Stablecoins kye ki, zikuumibwa zitya era kigwana okuziteekamu ssente mu 2024

Stablecoins kye ki, zikola ki, zikola zitya era zikuumibwa zitya, era kigwana okuzigula mu 2022, bulabe ki eri omusigansimbi. Eby’obugagga bya Cryptocurrency byeyongera okwettanirwa buli mwaka. Token empya zeeyongera okulabika, omuli ne stablecoins. Basobodde dda okuwangula ekitundu ekinene eky’akatale ka cryptocurrency, okuva bwe kiri nti balina ebirungi bingi, ekikulu kwe kukuuma ssente okuva mu kukyukakyuka eby’obugagga byonna ebya crypto bye biba bifunye. Ekiwandiiko kino kijja kussa essira ku stablecoins.

Stablecoin kye ki mu bigambo ebyangu

Ekizibu ekikulu eky’eby’obugagga bya cryptocurrency eri abo abakozesa tokens nga ssente kwe
kukyukakyuka okutafugibwa . Enkyukakyuka mu muwendo gw’ekinusu ekyasooka mu nsi yonna enfunda eziwera zasukka enkumi n’enkumi za ddoola ne zigwa wansi wa dazini emu oluvannyuma lw’okutuuka ku ntikko ya doola 67,000. Ensimbi ennywevu egonjoola ekizibu ky’okukyukakyuka, okuva omuwendo gw’ensimbi ng’ezo bwe kisibiddwa butereevu ku ssente za fiat oba eby’obugagga ebirabika. Mu mbeera esooka, eyinza okuba ddoola ya Amerika, ate mu kyokubiri, zaabu. Wabula waliwo stablecoins, omuwendo gwazo gukakasibwa ekitundu oba ddala omuwendo gw’eby’obugagga ebirala ebya cryptocurrency.

Stablecoins zikola ki?

Stablecoins esobola okukozesebwa nga ssente za fiat eza bulijjo okugula eby’okulya okugeza. Kyokka, kino si kye kyokka eky’okukozesa ssente ng’ezo. Mu ngeri entuufu, stablecoins zikozesebwa okutereka ssente ku cryptocurrency exchange.
Tekijja kusoboka kufuna ssente ng’otereka mu ngeri ennyangu, wabula, kisoboka okuziyiza okufiirwa kw’ababiri abasuubula mu kiseera ky’okugwa ng’ogikyusa okudda mu stablecoin. Eno y’emu ku nkozesa, naye wala nnyo okuva ku eyo yokka. Ekyokulabirako ekirala kiri nti abazannyi abanene mu katale ka cryptocurrency bakyusa eby’obugagga mu stablecoins baleme kufiirwa kintu kyonna mu kiseera ky’okuyimirira. Stablokins era zikozesebwa ku:

• okukola emirimu gya buli lunaku;
• okukyusa okudda mu bantu abalala awatali kakiiko – nga mw’otwalidde n’okugenda mu mawanga amalala;
• okukuuma ssente za wano okuva ku bbeeyi y’ebintu okulinnya;
• okukendeeza ku kwesigama kw’okuwanyisiganya ssente za crypto ku bbeeyi ya bitcoin;
• okulongoosa enkola y’okukyusa ssente eziddirira okuva ku akawunti ya bbanka emu okudda ku ndala.

Olukalala luno lugenda lugaziwa buli kiseera. Kino kivudde ku kugaziya obusobozi bwa stablecoins. Okugeza, basobola okuteekebwa ku katale okufuna ssente ezitaliiko kye zikola, naye ekitundu kino tekitwalibwa nnyo.

Biki ebimanyiddwa ennyo mu 2022 – olukalala lw’ebisinga okwettanirwa

Okutwalira awamu, osobola okubala omuwendo omunene ennyo ogwa stablecoins, naye si buli ssente nti esobola okutwalibwa nga eyesigika. Okusookera ddala, kino kiva ku kukyusakyusa eby’obugagga ebikola ekibinja eky’awamu eky’akabonero, awamu n’obwesige bwa bamusigansimbi. Lowooza ku TOP 10 ezisinga okwettanirwa stable apps mu July 2022.

Erinnya	Ensaasaanya y’akatale ($) .
USDT	obuwumbi 3.9
USDC	obuwumbi 3.3
BUSD	obuwumbi 1.07
DAI	obuwumbi 440
FRAX	obuwumbi 84
TUSD	obuwumbi 71
USDP	obuwumbi 56
USDN	obuwumbi 44
USDD	obuwumbi 43
FEI	obuwumbi 25

Amawulire agaggiddwa ku mukutu gw’okwekenneenya CoinMarketCap. TOP ekolebwa okusinziira ku nkola ya market capitalization. Kwe kugamba, ennukuta ennene gye zikoma okuba ennene, ekifo mu kigero ekiweereddwa gye kikoma okuba waggulu.

Eby’obugagga ki ebisibiddwako

Leero, ezisinga okukozesebwa ze ssente enkalu (stablecoins), eziteekebwa ku muwendo gwa ssente za fiat – ddoola ya Amerika. Akabonero akasinga okwesigika leero ye USDT, ng’omuwendo bulijjo gusigala nga 1 ku 1. Okukyama kusoboka, naye kuba kutono era, ng’etteeka, kubaawo mu kiseera ky’okukyukakyuka kw’ensimbi za fiat.
Ddoola etwalibwa ng’ensimbi eza bulijjo, kale ssente ezisinga obungi ezitereka zibeera ku yo. Wabula waliwo eby’obugagga ebirala ebinywevu ebiyungiddwa ku ssente z’eggwanga ez’amawanga amalala, nga Euro. Waliwo ne stablecoins nnyingi ezisibiddwa ku byuma eby’omuwendo. Ebiseera ebisinga zaabu. Ekirungi ekikulu ekiri mu by’obugagga ebisinziira ku byuma eby’omuwendo kwe kuba nti tewali busuulu era kyangu okuddukanya eby’obugagga. Era okuggyayo ssente kyangu.

Enkola ki eziwagira emiwendo

Kumpi buli kintu kya cryptocurrency kirina ebikozesebwa ebiwagira n’okulaga obutuufu bw’ebbeeyi yaakyo. Naye waliwo engeri ssatu enkulu eziyinza okwawulwamu ebika:

• omuwendo gw’ensimbi eziterekeddwa enkola eno:
• amateeka agakwata ku nkozesa y’eby’obugagga okuva mu tterekero;
• engeri endala ez’okukuuma omuwendo – buli kintu kirina enkola yaakyo.

Kiki ekiyitibwa centralized stablecoins

Kumpi buli kabonero akatebenkedde kafugibwa abafulumya ebintu mu kifo ekimu. Bakola n’okulabirira ensimbi ezirina eby’obugagga ebiterekeddwa oba ssente za fiat nga ddoola ya Amerika. Zirina okubalirirwa buli luvannyuma lwa kiseera okukakasa omuwendo gw’eby’obugagga ebyalangirirwa. Stablecoin esinga okwettanirwa ye USDT, eya Tether. Bulijjo etereeza amawulire ku bungi bw’ebintu ebiterekeddwa mu nsawo, era era ekakasa bamusigansimbi okuliyirira olw’okufiirwa singa wabaawo ekintu ekituuka ku USDT. N’olwekyo, akabonero kano ke kasinga okwettanirwa mu stablecoins. Mu July wa 2022, ensawo eno ejjudde fiat zokka ebitundu ebisukka mu 80 ku 100.
Akabonero ak’okubiri akasinga obunene akanywevu okusinziira ku kapito ye USDC. Liri mu kibiina kya Coinbase ne Circle ekigatta abantu bonna. Reserve eno okusinga erimu ssente za fiat ne bondi za Amerika. Kkampuni eno eddukanya emirimu esangibwa mu kibuga New York. Ebibiina ebiddukanya obubonero obutebenkevu biwandiisibwa mu kitundu ekinene. Okufulumya ssente za stablecoins kukwatibwako oyo agaba ssente. Era enzirukanya y’eby’obugagga esinziira ku nfuna yonna n’ebitereke ebiriwo.

Birungi ki n’ebibi ebiri mu centralized stablecoins

Token ezitebenkedde eziddukanyizibwa ebibiina ebiri wakati zirina obuwangaazi obulungi. Omuwendo gwazo gukakasibwa eby’obugagga ebirina okukyukakyuka okutono. Stablecoins nga zino zirina liquidity enkulu era zisangibwa okusuubula ku cryptocurrency exchanges nnyingi ezimanyiddwa ennyo. Era kirungi okulaga nti kisoboka okubala, okukekkereza ssente n’okusuubula butereevu munda mu crypto exchange. Naye, obuzibu bwonna ku centralized exchange kizibu ekiyinza okubaawo eri buli stablecoin holder. Ziyinza okubaawo olw’ensobi za kkampuni eddukanya, okukola lipoota enkyamu, omuli mu ngeri y’okukozesa obubi oba ebintu ebirala.

Ekimu ku byokulabirako ebisinga obulungi kyaliwo mu 2019. Akwatagana ne Tether ne stablecoin yaayo, wamu ne Bitfinex crypto exchange. Ekisembayo kyavunaanibwa okukozesa kapito wa kkampuni ya Tether olw’ebigendererwa eby’obuntu – okuliyirira ssente abakozesa baayo ze baafiirwa olw’ensonga ez’okusatu. Ssente zino zaali zisoba mu bukadde bwa ddoola 800.

Crypto exchange yasobola okusasula ebbanja n’okugonjoola obutakkaanya oluvannyuma lw’emyaka 2 gyokka. Oluvannyuma lwa kkooti, ​​bamusigansimbi b’eby’obugagga bya USDT baddukira mu kkooti, ​​okuwoza kwakolebwa dda ku Tether – okulumiriza okukozesa enteekateeka ezitali mu mateeka okulimba.

Algorithmic stablecoins kye ki

Omuwendo gwa stablecoins gutera okuteekebwa ku kintu, gamba ng’omuwendo gwa ssente za fiat oba eky’obugagga ekirala. Enkizo enkulu eya stablecoins kwe kukuuma okuva ku kukyukakyuka okw’amaanyi, okutera okukozesebwa bamusigansimbi n’abasuubuzi. Kumpi buli stablecoin efuba okusiba mu bujjuvu ku by’obugagga ebimu, okuleeta enkola zaayo. Era ezo ezaaliwo edda mu nkola zirina eby’obugagga ebimala okukuuma n’okukakasa omuwendo gwazo. Eby’obugagga bino bisangibwa mu bibiina ebiri wakati, gamba nga bbanka. Ensimbi zikola nga tezikozesezza tekinologiya wa blockchain. Stablecoins ezisinga okwettanirwa okusinziira ku market capitalization zikola ddala bwe ziti. Wabula waliwo stablecoins ezikozesa tekinologiya wa blockchain okukola ensawo. Abamu batuuka n’okukola n’enkola ezisaasaanyizibwa, . okugeza DAI. Stablecoins nga zino ziyitibwa algorithmic. Mu linnya lino, osobola okutegeera nti algorithms zikozesebwa nga omusingi gw’okutondebwawo kwazo. Mu mbeera eno, kika kya lukalala lw’amateeka, ebiragiro n’obukwakkulizo ebirina okugobererwa. Ebiseera ebisinga buli kimu kikolebwa enkola z’okubalirira nga zirina olukalala olumu olwa data eziyingizibwa. Algorithm optimization erina ekigendererwa kimu — okukuuma omuwendo gw’ensimbi za token nga gutebenkedde okusinziira ku by’obugagga ebiteekeddwako. Mu ngeri entuufu, algorithmic stablecoins tezirina nsimbi yonna oba omusingo omulala. Ensaasaanya tesibiddwa ku by’obugagga eby’ebweru. Wabula waliwo n’enkazaluggya. Buli kyolina okumanya ku stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Mu mbeera eno, kika kya lukalala lw’amateeka, ebiragiro n’obukwakkulizo ebirina okugobererwa. Ebiseera ebisinga buli kimu kikolebwa enkola z’okubalirira nga zirina olukalala olumu olwa data eziyingizibwa. Algorithm optimization erina ekigendererwa kimu — okukuuma omuwendo gw’ensimbi za token nga gutebenkedde okusinziira ku by’obugagga ebiteekeddwako. Mu ngeri entuufu, algorithmic stablecoins tezirina nsimbi yonna oba omusingo omulala. Ensaasaanya tesibiddwa ku by’obugagga eby’ebweru. Wabula waliwo n’enkazaluggya. Buli kyolina okumanya ku stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Mu mbeera eno, kika kya lukalala lw’amateeka, ebiragiro n’obukwakkulizo ebirina okugobererwa. Ebiseera ebisinga buli kimu kikolebwa enkola z’okubalirira nga zirina olukalala olumu olwa data eziyingizibwa. Algorithm optimization erina ekigendererwa kimu — okukuuma omuwendo gw’ensimbi za token nga gutebenkedde okusinziira ku by’obugagga ebiteekeddwako. Mu ngeri entuufu, algorithmic stablecoins tezirina nsimbi yonna oba omusingo omulala. Ensaasaanya tesibiddwa ku by’obugagga eby’ebweru. Wabula waliwo n’enkazaluggya. Buli kyolina okumanya ku stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Algorithm optimization erina ekigendererwa kimu — okukuuma omuwendo gw’ensimbi za token nga gutebenkedde okusinziira ku by’obugagga ebiteekeddwako. Mu ngeri entuufu, algorithmic stablecoins tezirina nsimbi yonna oba omusingo omulala. Ensaasaanya tesibiddwa ku by’obugagga eby’ebweru. Wabula waliwo n’enkazaluggya. Buli kyolina okumanya ku stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg Algorithm optimization erina ekigendererwa kimu — okukuuma omuwendo gw’ensimbi za token nga gutebenkedde okusinziira ku by’obugagga ebiteekeddwako. Mu ngeri entuufu, algorithmic stablecoins tezirina nsimbi yonna oba omusingo omulala. Ensaasaanya tesibiddwa ku by’obugagga eby’ebweru. Wabula waliwo n’enkazaluggya. Buli kyolina okumanya ku stablecoins, USDC, USDT, DAI, BUSD: https://youtu.be/71u4U2eJWGg

Algorithmic stablecoins kye ki

Leero kizibu okulonda engeri y’okulungamya omuwendo gwa stablecoin. N’olwekyo, enjawulo empya eza token ezitebenkedde zijja. Engeri emu kwe kutondawo ensawo, nga obungi bwayo busukka nnyo okufulumya ekinusu. Token esinga okwettanirwa okukola mu ngeri eno ye DAI. Kirina omugabo omunene mu kusooka, yeeyisa mu ngeri enywevu, naye obulungi bw’eby’obugagga buba wansi nnyo okusinga obwa bannaabwe abateekeddwa wakati. Mu May wa 2022, eyakulembera mu nsonga z’akatale kyali kya bugagga, omuwendo gwakyo ne gugwa okutuuka ku kigero ekitono ennyo. Twogera ku pulojekiti ya Terra ne UST token. Omusingi gwali nti abatonzi tebaalungamya ku bifulumizibwa – omuntu yenna yali asobola okufulumya obubonero. Ba agenti b’ebyenfuna baali beenyigira mu kutereeza emiwendo.
Akabonero kano kaali katwalibwa ng’akanywevu kubanga abeetabye mu katabo kano basobola okwokya ebisukkiridde olwo omuwendo gw’eby’obugagga ne gwenkana buli kiseera ne ddoola ya Amerika. Obutebenkevu bwatuukibwako nga bakozesa enkola ya coin algorithms. Wabula UST pulojekiti ya Terra erina eky’obugagga kya TerraLUNA. Mu makkati ga May, yagwa ku ssente 20 okuva ku doola 60 mu nnaku ntono. Nga amugoberera, UST algorithmic stablecoin nayo yagwa. Mu July wa 2022, esuubula ku ssente 2-3. Tewali ayinza kwogera linnya lya nsonga lwaki kabonero akasuubiza kagwa mu ngeri ey’amaanyi bwetyo, wabula, abamu ku basenserezi n’ekitongole kya Investing.com balowooza nti obukodyo obw’obufere obw’abazannyi abanene mu katale bwe buvunaanibwa. Okusinziira ku nkyusa yaabwe, eky’oluvannyuma kyaleetawo embeera eyatabangula enkola za UST era, ekivaamu, omusomo. Okubuuka okw’amaanyi era okw’amaanyi wakati wa ddoola n’omuwendo gw’ekinusu kyaleetedde akatale konna okuddirira. Ensonga enkulu

Engeri ebisibo gye binaakulaakulanamu

Abasinga obungi ku stablecoins balina ssente ezirina eby’obugagga ebituufu, algorithmic ones, okwawukana ku ekyo. Mu tterekero lyabwe ery’ebyokulwanyisa, mulimu okubala kwokka n’enkola ezikoleddwa eziyamba okusitula okutebenkera kw’omuwendo gw’ensimbi okusinziira ku ssente ezimu. Era, stablecoins zikwatagana n’akabi, okuva bamusigansimbi bwe batasobola kukakasa bwerufu bwa reserves. Kino kiyinza okulaga si kusobola kwokka okulungamya stablecoins eggwanga, naye n’okukulaakulanya algorithmic stable tokens. Naye nga tukozesa ekyokulabirako kya UST, omuntu asobola okulaba nti mu kiseera kino tewali nkola nnungi ey’okukulaakulanya enkulungo. Naye mu kiseera kye kimu tekyewalika mu bbanga eritali ly’ewala. Stablecoins kya bugagga ekikola ebintu bingi nga kyakozesebwa dda mu bintu bingi eby’obulamu obwa bulijjo. Tekinologiya ono agenda akulaakulana nnyo, ssente empya eziteekeddwa wakati zirabika, wamu n’obubonero bwa algorithmic.