Nokware a ɛfa stock broker no ho nyinaa . Ɛsɛ sɛ obi a ɔyɛ sikakorafo anaa aguadifo a onnim sika a ɔpɛ sɛ ɔtɔ stocks, bonds ne sikasɛm mu agyapade afoforo te ase sɛ ohia brokerage akontaabu. Worentumi mma exchange office hɔ kɛkɛ nkɔtɔ agyapade wɔ hɔ. Ɛsɛ sɛ ntamgyinafo bi wɔ nea ɔde sesa nneɛma ne nea ɔretɔ no ntam. 
- Ntamgyinafoɔ a ɛda nsakraeɛ no ne aguadifoɔ/sikakorafoɔ ntam
- Sɛnea wobɛpaw broker – gyinapɛn a ɛho hia a ɛnyɛ tumi krataa
- Dɛn na broker yɛ?
- Bue akontaabu ahorow
- Ɔhwɛ akontaabu ahorow so
- Di ahyɛde ahorow so
- Ɔbɔ amanneɛ fa sɛnea wɔtɔn nneɛma no ho
- Ɔde amanneɛbɔ ahorow ma
- Otua tow ma aban no
- Ɔsan hyɛ sika no ma na ɔde bɔ bosea
- Ɔkwan bɛn so na wobebue brokerage akontaabu?
- Ɔkwan bɛn so na wo ne broker bɛyɛ adwuma?
- Nea ɛsɛ sɛ wɔyɛ sɛ broker no kɔ bankrupt a
- Nea afi mu aba ne sɛ
Ntamgyinafoɔ a ɛda nsakraeɛ no ne aguadifoɔ/sikakorafoɔ ntam
Ntamgyinafoɔ yɛ onipa anaa adwumakuo a ɛwɔ agyapadeɛ no atɔfoɔ ne wura no ntam. Sɛ obi a ɔde ne sika hyɛ mu si gyinae sɛ ɔbɛtɔ adwumakuw no agyapade a, ɔmmra owura no nkyɛn, na mmom ɔkɔ sikakorabea hɔ kɔtɔ biribi. Ntamgyinafo ahorow abien na ɛwɔ hɔ:
- Manager – wei betumi ayɛ onipa baako anaa adwumakuo bi a ɛhwehwɛ sikasɛm mu nnwinnadeɛ, ɛhwehwɛ mu na ɛtɔ. Saa kwan yi fata ma wɔn a wɔpɛ sɛ wɔde wɔn sika hyɛ mu, nanso wɔmpɛ sɛ wɔde bere pii paw sikasɛm mu nnwinnade na wɔyɛ mu nhwehwɛmu.
- Broker yɛ adwumakuw a egyina obi a ɔde ne sika hyɛ mu ananmu yɛ adwuma, tɔ agyapade na ɛde sie wɔ baabi a wɔde nneɛma gu. Saa kwan yi fata ma nnipa a wɔpɛ sɛ wɔde wɔn ho hyɛ sika mu. Wɔ eyi mu no, sikakorafo no de ahyɛde ma sɛ wɔntɔ agyapade a wɔapaw no, na aguadifo no di ho dwuma.
Nea ɛho hia: Ɛsɛ sɛ broker ne manager no kyerɛw wɔn din wɔ Russia na wɔwɔ tumi krataa a wɔde bɛyɛ dwumadi ahorow a Central Bank de ama, hwɛ tumi krataa:
https://www.cbr.ru/securities_market/registries/ .
Forex Nnwumakuw a wɔwɔ tumi krataa Nnwumakuw afoforo a wɔde wɔn sikasɛm mu nnwuma ma no yɛ nsisifo. Sɛ wo ne adwumakuw a ɛte saa yɛ adwuma a, wubetumi ahwere wo sika nyinaa. Sɛnea ɛbɛyɛ a wobɛhwɛ adwumakuw no, ɛsɛ sɛ wokɔ Moscow Exchange no wɛbsaet hɔ, eye sɛ wobɛpaw broker bi afi du a ɛwɔ soro no mu.
Sɛnea wobɛpaw broker – gyinapɛn a ɛho hia a ɛnyɛ tumi krataa
Nneɛma atitiriw abiɛsa na ɛwɔ hɔ:
- Ahotoso – sedee ebeye na wobesusu ho no, ewo ratings of brokers. Nnwumakuw atitiriw abien na ɛwɔ Russia: Expert RA ne NRA (National Rating Agency). Bio nso, wubetumi asusuw ahotoso no ho denam akontaabu a wobɛhwɛ wɔ akontaabu dodow a wɔabue ne afɛfo a wɔyɛ nnam ho, ankorankoro sikasɛm akontaabu dodow a wɔabue a ɛwɔ Moscow Exchange wɛbsaet no so no so. Ɛfata nso sɛ yesusuw ho sɛ sikakorabea ahorow bi wɔ hɔ a wɔde wɔn ho hyɛ aguadidan mu dwumadi ahorow mu ne nnwumakuw a wɔde wɔn ho hyɛ aguadidan mu adwuma nkutoo mu, wɔn mu pii bɛyɛ sikakorabea ahorow.
Nea ɛho hia: Data no bɔ abira, broker biako wɔ clients dodow bi a wɔakyerɛw wɔn din, nanso akontaabu kakraa bi a ɛyɛ nnam ne nea ɛne no bɔ abira.
Wɔde sikasɛm nnwinnade a wɔatɔ no sie wɔ broker no depository mu na sɛ ɛba sɛ sikasɛm mu ahokyere a, wɔrensan mfa sika no mma nea ɔde ne sika ahyɛ mu no, ɛrentumi nyɛ yiye nso sɛ wubenya akatua afi Deposit Insurance Agency hɔ, sɛnea ɛbɛyɛ a wobɛsan de agyapade no aba no, ɛho behia sɛ wo ne wo di nkitaho depository a na broker no de securities no sie na ɔde kɔ brokerage account foforo mu. Rating of brokers in Russia by the number of clients at the end of 2021-beginning of 2022:
- Nneɛma a ɛyɛ mmerɛw ne nea wotumi nya – wɔte ase sɛ broker no wɔ mobile application ne ankorankoro akontaabu wɔ kɔmputa browser mu. Broker pa bɛma dwumadi a ɛho hia nyinaa, ayɛ nhyehyɛe a enni huammɔ na freezes.
- Mfasoɔ – Nea ɛka saa adeɛ yi ho ne: asɛm a wɔde di gua anaa aguadi ho ka ne ɔsom ho ka. Brokers nya sika fi commissions na dodow a investor bi yɛ no, dodow no ara na ɛyɛ mfaso kɛse. Broker biara wɔ n’ankasa commission na ɛsono no koraa wɔ ɔfoforo no ho. Akontaabu sohwɛ ho hia kɛse na ebetumi adi sika kɛse no mu kyɛfa kɛse, sɛnea ɛbɛyɛ a wubehu tebea horow ne sika dodow a wɔde hwɛ akontaabu so no, ɛsɛ sɛ wokenkan tow ahorow no ansa na woabue brokerage akontaabu ne broker pɔtee bi.
https://www.banki.ru/investment/brokers/
Nea ɛho hia: Ebia aguadifo binom rennye
aguadifo ho ka wɔ tebea horow bi mu, te sɛ aguadifo akontaabu mu sika a wɔtɔn anaasɛ sika pɔtee bi wɔ akontaabu no mu a wogye sika a ɛba fam koraa wɔ mu.
Dɛn na broker yɛ?
Broker no yɛ nnwuma pii, a nea ɛka ho ne: akontaabu a wobue na ɔhwɛ so, ahyɛde ahorow a wɔde ma afɛfo no yɛ, aguadi ho amanneɛbɔ a ɔde ma, nnwuma a wɔawie ho amanneɛbɔ a ɔde ma, sika a wɔde bɛkyɛ ne coupon ahorow a wɔboaboa ano, ne tow a wotua.
Bue akontaabu ahorow
Obi a ɔpɛ sɛ ɔde ne sika hyɛ mu no bue brokerage akontaabu a wɔde sika sie de tɔ sikasɛm ho nneɛma, wobue sikakorabea akontaabu ma no ara kwa wɔ baabi a wɔde securities sie.
Ɔhwɛ akontaabu ahorow so
Ɛsɛ sɛ obi a ɔretɔ agyapade no de sika ma owura no denam aguadifo bi a ɔde sika kɔ aguadidan no mu so, na sika a wɔde sesa nneɛma no de agyapade no kɔma aguadifo no na nea ɔretɔ nneɛma no nsa ka ne nea ɛne no bɔ abira no bere a ɔretɔn agyapade no.
Di ahyɛde ahorow so
Sɛ obi a ɔde ne sika hyɛ mu si gyinae sɛ ɔbɛtɔ anaa ɔbɛtɔn agyapade bi a, ɔde ahyɛde no kɔma aguadifo no, na ɔno nso di nea wɔhwehwɛ no ho dwuma sɛnea ahyɛde ahorow a wɔde ama no kyerɛ no.
Nea ɛho hia: Ɔdetɔnfo no ntumi ntɔn anaa n’ankasa ntɔ agyapade, eyi yɛ adwuma sohwɛfo no na ɔyɛ.
Ɔbɔ amanneɛ fa sɛnea wɔtɔn nneɛma no ho
Wɔ ankorankoro akontaabu anaa mobile application mu no, nea ɔregye nneɛma no hu mprempren bo a wɔbɔ wɔ agyapade biara ho, a dodow no gyina nea ɔtɔn no so. Wobetumi nso de nhwehwɛmu, nsɛm ho amanneɛbɔ, adwene ne nsɛm afoforo ama sɛnea ɛbɛyɛ a ɛbɛyɛ mmerɛw ama nea ɔrehwehwɛ nneɛma no.
Ɔde amanneɛbɔ ahorow ma
Wɔkyerɛw afɛfo asɛm biara ho kyerɛwtohɔ na, sɛ wɔbisa anaasɛ ɛyɛ adwuma ara kwa a, wɔde amanneɛbɔ ma wɔ nnwuma a wɔyɛe no ho: agyapade bɛn na wɔtɔɔ, dodow a wɔtɔɔ na wotuae, sika a wɔde ma ne mfaso anaa ɔhweree a wonya fii nnwuma no mu.
Otua tow ma aban no
Esiane sɛ onya mfaso fi nnwuma mu nti, ɛyɛ nea ɔde ne sika hyɛ mu no asɛyɛde sɛ otua sika a wonya ho tow a ɛyɛ 13%. Nea ɛbɛyɛ na nea ɔde ne sika ahyɛ mu no adwuma ayɛ mmerɛw no, aguadifo no de ne ho bu mfaso a wobenya no ho akontaa na otua tow no.
Nea ɛho hia: Ɔdetɔnfo biara paw bere a ɔde betua tow, ɔsram biara, afe biara.
Ɔsan hyɛ sika no ma na ɔde bɔ bosea
Ɔdetɔnfo no yɛ sika a wɔde fi sikakorabea kɔ n’ankasa de mu ne nea ɛne no bɔ abira bere a ɔreyi sika no. Ɛrentumi nyɛ yiye sɛ wobeyi sika a wɔde ahyɛ sikasɛm mu nnwinnade mu no afi mu. Hena na ɔyɛ broker wɔ nsɛm a ɛnyɛ den mu, dɛn na ɛyɛ, dwumadi ne nnwuma bɛn na brokerage adwumakuw bi de ma wɔ exchange gua so: https://youtu.be/LTWBYDL5mnk
Ɔkwan bɛn so na wobebue brokerage akontaabu?
Bere a wɔasusuw aguadifo bi ho na wɔapaw wɔn awie no, ɛda so ara wɔ hɔ sɛ wobebue akontaabu. Nnwumakuw pii ama ɔkwan a wɔfa so bue no ayɛ mmerɛw na wɔyɛ no wɔ akyirikyiri, wɔ simma kakraa bi mu. Tinkoff kyerɛ sɛ wobebue brokerage akontaabu wɔ simma 5 ne anammɔn kakraa bi mu (
https://www.tinkoff.ru/invest ):
https://www.sberbank.ru/ru/person/investments/broker_service/onboarding ):
https://open-broker.ru/invest/open-account/):
Nea ɛho hia: Ɛdenam nsɛmmisa kratasin no a wɔhyehyɛ na wɔde data no kɔma broker no so no, nea ɔrehwehwɛ no no pene apam no mu nsɛm so, na ɛsɛ sɛ wosua ho ade na ama wɔrenhyia ɔhaw ne ntease a ɛnteɛ daakye.
Ɔkwan bɛn so na wo ne broker bɛyɛ adwuma?
Bere a wɔatwam no akyi no, nkitahodi ne broker no fi ase. Sɛ adwumakuw no de softwea foforo (
terminal ) ma a, ɛnde ɛsɛ sɛ wɔde akwankyerɛ no di dwuma de gu so. Ɛno akyi no, wɔsan hyɛ akontaabu no mu ma na wofi ase yɛ adwuma, nea ɔde ne sika hyɛ mu no paw sikasɛm mu adwinnade a ɔpɛ, ɔde ahyɛde bi mena sɛ wɔntɔ anaa wɔntɔn agyapade bi, aguadifo no di ho dwuma denam sika a obegye afi akontaabu no mu no so. Sikasɛm ho nnwinnade, nhwehwɛmu a efi adwumakuw no hɔ, nsɛm ho amanneɛbɔ, afotu ne ntetee betumi aba w’ankasa akontaabu mu.
- Nhomasua gu ahorow : webinars, nkitahodi, wɛb adesua, ne nea ɛkeka ho. Mpɛn pii no eyinom yɛ asuade nketenkete a ɛwɔ sika a wɔde hyɛ mu no mfitiasesɛm, a ɛkyerɛkyerɛ nnyinasosɛm ahorow a ɛfa sika a wɔde bɛto mu ho, kyerɛkyerɛ sɛnea wɔde terminal anaa mobile application bedi dwuma.
- Nhwehwɛmu a wɔyɛ . Ebia efi adwumakuw no mu na efi amannɔne sikakorabea atitiriw hɔ, emu nsɛm no yɛ soronko, ebia nsɛm mũ no nyinaa wɔ hɔ a ɛkyerɛkyerɛ nea enti a wɔatɔ anaa daakye nsakrae a ɛbɛba adwumakuw no mu a ɛbɛka nkɔso a ɛbɛba wɔ agyapade bo mu no.
- Adwenkyerɛ ahorow . Sikakorabea mu nhwehwɛmufo de nsusuwii ahorow a ɛfata mae wɔ agyapade a wɔbɛtɔ ho.
- Nsɛm ho amanneɛbɔ . Nsɛm ma wutumi hu adwumakuw pɔtee bi anaa nea ɛrekɔ so wɔ sikasɛm mu ho nsɛm.
Nea ɛsɛ sɛ wɔyɛ sɛ broker no kɔ bankrupt a
Ɛrentumi nyɛ yiye sɛ wobɛbɔ wo ho ban afi tebea horow a ɛboro so ho, ebia aguadifo a ɔde ne sika ahyɛ mu no ne no yɛ adwuma no bɛbɔ ka anaasɛ wobegye ne tumi krataa afi ne nsam. Na ɛsɛ sɛ nea ɔrehwehwɛ nneɛma no te ase sɛ mmara “On the Securities Market” no abɔ ne ho ban fã bi. Ne nyinaa gyina ahyehyɛde ko a ɛwɔ hɔ no so:
- Sikakorabea mu mpaapaemu – wɔ saa tebea yi mu no, sika no nkyekyɛ mu ayɛ no adetɔfo (wɔn a wɔde wɔn sika to hɔ, wɔn a wɔde wɔn sika hyɛ mu, ne afoforo), wɔwɔ “heap” a wɔtaa de di dwuma mu na sɛnea ɛbɛyɛ a wobɛsan de w’ankasa de aba no, ɛho behia sɛ wotwɛn ma sikasɛm mu ahokyere nhyehyɛe no yɛ awie na wɔde wɔn ho abɔ wɔn a wɔayɛ wɔn basabasa no ntonto no ho, ɛda adi kɛse sɛ wobedi kan de ɛka akɛse ama, na afei wɔafi ase asan de nea wɔregye no no sika no aba. Wɔsan fi sika dodow no nyinaa mu, i.e. ɛmfa ho sika dodow a ɛwɔ brokerage akontaabu no mu no, wɔbɛkyekyɛ nea aka no mu ama obiara.
- Nhyehyeɛ soronko – sika a ɛwɔ brokerage akontaabuo no so no wɔbɛkyekyɛ mu ama atɔfoɔ, a wɔrentwɛn bankruptcy nhyehyɛeɛ no, sɛ broker no amfa sika no anni dwuma amma ankorankoro nnwuma a.
Nea ɛho hia: ɛho hia sɛ adetɔfo a wɔsom wɔn wɔ sikakorabea dwumadibea ahorow no hu sɛ sika a ɛwɔ brokerage akontaabu no so no, sikakorabea no na ɛde di dwuma na eyi yɛ mmara kwan so ade.
Sɛnea wobɛyɛ stock broker, nea ehia ma eyi ne so ebetumi aba wɔ kokoam: https://youtu.be/rbMjkC1T1NM
Nea afi mu aba ne sɛ
| Ɔkwan bɛn so na wobɛpaw broker? | |
| Kɔ Russia Sikakorabea no wɛbsaet hɔ | Kenkan rates ne contract |
| Paw nnwumakuw 5-10 a edi kan no | Hwɛ sɛnea ɛyɛ mmerɛw na ɛyɛ adwuma |
| Hwɛ rating wɔ RA onimdefo ne NRA mu | Hwɛ hu sɛ wowɔ sikasɛm ho nnwinnade a ɛfata |
Broker a wobɛpaw no bɛka adwuma foforo a aguadifo/sikakorafo no bɛyɛ, sɛnea ɛbɛyɛ a wobɛkwati akyɛde ne ɔhaw a, ɛho behia sɛ woboaboa nsɛm ano wɔ Intanɛt so, hwɛ ratings, hwɛ sɛnea ɛyɛ mmerɛw ne mfaso a ɛwɔ so sɛ wode broker bi nnwuma bedi dwuma, kenkan tow a wɔbɔ ne apam no. Ɛho hia saa ara sɛ wɔhwɛ sɛnea nnwuma a wɔde ma no yɛ papa, nsakrae bɛn na ɛma wonya kwan ne sikasɛm mu nnwinnade dodow a ɛde ma, sɛnea edi abisade ahorow ho dwuma wɔ mmoa adwuma no mu. Nea eye ma investor no, YouTube video ahorow wɔ hɔ a nsɛm a ɛfa broker biara ho, adwuma ho nhwehwɛmu. Sɛ wohwɛ video no wie a, ɛda so ara yɛ nea ɛsɛ sɛ wugye nea wɔaka no di denam nsɛm a wɔde ama wɔ Intanɛt so a w’ankasa wobɛhwɛ so. Fibea ahorow no yɛ wɛbsaet ahorow a wogye di, nhyiam ahorow (ɛha na ɛsɛ sɛ woma w’ani da hɔ na wunnye asɛmfua biara nni), nsɛm ho amanneɛbɔ nhoma ahorow, mpɛn pii no wɔwɔ tab bi a ɛfa sikasɛm wiase no ho.
