Ninde broker wimigabane, akora iki, uburyo bwo guhitamo

Ukuri kose kubyerekeye umukoresha wimigabane . Umushoramari mushya cyangwa umucuruzi ushaka kugura imigabane, ingwate nundi mutungo wimari agomba kumva ko akeneye konti yubucuruzi. Ntushobora kuza gusa mubiro byo guhana no kugura umutungo ahari. Hagomba kubaho umuhuza hagati yo guhana no kugura.
Uburyo isoko ryimigabane rikora [/ caption]

Umuhuza hagati yo kuvunja nu mucuruzi / umushoramari

Umuhuza ni umuntu cyangwa isosiyete iri hagati yumuguzi wumutungo na nyirubwite. Niba umushoramari yiyemeje kugura umutungo wikigo, ntabwo aje kuri nyirubwite, ahubwo yagiye mububiko bwimigabane akagura. Hariho ubwoko bubiri bwabunzi:

1. Umuyobozi – ibi birashobora kuba umuntu umwe cyangwa isosiyete ishakisha ibikoresho byimari, isesengura no kugura. Ubu buryo bubereye abashaka gushora imari, ariko ntibashaka kumara umwanya munini bahitamo no gusesengura ibikoresho byimari.
2. Broker nisosiyete ikora mu izina ryumushoramari, igura umutungo kandi uyibika mububiko. Ubu buryo bubereye abantu bashaka gushora imari yigenga. Muri iki gihe, umushoramari atanga itegeko ryo kugura umutungo watoranijwe, kandi umunyabigenge arabikora.

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Icyangombwa: Umuhuza n’umuyobozi bagomba kwiyandikisha mu Burusiya kandi bafite uruhushya rwo gukora ibikorwa byatanzwe na Banki Nkuru, kugenzura uruhushya:
https://www.cbr.ru/securities_market/registries/ .

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_ _ Gukorana nisosiyete nkiyi, urashobora gutakaza amafaranga yawe yose. Kugirango ugenzure isosiyete, ugomba kujya kurubuga rwi Moscou, nibyiza guhitamo broker muri icumi ya mbere.

Nigute wahitamo broker – ingingo zingenzi zitari uruhushya

Hariho ibintu bitatu by’ingenzi:

• Kwizerwa – kugirango tuyisuzume, hari amanota yabakozi. Hariho ibigo bibiri byingenzi byerekana amanota muburusiya: Impuguke RA na NRA (Ikigo cyigihugu gishinzwe amanota). Byongeye kandi, urashobora gusuzuma kwizerwa ukareba imibare kumubare wa konti ifunguye hamwe nabakiriya bakora, umubare wa konti yishoramari ifunguye iboneka kurubuga rwivunjisha rya Moscou. Birakwiye kandi ko tuzirikana ko hariho amacakubiri ya banki akora ibikorwa byubucuruzi hamwe namasosiyete akora ubucuruzi bwubucuruzi gusa, benshi muribo bahinduka banki.

Icyangombwa: Amakuru aravuguruzanya, umuhuza umwe afite umubare munini wabakiriya biyandikishije, ariko konti nke zikora nibindi.

Ibikoresho byimari byaguzwe bibikwa mububiko bwa broker kandi mugihe habaye igihombo, umushoramari ntazasubizwa amafaranga, ntibishoboka kandi kubona indishyi ziva mubigo byubwishingizi bwabitsa, kugirango usubize umutungo, uzakenera kuvugana kubitsa aho umunyabigega yabikaga impapuro akayimurira kuri konti yandi. Urutonde rwabambari muburusiya numubare wabakiriya mumpera za 2021-ntangiriro za 2022:
Urutonde rwabakora ibicuruzwa mubucuruzi:

• Kuborohereza no kugerwaho – byumvikane ko umunyabigenge afite porogaramu igendanwa hamwe na konti yihariye muri mushakisha ya mudasobwa. Broker mwiza azatanga imikorere yose ikenewe, ategure akazi nta gutsindwa no gukonja.
• Inyungu – Bikubiye muri iki kintu ni: amafaranga yo gucuruza cyangwa amafaranga yubucuruzi n’amafaranga ya serivisi. Abakora umwuga binjiza kuri komisiyo nibikorwa byinshi umushoramari akora, niko byunguka. Buri broker afite komisiyo yayo kandi ntaho itandukaniye nizindi. Kubungabunga konti ni ngombwa kandi birashobora kurya igice kinini cyumurwa mukuru, kugirango umenye imiterere nubunini bwo gufata neza konti, ugomba gusoma ibiciro mbere yo gufungura konti yubucuruzi hamwe nuwabigenewe.

Byongeye kandi, abahuza bamwe batanga amafaranga yo kubika impapuro mububiko, ni ngombwa kandi kubyitondera. Byinshi kubyerekeye abunguka bunguka:
https://www.banki.ru/investment/brokers/

Icyangombwa: Bamwe mubakora umwuga ntibashobora kwishyuza
amafaranga yubukorikori mubihe bimwe na bimwe, nko kugurisha konti ya brokerage cyangwa umubare runaka kuri konti yishyurwa amafaranga make.

Ingero zamahoro yo gukorera konti ya brokerage [/ caption]

Umwunzi akora iki?

Umunyabigeni akora imirimo myinshi, harimo: gufungura no kubika konti, gukora ibicuruzwa byabakiriya, kumenyesha ibijyanye nubucuruzi, gutanga raporo kubyakozwe byuzuye, kubara inyungu hamwe na coupons, no kwima imisoro.

Fungura konti

Umuntu ushaka gushora afungura konti yubukorikori aho amafaranga abikwa kugirango agure ibikoresho byimari, konti yo kubitsa ihita imufungurira aho abitswe.

Gucunga konti

Umukiriya ugura umutungo agomba kohereza nyirubwite amafaranga abinyujije mubunzi wohereza amafaranga mubivunjisha, kandi ivunjisha ryimura umutungo kuri broker kandi umukiriya arabyakira naho ubundi mugurisha umutungo.

Kuzuza amategeko

Iyo umushoramari yiyemeje kugura cyangwa kugurisha umutungo, aha itegeko umukoresha, ukora ibyo asabwa akurikije amabwiriza yatanzwe.

Icyangombwa: Umukoresha ntashobora kugurisha cyangwa kugura umutungo wenyine, ibi bikorwa numuyobozi.

Kumenyesha inzira ya cyamunara

Muri konti yumuntu ku giti cye cyangwa porogaramu igendanwa, umukiriya abona igiciro kiriho kuri buri mutungo, umubare wacyo uterwa na broker. Isesengura, amakuru, ibitekerezo nandi makuru arashobora kandi gutangwa kugirango byorohereze abakiriya.

Itanga raporo

Buri gikorwa cyabakiriya cyanditswe kandi, bisabwe cyangwa byikora, raporo itangwa kubikorwa byakozwe: umutungo waguzwe, amafaranga yaguzwe nayishyuwe, komisiyo ninyungu cyangwa igihombo bivuye mubikorwa.

Yishyura leta imisoro

Kubona inyungu ziva mubikorwa, umushoramari ategekwa kwishyura umusoro winjiza wa 13%. Kugirango woroshye imirimo yumushoramari, broker yigenga yunguka inyungu kandi yishyura umusoro.

Icyangombwa: Buri broker ahitamo igihe cyo kwishyura imisoro, buri kwezi, buri mwaka.

Kuzuza no gutanga inguzanyo

Umunyabigenge akora ihererekanyabubasha kuri konte ya banki kuri we naho ubundi iyo akuyemo amafaranga. Ntibishoboka gukuramo amafaranga yashowe mubikoresho byimari. Ninde mubunzi mumagambo yoroshye, akora iki, imikorere niyihe serivisi isosiyete ikorana nisoko itanga kumasoko yo kuvunja: https://youtu.be/LTWBYDL5mnk

Nigute ushobora gufungura konti ya brokerage?

Nyuma yo gusuzuma no guhitamo broker, hasigaye gufungura konti. Ibigo byinshi byoroheje uburyo bwo gufungura no kubikora kure, muminota mike. Tinkoff itanga gufungura konti ya brokerage muminota 5 no muntambwe nkeya (
https://www.tinkoff.ru/invest ):
Sberbank (
https://www.sberbank.ru/ru/person/investments/broker_service/onboarding ):
Niba iyi ari broker nziza, noneho guhitamo umukiriya ni ugukuramo porogaramu igendanwa cyangwa gufungura urubuga, noneho ikibazo cyoroshye cyuzuzwa, hanyuma nyuma yo kugenzura, konti irakingurwa. . _
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Nyuma yibyo, hasigaye guhitamo igiciro cyibindi bikorwa. Ugomba guhitamo witonze, ukurikije ibyo usabwa, kubacuruzi bakora ibikorwa bifatika, komisiyo ntarengwa kuri buri gikorwa ni ngombwa, kubashoramari badakora gake, komisiyo ntabwo igira uruhare runini.
Ibisabwa n’amafaranga kubakoresha ibikorwa bitandukanye muburusiya [/ caption]

Icyangombwa: Mu kuzuza ibibazo no kohereza amakuru kuri broker, umukiriya yemeye ibikubiye mu masezerano, bigomba kwigwa kugirango bitazahura nibibazo no kutumvikana mugihe kizaza.

Nigute ushobora gukorana na broker?

Nyuma yicyiciro cyatsinzwe, imikoranire na broker iratangira. Niba isosiyete itanga izindi software (
terminal ), noneho igomba gushyirwaho ukurikije amabwiriza. Nyuma yibyo, konte iruzuzwa kandi imirimo iratangira, umushoramari ahitamo igikoresho cyimari yifuza, yohereza itegeko ryo kugura cyangwa kugurisha umutungo, umunyabigenge aragikora abitsa amafaranga kuri konti. Ibikoresho byimari, isesengura ryikigo, amakuru, inama namahugurwa birashobora kuboneka kuri konte yawe bwite.

1. Uburezi buratandukanye : urubuga, interineti, amasomo y’urubuga, nibindi. Mubisanzwe aya ni amasomo mato hamwe nibyingenzi byo gushora imari, asobanura amahame yo gushora imari, yigisha gukoresha itumanaho cyangwa porogaramu igendanwa.
2. Isesengura . Irashobora guturuka mu isosiyete no mu mabanki akomeye yo mu mahanga, ibirimo biratandukanye, hashobora kuba ingingo zose zisobanura impamvu zo kugura cyangwa impinduka zizaza muri sosiyete bizagira ingaruka ku izamuka ry’ibiciro by’umutungo.
3. Ibitekerezo . Abasesenguzi ba banki bashyize ahagaragara ibitekerezo bijyanye no kugura umutungo.
4. Amakuru . Ingingo zigufasha kumenya amakuru yerekeye sosiyete runaka cyangwa ibibera mu isi yimari.

Kugura / Kugurisha imigabane kumasegonda 1 [/ caption]

Niki wakora mugihe broker yahombye

Ntibishoboka ko wirinda ibihe bidashoboka, umunyabigeni umushoramari akorana ashobora guhomba cyangwa uruhushya rwe rukaba rwambuwe. Kandi umukiriya agomba kumva ko arinzwe igice cyamategeko “Ku isoko ryimigabane”. Byose biterwa n’ubwoko bw’ishirahamwe:

1. Igabana rya banki – muriki gihe, amafaranga ntabwo agabanijwe mubakiriya (ababitsa, abashoramari, nabandi), bari mumurwango rusange kandi kugirango usubize ibyawe, uzakenera gutegereza inzira yo guhomba. birangiye kandi winjire kumurongo wabahohotewe, birashoboka cyane ko bazabanza gutanga imyenda nini, hanyuma bagatangira gusubiza amafaranga yabakiriya. Bagaruka kumafaranga yose, ni ukuvuga uko amafaranga yaba angana kose kuri konte ya brokerage, ahasigaye azagabanywa mubantu bose.
2. Imiterere itandukanye – amafaranga kuri konti ya brokerage azagabanywa hagati yabakiriya, badategereje uburyo bwo guhomba, mugihe umukoresha adakoresheje amafaranga mubikorwa bye bwite.

Icyangombwa: ni ngombwa kubakiriya bakorerwa mumashami yamabanki kumenya ko amafaranga kuri konte ya brokerage akoreshwa na banki kandi byemewe.

Nigute ushobora kuba umunyabigega, ibikenewe muribi kandi birashoboka wenyine: https://youtu.be/rbMjkC1T1NM

Nkigisubizo

Guhitamo umunyabigenge bizagira ingaruka kumirimo yumucuruzi / umushoramari, kugirango wirinde gutinda no kukubangamira, uzakenera gukusanya amakuru kurubuga rwa interineti, kugenzura amanota, gusuzuma ibyiza nibyiza byo gukoresha serivisi zumuhuza, soma ibiciro n’amasezerano. Ni ngombwa kandi gusuzuma ubuziranenge bwa serivisi zitangwa, zungurana ibitekerezo zitanga uburyo n’ibikoresho by’imari bitanga, uburyo butunganya ibyifuzo muri serivisi ishinzwe. Kubwamahirwe kubashoramari, videwo zo kuri YouTube ziraboneka hamwe namakuru ajyanye na buri broker, gusubiramo akazi. Nyuma yo kureba videwo, hasigaye kwemezwa ibyavuzwe mugenzura amakuru yatanzwe kuri interineti wenyine. Inkomoko ni imbuga zizewe, amahuriro (hano ugomba kuba maso kandi ntukizere ijambo ryose), ibisohokayandikiro byamakuru, akenshi bifite tab kubyerekeye isi yimari.