Sika a wɔde bɛto bonds mu wɔ Russia [mprempren_afe]: nea ɛsɛ sɛ wɔn a wɔrefi ase no hu

Wɔyɛɛ asɛm no gyinaa nsɛm a ɛtoatoa so a efi  OpexBot Telegram channel , a ɔkyerɛwfo no anisoadehu ne AI adwene kaa ho. Sika a wɔde hyɛ bonds mu wɔ Russian Federation [mprempren_afe]: nhomasua nhyehyɛe tiawa bi, ne ɔkyerɛwfo no adwene a ɛfa nea enti a sika a wɔde asie no nye sen bonds wɔ mprempren tebea horow no mu.

Sika a wɔde bɛto bonds mu

Sika a wɔde hyɛ bonds (bonds) mu wɔ Russia yɛ nnwinnade a agye din a wɔde nya sika na wɔma sikakorabea bi yɛ ahorow ahorow no mu biako. Bonds yɛ sikasɛm mu nnwinnade a aban anaa adwumakuw bi de ma de nya sika wɔ bere pɔtee bi mu.

Nea ɔde sika ahyɛ mu no bɛyɛ nea ɔde bosea ma no na onya mfɛntom wɔ coupon a wotua mu wɔ bond no nkwa nna mu.

Sɛ wode sika hyɛ bonds mu wɔ Russia a, nneɛma atitiriw pii wɔ hɔ a ɛsɛ sɛ wususuw ho. Nea edi kan no, ɛfata sɛ yɛhwehwɛ sɛnea nea ɔde mae no fata boseabɔ mu. Nea ɛka eyi ho ne nhwehwɛmu a wɔbɛyɛ wɔ nea ɔde mae no sikasɛm mu ahotɔ ne ne dodow a wɔde ma no ho. Dodow a wɔde dodow a wɔde ma no kɔ soro no, dodow no ara na asiane a ɛwɔ hɔ sɛ wɔrennya sika a wɔde asie no so mfaso no so tew. Nea ɛto so abien no, ɛsɛ sɛ wɔhwɛ bond yields. Coupon sika a wonya ne sika titiriw a wonya fi sika a wɔde hyɛ bonds mu. Coupon no kɛse a wotua no gyina bond no bo a ɛwɔ hɔ ankasa, mfɛntom a wɔbɔ ne mpɛn dodow a wotua no so. Ɛho hia sɛ wɔde mfaso a wɔhwɛ kwan sɛ wobenya afi bonds mu no toto sikasɛm mu hokwan afoforo a ɛwɔ hɔ wɔ gua so ho na wosi gyinae a ɛfata. Ade a ɛto so abiɛsa a ɛsɛ sɛ wususuw ho ne sika a wobetumi atua wɔ bonds no mu. Liquidity na ɛkyerɛ tumi a wobetumi atɔn bond ntɛmntɛm a wɔrenhwere ade kɛse. Bonds a aguadi dwumadi kɛse wom ma sika kɛse na ɛma hokwan a ɛwɔ hɔ sɛ wobewie asɛm no yiye no yɛ kɛse. Nea etwa to no, ɛho hia sɛ wɔhwɛ nsakrae a aba wɔ sikasɛm ne amammui tebea mu wɔ Russia, efisɛ ebetumi anya bond bo so nkɛntɛnso kɛse. Amammui mu a entumi nnyina anaasɛ sikasɛm mu nkɔso a enye betumi aka sɛnea gua no hu asiane ho na ama bond bo akɔ fam. Bio nso, wɔkamfo kyerɛ sɛ wo ne sikasɛm ho afotufo anaa wɔn a wɔyɛ adwumaden a wɔde wɔn sika hyɛ mu no nkɔhwehwɛ afotu a ɛkɔ akyiri na ɛfa wɔn ankasa ho wɔ sika a wɔde bɛto bond mu wɔ Russia ho. Wobetumi asusuw wo sikasɛm botae ahorow, asiane a wotumi gyina ano ne nneɛma afoforo ho de aboa wo ma woasisi sikasɛm ho gyinae a ɛfata. Baabi a wobɛtɔ bonds wɔ Kwik terminal – nhwɛsoɔ a ɛfa interface[/caption] a wɔde di dwuma ho.

Worentumi nnya sika wɔ sika a wode asie mu, nanso ɔkwan foforo bi wɔ hɔ a ne bo nyɛ den: bonds

M’adwene: ɛsɛ sɛ wobɔ dam sɛ wobɛbue deposit afe, mfeɛ 5 anaa 10. Titiriw wɔ ruble mu. Meka sɛnea wobɛma bond yields akɔ soro nso kyerɛ wo.

Wɔ nneɛma bo a ɛkɔ soro no ase: eyi ne sika dodow a wubetumi “anya” wɔ sika a wode asie wɔ Russia so

Nneɛma boɔ a ɛkɔɔ soro wɔ Russia Federation wɔ afe 2022 awieeɛ no yɛ 12%. Nneɛma a eye sen biara wɔ sika a wɔde asie bere tiaa mu (asram 6) a ɛkɔ 10% afe biara. Nneɛma a eye sen biara wɔ sika a wɔde asie bere tenten (asram 12 anaa nea ɛboro saa) ho no kɔ soro kodu 7-9%. Na ɛrentumi nyɛ yiye sɛ wobeyi sika ntɛm a wɔanhwere mfɛntom a wonyae. Na akyinnyegye biako bio a ɛkasa tia: tow a wɔbɔ wɔ mfɛntom a wɔbɔ wɔ nneɛma a wɔde asie ho no yɛ 13%.

Ade foforo a obiara betumi afa so: sika a ɔde bɛto bonds mu

Bonds ye ma sikasɛm mu asisifo a wɔyɛ katee. Eyinom yɛ ahobammɔ a wɔde bɛto hɔ bere tenten. Aban nkrataa, afei nnwumakuw akɛse a ɛyɛ ɔman de ne ankorankoro nnwumakuw akɛse nkrataa ne nea wotumi de ho to so sen biara. Dodow a wotumi de ho to bond so na dodow a ne rating kɔ soro no, dodow no ara na ne sika a wonya no so tew. Bonds a asiane kɛse wom ma wonya mfaso kɛse. Bonds a wotumi de ho to so ma coupon yield a ɛyɛ 12-14%. Nea ɛkorɔn sen sika a wɔde asie no. Kakraa bi, nanso ɛkorɔn sen nneɛma bo a ɛkɔ soro. Mfaso titiriw a ɛwɔ bonds so: aba a wonya no dɔɔso sen nea wonya fi sika a wɔde asie so. Na nso:

1. Ɔpanyin biara a ɔte Russia betumi de sika ahyɛ bonds mu.
2. Ahwehwɛde a ɛba fam a wɔde hyɛn mu – 600-1000 rubles.
3. Ɛdenam bonds a ɔde bɛka ho so no, nea ɔde ne sika ahyɛ mu no nim mfiase no sika dodow a obenya awiei koraa.
4. Wobetumi atɔn bonds bere biara a wɔrenhwere mfɛntom a wɔaboaboa ano no.
5. Diversification – wobɛtumi atɔ bonds afiri nnwuma ahodoɔ dodoɔ bi hɔ. Efi OFZ so kosi bonds a asiane wom a asiane wom a wɔkyekyem pɛpɛɛpɛ so. Sɛ nhwɛsoɔ no, 75 kɔsi 25% wɔ sikasɛm mu.

Finhack: bond aba a ɛkɔ soro

Bue ankorankoro sikasɛm akontaabu. Nya sika wɔ sika a wode asie mu na nya + 13% firi ɔman no hɔ wɔ sika a wɔde ahyɛ IIS* mu. Nsisi biara nni hɔ, nsa a wɔde di dwuma ɔkwammɔne so ara kwa. * Nuance bi wɔ hɔ. Katua a ɛkɔ soro kodu 400k rubles. Anyɛ yiye koraa no, ɛtra hɔ mfe 3. Na saa bere yi nyinaa wɔde sika no ahyɛ nwini mu. Ɛne sɛ, aba a wonya no yɛ 13/3 + 13/2 + 13%. ✔Sɛ́ bere tenten mu sika a mede bɛto mu no fã no, sɛ́ anka mede sika bɛto hɔ no, mede bonds a ɛwɔ anidaso sɛ menya sika wɔ mfe 10-20 mu ka ho. Bɛyɛ 25% wɔ securities portfolio no mu. Bonds pii kyerɛ sɛ asiane kakraa bi na ɛwɔ hɔ, na nea ɛne no bɔ abira. Ɛnyɛ nkitahodi nyinaa na wɔbɔɔ no pɛpɛɛpɛ . Bonds ma wɔn a wɔrefi ase: sɛnea wobenya sika, mfaso, coupons, bonds ahorow: https://youtu.be/Fk1QrZmE9KM

Dɛn nti na eye sɛ wobɛhyɛn bonds mu bere a key rate no kɔ soro no?

Dɛn ne key bet ma yɛn, ɛka yɛn dɛn? Mfaso titiriw ne mfɛntom a ɛba fam koraa a Sikakorabea Kɛse no de bosea ma Russia Aman Nkabom no sikakorabea afoforo, na ɛno nso de bosea ma ɔmanfo ne nnwumakuw. Nea ɛwɔ nkɛntɛnso wɔ gua no nyinaa so.

Boa ne sika a wɔde sie

Sɛ bo a wɔbɔ no kɔ soro, a ɛno ne nea nhwehwɛmufo hwɛ kwan pɛpɛɛpɛ a, ɛnde boseabɔ bo yɛ den kɛse ma ankorankoro ne nnwumakuw. Wɔ yɛn fam no, ɛkɔ 8%. ⬇ Sɛ wɔma rate no kɔ soro a, ɛma ruble no bo yɛ den, nneɛma bo a ɛkɔ soro ne sikasɛm brɛ ase. ⬇ Ɔmanfo no sɛe sika kakraa bi, wɔmfa bosea kakraa bi: ɛnyɛ mfaso. Boseabɔ ho gua no rekɔ fam, kar bosea ne adetɔfo boseabɔ nyɛ nea wobetumi anya pii.

Mfaso wɔ so kɛse sɛ wode sika bɛto sika a wɔde asie so

Botae no na ɛkyerɛ ɔha biara mu nkyem a ɛsen biara a wobetumi de sika ahyɛ mu. Adwumayɛ hu amane, sikasɛm ho nsɛnkyerɛnne so tew. Nnwumakuw a wɔde ka ne nea wonnya mfaso no wɔ asiane titiriw bi mu. Sika a ne bo nyɛ den biara nni hɔ, na ɛka a wɔsan de tua ho ka no nyɛ nea mfaso nni so. Adwuma foforo a wobebue no yɛ den kɛse.

Bonds a wɔde hyɛ nkurɔfo nsa

Sɛ sika a wɔbɔ no kɔ soro a, aban nkrataa foforo no nya mfaso kɛse. Sɛnea bonds a wodii kan de mae no yɛ nea ɛtwetwe adwene no so tew, na saa ara na ne bo nso so tew. Enti, RGBI so tew 1.6% wɔ ɔsram no mu. Nneɛma bo kɔ fam, nnɔbae a wonya kɔ soro. Aban nkrataa ho bo akɔ soro wɔ ɔsram a atwam no mu. Sɛ nhwɛso no, afe biara fi 9.3% kosi 10.2%. https://youtube.com/shorts/ali067TZe9o?adeɛ a ɛfa ho=kyɛ

Deɛ ɛwɔ hɔ

Boa a wɔbɔ no bo reyɛ den, nnwumakuw mfa sika kakraa bi nhyɛ nkɔso mu. Kyɛfa ahorow rehwere sika a wɔde di dwuma. Kapital a ɛfiri adi kɔ nnwinnadeɛ a asiane nnim – bonds ne deposits.

Enti dɛn na ɛsɛ sɛ meyɛ?

Yɛnbɔ hu, sɛ key rate no kɔ soro a, yɛtɔ aban bonds a ɛyɛ bere tiaa ne nea ɛwɔ mfinimfini sɛnea ɛbɛyɛ a yebetumi atɔ nsɛm a mfaso wɔ so pii bere foforo a rate no bɛkɔ soro no. Yɛnnye bosea, yebetumi agye deposit.