ETF Finex – ibyo tuvuga, inyungu zamafaranga yo muri 2022, ibirimo nuburyo bwo gukora portfolio kandi ntutakaze.
ETF (Ikigega cyacurujwe) ni ikigega gicuruza ibicuruzwa aho ibicuruzwa, ibicuruzwa cyangwa ibicuruzwa byatoranijwe hashingiwe ku ngamba zo gukurikiza ubwoko runaka cyangwa ku ngamba zihariye.
imishinga itandukanye . Agaciro ntarengwa k’umugabane wa ETF kuri MICEX ni amafaranga 1. Kugura imigabane muri ETF ni nko gushora mumitungo yose igize ikigega. Kugirango ukusanyirize hamwe portfolio mu bwigenge kandi ku rugero runaka, hasabwa umurwa mukuru byibuze amafaranga ibihumbi 500-2000.
Ikigereranyo rusange cyo gusobanura amafaranga yagurishijwe ni isupu. Ukeneye isahani yisupu, ariko kuyiteka ubwawe bihenze cyane – ukeneye ibintu byinshi muburyo runaka. Birahenze kandi biragoye. Ahubwo, ETF iteka isupu ikagurisha imwe ikorera umushoramari.
ETF Finex – ibihimbano n’umusaruro muri 2022
Ishoramari muri bonds
- FXRB – Uburusiya bw’amafaranga y’Uburusiya;
- FXIP – ifaranga ry’ikigega ni amafaranga, bashora imari muri leta ya Amerika;
- FXRU – amadorari Eurobonds yo mu Burusiya;
- FXFA – ishoramari mu nguzanyo zitanga umusaruro mwinshi mu bihugu byateye imbere, ifaranga ry’ikigega ni amafaranga cyangwa amadorari;
- FXRD – amadolari menshi yumusaruro mwinshi;
- FXTP – Inguzanyo za leta zunzubumwe za Amerika, zubatswe mu kurinda ifaranga;
- FXTB – ingwate z’igihe gito z’Abanyamerika;
- FXMM – ibikoresho byo gukingira isoko ryamafaranga muri Amerika;
Ishoramari mu migabane
- FXKZ – ishoramari mu migabane ya Qazaqistan;
- FXWO – imigabane yisoko ryisi;
- FXRL – ikurikiza imbaraga za RTS;
- FXUS – ikurikira indangagaciro ya SP500 ;
- FXIT – ishoramari mu migabane yurwego rwikoranabuhanga muri Amerika;
- FXCN – Ubushinwa bugabana;
- FXDE – imigabane y’Ubudage;
- FXIM – imigabane yumurenge wa IT muri Amerika;
- FXES – imigabane yamasosiyete agira uruhare mugutezimbere imikino ya videwo;
- FXRE – ikigega kigufasha gushora imari mumitungo itimukanwa yo muri Amerika;
- FXEM – imigabane y’ibihugu bikiri mu nzira y’amajyambere (usibye Ubushinwa n’Ubuhinde);
- FXRW – gushora imari muri Amerika ifite agaciro gakomeye;
Ishoramari mu bicuruzwa
- FXGD – ikigega gishora muri zahabu yumubiri.
Ni iki kigira ingaruka ku kugaruka kw’amafaranga?
Impamvu nyamukuru:
- Gusubira mu kigega biterwa nimpinduka zavuzwe kurutonde cyangwa ibicuruzwa bikurikirwa na ETF.
- Ugomba kwitondera komisiyo yikigega. ETF Finex ifite komisiyo igera kuri 0,95%. Yakuwe ku gaciro k’umutungo w’ikigega, umushoramari ntabwo yishyura byongeye. Ugomba kandi kwitondera komisiyo ishinzwe ibikorwa byubucuruzi. Ibikorwa byinshi umushoramari akora, kugurisha no kugura ETF, niko umusaruro ugabanuka nkigisubizo.
- Kenshi na kenshi, inyungu zirasubirwamo, byongera inyungu rusange yikigega. Kugeza muri Mutarama 2022, ikigega cya FXRD gusa – ibicuruzwa bitanga umusaruro mwinshi hamwe no kurinda ihindagurika ry’ifaranga – byishyura inyungu.
- Inyungu ziva muri ETF zisoreshwa ku gipimo cya 13% nkayandi yinjiza. Kugira ngo wirinde umusoro, ugomba kugura ETF kuri konti isanzwe yubucuruzi kandi ugafata byibuze imyaka 3. Cyangwa kugura ETF ku bwoko bwa IIS B.
.
Nigute ushobora guhitamo ETF yo gushora imari?
Mbere yo gutangira guhitamo umutungo, ugomba gushyiraho ingamba zubucuruzi. Reba igishoro cyawe cyerekezo no kwihanganira ingaruka. Inshingano z’amafaranga ya ETF zigomba kuba zirimo umutungo utandukanye – ububiko bw’imirenge n’ibihugu bitandukanye, ingwate n’ishoramari mu mutungo urinda. Zahabu isanzwe ikoreshwa nk’umutungo urinda. Ubusanzwe izamuka nurwego rwibiciro kandi irinda amafaranga inflation. Mugihe cyibibazo, ni ubuhungiro – burakura mugihe ububiko bwagabanutse. Ishoramari mu byuma by’agaciro ritangwa na Finex itanga binyuze mu kigega cyo kugurisha FXGD. Iki nigikoresho cyamadorari yo gushora muri zahabu yumubiri nta TVA. Etf FXGD ikurikirana igiciro cya zahabu kumasoko yisi yose uko bishoboka kose. [ibisobanuro id = “umugereka_13054” align = “aligncenter” ubugari = “602”]
- ikizamini cyerekana umwirondoro – wasabwe gusubiza ibibazo bike kugirango umenye kwihanganira ingaruka;
- IIS calculatrice – kugena inyungu zigereranijwe mugihe ushora muri konti yishoramari kugiti cye;
- kubara pansiyo – bizafasha kumenya umubare wuzuzwa wumwaka kugirango ubone ubwiyongere bwemewe buri kwezi muri pansiyo.
Serivisi ya Finex izagufasha kugereranya amafaranga ninyungu. Jya kuri tab ya ETFs yose kurubuga rwemewe
https://finex-etf.ru/products , hanyuma ugomba guhitamo amafaranga menshi hanyuma ukande buto yo kugereranya. Akayunguruzo kazagufasha guhitamo amafaranga ukeneye. Urashobora guhitamo amafaranga ukurikije ibyiciro byumutungo, mubucuruzi cyangwa amafaranga yikigega, hamwe nintego yishoramari:
- aho kubitsa mu madorari;
- aho kubitsa amafaranga;
- umutungo urinda;
- gihamye mu madorari;
- itajegajega;
- yunguka cyane mu mwaka.
Nigute wubaka portfolio kuva muri FinEX ETFs hamwe nicyitegererezo cyateguwe
Birashobora kugora abitangira guhitamo ingamba zubucuruzi no guhitamo amafaranga yihariye yo gushora. Kugirango byorohereze umushoramari, Finex yakusanyije imishinga myinshi yicyitegererezo. Umushoramari arashobora kwinjiza amakuru yambere kuri tab ya Robo-calculatrice:
- umubare w’igishoro cyambere;
- kuzuza buri kwezi;
- igihe cy’ishoramari;
- imyaka yawe;
- urwego rwibyago – bigomba kumvikana ko uko ibyago byinshi, niko amafaranga yinjira ashobora kuba menshi;
- kuboneka kw’amafaranga y’ibihugu byose muri portfolio;
- intego yo gushora imari.
- Inshingano za Buffett ni ishoramari ku mabwiriza y’umushoramari uzwi, rigizwe n’ishoramari mu masosiyete yo muri Amerika hamwe n’amafaranga y’igihe gito yo muri Amerika. Birakwiriye ibyago byinshi.
- MOEX abantu bashinzwe – portfolio igizwe namafaranga azwi cyane yo kugurisha ibicuruzwa, bisohoka buri kwezi na Moscou. Ibigize imiterere ya portfolio ihinduka kurubuga rwa FInex buri kwezi.
- Gukunda igihugu – portfolio kubashoramari bizera ibigo byu Burusiya. Igizwe n’amafaranga y’imigabane ya Federasiyo y’Uburusiya, ingwate z’amasosiyete yizewe n’ikigega cy’isoko ry’amafaranga. Birakwiye kubashoramari badashaka guhitamo imigabane bonyine.
- Lezhebok – gushyira mu bikorwa ingamba z’umushoramari uzwi cyane w’Uburusiya Serge Spirin. Igizwe na ETF 3 – kububiko, inkwano na zahabu.
- Impirimbanyi zubwenge – portfolio ifite umusaruro wamadorari, igizwe na ETF kumigabane yamahanga yibihugu byateye imbere niterambere. ETFs ya zahabu nu Burusiya inguzanyo zongerewe kugirango zigabanye ihindagurika rya portfolio. Inshingano irakwiriye kubantu bashaka gushora mumadolari.
Kugura ETF, bika kubara hanyuma ushakishe ibikoresho ukoresheje konte yihariye ya broker cyangwa progaramu idasanzwe. Niba udafite
konte ya brokerage kugeza ubu, urashobora gufungura imwe ujya kugura ETF. [ibisobanuro id = “umugereka_13162” align = “aligncenter” ubugari = “1244”]
