Niki stabilcoins niki, zifite umutekano gute kandi birakwiye ko ubashora muri 2024

Ni ibiki bihamye, bigamije iki, bakora gute kandi bafite umutekano, kandi birakwiye ko ubigura muri 2022, ni izihe ngaruka ku mushoramari. Umutungo wa Cryptocurrency uragenda ukundwa buri mwaka. Ibimenyetso byinshi kandi byinshi bigaragara, harimo na stabilcoine. Bamaze gutsinda igice kinini cyisoko ryibanga, kubera ko bafite ibyiza byinshi, icyingenzi nukurinda amafaranga kumivurungano imitungo iyo ari yo yose ikoreshwa. Iyi ngingo izibanda kuri stabilcoins.

Niki stabilcoin mumagambo yoroshye

Ikibazo nyamukuru cyumutungo wibanga kubakoresha ibimenyetso nkifaranga ni
ihindagurika ridakurikiranwa . Imihindagurikire y’agaciro k’igiceri cya mbere ku isi inshuro zirenga ibihumbi icumi by’amadolari kandi yagabanutse munsi ya cumi nyuma yo kugera ku $ 67.000. Igiceri gihamye gikemura ikibazo cyo guhindagurika, kubera ko igipimo cyicyo giceri gihujwe neza nifaranga rya fiat cyangwa umutungo wumubiri. Mugihe cyambere, irashobora kuba amadorari yAmerika, naho iya kabiri, zahabu. Ariko, hariho ibiceri bihamye, igipimo cyacyo kikaba cyemejwe igice cyangwa cyemejwe rwose nagaciro kayandi mutungo wibanga.

Ni ibiki bihamye?

Stablecoins irashobora gukoreshwa nkifaranga risanzwe rya fiat kugura ibiribwa, kurugero. Ariko, aha ntabwo aribwo buryo bwonyine bwo gukoresha ibiceri. Mubisanzwe, stabilcoins zikoreshwa mukubika amafaranga kumavunja.
Ntabwo bizashoboka kubona amafaranga mububiko bworoshye, ariko, birashoboka gukumira igihombo cyabacuruzi mugihe cyo kugwa ukimurira muri stabilcoin. Uru ni rumwe rukoreshwa, ariko kure yurwo rwonyine. Urundi rugero ni uko abakinyi bakomeye mumasoko ya cryptocurrency bahindura umutungo mubiceri bituje kugirango batagira icyo batakaza mugihe cyo gutaha. Stablokins nayo ikoreshwa kuri:

• gukora ibikorwa bya buri munsi;
• kwimurira abandi bantu badafite komisiyo – harimo no mu bindi bihugu;
• kurinda ifaranga ryaho amafaranga y’ifaranga;
• kugabanya gushingira ku guhanahana amakuru ku giciro cya bitcoin;
• gutezimbere kwimurwa risubirwamo kuva kuri konti ya banki kurindi.

Uru rutonde rugenda rwaguka. Ibi biterwa no kwaguka kurwego rwa stabilcoine. Kurugero, barashobora gutondekwa kugirango babone amafaranga yinjira, ariko kariya gace ntikunzwe cyane.

Nibihe bizwi neza muri 2022 – urutonde rwamamare

Muri rusange, urashobora kubara umubare munini wibiceri, ariko ntabwo igiceri cyose gishobora kubonwa ko cyizewe. Mbere ya byose, ibi biterwa no guhinduranya umutungo ugize pisine rusange yikimenyetso, kimwe nicyizere cyabashoramari. Reba TOP 10 zizwi cyane muri porogaramu zihamye muri Nyakanga 2022.

Izina	Kwandika isoko ($)
USDT	Miliyoni 3.9
USDC	Miliyoni 3.3
BUSD	Miliyoni 1.07
DAI	Miliyari 440
FRAX	Miliyari 84
TUSD	Miliyari 71
USDP	Miliyari 56
USDN	Miliyari 44
USDD	Miliyari 43
FEI	Miliyari 25

Amakuru yakuwe kumurongo wisesengura CoinMarketCap. TOP yashizweho hakurikijwe ihame ryo gushora imari ku isoko. Nukuvuga, uko inyuguti nkuru nini, niko umwanya uri murwego rwatanzwe.

Ni uwuhe mutungo uhujwe

Muri iki gihe, ibisanzwe ni ibiceri bihamye, bigereranywa n’agaciro k’ifaranga rya fiat – amadolari y’Amerika. Ikimenyetso cyizewe cyane muri iki gihe ni USDT, aho igipimo gihora 1 kugeza kuri 1. Gutandukana birashoboka, ariko ni bike kandi, nkuko bisanzwe, bibaho mugihe ihindagurika ryamafaranga.
Amadolari afatwa nk’ifaranga rusange, bityo ibiceri byinshi bihamye. Icyakora, hari indi mitungo ihamye yashyizwe ku mafaranga y’igihugu y’ibindi bihugu, nka euro. Hariho kandi ibiceri byinshi bihamye bihujwe nicyuma cyagaciro. Akenshi zahabu. Inyungu nyamukuru yumutungo ushingiye ku byuma byagaciro ni uko nta komisiyo zihari kandi byoroshye gucunga umutungo. Kandi gukuramo amafaranga biroroshye.

Nubuhe buryo bwo gushyigikira ibiciro?

Hafi ya buri mutungo wibanga ufite ibikoresho bishyigikira kandi byerekana igiciro cyacyo. Nyamara, hari inzira eshatu zingenzi zishobora kugabanywamo ubwoko:

• umubare wibiceri byabitswe na sisitemu:
• amategeko yo gukoresha umutungo uva mu bubiko;
• ubundi buryo bwo kugumana agaciro – buri mutungo ufite uburyo bwawo.

Nibiki bikomatanyirijwe hamwe

Mubyukuri buri kimenyetso gihamye kigenzurwa nabasohoka. Bashiraho kandi bakabungabunga amafaranga afite umutungo wabitswe cyangwa amafaranga ya fiat nkamadorari yAmerika. Bagenzurwa kugirango bemeze buri gihe umubare wumutungo watangajwe. Icyamamare kizwi cyane ni USDT, ifitwe na Tether. Ihora ivugurura amakuru yubunini bwumutungo wabitswe mu kigega, kandi ikanemeza abashoramari indishyi zigihombo niba hari ikintu kibaye USDT. Kubwibyo, iki kimenyetso nicyo kizwi cyane muri stabilcoine. Muri Nyakanga 2022, ikigega kirenga 80 ku ijana cyuzuyemo fiat gusa.
Ikimenyetso cya kabiri kinini gihamye mu nyuguti nkuru ni USDC. Ifitwe na monopoliste ihuza Coinbase na Circle. Ikigega gikubiyemo ahanini amafaranga ya fiat na bonds za Reta zunzubumwe za Amerika. Isosiyete icunga iherereye i New York. Amashyirahamwe acunga ibimenyetso bihamye yanditswe mububasha bunini. Gutanga ibiceri bihamye bikemurwa nuwabitanze. Kandi imicungire yumutungo biterwa nubucuruzi bwuzuye hamwe nububiko buhari.

Ni izihe nyungu n’ibibi bya centralcoins zishyizwe hamwe

Ibimenyetso bihamye bicungwa nimiryango ikomatanyije bifite uburambe burambye. Agaciro kabo kemezwa numutungo ufite ihindagurika rito. Ibicuruzwa nkibi bihamye bifite umuvuduko mwinshi kandi birahari kubucuruzi kubintu byinshi bizwi cyane. Birakwiye kandi kwerekana uburyo bwo kubara, kuzigama amafaranga no gucuruza muburyo butaziguye. Nyamara, ikibazo icyo ari cyo cyose cyo guhanahana amakuru ni ikibazo gishobora kuba kuri buri wese ufite stabilcoin. Birashobora kubaho kubera amakosa yikigo gishinzwe imiyoborere, gutanga raporo zitari zo, harimo muburyo bwa manipulation cyangwa ibindi bintu byabaye.

Imwe mu ngero nziza zabaye muri 2019. Afatanije na Tether hamwe na stabilcoin yayo, kimwe no guhanahana amakuru ya Bitfinex. Uwa nyuma yashinjwaga gukoresha imari shingiro ya sosiyete ya Tether mu bikorwa bye bwite – kwishyura amafaranga abakoresha bayo batakaje kubera impamvu za gatatu. Amafaranga yari arenga miliyoni 800 z’amadolari.

Guhana kwa crypto byashoboye kwishyura umwenda no gukemura amakimbirane nyuma yimyaka 2. Nyuma y’urukiko, abashoramari b’umutungo wa USDT bitabaje urukiko, ibirego bimaze gutangwa kuri Tether – ibirego byo gukoresha imigambi itemewe mu gushuka.

Niki algorithmic stabilcoins

Agaciro k’ibiceri bisanzwe bishyirwa mubintu, nk’agaciro k’ifaranga rya fiat cyangwa undi mutungo. Inyungu nyamukuru ya stabilcoins ni ukurinda ihindagurika ryinshi, rikoreshwa kenshi nabashoramari n’abacuruzi. Hafi ya stabilcoin hafi ya yose iharanira guhuza umutungo wose, itangiza uburyo bwayo. Kandi abasanzwe bazenguruka bafite umutungo uhagije wo kurinda no kwemeza agaciro kabo. Uyu mutungo uherereye mumashyirahamwe akomatanyije, nka banki. Amafaranga akora adakoresheje tekinoroji yo guhagarika. Ibyamamare bizwi cyane kubicuruzwa byamasoko bikora nkibi. Ariko, hariho stabilcoin ikoresha tekinoroji yo guhagarika gushinga ikigega. Bamwe ndetse bakorana nuburyo bwo kwegereza ubuyobozi abaturage, urugero DAI. Ibicuruzwa nkibi bita algorithmic. Ku izina, urashobora kumva ko algorithms zikoreshwa nkibanze shingiro ryabo. Muri iki kibazo, ni ubwoko bwurutonde rwamategeko, amabwiriza nimbogamizi bigomba gukurikizwa. Mubisanzwe ibintu byose byakozwe muburyo bwo kubara hamwe nurutonde runaka rwamakuru yinjiza. Gutezimbere kwa Algorithm bifite intego imwe – kugumisha igipimo cyivunjisha gihamye ugereranije numutungo wacuzwe. Mubisanzwe, algorithmic stabilcoins ntabwo ifite amafaranga cyangwa izindi ngwate. Igiciro ntabwo kijyanye numutungo wo hanze. Ariko, hariho na Hybride. Ikintu cyose ukeneye kumenya kubyerekeye ibiceri, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Muri iki kibazo, ni ubwoko bwurutonde rwamategeko, amabwiriza nimbogamizi bigomba gukurikizwa. Mubisanzwe ibintu byose byakozwe muburyo bwo kubara hamwe nurutonde runaka rwamakuru yinjiza. Gutezimbere kwa Algorithm bifite intego imwe – kugumisha igipimo cyivunjisha gihamye ugereranije numutungo wacuzwe. Mubisanzwe, algorithmic stabilcoins ntabwo ifite amafaranga cyangwa izindi ngwate. Igiciro ntabwo kijyanye numutungo wo hanze. Ariko, hariho na Hybride. Ikintu cyose ukeneye kumenya kubyerekeye ibiceri, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Muri iki kibazo, ni ubwoko bwurutonde rwamategeko, amabwiriza nimbogamizi bigomba gukurikizwa. Mubisanzwe ibintu byose byakozwe muburyo bwo kubara hamwe nurutonde runaka rwamakuru yinjiza. Gutezimbere kwa Algorithm bifite intego imwe – kugumisha igipimo cyivunjisha gihamye ugereranije numutungo wacuzwe. Mubisanzwe, algorithmic stabilcoins ntabwo ifite amafaranga cyangwa izindi ngwate. Igiciro ntabwo kijyanye numutungo wo hanze. Ariko, hariho na Hybride. Ikintu cyose ukeneye kumenya kubyerekeye ibiceri, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Gutezimbere kwa Algorithm bifite intego imwe – kugumisha igipimo cyivunjisha gihamye ugereranije numutungo wacuzwe. Mubisanzwe, algorithmic stabilcoins ntabwo ifite amafaranga cyangwa izindi ngwate. Igiciro ntabwo kijyanye numutungo wo hanze. Ariko, hariho na Hybride. Ikintu cyose ukeneye kumenya kubyerekeye ibiceri, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Gutezimbere kwa Algorithm bifite intego imwe – kugumisha igipimo cyivunjisha gihamye ugereranije numutungo wacuzwe. Mubisanzwe, algorithmic stabilcoins ntabwo ifite amafaranga cyangwa izindi ngwate. Igiciro ntabwo kijyanye numutungo wo hanze. Ariko, hariho na Hybride. Ikintu cyose ukeneye kumenya kubyerekeye ibiceri, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg

Niki algorithmic stabilcoins

Uyu munsi biragoye guhitamo uburyo bwo kugena agaciro ka stabilcoin. Kubwibyo, itandukaniro rishya ryibimenyetso bihamye biragaragara. Inzira imwe ni ugushiraho ikigega, ingano yacyo irenze cyane itangwa ry’igiceri. Ikimenyetso kizwi cyane gikora murubu buryo ni DAI. Ifite intera nini yambere, yitwara neza, ariko imikorere yumutungo iri hasi cyane ugereranije niyindi mikorere. Muri Gicurasi 2022, umuyobozi mu bijyanye no gushora imari ku isoko yari umutungo, agaciro kayo karagabanuka kugeza ku gipimo gito. Turimo kuvuga umushinga wa Terra hamwe na UST token. Ihame ni uko abayiremye batagengaga ibyuka bihumanya – umuntu wese yashoboraga gutanga ibimenyetso. Abakozi bashinzwe ubukungu bagize uruhare mu guhindura ibiciro.
Ikimenyetso cyafatwaga nk’igihamye kuko abitabiriye amahugurwa bashoboraga gutwika ibirenze ku buryo agaciro k’umutungo gahora kangana n’amadorari y’Amerika. Igihagararo cyagezweho nigiceri algorithms. Ariko, UST ni umushinga wa Terra ufite umutungo wa TerraLUNA. Hagati muri Gicurasi, yagabanutse kugera ku mafaranga 20 kuva $ 60 mu minsi mike. Kumukurikira, UST algorithmic stabilcoin nayo yaguye. Muri Nyakanga 2022, iracuruza amafaranga 2-3. Ntawe ushobora kuvuga impamvu yo gusenyuka gukabije kw’ikimenyetso cyizewe, nyamara, abasesenguzi bamwe n’umutungo wa Investing.com bemeza ko amayeri y’uburiganya y’abakinnyi bakomeye ku isoko ari yo nyirabayazana. Ukurikije verisiyo yabo, aba nyuma bashizeho ikibazo gihungabanya algorithm ya UST, bityo, amasomo. Gusimbuka gukomeye kandi gukomeye hagati y’idolari n’agaciro k’igiceri byateje reaction ku isoko ryose. Impamvu nyamukuru

Uburyo ingagi zizatera imbere

Umubare munini wibicuruzwa bifite amafaranga afite umutungo nyawo, algorithmic, kurundi ruhande. Muri arsenal yabo, hariho imibare gusa hamwe nuburyo bwateye imbere bufasha kuzamura ihame ryivunjisha ugereranije nigiceri runaka. Na none, stabilcoins ifitanye isano ningaruka, kubera ko abashoramari badashobora kumenya neza ko ibigega biboneye. Ibi ntibishobora kwerekana gusa amabwiriza ashoboka ya stabilcoins na leta, ariko kandi yerekana iterambere rya algorithmic ibimenyetso bihamye. Nyamara, ukoresheje urugero rwa UST, umuntu arashobora kubona ko kuri ubu nta buryo bunoze bwo guteza imbere urwego. Ariko icyarimwe, byanze bikunze mugihe cya vuba. Stablecoins numutungo utandukanye usanzwe ukoreshwa mubice byinshi byubuzima bwa buri munsi. Ikoranabuhanga riratera imbere cyane, ibiceri bishya bikomatanyije bigaragara, kimwe n’ibimenyetso bya algorithmic.