Tiɲɛ bɛɛ bɛ sɔrɔ stock broker kan . Investisseur novice walima jagokɛla min b’a fɛ ka stocks, bonds ani wariko nafolo wɛrɛw san, o ka kan k’a faamu ko a mago bɛ brokerage account la. I tɛ se ka na dɔrɔn wari falen-falen-yɔrɔ la ka nafolo san yen. Cɛmancɛ ka kan ka kɛ fɛnw falenfalenni ni sannikɛla cɛ.
- Cɛsiribaa min bɛ fɛnw falenfalenni ni jagokɛla/nafolodonna cɛ
- Broker sugandicogo – sariya nafama minnu tɛ lase ye
- Broker bɛ mun kɛ?
- A bɛ jatew da wuli
- A bɛ jatew ɲɛnabɔ
- A bɛ yamaruyaw dafa
- A bɛ kunnafoni di sannifeere taabolo kan
- A bɛ rapɔɔriw di
- A bɛ takasi sara gɔfɛrɛnaman ma
- A bɛ nafolo falen ani ka juru don a la
- Cogo di ka brokerage jatebɔsɛbɛn da wuli?
- Baara kɛ cogo di ni broker ye?
- Ni broker ye banki fili, a ka kan ka mun kɛ
- O de kosɔn
Cɛsiribaa min bɛ fɛnw falenfalenni ni jagokɛla/nafolodonna cɛ
Cɛmancɛ ye mɔgɔ walima tɔn ye min bɛ nafolo sanbaga ni a tigi cɛ. Ni waritigi dɔ y’a latigɛ ka sosiyete ka nafolo san, a tɛ na a tigi fɛ, nka a bɛ taa aksidan na ka sanni kɛ. Cɛmancɛ-mɔgɔw suguya fla de bɛ yen:
- Manager – o bɛ se ka kɛ mɔgɔ kelen ye walima sosiyete min bɛ wariko minɛnw ɲini, ka sɛgɛsɛgɛliw kɛ ani ka sanni kɛ. Nin fɛɛrɛ in bɛnnen don mɔgɔ minnu b’a fɛ ka wari bila, nka u t’a fɛ ka waati caman kɛ wariko minɛnw sugandili n’u sɛgɛsɛgɛli la.
- Broker ye sosiyete ye min bɛ baara kɛ waridonna tɔgɔ la, ka nafolo san ani k’u mara fɛnmarayɔrɔ dɔ la. Nin fɛɛrɛ in bɛnnen don mɔgɔw ma minnu b’a fɛ ka wari bila u yɛrɛma. O cogo la, waridonna bɛ yamaruya di ka nafolo sugandilenw san, ani dilanbaga bɛ baara kɛ.
Nafama: Dilanbaga ni ɲɛmɔgɔ ka kan ka sɛbɛn Irisi jamana na ani ka lase sɔrɔ ka baara kɛ Banki Sentɛrɛ fɛ, ka lase sɔrɔ:
https://www.cbr.ru/securities_market/registries/ .
Forex Laseginbagaw ni lase Baarakɛda wɛrɛ minnu bɛ u ka wariko baara kɛ, olu ye nanbarakɛlaw ye. Ni i bɛ baara kɛ ni o baarakɛyɔrɔ sugu ye, i bɛ se ka bɔnɛ i ka nafolo bɛɛ la. Walasa ka sosiyete lajɛ, i ka kan ka taa Moskow Exchange ka siti kan, a ka fisa i ka broker dɔ sugandi ka bɔ tan fɔlɔw cɛma.
Broker sugandicogo – sariya nafama minnu tɛ lase ye
Sariyabaju saba bɛ yen:
- Daŋaniya – walasa k’a jateminɛ, jatebɔw bɛ yen dilanbagaw fɛ. Jateminɛ baarada jɔnjɔn fila bɛ Irisi jamana na: Expert RA ani NRA (National Rating Agency). Ka fara o kan, aw bɛ se ka dannaya jateminɛ ni jatebɔw lajɛli ye jatebɔ dafalenw hakɛ kan ani kiliyanw minnu bɛ baara la, jatebɔ jatebɔ kelen-kelen dafalenw hakɛ min bɛ sɔrɔ Moskow Exchange ka siti kan. A ka kan fana k’a jateminɛ ko bankiw ka bolofara dɔw bɛ yen minnu bɛ baara kɛ ni jagokɛlaw ye ani tɔn minnu bɛ baara kɛ ni jagokɛlaw ka jago dɔrɔn ye, u caman bɛ kɛ bankiw ye.
Nafama : Donanw bɛ ɲɔgɔn sɔsɔ, broker kelen ka kliyanw ka ca, nka u ka jatew ka dɔgɔ minnu bɛ baara la ani a kɔfɛ.
Nafolomafɛnw sannalenw bɛ mara dilanbaga ka warimarayɔrɔ la ani ni banki filila, waridonna tɛna wari segin, a tɛ se ka kɛ fana ka musaka sɔrɔ ka bɔ Deposit Assurance Agency fɛ, walasa ka nafolo segin, i bɛna a ɲini ka kuma fɛnmarayɔrɔ min na, dilanbaga tun bɛ lakanafɛnw mara ani k’u bila dilanbaga ka jatebɔsɛbɛn wɛrɛ kɔnɔ. Dilanbagaw ka jatebɔ Irisi jamana na ka kɛɲɛ ni kiliyanw hakɛ ye san 2021 laban na-san 2022 daminɛ na:
- Nɔgɔya ni sɔrɔli – a faamuyalen don ko dilanbaga ka telefɔni selilɛri ani a yɛrɛ ka jatebɔsɛbɛn bɛ ɔridinatɛri navigatɔrɔ kɔnɔ. Broker ɲuman bɛna baarakɛcogo bɛɛ di, ka baara labɛn k’a sɔrɔ a ma dɛsɛ ani ka freeze kɛ.
- Nafa – Minnu bɛ nin fɛn in kɔnɔ, olu ye : jago sara walima jago sara ani baara sara. Brokers bɛ wari sɔrɔ komisiyɔn na ani ni waritigi bɛ jago caman kɛ, a bɛ nafa caman sɔrɔ. Broker kelen-kelen bɛɛ n’a ka komisiyɔn don, wa u ni tɔ kelen tɛ kelen ye dɔɔnin. Jatebɔ nafa ka bon kosɛbɛ wa a bɛ se ka waribonba tilayɔrɔba dɔ dun, walasa ka jatebɔsɛbɛn ladonni cogoyaw n’a hakɛ dɔn, i ka kan ka tarifuw kalan sani i ka jatebɔsɛbɛn da wuli ni dilanbaga kɛrɛnkɛrɛnnen dɔ ye.
https://www.banki.ru/investment/brokers/
Nafama: Dilanbaga dɔw tɛ se ka
jagokɛlaw ka wari ɲini cogo dɔw la, i n’a fɔ jagokɛlaw ka jatebɔsɛbɛn wari caman sɔrɔli walima wari hakɛ dɔ jatebɔsɛbɛn kɔnɔ, wari hakɛ fitinin dɔ bɛ bɔ min na.
Broker bɛ mun kɛ?
Dilanbaga bɛ baara caman kɛ, i n’a fɔ: jatebɔsɛbɛn dabɔli ani a marali, kiliyanw ka yamaruyaw waleyali, jagokow kunnafonidi, jago kɛlenw jatebɔw, jatebɔ ni kuponw sɔrɔli, ani takasi bɔli.
A bɛ jatew da wuli
Mɔgɔ min b’a fɛ ka wari bila, o bɛ brokerage jatebɔsɛbɛn dɔ da wuli wari bɛ mara yɔrɔ min na wariko minɛnw sanni kama, warimarayɔrɔ dɔ bɛ dabɔ a yɛrɛ ye lakanafɛnw bɛ mara yɔrɔ min na.
A bɛ jatew ɲɛnabɔ
Client min bɛ nafolo san, o ka kan ka wari di a tigi ma dilanbaga dɔ sababu fɛ min bɛ wari bila fɛn falenfalen na, ani fɛn falenfalen bɛ nafolo di jagokɛla ma ani kiliyan b’u sɔrɔ ani a kɔfɛ ni a bɛ nafolo feere.
A bɛ yamaruyaw dafa
Ni waritigi dɔ y’a latigɛ ka nafolo san walima k’a feere, a bɛ yamaruya di dilanbaga ma, o min bɛ fɛn wajibiyalenw kɛ ka kɛɲɛ ni yamaruya dilenw ye.
Nafama: Dilanbaga tɛ se ka nafolo feere walima ka san a yɛrɛ ma, o bɛ kɛ ɲɛmɔgɔ fɛ.
A bɛ kunnafoni di sannifeere taabolo kan
Mɔgɔ yɛrɛ ka jatebɔsɛbɛn walima telefɔni selilɛri kɔnɔ, kiliyan bɛ nafolo kelen-kelen bɛɛ sɔngɔ ye sisan, o hakɛ bɛ bɔ dilanbaga de la. Sɛgɛsɛgɛli, kibaruyaw, hakilinaw ani kunnafoni wɛrɛw fana bɛ se ka di walasa ka kiliyan ka nɔgɔya.
A bɛ rapɔɔriw di
Client ka jago kelen-kelen bɛɛ bɛ sɛbɛn ani, ni a ɲinina walima a yɛrɛma, kunnafoni bɛ di jago kɛlenw kan: nafolo min sanna, a sanna ani a sara cogo min na, komisiyɔn ni tɔnɔ walima bɔnɛ min sɔrɔla jagokɛlaw fɛ.
A bɛ takasi sara gɔfɛrɛnaman ma
Ka tɔnɔ sɔrɔ jagokɛtaw la, waridonna wajibiyalen don ka sɔrɔta takasi sara min ye 13% ye. Walasa ka waridonna ka baara nɔgɔya, dilanbaga bɛ tɔnɔ jatebɔ a yɛrɛma ani ka takasi sara.
Nafama: Dilanbaga kelen-kelen bɛɛ bɛ waati sugandi ka impositi sara, kalo o kalo, san o san.
A bɛ nafolo falen ani ka juru don a la
Dilanbaga bɛ wari bilali kɛ ka bɔ banki jatebɔsɛbɛn na ka taa a yɛrɛ ta la ani a kɔfɛ ni a bɛ wari bɔ. A tɛ se ka kɛ ka wari hakɛ min bila wariko minɛnw na, o bɔ. Jɔn ye broker ye kuma nɔgɔman na, a bɛ mun kɛ, a bɛ baara kɛ ani brokerage sosiyete bɛ baara jumɛnw kɛ fɛnw falenfalen sugu la: https://youtu.be/LTWBYDL5mnk
Cogo di ka brokerage jatebɔsɛbɛn da wuli?
Jateminɛ kɛlen kɔfɛ ani ka dilanbaga dɔ sugandi, a bɛ to ka jatebɔsɛbɛn dɔ da wuli. Baarakɛda caman ye da wulicogo nɔgɔya ani k’a kɛ yɔrɔjan, miniti damadɔ kɔnɔ. Tinkoff b’a jira ko a bɛ se ka brokerage jatebɔsɛbɛn da wuli miniti 5 kɔnɔ ani fɛɛrɛ damadɔ kɔnɔ (
https://www.tinkoff.ru/invest ):
https://www.sberbank.ru/ru/person/investments/broker_service/onboarding ):
https://open-broker.ru/invest/open-account/):
Nafama: Ni ɲininkalisɛbɛn dafa ani ka kunnafoniw ci dilanbaga ma, kiliyan bɛ sɔn bɛnkansɛbɛn kɔnɔkow ma, minnu ka kan ka kalan walasa gɛlɛyaw ni faamuyabaliya kana sɔrɔ don nataw la.
Baara kɛ cogo di ni broker ye?
Taabolo tɛmɛnenw kɔfɛ, jɛɲɔgɔnya ni dilanbaga bɛ daminɛ. Ni sosiyete ye porogaramu wɛrɛw di (
terminal ), o tuma na, a ka kan ka bila a kɔnɔ ka kɛɲɛ ni cikanw ye. O kɔfɛ, jatebɔsɛbɛn bɛ falen kokura ani baara bɛ daminɛ, waridonna bɛ wariko minɛn ɲininen sugandi, ka yamaruya ci ka nafolo san walima k’a feere, dilanbaga b’a kɛ ni wari bɔli ye jatebɔsɛbɛn kɔnɔ. Nafolo minɛnw, jateminɛ minnu bɛ bɔ sosiyete fɛ, kibaruyaw, ladilikanw ani kalanw bɛ se ka sɔrɔ i yɛrɛ ka jatebɔsɛbɛn kɔnɔ.
- Kalan ye fɛn caman ye : ɛntɛrinɛti kalanw, ɛntɛrinɛti kalanw, a ɲɔgɔnnaw. A ka c’a la, ninnu ye kalan misɛnninw ye ni wari bilali jɔnjɔnw ye, minnu bɛ wari bilali sariyakolow ɲɛfɔ, ka baara kɛ ni terminal walima mobili porogaramu ye cogo min na.
- Analitikalanw . A bɛ se ka bɔ sosiyete la ani ka bɔ jamana wɛrɛw ka banki ɲɛmɔgɔw la, a kɔnɔkow tɛ kelen ye, barokun kuuru dɔw bɛ se ka sɔrɔ minnu bɛ sanni kunw ɲɛfɔ walima fɛn nataw caman caman cili sosiyete kɔnɔ minnu bɛna nɔ bila nafolo sɔngɔ bonya la.
- Hakilina minnu bɛ . Banki sɛgɛsɛgɛlikɛlaw ye hakilina nafamaw bila sen kan nafolo sanniko la.
- Kibaruyaw . Barokunw b’a to i bɛ se ka kunnafoni sɔrɔ baarakɛyɔrɔ kɛrɛnkɛrɛnnen dɔ kan walima min bɛ ka kɛ wariko diɲɛ kɔnɔ.
Ni broker ye banki fili, a ka kan ka mun kɛ
A tɛ se ka kɛ k’i yɛrɛ tanga fanga juguw ma, waritigi bɛ baara kɛ ni dilanbaga min ye, o bɛ se ka banki fili walima a ka lase bɛ se ka bɔ a la. Wa, kiliyan ka kan k’a faamu ko a lakananen don yɔrɔ dɔ la sariya fɛ min tɔgɔ ye ko “On the Securities Market”. O bɛɛ bɛ bɔ jɛkulu suguya de la:
- Banki tila-tila – nin cogo in na, wari tɛ tila ka kɛ kiliyanw ye (wari bilabagaw, waridonnaw, ani mɔgɔ wɛrɛw), u bɛ “kuluba” kelen kɔnɔ ani walasa ka i yɛrɛ ta segin, i bɛna a ɲini ka banki filili taabolo makɔnɔ dafalen don ani ka don jatigɛwalekɛlaw ka layidu la, a ka c’a la, u bɛna jurubaw bɔ fɔlɔ, o kɔfɛ, u bɛna daminɛ ka kiliyan ka wari segin. U bɛ segin ka bɔ hakɛ bɛɛ lajɛlen na, n’o ye. hali ni wari hakɛ min bɛ brokerage jatebɔsɛbɛn kɔnɔ , a tɔ bɛna tila bɛɛ cɛ .
- Dakun danfaralen – wari min bɛ dilanbaga jatebɔsɛbɛn kan, o bɛna tila kliyanw ni ɲɔgɔn cɛ, k’a sɔrɔ a ma banki filili taabolo makɔnɔ, ni dilanbaga ma baara kɛ ni wari ye a yɛrɛ ka jagokɛtaw kama.
Nafama : a nafa ka bon kiliyanw ma minnu bɛ baara kɛ banki baarakɛyɔrɔw la, u k’a dɔn ko nafolo min bɛ brokerage jatebɔsɛbɛn kan, banki de bɛ baara kɛ ni o ye wa o bɛ sariya sira kan.
Cogo min na ka kɛ stock broker ye, mun de ka kan o la ani yala a bɛ se ka kɛ privé: https://youtu.be/rbMjkC1T1NM
O de kosɔn
| Cogo di ka broker sugandi? | |
| Aw ye taa Irisi Banki ka siti kan | Aw ye tarifuw ni bɛnkansɛbɛnw kalan |
| A’ ye sosiyete 5-10 fɔlɔw sugandi | Aw bɛ nɔgɔya ni baarakɛcogo jateminɛ |
| Aw ye jatebɔ lajɛ RA dɔnnikɛla ni NRA la | Aw ye aw jija wariko minɛn ɲumanw bɛ aw bolo |
Dilanbaga sugandili bɛna nɔ bila jagokɛla/waridonbaga ka baara wɛrɛw la, walasa ka aw yɛrɛ tanga waati latɛmɛni ni gɛlɛyaw ma, aw bɛna a ɲini ka kunnafoniw lajɛ ɛntɛrinɛti kan, ka jatebɔw lajɛ, ka dilanbaga dɔ ka baarakɛminɛnw baara nɔgɔya n’u nafa jateminɛ, tarifuw ni bɛnkansɛbɛn kalan. A nafa ka bon o cogo kelen na ka baara minnu kɛ, olu jogoɲumanya jateminɛ, a bɛ se ka fɛnw falenfalen minnu sɔrɔ ani a bɛ wariko minɛn hakɛ min di, a bɛ ɲininiw baara cogo min na dɛmɛn baarakɛyɔrɔ la. A nisondiyalen don waridonna fɛ, YouTube wideyow bɛ sɔrɔ ni kunnafoniw ye broker kelen-kelen bɛɛ kan, baara lajɛw. Wideyo lajɛ kɔfɛ, a bɛ to ka da a la ko min fɔra, n’i yɛrɛ ye kunnafoniw lajɛ minnu dira ɛntɛrinɛti kan. Sosow ye yɔrɔw ye minnu bɛ da u kan, fogow (yan i ka kan ka kɔlɔsili kɛ ani i kana da daɲɛ kelen-kelen bɛɛ la), kibaruyaw sɛbɛnw, tuma caman na, u bɛ ni tab ye wariko diɲɛ kan.
