I-ETF Finex – sikhuluma ngani, inzuzo yezimali ka-2022, yini efakiwe kanye nendlela yokwenza iphothifoliyo futhi ungalahlekelwa.
I- ETF (Exchange-traded fund) isikhwama esihwebelana ngokuhwebelana lapho amasheya, izimpahla noma amabhondi kukhethwa khona ngokusekelwe kumasu okulandela uhlobo oluthile lwenkomba noma isu elithile.
iphothifoliyo ehlukahlukene kakhulu . Inani eliphansi lesheya le-ETF ku-MICEX liyi-ruble elingu-1. Ukuthenga isitoko ku-ETF kufana nokutshala imali kuzo zonke izimpahla ezakha isikhwama. Ukuze uqoqe iphothifoliyo enjalo ngokuzimela nangezilinganiso ezithile, kuyadingeka inhloko-dolobha okungenani ama-ruble ayizinkulungwane ezingama-500-2000.
Isifaniso esivamile sokuchaza izimali ezihweba ngokuhwebelana isobho. Udinga isitsha sesobho, kodwa ukupheka ngokwakho kuyabiza kakhulu – udinga izithako eziningi ngezilinganiso ezithile. Kuyabiza futhi kunzima. Esikhundleni salokho, i-ETF ipheka isobho bese ithengisa eyodwa ekhonza kumtshali-zimali.
[i-id yamagama-ncazo = “okunamathiselwe_12042″ align=”aligncenter” wide=”800″]
- I-ETF Finex – ukwakheka kanye nesivuno ngo-2022
- Ukutshalwa kwezimali kumabhondi
- Ukutshalwa kwezimali kumasheya
- Ukutshalwa kwezimali ezimpahleni
- Yini ethinta ukubuyiswa kwezimali?
- Ungakhetha kanjani i-ETF yokutshala imali?
- Ungawakha kanjani iphothifoliyo kuma-FinEX ETF kanye namaphothifoliyo amamodeli enziwe ngomumo
I-ETF Finex – ukwakheka kanye nesivuno ngo-2022
Ukutshalwa kwezimali kumabhondi
- FXRB – Russian ruble Eurobonds;
- I-FXIP – imali yesikhwama ngama-ruble, batshala imali kumabhondi kahulumeni wase-US;
- I-FXRU – idola lama-Eurobond weRussian Federation;
- I-FXFA – ukutshalwa kwezimali kumabhondi anesivuno esikhulu samazwe athuthukile, imali yesikhwama ngama-ruble noma amadola;
- I-FXRD – ibhondi ye-dollar ephezulu yesivuno;
- I-FXTP – amabhondi kahulumeni wase-US, ukuvikelwa kokwehla kwamandla emali okwakhelwe ngaphakathi;
- I-FXTB – izibopho zaseMelika zesikhashana;
- I-FXMM – amathuluzi othango lwemakethe yemali yase-US;
Ukutshalwa kwezimali kumasheya
- I-FXKZ – ukutshalwa kwezimali kumasheya aseKazakhstan;
- I-FXWO – amasheya emakethe yomhlaba;
- I-FXRL – ilandela amandla e-RTS;
- I-FXUS – ilandela inkomba ye- SP500 ;
- I-FXIT – ukutshalwa kwezimali kumasheya omkhakha wezobuchwepheshe wase-US;
- I-FXCN – Amasheya e-China;
- I-FXDE – amasheya aseJalimane;
- I-FXIM – amasheya omkhakha we-IT wase-US;
- I-FXES – amasheya ezinkampani ezihilelekile ekuthuthukisweni kwemidlalo yevidiyo;
- I-FXRE – isikhwama sikuvumela ukuthi utshale izindlu ezithengiswayo zase-US;
- I-FXEM – amasheya amazwe asafufusa (ngaphandle kwe-China ne-India);
- I-FXRW – tshala ezitokweni zase-US ezinokhephithali kakhulu;
Ukutshalwa kwezimali ezimpahleni
- I-FXGD – isikhwama sitshala egolideni elibonakalayo.
Yini ethinta ukubuyiswa kwezimali?
Izici eziyinhloko:
- Ukubuyiswa kwesikhwama kuncike ekushintsheni kwezingcaphuno zenkomba noma impahla elandelwa yi-ETF.
- Kufanele unake ikhomishini yesikhwama. I-ETF Finex inekhomishini efinyelela ku-0.95%. Idonswa enanini lezimpahla zesikhwama, umtshali-zimali akayikhokhi ngaphezu kwalokho. Kufanele futhi unake ikhomishana yomthengisi ngokuthengiselana. Uma umtshali-zimali enza imisebenzi eminingi, ethengisa futhi ethenga ama-ETF, isivuno siyancipha ngenxa yalokho.
- Ezikhathini eziningi, izabelo zitshalwa kabusha, okwandisa imbuyiselo yonke yesikhwama. Kusukela ngoJanuwari 2022, isikhwama se-FXRD kuphela – amabhondi ebhizinisi anesivuno esikhulu esivikelekile ekuguquguqukeni kohlobo lwemali – esikhokha izabelo.
- Izinzuzo ezivela kuma-ETF zikhokhiswa intela ngenani elingu-13% njenganoma iyiphi enye imali engenayo. Ukuze ugweme intela, kufanele uthenge ama-ETF ku- akhawunti yomthengisi evamile futhi ubambe okungenani iminyaka emi-3. Noma thenga i-ETF ngohlobo lwe-IIS B.
Ungakhetha kanjani i-ETF yokutshala imali?
Ngaphambi kokuthi uqale ukukhetha izimpahla, udinga ukudweba isu lokuhweba. Cabangela isimo sakho sokutshala izimali kanye nokubekezelela ubungozi. Iphothifoliyo yezimali ze-ETF kufanele ihlanganise izimpahla ezihlukene – amasheya emikhakha ehlukene namazwe, amabhondi kanye nokutshalwa kwezimali ezimpahleni ezivikelayo. Igolide ngokuvamile lisetshenziswa njengempahla evikelayo. Ngokuvamile ikhuphuka ngezinga lentengo futhi ivikele imali ekukhuphukeni kwamandla emali. Ngesikhathi senhlekelele, iyindawo yokuphephela – iyakhula ngenkathi amasheya ehla. Ukutshalwa kwezimali ezinsimbi eziyigugu kunikezwa umhlinzeki we-Finex ngesikhwama esihwebelana ngokuhwebelana i-FXGD. Leli ithuluzi ledola lokutshala imali egolideni elibonakalayo ngaphandle kwe-VAT. I-Etf FXGD ilandelela intengo yegolide emakethe yomhlaba ngokunembe ngangokunokwenzeka. [i-id yamagama-ncazo = “okunamathiselwe_13054” align = “aligncenter” wide = “602”]
- ukuhlolwa kwephrofayili yengozi – kucelwe ukuphendula imibuzo embalwa ukuze kunqunywe ukubekezelela ubungozi;
- I- IIS calculator – ukunqunywa kwenzuzo elinganiselwe lapho utshala imali ku-akhawunti yotshalomali ngayinye;
- wokubala impesheni – kuzosiza ukunquma inani replenishment ngonyaka ukuze uthole ukwenyuka okwamukelekayo ngenyanga impesheni.
Isevisi ye-Finex izokusiza ukuthi uqhathanise izimali ngenzuzo. Iya kuthebhu ethi Wonke ama-ETF kuwebhusayithi esemthethweni
https://finex-etf.ru/products , khona-ke kufanele ukhethe izimali ezimbalwa bese uchofoza inkinobho yokuqhathanisa. Isihlungi sizokusiza ukuthi ukhethe izimali ozidingayo. Ungakhetha izimali ngesigaba sempahla, ngokuhweba noma ngesikhwama semali, futhi ngenjongo yokutshala imali:
- esikhundleni sediphozi ngamadola;
- esikhundleni sediphozi kuma-ruble;
- izimpahla zokuzivikela;
- ezinzile ngamadola;
- ezinzile ngama-ruble;
- enenzuzo kakhulu yonyaka.
Ungawakha kanjani iphothifoliyo kuma-FinEX ETF kanye namaphothifoliyo amamodeli enziwe ngomumo
Kungaba nzima kwabaqalayo ukunquma isu lokuhweba futhi bakhethe izimali ezithile zokutshala izimali. Ukwenza kube lula kumtshali-zimali, i-Finex ihlanganise amaphothifoliyo amamodeli ambalwa. Umtshalizimali angafaka idatha yokuqala kuthebhu yesibali se-Robo:
- inani lemali yokuqala;
- ukugcwaliswa kwanyanga zonke;
- isikhathi sokutshala imali;
- iminyaka yakho;
- izinga lobungozi – kufanele kuqondwe ukuthi uma ingozi iphezulu, imali engenayo ingaba phezulu;
- ukutholakala kwezimali zawo wonke amazwe kuphothifoliyo;
- inhloso yokutshala imali.
- Iphothifoliyo ka-Buffett iwutshalomali emithethweni yomtshali-zimali odumile, ehlanganisa ukutshalwa kwezimali ezinkampanini zase-US kanye nezikweletu zase-US zesikhashana. Ifanele ingozi enkulu.
- Iphothifoliyo yabantu be-MOEX – iphothifoliyo yenziwe ngemali ethandwa kakhulu yokuhwebelana, eshicilelwa nyanga zonke yi-Moscow Exchange. Ukwakheka kwephothifoliyo yemodeli kuyashintsha kuwebhusayithi ye-Finex nyanga zonke.
- I- Patriotic – iphothifoliyo yabatshalizimali abakholelwa ezinkampanini zaseRussia. Iqukethe izimali zamasheya e-Russian Federation, amabhondi ezinkampani ezinokwethenjelwa kakhulu kanye nesikhwama semakethe yemali ye-ruble. Ifanele abatshalizimali abangafuni ukukhetha amasheya bebodwa.
- I- Lezhebok – ukuqaliswa kwecebo lomtshalizimali odumile waseRussia uSergei Spirin. Iqukethe ama-ETF angu-3 – amasheya, amabhondi negolide.
- Ibhalansi ehlakaniphile – iphothifoliyo enesivuno sedola, iqukethe i-ETF kumasheya angaphandle amazwe athuthukile nasathuthuka. Ama-ETF egolide namabhondi ezinkampani zaseRussia angeziwe ukuze kwehliswe ukuntengantenga kwephothifoliyo. Iphothifoliyo ifanele labo bantu abafuna ukutshala imali ngamadola.
Ukuze uthenge i-ETF, gcina isibalo futhi uthole amathuluzi nge-akhawunti yomuntu siqu yomthengisi noma ngohlelo lokusebenza olukhethekile. Uma ungakabi nayo i-
akhawunti yomthengisi , ungakwazi ukuvula eyodwa ngokuya kuthebhu ethi Thenga i-ETF. [i-id yamagama-ncazo = “okunamathiselwe_13162” align = “aligncenter” wide = “1244”]
