Momwe mungasungire ndalama zochepa: khazikitsani 10,000, 20,000, 30,000 rubles

Nkhaniyi idapangidwa potengera zolemba zambiri kuchokera ku  njira ya Telegraph ya OpexBot , yowonjezeredwa ndi masomphenya a wolemba komanso malingaliro a AI. Kodi mukufuna kudziwa bwino sayansi yoyika ndalama? Landirani ndalama zabwino zomwe mumangochita osasokoneza malingaliro anu? Mutha kuyamba pang’ono. Kotero, momwe ndi momwe mungagwiritsire ntchito ndalama zochepa 10,000, 20,000, 30,000 kuti mupeze ndalama zopanda pake, momwe mungakhazikitsire bwino ku Russia kuti musapse, koma kuti muchoke.

Pangani ndalama kugwira ntchito, ngakhale zazing’ono

Tiyeni tikambirane mmene kupanga 10-30k rubles ntchito. Ndalama zongokhalira chabe zopanda phindu zimataya phindu lake. Kupeza ndi kuonjezera ndalama ndi luso. Zomwe tingaphunzire. Muyenera kuyamba ndi zosadziwika – chotsani zikhulupiriro zochepetsera m’mutu mwanu, malingaliro a munthu wosauka omwe ambiri aife timaphunzitsidwa nawo kusukulu. Kenako, kuti mugulitse ndalama, choyamba muyenera kubisa zomwe mukufuna. Ngati izi zachitika kale, tiyeni tipitirize.

✔ Choyamba. Njira zopangira

Maikolofoni kwa wokamba nkhani, ndodo ya RAM kwa freelancer, fosholo ya digger, kuyika gasi kwa woyendetsa taxi. Kuchita kwanu monga akatswiri kumawonjezeka. Kuphatikiza apo, zonse zomwe zalembedwa pamwambapa zimakwera mtengo chifukwa cha kusinthana kwa ma ruble.

✔ Chachiwiri. Ikani zinthu zomwe nthawi zonse zimakwera mtengo

Chinachake chomwe sichiwononga, chinthu chomwe aliyense amafunikira nthawi zonse.

✔ Chachitatu. Ikani ndalama mwa inu nokha

Malo ochitira masewera olimbitsa thupi, chakudya chabwinobwino. Mu chidziwitso. Maphunziro, mabuku. Phunzirani luso latsopano. Njira yopambana-kupambana kwa ndalama zochepa.

✔ Chachinayi. Pomaliza tsegulani akaunti ya brokerage

Odalirika angapezeke patsamba la Central Bank. Kuphunzitsa luso lanu loyika ndalama pazing’onozing’ono ndi njira yogwira ntchito. Tengani pang’ono mwa zotsatirazi. OFZ, ndalama, magawo oyamba. Zowopsa ndizochepa, zokhazikika bwino. Komanso mabonasi abwino mu mawonekedwe a magawo. SBER, mwachitsanzo, amasangalala ndi ma divas chaka chilichonse.

Lingaliro lina

Msika wamsika

Njira imodzi yotchuka yopezera ndalama ndikugula magawo kudzera pa broker kapena pulogalamu yamalonda. Ubwino waukulu wa njirayi ndikuti mutha kuyamba kuyika ndalama pang’ono ndikukhala ndi mwayi wopeza makampani ndi mafakitale osiyanasiyana. Chofunikira pakuyika ndalama ndikugula gawo la kampani ndi chiyembekezo kuti mtengo wake udzawonjezeka mtsogolomo ndipo mudzapindula pogulitsa magawo.

Index ndalama kapena ETFs

Ndalama za index zimalola osunga ndalama kugula index yonse, monga S&P 500 kapena NASDAQ, m’malo mogula masheya. Kugula gawo la thumba lachilolezo kumakupatsani mwayi wofalitsa chiwopsezo chanu kumakampani ndi mafakitale osiyanasiyana, zomwe zingakhale zothandiza makamaka kwa oyika ndalama koyamba.

Mabondi

Bond ndi zida zolipirira ngongole zomwe zitha kuperekedwa ndi maboma, mabungwe kapena ma municipalities. Kuyika ndalama m’ma bond kumaphatikizapo kupatsa wobwereka ndalama kuti alipire chiwongoladzanja ndi kubweza ngongoleyo akadzakula. Mabondi amaonedwa kuti ndi okhazikika komanso odalirika kuposa masheya.

Ndalama za Crypto

Kuyika ndalama mu cryptocurrencies monga Bitcoin, Ethereum kapena Litecoin kwatchuka kwambiri m’zaka zaposachedwa. Komabe, kuyika ndalama mu cryptocurrencies kungakhale koopsa komanso kosasunthika kwambiri, kotero muyenera kumvetsetsa bwino msika ndi kuopsa kwake musanachite zimenezo.

Kubwereketsa anzawo ndi anzawo

Mapulatifomu obwereketsa a P2P amalumikiza osunga ndalama ndi obwereketsa, kupereka mwayi wopeza chiwongola dzanja pazogulitsa zawo. Iyi ndi njira yatsopano yopangira ndalama yomwe ingapereke mwayi wopeza phindu labwino. Komabe, ndikofunikira kukumbukira kuti kuyika ndalama nthawi zonse kumakhala ndi chiwopsezo, chifukwa chake muyenera kulingalira mosamala njira iliyonse ndikukambirana ndi mlangizi wazachuma musanapange chisankho chomaliza.

Zokayikitsa kapena zosagwira ntchito

✔ Katundu wobwereka. Nthawi yobweza yayitali kwambiri. Ndipo izi si ndalama chabe. ✔ Kusungitsa ndalama kubanki. Koposa zonse, yesetsani kulimbana ndi kukwera kwa mitengo. ✔ Mitsuko yamtengo wapatali yochuluka ngati imeneyi siigwiranso ntchito. Pali zobisika zambiri, koma chinthu chimodzi ndi chotsimikizika: ndalama ziyenera kugwira ntchito. Mphamvu ziyenera kugwira ntchito. Chilichonse chomwe chagona ngati chimenecho chimapumira ndi kuvunda. Kapena kukwera kwa inflation kumayaka. Nali lingaliro losavuta koma lofunikira lero. Warren Buffett: Momwe mungayikitsire ndalama zochepa https://youtu.be/PMB9InFjB1I Mutha kuyika ndalama kuyambira ma ruble 1k. Mwachitsanzo, poika ndalama mu bondi . Kuti osachepera kumvetsa mmene ntchito.