FinEx ETF ndi chiyani, momwe mungasankhire ndalama ndikumanga mbiri mu 2024

ETF Finex – tikulankhula chiyani, phindu la ndalama za 2022, zomwe zikuphatikizidwa ndi momwe mungapangire mbiriyo osataya.
ETF (Exchange-traded fund) ndi thumba la ndalama zogulitsirana momwe masheya, katundu kapena ma bond amasankhidwa potengera njira yotsatirira mtundu wina wa index kapena njira inayake.
Chigawo chandalama chimapereka mwayi kwa mwiniwake ku gawo lina la katundu. Kuyika ndalama mu ETFs kumalola osunga ndalama ang’onoang’ono kuti apange
mbiri yosiyana kwambiri . Mtengo wocheperako wagawo la ETF pa MICEX ndi ruble 1. Kugula katundu mu ETF kuli ngati kuika ndalama zonse zomwe zimapanga thumba. Kuti asonkhanitse mbiri yotere pawokha komanso mumitundu ina, likulu la ma ruble 500-2000 likufunika.

Chifaniziro chodziwika bwino chofotokozera ndalama zogulitsa malonda ndi supu. Mufunika mbale ya supu, koma kuphika nokha ndi okwera mtengo kwambiri – mumafunika zosakaniza zambiri muzinthu zina. Ndizokwera mtengo komanso zovuta. M’malo mwake, ETF imaphika supu ndikugulitsa imodzi kwa Investor.

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MICEX ETF[/caption]

ETF Finex – kupanga ndi zokolola mu 2022

Finex ETFs amalembedwa pa Moscow Exchange. Kuti mugule FinEX ETF, simuyenera kukhala ndi mbiri ya ndalama zoyenerera, ndizokwanira kuti muyese mayeso kuchokera kwa broker pakudziwa zoyambira. Finex imapereka ma ETF awa a 2022:

Ndalama zama bond

• FXRB – Russian ruble Eurobonds;
• FXIP – ndalama za thumba ndi ma ruble, amaika ndalama m’boma la US;
• FXRU – dollar Eurobonds ya Chitaganya cha Russia;
• FXFA – ndalama zogulitsa zokolola zambiri za mayiko otukuka, ndalama za thumba ndi rubles kapena madola;
• FXRD – dollar zokolola zambiri;
• FXTP – ma bond aboma la US, chitetezo chokhazikika cha inflation;
• FXTB – zomangira zazifupi zaku America;
• FXMM – zida za hedge za msika wa US;

Investment mu shares

• FXKZ – ndalama mu magawo a Kazakhstan;
• FXWO – magawo a msika wapadziko lonse lapansi;
• FXRL – imatsatira machitidwe a RTS;
• FXUS – amatsatira SP500 index ;
• FXIT – ndalama zogulira magawo agawo laukadaulo waku US;
• FXCN – China magawo;
• FXDE – magawo a Germany;
• FXIM – magawo a gawo la US IT;
• FXES – magawo amakampani omwe akutenga nawo gawo pakupanga masewera a kanema;
• FXRE – thumba limakupatsani mwayi woyika ndalama ku US Real Estate;
• FXEM – magawo a mayiko omwe akutuluka (kupatula China ndi India);
• FXRW – gulitsani m’masheya olemera kwambiri aku US;

Investment mu katundu

• FXGD – thumba limayika golide weniweni.

Ma ETF onse ochokera ku Finex atha kupezeka https://finex-etf.ru/products

Kodi kubweza ndalama kumakhudza chiyani?

Zifukwa zazikulu:

1. Kubwerera kwa thumba kumadalira kusintha kwa mawu a index kapena katundu wotsatiridwa ndi ETF.
2. Muyenera kulabadira ntchito ya thumba. ETF Finex ili ndi ntchito yofikira 0.95%. Zimachotsedwa pamtengo wa ndalama za thumba, wogulitsa ndalama samalipiranso. Muyeneranso kulabadira komiti yobwereketsa pamalondawo. Zochita zambiri zomwe wogulitsa ndalama amapanga, kugulitsa ndi kugula ma ETF, kumachepetsa zokolola zake.
3. Nthawi zambiri, zopindula zimabwezeretsedwanso, ndikuwonjezera kubweza konse kwa thumba. Pofika Januware 2022, thumba la FXRD lokha – zokolola zambiri zamabizinesi okhala ndi chitetezo ku kusinthasintha kwandalama – zimalipira zopindulitsa.
4. Phindu lochokera ku ETF limakhomeredwa msonkho pamlingo wa 13% monga ndalama zina zilizonse. Kuti mupewe msonkho, muyenera kugula ma ETFs pa akaunti yobwereketsa nthawi zonse ndikusunga kwa zaka zosachepera zitatu. Kapena gulani ETF pa mtundu wa IIS B.

[id caption id = “attach_12229” align = “aligncenter” width = “1026”]
Mtundu wa A ndi B wochotsera msonkho pa IIA[/ mawu] Webusaiti ya wothandizira amapereka zambiri za thumba, komanso graph ya zobwezera zaka zaposachedwa. Mutha kusankha nthawi inayake kapena kutsitsa deta kuti muwunike mumtundu wa xls. Akatswiri amalangiza kuti asapange chiganizo chokhudza kayendetsedwe ka ndalama za thumba pogwiritsa ntchito phindu la miyezi yaposachedwa. Zotsatira zomwe zapezedwa zitha kukhala mwachisawawa. Ndi bwino kuyang’ana pa chiwerengero cha mbiri yakale komanso kuopsa kwa gulu linalake la katundu.

Momwe mungasankhire ETF kuti mupange ndalama?

Musanayambe kusankha katundu, muyenera kupanga njira yamalonda. Ganizirani momwe ndalama zanu zimakhalira komanso kulolerana ndi zoopsa. Gulu la ndalama za ETF liyenera kukhala ndi katundu wosiyanasiyana – masheya a magawo ndi mayiko osiyanasiyana, ma bond ndi mabizinesi muzinthu zoteteza. Nthawi zambiri imakwera ndi mtengo wamtengo wapatali ndikuteteza ndalama ku inflation. Panthawi yamavuto, ndi pothawirapo – imakula pomwe masheya akugwa. Ndalama zogulira zitsulo zamtengo wapatali zimaperekedwa ndi Finex provider kudzera mu thumba lamalonda la FXGD. Ichi ndi chida cha dollar pakuyika golide weniweni popanda VAT. Etf FXGD imatsata mtengo wa golide pamsika wapadziko lonse molondola momwe mungathere. [id id mawu = “attach_13054” align = “aligncenter” wide = “602”]
ETF FXGD[/caption] Gawo la ma bond liyenera kukhala lalikulu ngati mukumanga mbiri yokhazikika yokhala ndi kusakhazikika kochepa. Kusiyanitsa pakati pa thumba la ngongole ndi kugula mwachindunji kwa ma bond ndikuti ETF ilibe zomangira kuti zikhwime, koma zimalowetsa m’malo mwa nthawi yake kuti zichepetse zokolola. Kutalika kwapakati kuli pamlingo womwewo. Ndikoyenera kudziwa kuti ndalama zina zimadutsana. Mwachitsanzo, onse a FXWO ndi FXRW ali ndi masheya aku US, monganso ma stock aku US ndi ma S&P500. Oyamba osavomerezeka kubetcherana pa dziko limodzi lokha. Ma tabu patsamba lovomerezeka la Finkes adzakuthandizani kusankha njira:

• kuyesedwa kwa chiopsezo – kufunsidwa kuti ayankhe mafunso angapo kuti adziwe kulolerana kwa chiopsezo;
• calculator ya IIS – kutsimikiza kwa phindu lomwe lingakhalepo pakuyika ndalama mu akaunti yandalama;
• calculator penshoni – zidzakuthandizani kudziwa kuchuluka kwa kubwezeretsanso pachaka kuti mulandire chiwonjezeko chovomerezeka cha penshoni.

Ntchito ya Finex ikuthandizani kufananiza ndalama ndi phindu. Pitani ku tabu Zonse za ETFs patsamba lovomerezeka
https://finex-etf.ru/products , ndiye muyenera kusankha ndalama zingapo ndikudina batani lofananitsa. Fyuluta idzakuthandizani kusankha ndalama zomwe mukufuna. Mutha kusankha ndalama ndi gulu lazinthu, pochita malonda kapena ndalama zandalama, komanso ndi cholinga chogulitsa:

• m’malo mosungitsa ndalama mu madola;
• m’malo mwa deposit mu rubles;
• chitetezo katundu;
• khola mu madola;
• chokhazikika mu ruble;
• zopindulitsa kwambiri pachaka.

Oyamba omwe amagulitsa ndalama amalangizidwa kuti azigwiritsa ntchito ndalama zonse nthawi imodzi, osati m’mafakitale enieni. Choncho pali mwayi wochepa wolakwitsa. Mukhoza kuwonjezera gawo laling’ono la katundu wa thumba lomwe likuwoneka ngati likulonjeza kwa inu. Zotsatira zake, mutha kupanga mbiri ya 60% ya ndalama zamasheya, 25% ma bond, 5% akulonjeza mafakitale ndi 10% golide. Kuti mupange mbiri, pitani ku tabu ya Portfolio Constructor https://finex-etf.ru/calc/constructor.

Momwe mungapangire mbiri kuchokera ku FinEX ETFs ndi ma portfolio opangidwa okonzeka

Zingakhale zovuta kwa oyamba kumene kusankha njira yamalonda ndikusankha ndalama zenizeni zogulira. Kuti zikhale zosavuta kwa wogulitsa ndalama, Finex yapanga ma portfolio angapo amitundu. Wogulitsa ndalama amatha kuyika zoyambira patsamba la Robo-calculator:

• mtengo woyamba;
• kubwezeretsa pamwezi;
• nthawi ya ndalama;
• zaka zanu;
• mlingo wa chiwopsezo – ziyenera kumveka kuti chiwopsezo chachikulu, ndiye kuti phindu lingakhale lalikulu;
• kupezeka kwa ndalama za mayiko onse omwe ali mgululi;
• cholinga cha ndalama.

Malingana ndi deta yoyambirira, loboti imasankha ndalama zogulitsira zosinthana bwino mu gawo linalake. Zotsatira zake, tchati chandalama chidzawonetsedwa, ndi kubweza pafupifupi kutengera mbiri yakale. Kuwerengera kungathe kutumizidwa ndi imelo ndipo kudzabwereranso pambuyo pake. Mutha kusintha deta yoyambira ndikupanga zosankha zingapo kuti mufananize.
Ngati kuli kovuta kusankha pazigawo zambiri, sankhani imodzi mwa magawo 5 a modal. Kuti muwadziwe bwino, pitani ku tabu ya Model Portfolios https://finex-etf.ru/calc/model. Dongosololi lidzawonetsa pafupifupi phindu la njirayo, kutengera kuchuluka kwa ndalama zoyambira ndi nthawi yandalama. Zitsanzo zachitsanzo zimakhala ndi ndalama zosinthanitsa ndi ndalama zomwe zili zoyenera kugwiritsa ntchito njira zodziwika bwino zopezera ndalama:

1. Mbiri ya Buffett ndikuyika ndalama pamalamulo a wochita malonda wotchuka, imakhala ndi ndalama zamabizinesi aku US komanso mabilu akanthawi kochepa aku US. Oyenera pachiwopsezo chachikulu.
2. Mbiri ya anthu a MOEX – malowa amapangidwa ndi ndalama zomwe zimagulitsidwa kwambiri, zomwe zimafalitsidwa mwezi uliwonse ndi Moscow Exchange. Mapangidwe a mbiri yachitsanzo amasintha patsamba la Finex pamwezi.
3. Kukonda dziko – mbiri kwa ndalama amene amakhulupirira Russian makampani. Zili ndi ndalama zamagawo a Russian Federation, ma bond amakampani odalirika komanso thumba la msika wa ruble. Zoyenera kwa osunga ndalama omwe safuna kusankha magawo okha.
4. Lezhebok – kukhazikitsa njira ya Investor wotchuka Russian Sergei Spirin. Muli ma ETF atatu – amasheya, ma bond ndi golide.
5. Smart balance – mbiri yokhala ndi zokolola za dollar, imakhala ndi ETF pamagawo akunja amayiko otukuka ndi omwe akutukuka kumene. Ma ETF a golide ndi ma bond amakampani aku Russia awonjezedwa kuti achepetse kusakhazikika kwa mbiri. Mbiriyi ndi yoyenera kwa anthu omwe akufuna kuyika ndalama mu madola.

Kuti mugule ETF, sungani kuwerengera ndikupeza zidazo kudzera muakaunti yanu ya broker kapena ntchito yapadera. Ngati mulibe
akaunti yobwereketsa , mutha kutsegula imodzi popita ku Buy ETF tabu. [id id mawu = “attach_13162” align = “aligncenter” wide = “1244”]
Momwe mungagulire Finex ETF – Masitepe 5 osavuta[/caption] Chifukwa chake, Finex provider imapereka zida zopangira mbiri ya omwe ali ndi zolinga zosiyanasiyana komanso momwe angapangire ndalama. Onse omwe ali ndi luso komanso oyambira amatha kusankha ndalama zogulitsirana chifukwa cha ntchito za Finex. Mukasankha njira ndikusankha ndalama zoyenera, chofunika kwambiri ndikukhalabe panjira. Msika ukhoza kuwuka kapena kugwa, wobwereketsa yemwe ali ndi nthawi yayitali yazachuma sayenera kuda nkhawa. Kwa nthawi yayitali ya ndalama, njira yosankhidwa idzabweretsabe zotsatira. Chinthu chachikulu ndikukhazikika kwa kubwezeretsanso ndikutsata mosamalitsa njirayo. Kodi chingachitike ndi chiyani ngati FinEx itasokonekera, ndalama zipitilira kugulitsa, ndipo ma ETF okha akhoza kugwa: https://youtu. be/RLGN7Si0geE Pokonza msika, musade nkhawa za kutayika kwa akaunti yanu yobwereketsa, koma sangalalani kuti mutha kugula katundu pamtengo wotsika. Kumbukirani kuti izi zidzabala zipatso mtsogolo. Pa ma chart a mbiri yakale, nthawi zowongolera siziwoneka, koma pochita, kuzigonjetsa kumafuna kufuna kwamphamvu kuchokera kwa wobwereketsa. Yesetsani kuyang’ana zochepa pa ma chart, pokhapokha panthawi yogula katundu malinga ndi dongosolo. Osunga ndalama osavomerezeka sakulimbikitsidwa kuti azitsatira ma quotes kuposa kamodzi pamwezi.