USDT, yeTether. Inogara ichivandudza ruzivo rwehuwandu hwezvinhu zvakachengetwa mukati mehomwe, uye zvakare inovimbisa vanoisa mari muripo wekurasikirwa kana chimwe chinhu chikaitika kuUSDT. Nokudaro, chiratidzo ichi ndicho chinonyanya kufarirwa pakati pe stablecoins. Muna Chikunguru 2022, homwe iyi iri pamusoro pe80 muzana yakazadzwa nefiat chete.
Yechipiri yakakura yakagadzikana chiratidzo ne capitalization ndeye USDC. Iyo ndeye yemonopolistic musanganiswa weCoinbase uye Circle. Iyo yekuchengetedza inonyanya kuve nefiat mari uye zvisungo zveUnited States of America. Iyo manejimendi kambani iri muNew York. Masangano anotarisira ma tokens akatsiga anonyoreswa munzvimbo yakakura. Kuburitswa kwema stablecoins kunobatwa neanopa. Uye manejimendi easset anoenderana nehuwandu hwekuchinja uye iripo reserve.

Ndezvipi zvakanakira uye zvakaipira zvepakati stablecoins

Tokeni dzakagadzikana dzinotungamirirwa nemasangano epakati ane hutano hwakanaka. Kukosha kwavo kunovimbiswa nemidziyo iyo kusagadzikana kudiki. Ma stablecoins akadaro ane yakakwira liquidity uye anowanikwa pakutengesa pane akawanda akakurumbira cryptocurrency exchanges. Izvo zvakakoshawo kuratidza mukana wekuverenga, kuchengetedza mari uye kutengesa zvakananga mukati meiyo crypto exchange. Nekudaro, chero dambudziko pakuchinjana kwepakati idambudziko rinogona kuitika kune wese ane stablecoin anobata. Zvinogona kuitika nekuda kwekukanganisa kwekambani manejimendi, kushuma zvisirizvo, kusanganisira nenzira yekunyepedzera kana zvimwe zviitiko.

Mumwe wemienzaniso yakanakisa yakaitika muna 2019. Anobatanidzwa neTether uye stablecoin yayo, pamwe neBitfinex crypto exchange. Wekupedzisira akapomerwa kushandisa guta guru rekambani yeTether nekuda kwezvinangwa zvake – kubhadhara mari iyo vashandisi vayo vakarasikirwa nezvikonzero zvechitatu. Mari iyi yaidarika mamiriyoni mazana masere emadhora.

Iyo crypto exchange yakakwanisa kubhadhara chikwereti uye kugadzirisa kusawirirana chete mushure memakore maviri. Kutevera dare, vatengesi veUSDT asset vakatendeukira kudare, zvichemo zvakatoitwa kuTether – kupomerwa kwekushandisa zvisiri pamutemo zvirongwa zvekunyengedza.

Chii chinonzi algorithmic stablecoins

Kukosha kwe stablecoins kunowanzo kusungirirwa kune chimwe chinhu, chakadai sekukosha kwefiat currency kana imwe asset. Kubatsira kukuru kwe stablecoins ndiko kudzivirirwa kubva kune yakakwirira kusagadzikana, iyo inowanzoshandiswa nevashambadziri nevatengesi. Inenge yega yega stablecoin inovavarira kusunga zvizere kune imwe asset, kuunza nzira dzayo. Uye izvo zvatove mukutenderera kutenderera zvine midziyo yakakwana kuchengetedza uye kuvimbisa kukosha kwavo. Midziyo iyi iri mumasangano ari pakati, akaita semabhanga. Mari inoshanda pasina kushandisa blockchain tekinoroji. Iyo inonyanya kufarirwa stablecoins nemusika capitalization inoshanda seizvi. Nekudaro, kune ma stablecoins anoshandisa blockchain tekinoroji kugadzira homwe. Vamwe vanotoshanda nema decentralized mechanisms, semuenzaniso DAI. Stablecoins yakadaro inonzi algorithmic. Nezita, unogona kunzwisisa kuti algorithms inoshandiswa sehwaro hwekuumbwa kwavo. Muchiitiko ichi, imhando yezvinyorwa zvemitemo, mirayiridzo uye zvirambidzo zvinofanira kuteverwa. Kazhinji zvese zvinoumbwa nemakomputa maitiro ane imwe rondedzero yedata rekuisa. Algorithm optimization ine chinangwa chimwe chete – kuchengetedza chiyero chekuchinjana chechiratidzo chakagadzikana maererano nemidziyo yakakoswa. Kazhinji, algorithmic stablecoins haina mari kana zvimwe zvibatiso. Mari yacho haina kusungirirwa kune zvinhu zvekunze. Zvisinei, kunewo mahybrids. Zvese zvaunoda kuziva nezve stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Muchiitiko ichi, imhando yezvinyorwa zvemitemo, mirayiridzo uye zvirambidzo zvinofanira kuteverwa. Kazhinji zvese zvinoumbwa nemakomputa maitiro ane imwe rondedzero yedata rekuisa. Algorithm optimization ine chinangwa chimwe chete – kuchengetedza chiyero chekuchinjana chechiratidzo chakagadzikana maererano nemidziyo yakakoswa. Kazhinji, algorithmic stablecoins haina mari kana zvimwe zvibatiso. Mari yacho haina kusungirirwa kune zvinhu zvekunze. Zvisinei, kunewo mahybrids. Zvese zvaunoda kuziva nezve stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Muchiitiko ichi, imhando yezvinyorwa zvemitemo, mirayiridzo uye zvirambidzo zvinofanira kuteverwa. Kazhinji zvese zvinoumbwa nemakomputa maitiro ane imwe rondedzero yedata rekuisa. Algorithm optimization ine chinangwa chimwe chete – kuchengetedza chiyero chekuchinjana chechiratidzo chakagadzikana maererano nemidziyo yakakoswa. Kazhinji, algorithmic stablecoins haina mari kana zvimwe zvibatiso. Mari yacho haina kusungirirwa kune zvinhu zvekunze. Zvisinei, kunewo mahybrids. Zvese zvaunoda kuziva nezve stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Algorithm optimization ine chinangwa chimwe chete – kuchengetedza chiyero chekuchinjana chechiratidzo chakagadzikana maererano nemidziyo yakakoswa. Kazhinji, algorithmic stablecoins haina mari kana zvimwe zvibatiso. Mari yacho haina kusungirirwa kune zvinhu zvekunze. Zvisinei, kunewo mahybrids. Zvese zvaunoda kuziva nezve stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Algorithm optimization ine chinangwa chimwe chete – kuchengetedza chiyero chekuchinjana chechiratidzo chakagadzikana maererano nemidziyo yakakoswa. Kazhinji, algorithmic stablecoins haina mari kana zvimwe zvibatiso. Mari yacho haina kusungirirwa kune zvinhu zvekunze. Zvisinei, kunewo mahybrids. Zvese zvaunoda kuziva nezve stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg

Chii chinonzi algorithmic stablecoins

Nhasi zvakaoma kusarudza nzira yekugadzirisa kukosha kwe stablecoin. Nokudaro, mitsva yakasiyana-siyana yematokisi akagadzikana ari kubuda. Imwe nzira ndeyekugadzira homwe, iyo vhoriyamu inodarika zvakanyanya kuburitswa kwemari. Chiratidzo chinonyanya kufarirwa chinoshanda nenzira iyi iDAI. Iine muganho mukuru wekutanga, unozvibata zvakatsiga, asi kushanda kweiyo asset kwakadzikira zvakanyanya pane kuya kwepakati pevamwe. Muna Chivabvu 2022, mutungamiri maererano nemusika capitalization yaive asset, kukosha kwayo kwakadonha kusvika kushoma. Tiri kutaura nezveTerra chirongwa uye chiratidzo cheUST. Nheyo yacho yaive yekuti vagadziri havana kudzora kuburitswa – chero munhu aigona kuburitsa tokeni. Vashandi vehupfumi vaiita basa rekugadzirisa mutengo.
Chiratidzo chaionekwa sechigadzikana nokuti vatori vechikamu vaigona kupisa zvakanyanya kuitira kuti kukosha kwefa kugare kwakaenzana nedhora reUnited States. Kugadzikana kwakawanikwa necoin algorithms. Nekudaro, UST ipurojekiti yeTerra ine TerraLUNA asset. Pakati paChivabvu, yakadonha kusvika pamasendi makumi maviri kubva pamadhora makumi matanhatu mumazuva mashoma. Kumutevera, iyo UST algorithmic stablecoin yakawirawo. Muna Chikunguru 2022, iri kutengesa pa2-3 masendi. Hapana munhu anogona kudoma chikonzero chekudonha kwakapinza kwakadaro kwechiratidzo chinovimbisa, zvisinei, vamwe vaongorori uye Investing.com resource vanotenda kuti hunyengeri hutsotsi hwevatambi vakakura mumusika ndivo vane mhosva. Zvinoenderana neshanduro yavo, iyo yekupedzisira yakagadzira mamiriro akakanganisa iyo UST algorithms uye, nekudaro, kosi. Kusvetuka kwakasimba uye kwakasimba pakati pedhora nekukosha kwemari kwakakonzera kuita kubva pamusika wese. Chinhu chikuru

Matanga achakura sei

Iyo yakawanda yakawanda ye stablecoins ine mari ine chaiyo midziyo, algorithmic, pane zvinopesana. Mune arsenal yavo, pane masvomhu chete uye nzira dzakagadzirwa dzinobatsira kukurudzira kugadzikana kweyero yekutsinhana kune imwe mari. Zvakare, stablecoins inosanganiswa nenjodzi, sezvo vatengesi havagone kuve nechokwadi chekujeka kwezvakachengetwa. Izvi zvinogona kuratidza kwete chete inogona kudzorwa stablecoins nehurumende, asiwo kuvandudzwa kwealgorithmic stable tokens. Zvisinei, kushandisa muenzaniso weUST, munhu anogona kuona kuti panguva ino hapana nzira dzinoshanda dzekuvandudzwa kwechikamu. Asi panguva imwe chete hazvidzivisiki munguva yemberi iri pedyo. Stablecoins chinhu chakasiyana-siyana chiri kutoshandiswa munzvimbo dzakawanda dzehupenyu hwezuva nezuva. Iyo tekinoroji iri kushingaira kusimudzira, nyowani yepakati mari inooneka, pamwe nealgorithmic tokens.