Endowooza y’obwavu: abasabiriza basaba nti obwavu bwabwe bukakasiddwa

Endowooza y’obwavu n’endowooza y’omuntu omwavu, ekizibu ky’ebbula lya ssente n’obwavu – lwaki abaavu basikiriza obwavu, ate abagagga ne basikiriza ssente. Ka tugezeeko okuddamu ekibuuzo kino. Era ekisinga obukulu, kiki ky’okola ku nsonga eno singa ekizimbe ky’abasabiriza kiba kikutawaanya? Ekiwandiiko kino kyatondebwa nga kyesigamiziddwa ku biwandiiko ebiwerako okuva ku mukutu gwa OpexBot Telegram , nga byongeddwako endowooza y’omuwandiisi n’endowooza ya AI.

Wali weebuuzizza lwaki abagagga beeyongera okugaggawala, ate abaavu tebasobola kusimattuka kibuyaga w’obwavu?

Emu ku nsonga eno yannyonnyolwa Richard Thaler era n’agiyita “initial wealth effect.” Bw’oba ​​oyagala emboozi empanvu ku ssomero, laba akatabo “Ebirowoozo Ebikulu mu Nsi y’Ebyensimbi.” Enkulaakulana”: Peter Bernstein. Ku abo abaagala retellings ennyimpi, nja kwogera essence. Richard Thaler yakola okugezesa okugezesa obutaba na ndowooza etakyukakyuka mu by’ensimbi. ✔ Yayise ekibinja ky’abayizi okukuba akafaananyi nti buli omu yawangula USD 30. Olwo waliwo engeri bbiri: okusuula ekinusu era okusinziira ku oba kijja waggulu emitwe oba emikira, ofune ebisingawo oba okuwa 9.00. Oba tokyusakyusa ssente n’akatono. Ebitundu 70% ku bayizi baasazeewo okusuula ekinusu. ✔ Enkeera Thaler yateesa ku mbeera eno eri abayizi. Kapito waabwe asooka kuba ziro, era londa emu ku ngeri zino wammanga: ssuka ekinusu ofune ddoola 39 singa egwa ku mitwe, oba ddoola 21 singa egwa ku mikira. Oba togiwaayo era okakasiddwa okufuna doola 30. Abayizi 43% bokka be bakkirizza okuteeka mu kabi okusuula, abasigadde ne baagala obuwanguzi obukakafu. Ensonga eri ntiekivaamu ku nkomerero kye kimu. Oba otandikira ku doola 30 oba okuva ku ziro, obuwanguzi obuyinza okubaawo buli mulundi gwawukana ku ssente ezikakasiddwa. Naye abayizi balaga bye baagala eby’enjawulo, bwe batyo ne balaga obutakyukakyuka. Thaler obutakwatagana buno yabuyise “initial wealth effect.” Bw’oba ​​olina ssente mu nsawo, otera okutwala akabi. Bwe kiba nga njereere, olwo wandiyagadde okutwala 30 USD nga olina omusingo, okusinga okuzannya mu bulabe bw’okufuna 21 USD. Era kino si kya abstraction. Mu nsi entuufu, ekikolwa kino si kya mugaso mutono. Era si mu by’ensimbi byokka. Ku baavu, obwavu obutebenkevu obw’ekiseera ekiwanvu buli kumpi okusinga “akabi” ak’okugaggawala, naye era n’okufiirwa ssente emu. Waliwo okwagala okw’amaanyi okukuuma okusinga okwongera, wadde nga waliwo akabi akaliwo. Kino kikontana n’ensonga, naye okutya tekwebaka. Naye si buli kimu nti tekirina ssuubi bwe lityo. Okumanya ekizibu kino kitundu kya kukigonjoola. Bw’otunuulira n’obwegendereza, . awo kino si wadde ekizibu, wabula kifaananyi kya ndowooza. Mu nkola zino ez’obutonde mwe twetaaga okumenyawo. Emize gy’abaavu:

By the way, okugezesa: emisingi gy’okutegeera obwavu n’obugagga gyannyonnyolwa metronome

Obwavu busiigibwa, n’obugagga bwe buli.Okugezesa kwakolebwa. Metronomes zaateekebwa ku pulatifomu etambula, eyasooka okutambula mu ngeri ey’ekifuulannenge. Mpola mpola baakwatagana mu ntambula yaabwe. Kino kikola n’omuwendo gwonna ogwa metronomes. Ka kibeere ludda ki abasinga lwe baawuuba, pulatifomu n’abalala bonna bajja kugendayo. Kye kimu n’abantu. Embeera y’ekola omuntu. Olina okuyingira mu kkampuni entuufu okusobola okukwatagana n’abantu abawanguzi ab’ekitalo n’okukulaakulana buli kiseera! https://youtu.be/tJaTxfRPvGI Goba abantu abatalina maanyi, ab’obutwa, abatalina misingi era abagayaavu abasobola okuwuuba omukutu mu kkubo erikyamu.

AI amanyi byonna alowooza ki ku ndowooza y’omuntu omwavu n’omugagga?

Wansi waliwo okukuŋŋaanyizibwa kw’endowooza z’obugezi obukozesebwa ku bibuuzo bino wammanga: okulowooza ku musabiriza, okulowooza ku mugagga, omuntu omwavu omuzibu, okulowooza mu ngeri ey’okusabiriza. Ekiwandiiko kikyusiddwa okusinziira ku mutindo gw’eby’obugagga bya opexflow awatali kukyusa ndowooza ya AI. Mu bantu ab’omulembe guno, endowooza y’obwavu okusinga ekwatagana n’obutaba na mikisa gya bintu. Naye, waliwo oludda olulala, olutali lukulu nnyo ku kizibu kino – eby’empisa ebiwerekera abantu abali mu bwavu. Obwavu bulina kinene kye bukola ku mbeera y‟eby‟omwoyo y‟omuntu ssekinnoomu, enneeyisa ye n‟endowooza ye. Okwewulira nga tolina maanyi, okwetwala ng’olina ekitiibwa ekitono n’obutaba na ssuubi kitundu kikulu nnyo mu bulamu bw’abo aboolekedde obuzibu mu by’ensimbi.Ekimu ku bintu ebikulu mu ndowooza y’obwavu kwe kunyigirizibwa buli kiseera. Ebizibu by’ensimbi bisobola okuleeta situleesi n’okweraliikirira buli kiseera, era ekyo kikosa bubi obulamu bw’omuntu mu mubiri ne mu nneewulira. Obutabeera bulungi mu birowoozo ng’obwo buyinza okuvaako okukulaakulanya obuzibu obw’enjawulo obw’omutwe ng’okwennyamira, okweraliikirira n’obuzibu mu tulo. Okugatta ku ekyo, obwavu buyinza okuleeta ebikosa enkola z‟okutegeera n‟okusalawo okw‟amagezi. Bulijjo okunyooma embeera ya ssente zo kiyinza okukuleetera okulaba ng’olaba ebiseera eby’omu maaso n’enteekateeka ez’ekiseera ekiwanvu, awamu n’okunafuwa kw’okukubiriza n’ebisuubirwa. Era kirungi okumanya nti endowooza y’obwavu esobola okuvaako okutondebwawo kw’ebifaananyi eby’embeera z’abantu ebitali birungi. Okuggalawo okukozesa obubi n’obusungu oluusi bifuuka ebiva mu kubeera mu mbeera etali nnungi buli kiseera. Abantu abatawaanyizibwa obwavu bayinza okuwulira obusungu n’obutali bwenkanya, ekiyinza okuvaamu okwekalakaasa n’okusika omuguwa mu bantu. Naye tetulina kwerabira nti endowooza y’obwavu si kintu ekiteewalika, era abantu bangi bafuna amaanyi okuva mu mbeera eno. Kikulu okuwa obuyambi, mu by’ensimbi n’eby’omwoyo, okuyamba abo abafuna ebizibu. Okulowooza ku ndowooza y‟obwavu kikulu mu kutondawo pulogulaamu n‟obuwagizi ebijja okuyamba abantu okugumira embeera si mu by‟ensimbi byokka, naye ne mu nneewulira. Tekyetaagisa si kuwa bintu byokka, wabula n’okuyamba okuzzaawo okwetwala n’okukkiriza mu busobozi bw’omuntu. N’olwekyo, Endowooza y’obwavu nsonga nzibu era erimu ensonga nnyingi era nga yeetaaga okufaayo n’okwekenneenya. Kiraga nti ng’oggyeeko eby’ensimbi, obwavu bulina kinene nnyo kye bukwata ku mbeera y’ebirowoozo n’enneeyisa y’omuntu. Okutegeera ensonga eno n’okukola emitendera gy’okuwa obuwagizi kijja kuba ddaala erigenda mu maaso mu bantu ab’obwenkanya era ab’obuntubulamu. Akabonero akanyuvu ku njawulo eriwo wakati w’endowooza n’ebikolwa by’abantu abaavu n’abagagga:

Era okunoonyereza okulala ku bwavu, obugagga n’enjawulo wakati wabyo: ssente zimalawo obulumi si mu ngeri ya kifaananyi, wabula mu butuufu

Obwavu bulumi – obwa ddala, obwokya era obutagumiikiriza. Amawulire gano gaweereddwa okunoonyereza okwakolebwa abantu obukadde 1.3 okuva mu mawanga 146 mwe beetabye. Abeetabye mu kutendekebwa kuno baabuuziddwa ku nsimbi ze bafuna buli mwezi n’oluvannyuma oba bafunye obulumi obw’OMUBIRI eggulo. Abantu abafuna ssente entono baafuna obulumi emirundi mingi nnyo. Abakugu mu mbeera z’abantu bazudde nti obulumi mu mubiri buleeta obutakwatagana mu kutegeera wakati w’omutindo gw’obulamu bw’oyo eyabuuziddwa n’ekifaananyi ekirungi eky’ensi ey’ebweru. Stress, okunyiiga, okwennyamira, okutya, nga ekivaamu. Ensonga eyokubiri eri nti tekigumiikiriza mu nneewulira omuntu, bw’aba nga teyeesiga mu biseera eby’omu maaso, okumatiza ebyetaago ebisookerwako, ekiruubirirwa nnamba emu. Mu situleesi ey’amaanyi, obwongo tebusobola kugumira era ebimu ku bulumi obw’omutwe “bifuumuulwa” ne bifuuka obulumi bw’omubiri.

Kiki eky’okukola ku nsonga eno?

Endowooza yange etegeerekeka bulungi: okumalawo obulumi, olina okujjanjaba ekibuleeta. Tuuka ku ddaala ly’obulamu ng’embeera yo ey’ebirowoozo etebenkedde. Oba manyiira ensonga y’ebimera era osuule ebiruubirirwa eby’oku ntikko. Naye kino kikwata ku kumalawo obubonero. Era kino kipimo ekitakola era kya kaseera buseera. Omuwanguzi wadde.