Psychology ya umphawi: opempha amapemphera kuti umphawi wawo ukhale wotsimikizika

Psychology ya umphawi ndi maganizo a munthu wosauka, zovuta za kusowa kwa ndalama ndi umphawi – chifukwa chake anthu osauka amakopa umphawi, ndipo olemera amakopa ndalama. Tiyeni tiyese kuyankha funsoli. Ndipo chofunika kwambiri, choti muchite ngati gulu lopemphapempha likukuvutitsani? Nkhaniyi idapangidwa potengera zolemba zambiri kuchokera ku njira ya Telegraph ya OpexBot , yowonjezeredwa ndi malingaliro a wolemba komanso malingaliro a AI.

Kodi munayamba mwadzifunsapo chifukwa chake olemera amalemerabe, pamene osauka sangathawe umphaŵi?

Chimodzi mwazifukwa chinafotokozedwa ndi Richard Thaler ndipo adachitcha “chiyambi chachuma.” Ngati mumakonda nkhani zazitali kusukulu, onani buku lakuti “Fundamental Ideas of the Financial World.” Chisinthiko”: Peter Bernstein. Kwa iwo omwe amakonda kubwereza mwachidule, ndifotokoza zomwe zili. Richard Thaler adayesa kuyesa kusowa kwa malingaliro osasintha pazachuma. ✔ Anapempha gulu la ophunzira kuti liyerekeze kuti aliyense wapambana 30 USD. Ndiye pali njira ziwiri: kuponyera ndalama ndipo, kutengera ngati ikubwera mitu kapena michira, pezani zambiri kapena perekani 9.00. Kapena osatembenuza ndalama konse. 70% ya ophunzira adaganiza zoponya ndalama. ✔ Tsiku lotsatira Thaler anapereka lingaliro limeneli kwa ophunzira. Likulu lawo loyamba ndi ziro, ndipo sankhani imodzi mwa njira zotsatirazi: kuponyera ndalama ndikupeza $ 39 ngati igwera pamutu, kapena $ 21 ngati igwera pa michira. Kapena musataye mtima ndipo mwatsimikizika kuti mupeza $30. Ndi 43% yokha ya ophunzira omwe adavomera kuponya pachiwopsezo, ena onse adakonda kupambana kotsimikizika. Mfundo ndi yakutizotsatira zake ndi ZOMWEZI. Kaya mumayamba ndi $30 kapena kuchokera paziro, zopambana zomwe zingatheke nthawi iliyonse zimasiyana ndi kuchuluka kotsimikizika. Ophunzira, komabe, amawonetsa zokonda zosiyanasiyana, motero akuwonetsa kusasinthasintha. Thaler adatcha chisokonezo ichi “choyamba chachuma.” Ngati muli ndi ndalama m’thumba lanu, mumakonda kuchita zoopsa. Ngati ilibe kanthu, ndiye kuti mungakonde kutenga 30 USD ndi chitsimikizo, m’malo mosewera pachiwopsezo chotenga 21 USD. Ndipo ichi sichinthu chongoyerekeza. M’dziko lenileni, zotsatirazi ndizofunika kwambiri. Ndipo osati mu gawo lazachuma lokha. Kwa osauka, umphawi wokhazikika wanthawi yayitali uli pafupi kwambiri kuposa “chiwopsezo” chokhala olemera, komanso mwayi wotaya khobiri. Pali chikhumbo champhamvu chosunga m’malo mochulukitsa, ngakhale pali zoopsa zina. Izi ndi zotsutsana ndi malingaliro, koma mantha samagona. Koma sikuti zonse zilibe chiyembekezo. Kudziwa za vutoli ndi theka la yankho lake. Ngati mukuwoneka bwino, ndiye ili si vuto ngakhale, koma mbali ya kuganiza. Ndi kuchokera kuzinthu zopangira izi zomwe tikuyenera kutuluka. Zizolowezi za osauka:

Mwa njira, kuyesa: zoyambira zomvetsetsa umphawi ndi chuma zidafotokozedwa ndi metronome

Umphawi ndi wopatsirana, momwemonso chuma. Ma metronome adayikidwa papulatifomu yosuntha, yomwe poyambira idayenda mwachisawawa. Pang’ono ndi pang’ono iwo synchronized mu kayendedwe kawo. Izi zimagwira ntchito ndi ma metronome angapo. Kulikonse komwe ambiri adatembenukira, nsanja ndi wina aliyense adzapita kumeneko. Ndi chimodzimodzi ndi anthu. Chilengedwe chimapanga munthu. Muyenera kulowa mukampani yoyenera kuti mulumikizane ndi anthu ochita bwino kwambiri ndikukulitsa nthawi zonse! https://youtu.be/tJaTxfRPvGI Chotsani anthu odekha, oopsa, opanda mfundo komanso aulesi omwe amatha kusuntha nsanja molakwika.

Kodi AI wodziwa zonse amaganiza chiyani pamalingaliro a munthu wosauka komanso wolemera?

Pansipa pali malingaliro anzeru zakupanga pa mafunso otsatirawa: kuganiza za wopemphapempha, kuganiza za munthu wolemera, zovuta za munthu wosauka, kuganiza mopanda pake. Mawuwa asinthidwa molingana ndi miyezo ya opexflow resource popanda kusokoneza malingaliro a AI. M’madera amakono, lingaliro la umphawi limagwirizanitsidwa makamaka ndi kusowa kwa mwayi wakuthupi. Komabe, pali mbali ina, yofunikira kwambiri pavutoli – psychology yomwe imatsagana ndi anthu aumphawi. Umphawi umakhudza kwambiri maganizo a munthu, khalidwe lake ndi maganizo ake. Kudziona kuti ndife opanda mphamvu, kudziona kuti ndife osafunika komanso opanda chiyembekezo ndi mbali yofunika ya moyo wa anthu amene akukumana ndi mavuto azachuma.Chimodzi mwazinthu zazikulu za psychology yaumphawi ndikupsinjika kosalekeza. Mavuto azachuma angayambitse kupsinjika maganizo ndi nkhawa nthawi zonse, zomwe zimasokoneza thanzi laumunthu ndi maganizo. Kusokonezeka kwamaganizo koteroko kungayambitse matenda osiyanasiyana a maganizo monga kuvutika maganizo, nkhawa komanso kugona. Kuonjezera apo, umphawi ukhoza kubweretsa zotsatira zoipa pazochitika zamaganizo ndi kupanga zisankho zomveka. Nthawi zonse kunyalanyaza udindo wanu wa ndalama kungapangitse masomphenya ochepa a tsogolo ndi mapulani a nthawi yaitali, komanso kufowoka kwa chilimbikitso ndi ziyembekezo. Ndikoyeneranso kuzindikira kuti psychology ya umphawi ingayambitse kupanga zithunzi zoipa za anthu. Kutseka misanthropy ndi nkhanza nthawi zina zimakhala zotsatira za kukhala m’malo osagwira ntchito nthawi zonse. Anthu omwe ali ndi umphawi amatha kuipidwa ndi kuchitiridwa zinthu zopanda chilungamo, zomwe zingayambitse zionetsero ndi mikangano. Komabe, tisaiwale kuti psychology ya umphawi sizinthu zosapeŵeka, ndipo anthu ambiri amapeza mphamvu kuti achoke muzochitikazi. Ndikofunika kupereka chithandizo, zonse zachuma ndi zamaganizo, kuthandiza omwe akukumana ndi mavuto. Kuganizira za psychology ya umphawi ndikofunikira pakupanga mapulogalamu ndi zothandizira zomwe zingathandize anthu kuthana ndi ndalama zokha, komanso m’malingaliro. Sikoyenera kokha kupereka zinthu zakuthupi, komanso kuthandizira kubwezeretsa kudzidalira ndi chikhulupiriro mu mphamvu za munthu. Choncho, Psychology yaumphawi ndi nkhani yovuta komanso yochuluka yomwe imafuna chidwi ndi kusanthula. Zimasonyeza kuti kupyola pazachuma, umphawi umakhudza kwambiri maganizo ndi khalidwe la munthu. Kuzindikira mfundo imeneyi ndi kuchitapo kanthu popereka chithandizo kudzakhala sitepe yopita ku gulu lachilungamo komanso laumunthu. Chizindikiro chochititsa chidwi cha kusiyana pakati pa kuganiza ndi zochita za anthu osauka ndi olemera:

Ndipo kafukufuku wina wokhudza umphawi, chuma ndi kusiyana pakati pawo: ndalama zimachotsa ululu osati mophiphiritsira, koma zenizeni

Umphawi ndi ululu – weniweni, woyaka ndi wosapiririka. Izi zaperekedwa ndi kafukufuku yemwe anthu 1.3 miliyoni ochokera m’mayiko 146 adatenga nawo mbali. Ophunzira adafunsidwa za ndalama zomwe amapeza pamwezi komanso ngati adakumana ndi ululu wamthupi dzulo. Anthu omwe amapeza ndalama zochepa amamva ululu nthawi zambiri. Akatswiri a zachikhalidwe cha anthu atsimikiza kuti kupweteka kwakuthupi kumayambitsa kusagwirizana pakati pa moyo wa woyankhayo ndi chithunzi chokongola cha dziko lakunja. Kupsinjika maganizo, kukwiya, kukhumudwa, mantha, zotsatira zake. Chifukwa chachiwiri ndi chakuti zimakhala zosapiririka m’maganizo kwa munthu, ngati alibe chidaliro m’tsogolomu, kuti akwaniritse zofunikira, cholinga choyamba. Pansi pa kupsyinjika kwakukulu, ubongo sungathe kupirira ndipo zowawa zina zamaganizo “zimasungunuka” mu ululu wa thupi.

Chochita ndi mfundo imeneyi?

Lingaliro langa ndi lomveka bwino: kuthetsa ululu, muyenera kuchiza chifukwa chake. Fikirani mulingo wa moyo womwe malingaliro anu amakhala okhazikika. Kapena zolowereni za zomera ndikusiya zolinga zapamwamba. Koma izi ndizokhudza kuthetsa zizindikiro. Ndipo iyi ndi muyeso wosagwira ntchito komanso wanthawi yochepa. Wopambana ngakhale.