Chii chinonzi FinEx ETF, maitiro ekusarudza mari uye kuvaka portfolio muna 2024

ETF Finex – chii chatiri kutaura nezvazvo, kubatsirwa kwemari ye2022, chii chinosanganisirwa uye maitiro ekugadzira portfolio uye kwete kurasikirwa.
ETF (Exchange-traded fund) ihomwe yekutsinhana-inotengeswa umo masheya, zvigadzirwa kana mabhondi zvinosarudzwa zvichibva pane zano rekutevera imwe mhando ye index kana imwe zano.
Chikamu chehomwe inopa muridzi wayo kune chimwe chikamu chemidziyo. Kuisa mari muETFs kunobvumira vatengesi vemari madiki kuti vavake
nzvimbo dzakasiyana siyana . Iko kudiki kukosha kwechikamu cheETF paMICEX i1 ruble. Kutenga masheya muETF kwakafanana nekudyara muzvinhu zvese zvinoumba homwe. Kuti uunganidze portfolio yakadaro yakazvimirira uye mune zvimwe zvikamu, capital of ingangoita 500-2000 zviuru rubles inodiwa.

Enzaniso yakajairika yekutsanangura mari inotengeswa muto. Iwe unoda ndiro yesobho, asi kuzvibikira iwe pachako kunodhura – iwe unoda zvakawanda zvezvigadzirwa mune zvimwe zvikamu. Inodhura uye yakaoma. Pane kudaro, ETF inobika soup uye inotengesa imwe inoshumira kumuridzi.

ETF Finex – kuumbwa uye goho muna 2022

Finex ETFs dzakanyorwa paMoscow Exchange. Kuti utenge FinEX ETF, haufanirwe kuve nechimiro chemudyaridzi ane hunyanzvi, zvakakwana kuti upfuure bvunzo kubva kune bhuroka paruzivo rwezvakakosha. Finex inopa maETF anotevera e2022:

Investments mumabhondi

• FXRB – Russian ruble Eurobonds;
• FXIP – mari yehomwe ndeye rubles, vanoisa mari mumabhondi ehurumende yeUS;
• FXRU – dhora Eurobonds yeRussian Federation;
• FXFA – mari mumabhondi epamusoro-soro yenyika dzakabudirira, mari yehomwe ndeye rubles kana madhora;
• FXRD – dhora rakakwirira goho zvisungo;
• FXTP – US hurumende zvisungo, yakavakirwa-mukati inflation kudzivirira;
• FXTB – zvisungo zvenguva pfupi zveAmerica;
• FXMM – US mari yemusika hedge zviridzwa;

Investment mumasheya

• FXKZ – mari muzvikamu zveKazakhstan;
• FXWO – zvikamu zvemusika wepasi rose;
• FXRL – inotevera masimba eiyo RTS;
• FXUS – inotevera SP500 index ;
• FXIT – mari muzvikamu zveUS tekinoroji chikamu;
• FXCN – China migove;
• FXDE – zvikamu zveGermany;
• FXIM – zvikamu zveUS IT chikamu;
• FXES – zvikamu zvemakambani anobatanidzwa mukugadzirwa kwemitambo yemavhidhiyo;
• FXRE – homwe yacho inobvumidza iwe kuisa mari muUS real estate;
• FXEM – migove yenyika dzichiri kusimukira (kunze kweChina neIndia);
• FXRW – dyara mari mumasheya eUS ane mari;

Investment muzvinhu

• FXGD – homwe yacho inodyara mugoridhe chairo.

ETF dzese dzeFinex dzinogona kuwanikwa pa https://finex-etf.ru/products

Chii chinokanganisa kudzoka kwemari?

Zvinhu zvikuru:

1. Kudzoka kwehomwe kunoenderana nekushandurwa kwekotesheni ye index kana commodity inoteverwa neETF.
2. Iwe unofanirwa kuterera kune komisheni yehomwe. ETF Finex ine komisheni inosvika 0.95%. Inobviswa pamutengo wezvinhu zvehomwe, mubhadhari haabhadhare zvakare. Iwe unofanirwawo kutarisisa kune brokerage komisheni yekutengeserana. Kuwanda kwekutengeserana kunoitwa nemushambadzi, kutengesa nekutenga ETFs, kuderera kwegoho semugumisiro.
3. Kazhinji kazhinji, migove inoiswazve, ichiwedzera kudzoka kwehomwe. Kubva muna Ndira 2022, homwe chete yeFXRD – yakakwira-goho remakambani mabhondi ane dziviriro kubva pakuchinja kwemari – inobhadhara mibairo.
4. Kubatsirwa kubva kuETFs kunotererwa pachiyero che13% seimwe mari ipi zvayo. Kuti udzivise mutero, unofanirwa kutenga ETFs pane yenguva dzose brokerage account uye kubata kweinenge 3 makore. Kana kutenga ETF paIIS mhando B.

Webhusaiti yemupi inopa ruzivo nezvehomwe, pamwe negirafu rekudzoka kwemakore achangopfuura. Unogona kusarudza imwe nguva kana kudhawunirodha data yekuongorora mune xls fomati. Vaongorori vanokurudzira kusaita mhedziso pamusoro pesimba rehomwe zvichienderana nekubatsira kwemwedzi ichangopfuura. Mhedzisiro yakawanikwa inogona kunge isingaite. Zviri nani kutarisa paavhareji yezvakaitika kare uye njodzi yeimwe kirasi yeasset.

Nzira yekusarudza ETF yekudyara?

Usati watanga kusarudza zvinhu, unofanirwa kugadzira nzira yekutengesa. Funga nezvekudyara kwako uye kushivirira kwenjodzi. Mari yeETF inofanira kusanganisira zvinhu zvakasiyana-siyana – masheya ezvikamu zvakasiyana nenyika, mabhondi nekudyara mumidziyo inodzivirira.Goridhe rinogara richishandiswa sechinhu chinodzivirira. Kazhinji inokwira pamwero wemutengo uye inodzivirira mari kubva ku inflation. Munguva yenhamo, ihwo hutiziro – inokura apo masheya anodonha. Kudyara mumasimbi anokosha kunopihwa neFinex mupi kuburikidza neiyo exchange-traded fund FXGD. Ichi chishandiso chemadhora chekudyara mugoridhe renyama pasina VAT. Etf FXGD inoteedzera mutengo wegoridhe pamusika wepasi rose nemazvo sezvinobvira. Chikamu chezvisungo chinofanira kunge chakakura kana iwe uri kuvaka inochengetedza portfolio ine yakaderera volatility. Musiyano uripo pakati pehomwe yebhandi uye kutengwa kwakananga kwezvisungo ndeyekuti ETF haina zvisungo pakukura, asi inotsiva iyo panguva yakakodzera kuti iparadze goho. Avhareji yenguva iri pamwero wakafanana. Zvakakosha kuziva kuti dzimwe mari dzinopindirana. Semuyenzaniso, ese ari maviri FXWO neFXRW ane maUS stock mazviri, sezvinoita maUS stock uye S&P500 stocks. Vanotanga havakurudzirwi kubheja pane imwe nyika chete. Iwo ma tabo ari paFinkes yepamutemo webhusaiti achakubatsira iwe kusarudza pane zano:

• bvunzo yengozi – inobvunzwa kupindura mibvunzo mishoma kuti uone kushivirira kwenjodzi;
• IIS Calculator – kutsunga kwekufungidzira purofiti kana uchidyara muakaundi yekudyara yega;
• pension calculator – ichabatsira kuona huwandu hwekuzadzikiswa kwegore kuti ugamuchire inogamuchirwa yekuwedzera pamwedzi mupenjeni.

Iyo Finex sevhisi ichakubatsira iwe kuenzanisa mari nepurofiti. Enda kune Yese ETFs tebhu pane yepamutemo webhusaiti
https://finex-etf.ru/products , ipapo iwe unofanirwa kusarudza akati wandei mari uye tinya bhatani rekuenzanisa. Sefa ichakubatsira iwe kusarudza mari yaunoda. Unogona kusarudza mari nekirasi yeasset, nekutengesa kana mari yemari, uye nechinangwa chekudyara:

• panzvimbo pedhipoziti mumadhora;
• panzvimbo yedhipoziti mumaruble;
• midziyo inodzivirira;
• yakagadzikana mumadhora;
• yakagadzikana mumaruble;
• iyo inobatsira zvikuru pagore.

Vanotanga vatengesi vanokurudzirwa kuisa mari mumasheya ese kamwechete, kwete maindasitiri chaiwo. Saka pane mikana mishoma yekukanganisa. Iwe unogona kuwedzera chikamu chidiki chemidziyo yehomwe inoita seinovimbisa kwauri. Nekuda kweizvozvo, unogona kugadzira portfolio ye60% stock fund, 25% bond, 5% inovimbisa maindasitiri uye 10% yegoridhe. Kuti ugadzire portfolio, enda kune iyo Portfolio Constructor tab https://finex-etf.ru/calc/constructor.

Maitiro ekugadzira portfolio kubva kuFinEX ETFs uye akagadzirira-akagadzirwa modhi portfolio

Zvinogona kuve zvakaoma kune vanotanga kusarudza pane yekutengesa zano uye kusarudza chaiyo mari yekudyara. Kuita kuti zvive nyore kune investor, Finex yakanyora akati wandei mapotfolio. Muridzi anogona kuisa iyo yekutanga data paRobo-calculator tab:

• huwandu hwekutanga capital;
• pamwedzi kugadzirisa;
• nguva yekudyara;
• zera rako;
• nhanho yengozi – inofanirwa kunzwisiswa kuti iyo yakanyanya njodzi, inowedzera mari inowanikwa;
• kuwanikwa kwemari yenyika dzese dziri mupotfolio;
• chinangwa chekudyara.

Kubva pane data rekutanga, robhoti inosarudza iyo yakakwana yekutsinhana-yakatengeswa mari mune imwe chikamu. Nekuda kweizvozvo, chati yemari icharatidzwa, uye fungidziro yekudzoka zvichibva pane zvakaitika kare. Iko kuverenga kunogona kutumirwa ne-e-mail uye ichadzokera kwairi gare gare. Iwe unogona kushandura data rekutanga uye kuita akati wandei sarudzo dzekuenzanisa.
Kana zvakaoma kusarudza pahuwandu hwakakura hwema parameters, sarudza imwe ye5 modal portfolios. Kuti ujairane navo, enda kuModel Portfolios tab https://finex-etf.ru/calc/model. Iyo sisitimu icharatidza purofiti inofungidzirwa yehurongwa, zvichienderana nehuwandu hwekutanga uye nguva yekudyara. Model portfolios ine mari yekuchinjana-inotengeswa muzvikamu zvinonyatsokodzera kushandisa nzira dzakakurumbira dzekudyara:

1. Buffett’s portfolio ikudyara pazviga zvemudyaridzi ane mukurumbira, ine mari mumakambani eUS uye mabhiri enguva pfupi eUS. Inokodzera njodzi yakanyanya.
2. MOEX vanhu portfolio – iyo portfolio inoumbwa neanonyanya kufarirwa mari yekuchinjana, iyo inoburitswa mwedzi wega wega neMoscow Exchange. Iko kuumbwa kweiyo modhi portfolio inoshanduka pane iyo Finex webhusaiti pamwedzi wega wega.
3. Patriotic – portfolio yevatengesi vanotenda mumakambani eRussia. Inosanganisira mari yezvikamu zveRussian Federation, zvisungo zvemakambani akavimbika uye homwe yemari yemusika weruble. Inokodzera kune vanoisa mari vasingade kusarudza migove vega.
4. Lezhebok – kushandiswa kwezano remukurumbira wekuRussia Sergei Spirin. Inosanganisira 3 ETFs – yemasheya, mabhondi negoridhe.
5. Smart balance – portfolio ine dhora goho, ine ETF pamigove yekunze kwenyika dzakasimukira uye dzichiri kusimukira. ETFs dzegoridhe neRussian corporate bond dzakawedzerwa kudzikisa portfolio volatility. Iyo portfolio yakakodzera kune avo vanhu vanoda kuisa mari mumadhora.

Kuti utenge ETF, chengetedza kuverenga uye tsvaga zviridzwa kuburikidza neakaundi yebroker kana yakakosha application. Kana iwe usati
wava neakaundi yebrokerage , unogona kuvhura imwe nekuenda kuTenga ETF tab. Nekudaro, iyo Finex mupi inopa maturusi ekugadzira portfolio yevanoisa mari vane zvinangwa zvakasiyana uye chero yekudyara horizon. Vese vane ruzivo vanoita mari uye vanotanga vanogona kusarudza mari yekuchinjana-yekutengesa nekuda kweFinex masevhisi. Paunenge uchinge wafunga nezve zano uye wosarudza mari yakakodzera, chinonyanya kukosha ndechekugara munzira. Musika unogona kusimuka kana kudonha, anongoita investor ane nguva refu yekudyara haafanire kunetseka. Kwenguva yakareba yekudyara, sarudzo yakasarudzwa ichiri kuunza mhedzisiro. Chinhu chikuru ndechekugara kwekuzadza uye kuomerera kwakasimba kune zano. Chii chichaitika kana FinEx ikabhuroka, mari icharamba ichitengesa, uye maETF pachawo anogona kubhuroka: https://youtu. be/RLGN7Si0geE Panguva yekugadziriswa kwemusika, haufanirwe kunetseka nezvekurasikirwa muakaundi yako yebrokerage, asi fara kuti unogona kutenga zvinhu nemutengo wakaderedzwa. Yeuka kuti izvi zvichabereka zvibereko mune ramangwana. Pamachati ezvakaitika kare, nguva dzekugadzirisa hadzioneki, asi mukuita, kukunda kunoda chido chakasimba kubva kumuridzi. Edza kutarisa zvishoma pamachati, chete panguva dzekutenga zvinhu maererano nehurongwa. Passive investimendi havakurudzirwe kuteedzera makotesheni kanopfuura kamwe pamwedzi.