Ungatshala kuphi imali encane: tshala i-10,000, 20,000, 30,000 ruble

Инвестиции

Lesi sihloko sidalwe ngokusekelwe ochungechungeni lokuthunyelwe okuvela  esiteshini se-OpexBot Telegram , okungezelelwe umbono wombhali kanye nombono we-AI. Ingabe ufuna ukwenza kahle isayensi yokutshala imali? Thola imali engenayo ehloniphekile futhi ungakushayi umqondo? Ungaqala kancane. Ngakho-ke, kanjani futhi kuphi ukutshala izimali ezincane 10,000, 20,000, 30,000 ukuze uthole imali engenayo, indlela yokutshala kahle eRussia ukuze ungashisi, kodwa uhambe.

Yenza imali isebenze, ngisho nezincane

Ake sikhulume ngendlela yokwenza ama-ruble ayi-10-30k asebenze. Imali elele engenalutho ilahlekelwa ukubaluleka kwayo. Ukuthola imali kanye nokukhulisa imali kuyikhono. Okungafundwa. Udinga ukuqala ngezinto ezingabonakali – susa izinkolelo ezinemikhawulo ekhanda lakho, umqondo womuntu ompofu abaningi bethu abagxiliswe kuwo esikoleni. Khona-ke, ukuze uhlanganise imali, udinga kuqala ukumboza izidingo zakho eziyisisekelo. Uma lokhu sekuvele kwenziwa, asiqhubeke.

✔ Okokuqala. Izindlela zokukhiqiza

Imakrofoni yesipikha, induku ye-RAM yomuntu ozimele, ifosholo le-digger, ukufakwa kwegesi komshayeli wetekisi. Ukusebenza kwakho njengochwepheshe kuyanda. Ngaphezu kwalokho, yonke into ebalwe ngenhla ikhuphuka ngenani ngenxa yezinga lokushintshaniswa kwama-ruble.

✔ Okwesibili. Faka imali entweni ehlala ikhuphuka ngentengo

Into engonakali, into ehlala idingwa yiwo wonke umuntu.

✔ Okwesithathu. Faka imali kuwe

Ijimu, ukudla okuvamile. Olwazini. Izifundo, izincwadi. Funda ikhono elisha. Inketho yokuwina ngenani elincane lemali.

✔ Okwesine. Ekugcineni vula i-akhawunti yomthengisi

Abathembekile bangatholakala kuwebhusayithi yeBhange Elikhulu. Ukuqeqesha amakhono akho okutshala imali ngamanani amancane kuyindlela esebenzayo. Thatha okuncane kokulandelayo. OFZ, izimali, amasheya esigaba sokuqala. Izingozi zincane, iphothifoliyo elinganayo. Plus nice amabhonasi ngesimo izabelo. I-SBER, isibonelo, ijabulisa ngama-divas minyaka yonke.

Omunye umbono

Imakethe yamasheya

Enye inketho yokutshala imali edumile ukuthenga amasheya ngomthengisi noma uhlelo lokusebenza lokuhweba. Inzuzo enkulu yale ndlela ukuthi ungaqala ukutshala imali ngemali encane futhi ukwazi ukufinyelela ezinhlobonhlobo zezinkampani nezimboni ezahlukene. Umongo wokutshalwa kwezimali kwesitoko wukuthenga ingxenye yenkampani ngethemba lokuthi inani layo lizokhuphuka ngokuzayo futhi uzuze ngokudayiswa kwamasheya.

Izimali zenkomba noma ama-ETF

Izimali zenkomba zivumela abatshalizimali ukuthi bathenge yonke inkomba, njenge-S&P 500 noma i-NASDAQ, esikhundleni sokuthenga amasheya ngamanye. Ukuthenga isabelo sesikhwama senkomba kukuvumela ukuthi usabalalise ubungozi bakho kuzo zonke izinkampani nezimboni ezahlukene, okungaba usizo ikakhulukazi kubatshalizimali bokuqala.

Amabhondi

Amabhondi angamathuluzi okuxhasa ngezimali isikweletu angakhishwa yizifundazwe, izinkampani noma omasipala. Ukutshala imali kumabhondi kuhlanganisa ukunikeza obolekayo imali ukuze akhokhe inzalo kanye nokukhokhwa kwenani lemalimboleko ekuvuthweni. Amabhondi abhekwa njengezinzile futhi anokwethenjelwa kunamasheya.

Ama-Cryptocurrencies

Ukutshala imali kuma-cryptocurrencies njenge-Bitcoin, i-Ethereum noma i-Litecoin sekuye kwanda kakhulu eminyakeni yamuva nje. Kodwa-ke, ukutshala imali kuma-cryptocurrencies kungaba yingozi enkulu futhi kuguquguquke kakhulu, ngakho-ke udinga ukuqonda kahle imakethe kanye nezingozi ngaphambi kokwenza lokho.

Ukuboleka kontanga kuya kontanga

Amapulatifomu okuboleka kwe-P2P axhuma abatshalizimali abazimele nababolekayo, anikeze ithuba lokuzuza imali yenzalo ekutshaleni kwabo imali. Lolu wuhlobo olusha lokutshala imali olunganikeza ithuba lokuzuza imbuyiselo enhle. Kodwa-ke, kubalulekile ukukhumbula ukuthi ukutshala izimali kuhlale kuhilela ubungozi, ngakho kufanele ucabangele ngokucophelela inketho ngayinye bese ubonana nomeluleki wezezimali ngaphambi kokwenza isinqumo sakho sokugcina.

Izinketho ezingabazekayo noma ezingasebenzi

✔ Isakhiwo esiqashiwe. Isikhathi sokukhokha eside kakhulu. Futhi lokhu akuyona imali etholwayo. ✔ Idiphozi yasebhange. Okungcono kakhulu, yeka ngisho nasekulweni nokwehla kwamandla emali. ✔ Izinsimbi eziyigugu ngamanani anjalo nazo aziyona inketho yokusebenza. Ziningi izinto ezicashile, kodwa yinye into eqinisekile: imali kumele isebenze. Amandla kumele asebenze. Yonke into elele kanjalo iyabola futhi iyabola. Noma i-inflation iyasha. Nanku umcabango olula kodwa obalulekile wanamuhla. U-Warren Buffett: Ungatshala kanjani imali encane https://youtu.be/PMB9InFjB1I Ungatshala kusukela kuma-ruble angu-1k. Isibonelo, ngokutshala imali kwibhondi . Ukuze okungenani uqonde ukuthi isebenza kanjani.

info
Rate author
Add a comment