Konte ya Brokerage: icyo aricyo, uko ikora nuburyo bwo kuyifungura hamwe na broker

Konte ya Brokerage: niyihe kandi ikora ite? Mu rwego rw’ibiciro biri hasi kubitsa amashyirahamwe yamabanki, isoko yinjiza pasiporo igenda isabwa cyane. Vuba aha, abaturage bagiye babaza ku bushake ibijyanye n’ishoramari mu kuvunja imigabane n’umwihariko wo guhangana n’impapuro. Ni ngombwa kwibuka ko kwitabira cyamunara kubaturage n’imiryango yemewe n’amategeko bidashoboka. Kugirango ushore imari kandi ukore ibicuruzwa kumasoko yimigabane, uzakenera kwifashisha umuhuza ubishoboye – umuhuza (umuryango wemerewe kugera kumasoko yisi).
Ingingo itanga amakuru yukuntu wabona amafaranga kuri konte ya brokerage utabaye igitambo cyabashuka no kubona umutungo wunguka.

Konti ya brokerage niyihe – mumagambo yoroshye yerekeye urwego

Konti yumukiriya ku giti cye yafunguwe nishyirahamwe ryabakozi kandi igamije kubika neza impapuro zubucuruzi hamwe n’ibice by’ifaranga byitwa konti ya brokerage. Ikoreshwa mugukora ibikorwa byo kugura no kugurisha impapuro zinyuranye (
imigabane ,
bonds ,
ejo hazaza , amahitamo, imbere, nibindi) kumavunja yimbere mugihugu no kumasoko yo hanze. Umushoramari ntabwo afite amahirwe yo kugura impapuro zagaciro ku isoko ryimigabane. Ukeneye
umuhuza– umuntu wo hagati ufite uruhushya rwemejwe na Banki Nkuru. Isosiyete ikora umwuga ikora konti umushoramari yohereza amafaranga yazigamye. Umunyabigeni abona amahirwe yo kugura no kugurisha impapuro mu izina ryababitsa.
Uburyo bwo gukora amasezerano yubucuruzi muri Sberbank [/ caption] Umubare wa konti ya nyirayo ntabwo ugarukira, birashoboka kuguriza amafaranga yinguzanyo nimpapuro zamafaranga. Umubare w’ishoramari mu mezi 12 ya kalendari ntabwo ugarukira. Gukuramo amafaranga yo kuzigama kuri konti birashobora gukorwa muburyo ubwo aribwo bwose. Hariho inyungu ndende yo gutunga. Tumaze kumenya konte ya brokerage icyo aricyo, ntitugomba kwibagirwa ko konte ya banki n “” umufuka wumukoresha “ntabwo ari imyumvire imwe, kandi ni amakosa kubigereranya. Ukoresheje konti bwite, umuturage ntashobora kwitabira ubucuruzi no kwinjiza isoko ryivunjisha. Ku rundi ruhande, ibice by’ibaruramari bisa nkaho bibika amafaranga yashinzwe ikigo cya banki. Ariko hariho itandukaniro rikomeye.

Icyitonderwa! Inyungu nyamukuru ya konte ya brokerage nuko nyirayo abona ibikoresho byimari byamasosiyete mpuzamahanga akomeye nu Burusiya. Inyungu yumushoramari ituruka ku nyungu zamamaza, kwishyura inyungu kuri bonds hamwe ninjiza yo kugurisha impapuro niba agaciro kabo kiyongereye.

Ni ubuhe bwoko bwa konti ya brokerage?

Ubwoko bwa konti ya brokerage mubisanzwe bishyirwa mubikorwa ukurikije ibi bikurikira.

Numubare wabaterankunga

Bashobora kuba umuntu ku giti cye cyangwa rusange (biterwa numubare wa ba nyirubwite). Bose hamwe barazwi cyane muri Amerika. Abashakanye, inshuti cyangwa abafatanyabikorwa mu bucuruzi barashobora kubona uburyo butagira imipaka bwo kuzigama amafaranga n’impapuro. Muri Federasiyo y’Uburusiya, ku rundi ruhande, umufuka wa buri muntu urasanzwe. Niba umuturage ateganya kubika konti yububanyi n’amahanga, hashobora kubaho ibibazo byo gukuramo amafaranga.

Nuburyo bwubufatanye nisosiyete ikora umwuga

Imicungire ya konti irashobora kwizerwa (uwabitsa ashinzwe gucunga neza kuzigama umuyobozi wumushinga portfolio) kandi yigenga (umushoramari akora ishyirwa mubikorwa ryubucuruzi).

Ukoresheje uburyo bwo kwishyura

Ukurikije uburyo bwo kwishyura, konte ya brokerage igabanijwemo amafaranga, margin, gusiba, nishoramari kugiti cye. Niba umushoramari ashishikajwe
n’ahofungura konti ya brokerage kubatangiye, nibyiza gutanga amahitamo kumafaranga. Ubu ni bwo buryo bwizewe kandi bwizewe. Birashoboka kubitsa amafaranga ayo ari yo yose hanyuma ugahita ukora ibikorwa byo kuvunja. Gukoresha amafaranga yavuye mumigabane yagurishijwe, ugomba gutegereza kugeza bageze kumufuka. Konti ya margin igufasha gukoresha serivisi zinyongera nibikoresho byubucuruzi. Ikintu cyingenzi kiranga kuba ibyifuzo byunguka bitazabura, kabone niyo haba hari amafaranga adahagije kuri konti. Impapuro zaguzwe zirwanya umutekano wumutungo. Ukoresheje konte yo guhitamo, urashobora kwishora mugurisha amahitamo (amasezerano aha umuguzi uburenganzira bwo kugura cyangwa kugurisha umutungo mugihe runaka mugihe cyagenwe cyumvikanyweho ejobundi). Ugurisha imigabane yakira amafaranga
Konti y’ishoramari ku giti cye (IIA) ni umufuka wububiko ufite imisoro itangwa na leta.
Ibiranga konte ya IIS byiza gufungura muri 2022: https: //youtu.be/0f9avxrgMTg

Itandukaniro na IIS

Konti y’ishoramari ku giti cye (gufungura muri Federasiyo y’Uburusiya byashobokaga kuva mu 2015), nkimwe mu bwoko bwa konti y’abakozi, igufasha kubona ubucuruzi ku isoko ry’imigabane, ariko ufite imipaka runaka. Irindi tandukaniro rikomeye nukwishyura inyungu zumusoro mubigo bya leta. Amafaranga nyirayo yinjiza rwose aba menshi iyo dushyizeho amafaranga yo kubitsa hamwe nu gikapo cya brokerage. Arashobora kugura umutungo wimiryango yubucuruzi na leta. IIS irashobora gushiraho ibigo byamabanki, brokerage namasosiyete yubuyobozi. Umushoramari afite uburenganzira bwo gufungura konti imwe gusa na broker umwe. Amafaranga yimuwe mumezi 12 yingengabihe ntagomba kurenga miriyoni 1 yu Burusiya (andi mafranga ntashobora gukoreshwa). Kwakira inyungu zumusoro birashoboka niba ikotomoni ifite agaciro byibuze imyaka 3. Gukuramo amafaranga yo kuzigama ntabwo bishoboka kugeza igihe cyo gusaba kirangiye. [ibisobanuro id = “umugereka_12479” align = “aligncenter” ubugari = “661”]
Konti ya Brokerage VS IIS – ni irihe tandukaniro [/ caption]

Ukeneye kumenya! Kwinjira birashoboka gusa kuvunja mu gihugu (Moscou, St. Petersburg). Inyungu zishyurwa nigabanywa ryinjiza nintererano.

Itandukaniro riri hagati ya IIS na konte ya brokerage – ibisobanuro kubatangiye: https://youtu.be/YwC1EVhNvHo

Bikora gute?

Intambwe zikurikira zisobanura uburyo konte ya brokerage ikora:

1. Umushoramari avugana na broker (organisation yemewe) hanyuma agirana amasezerano yo gukora konti.
2. Uwabitsa yohereza amafaranga yo kuzigama kubitsa.
3. Ukoresheje software, umuguzi acunga igishoro cye. Iyo bibaye ngombwa kugura impapuro zagaciro, atanga icyifuzo cyo gucuruza (ukoresheje nimero ya terefone, binyuze mubikorwa cyangwa porogaramu igendanwa).
4. Isosiyete ikora umwuga wemeza ku mugaragaro. Amafaranga y’ishoramari na komisiyo akurwa mu kubitsa, nyuma umukiriya akabona imenyesha ko umutungo w’imari ubu afite.

Kuki ufungura konti ya brokerage

Ibisobanuro kubyo konte ya brokerage igamije ikubiyemo ibintu byinshi. Ishyirahamwe ryabakozi riha umushoramari amahirwe yo kwinjira mumasoko yo kuvunja no gutangira gukora ibikorwa byo kugura no kugurisha impapuro. Hariho amafaranga ya komisiyo kuriyi serivisi. Ni ngombwa kandi ko ibigo by’abunzi bonyine bafite uruhushya rwemewe bafite uburenganzira bwo kugira uruhare mubucuruzi. Ibi bituma ubufatanye butanga umusaruro kandi ni ngombwa. Umushoramari asobanurwa muburyo burambuye uburyo bwo gukoresha konti ya brokerage.

Ni ngombwa! Abakora umwuga ntibakoresha ubwizigame bwabo, ariko bagabana gusa amafaranga yababitsa. Kenshi na kenshi, abashoramari bashishikajwe no kumenya uburyo bwo gukora konti ya brokerage yubwoko bwizere. Impamvu yabyo iroroshye: ntabwo bafite ubushake bwo kujya muburyo burambuye bwubucuruzi ku isoko ryimigabane. Noneho ikigo giciriritse gifite uburenganzira bwo kwigenga gufata ibyemezo byo kugura cyangwa kugurisha ibikoresho byimari.

Nigute kandi ni hehe byiza gufungura konti yubucuruzi muri Federasiyo yUburusiya muri 2022, ukurikije ibipimo byatoranijwe n’umuhuza, ingero zihariye

Kuri ubu, abenegihugu n’amashyirahamwe barashobora gufungura konti y’ubucuruzi n’ikigo cy’amabanki cy’Uburusiya cyangwa n’umuhuza. Umunyabiguzi wizewe agomba kuba afite uruhushya rwatanzwe na Banki Nkuru, uburambe bwakazi bwimyaka irenga 15 (kugirango arwanye impinduka zubukungu) nu mwanya mubiciro byisoko ry’ivunjisha rya Moscou. Izi nizo ngingo ngenderwaho zigufasha guhitamo isosiyete yizewe yizewe. Dukurikije imibare y’ivunjisha ry’i Moscou, abahuza bakurikira bayobora ukurikije umubare w’abakoresha n’ubunini bw’ibikorwa.

1. Sberbank . Mugushiraho ibikoresho bya mobile bya Sberbank abashoramari, abakoresha babona amahirwe yo gukora ikotomoni ya brokerage, hitamo bumwe muburyo bwatanzwe nabasesenguzi babimenyereye, no gukurikirana ibisubizo mugihe nyacyo.
2. Tinkoff . Ifatwa nka serivisi nziza kubabitsa ku isi (dukurikije ikinyamakuru cy’imari cyo mu Cyongereza cyitwa Global Finance). Kugura impapuro zagaciro birashoboka ukoresheje ikarita ya Tinkoff. Urutonde rurimo byibuze umutungo 11,000.
3. VTB . Abafite brokerage na konti zishoramari kugiti cyabo babona ibitekerezo bishya byabashoramari hamwe nisesengura ryisesengura ryumwuga ryamasoko yimigabane, abikorera mubukungu, ibigo, ninganda.
4. Kurangiza ishoramari Holding . Urashobora guhitamo ibyemezo bifatika byukuri, kubona amakuru kubyerekeye amasezerano yunguka, gukora muburyo bwo kungurana ibitekerezo, kugisha inama nabacuruzi bakomeye.
5. Promsvyazbank . Abaturage bahabwa uburyo bwo kubona imigabane (bonds, imigabane) hamwe n’ibice byihutirwa (ejo hazaza) by’ivunjisha, ndetse no ku isoko ry’ifaranga. Serivisi ni ubuntu. Inkunga ya tekiniki nziza.

Ibisabwa n’amafaranga kubakoresha ibikorwa bitandukanye muburusiya [/ caption]

Nigute ushobora gufungura konti ya brokerage

Imikoranire hagati yumukoresha nu mukiriya niyi ikurikira.

1. Umunyabigega akora konti yubucuruzi kubakoresha, aho bishoboka ko ushobora gukora ibikorwa kumigabane.
2. Urebye inyungu nibyifuzo byababitsa, isosiyete ikora umwuga irashobora kugura no kugurisha umutungo wimari itandukanye kumafaranga ye.
3. Umushoramari atanga icyifuzo cyo kugura cyangwa kugurisha impapuro zagaciro / amadovize, kandi umuhuza arangiza amasezerano.
4. Amafaranga yavuye mu bucuruzi (nyuma yo kohereza amafaranga ya komisiyo avugwa mu masezerano) yoherejwe kuri konti y’umushoramari.
5. Umunyabigenge ashobora kandi kuzuza izindi nshingano: gukora isesengura ryisesengura, guha ibyifuzo umushoramari kubyerekeye ingamba zubucuruzi, kugenzura inyandiko zerekana ko amategeko yubahirizwa.

Ubwishingizi bwa konti ya Brokerage

Ubwishingizi bwa konti ya Brokerage burakenewe kugirango ubungabunge umutungo wabikijwe mugihe umuhuza yahombye cyangwa yatakaje uruhushya rwemejwe. Ibikoresho by’imari by’umushoramari bigomba kubikwa muburyo bwo kubitsa, nyuma bigashyirwa kuri konti yandi masosiyete akora umwuga. .
_ . Niki cyakorwa kugirango hagabanuke ingaruka? Kandi amafaranga yo kuri konte ya brokerage afite ubwishingizi? Basabwe:

1. Korana gusa namasosiyete manini . Ntabwo babangamiwe no guhomba no gutakaza uruhushya. Kurubuga rwemewe rwisoko ryivunjisha rya Moscou, urutonde rwimiryango minini ivugururwa buri kwezi.
2. Ntukizere amafaranga wizigamiye kuri firime imwe . Niba umurwa mukuru ufite akamaro, ntibyumvikana ko wagabura mumifuka myinshi ya brokerage. Kurugero, hagati yimiryango myinshi yamabanki ya leta nimiryango mpuzamahanga.
3. Kugira ibyemezo byerekana ibikorwa . Umunyabigeni agomba guha uwabitsa inyandiko zerekana raporo zerekeye ibikorwa by’imari, hamwe n’inyandiko ibitsa yerekana umutungo wose. Igisubizo cyingirakamaro niba hari impungenge zijyanye no guhomba.
4. Ntukabike amafaranga yubusa ku gikapo . Utarinze gushora mubigega byunguka, ntabwo byumvikana kuzigama amafaranga menshi muri brokerage na konti zishoramari kugiti cye.
5. Kora konti itandukanye . Ibi ntabwo ari ikibazo cyumutekano, ariko ikotomoni nkiyi irinzwe guhomba kwikigo cyabakozi. Ariko hariho caveat: kuyitunganya birashobora kuba bihenze. Byongeye kandi, ntabwo ibigo byose bitanga serivisi nkizo.

https://articles.opexflow.com/brokers/brokerskoe-obsluzhivanie-v-rossii.htm

Ibibazo n’ibisubizo

Niki kindi ukwiye kumenya kuri konte ya brokerage.

Ni izihe ngaruka?

Ingaruka nimwe mubibazo byingenzi bivuka mbere yicyemezo cyo kugirana amasezerano numuhuza. “Imitego” ikurikira:

1. Ubucuruzi bwigihe kirekire ntibishoboka hatabayeho uburyo butandukanye bwumutungo wu Burusiya n’amahanga. Ibi, bikubiyemo kwishyura inama zinzobere.
2. Inkomoko nyamukuru yinjiza ibigo byabakozi ni ubwishyu bwa komisiyo kubikorwa byubukungu byarangiye. Kubera iyo mpamvu, abahuza bashishikariza abashoramari kugura cyangwa kugurisha ibikoresho byimari.
3. Uzagomba kwishyura neza kubisesengura byumwuga. Abakora umwuga ntibatangaza ayo makuru kubuntu.
4. Ntitugomba kwibagirwa kwitonda. Abatekamutwe bakunze kwihisha bitwaje abanyaburambe kandi b’inshuti.

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_ inyungu). Kugirango udatakaza amafaranga wizigamiye, ntukirengagize ingamba zo kwirinda.