Akaunti ya Brokerage: ndi chiyani, momwe imagwirira ntchito komanso momwe mungatsegule ndi broker

Akaunti ya Brokerage: ndi chiyani ndipo imagwira ntchito bwanji? Pankhani yamitengo yotsika pamadipoziti a mabungwe amabanki, magwero a ndalama zomwe amapeza akupeza zofunika kwambiri. Posachedwapa, nzika zakhala zikufunsa mofunitsitsa za zenizeni za ndalama zogulitsira malonda ndi zenizeni zokhudzana ndi chitetezo. Ndikofunikira kukumbukira kuti kutenga nawo gawo pa malonda a nzika ndi mabungwe ovomerezeka ndizosatheka. Kuti mupange ndalama ndikuchita malonda pamsika wamasheya, muyenera kupempha thandizo kwa mkhalapakati waluso – broker (bungwe lomwe lili ndi chilolezo chofikira misika yapadziko lonse lapansi).
Nkhaniyi ikupereka zambiri zamomwe mungapangire ndalama muakaunti ya brokerage popanda kuvutitsidwa ndi katangale komanso kupeza zinthu zopindulitsa.

Kodi akaunti ya brokerage ndi chiyani – m’mawu osavuta okhudza zovuta

Akaunti yamakasitomala yotsegulidwa ndi bungwe la brokerage ndipo cholinga chake kuti chisungidwe bwino pamapepala abizinesi ndi magawo andalama imatchedwa akaunti ya brokerage. Amagwiritsidwa ntchito pochita ntchito zogulira ndi kugulitsa zotetezedwa zosiyanasiyana ( masheya
, ma
bond ,
zam’tsogolo , zosankha, zopititsa patsogolo, ndi zina zotero) pazogulitsa zapakhomo komanso pamisika yakunja. Wogulitsa ndalama alibe mwayi wogula zitetezo pa stock exchange. Mukufuna
broker– munthu mkhalapakati yemwe ali ndi chilolezo chotsimikizika kuchokera ku Central Bank. Kampani ya brokerage imapanga akaunti yomwe wogulitsa ndalama amasamutsira ndalamazo. Wogulitsa amapeza mwayi wogula ndikugulitsa zotetezedwa m’malo mwa wosunga ndalama. [id id mawu = “attach_509” align = “aligncenter” wide = “771”]
Ndondomeko yomaliza mgwirizano wautumiki wa brokerage ku Sberbank [/ mawu] Chiwerengero cha ma akaunti a eni ake sichimachepa, ndizotheka kubwereketsa ndalama ndi zotetezedwa za ndalama zilizonse. Kuchuluka kwa ndalama mkati mwa miyezi 12 ya kalendala sikuli kochepa. Kuchotsa ndalama kuchokera ku akaunti kumatha kuchitidwa mumtundu uliwonse komanso nthawi iliyonse. Pali phindu la umwini wautali. Titazindikira kuti akaunti yobwereketsa ndi chiyani, tisaiwale kuti akaunti yakubanki ndi “chikwama cha broker” sizofanana, ndipo ndikulakwitsa kuziyerekeza. Pogwiritsa ntchito akaunti yaumwini, nzika sangathe kutenga nawo mbali pa malonda ndikupeza pa msika wogulitsa. Kumbali inayi, ma accounting ndi ofanana chifukwa amasunga ndalama zomwe zaperekedwa kubanki. Koma pali kusiyana kwakukulu.

Zindikirani! Ubwino waukulu wa akaunti yobwereketsa ndikuti mwiniwake amapeza zida zandalama zamakampani otsogola apadziko lonse lapansi ndi aku Russia. Phindu la Investor limapangidwa kuchokera kumagawo otsatsa, kubweza chiwongola dzanja pama bondi ndi ndalama zomwe amapeza kuchokera pakugulitsa zitetezo ngati mtengo wake wakwera.

Ndi mitundu yanji yamaakaunti a brokerage?

Mitundu yamaakaunti a brokerage nthawi zambiri imagawidwa motengera izi.

Mwa kuchuluka kwa omwe akuthandizira

Iwo akhoza kukhala payekha kapena gulu (zimadalira chiwerengero cha eni ake). Zophatikiza ndizodziwika kwambiri ku United States. Okwatirana, abwenzi kapena ochita nawo bizinesi angakhale ndi mwayi wopanda malire wosunga ndalama ndi chitetezo. Mu Russian Federation, m’malo mwake, zikwama za munthu aliyense ndizofala. Ngati wokhalamo akukonzekera kusunga akaunti ya brokerage kunja, pangakhale mavuto ndi kuchotsa ndalama.

Mwa njira yogwirizana ndi kampani ya broker

Kuwongolera maakaunti kumatha kukhala kudalirika (wosungitsa ndalama amaika kasamalidwe ka ndalama kwa woyang’anira mbiri ya polojekiti) komanso odziyimira pawokha (wogulitsa ndalama amakhazikitsa zogulitsa).

Mwa njira zolipirira

Kutengera ndi njira yolipirira, akaunti ya brokerage imagawidwa kukhala ndalama, malire, kuchotsera, ndi ndalama zapayekha. Ngati Investor ndi chidwi
kumenetsegulani akaunti ya brokerage kwa oyamba kumene, ndikofunikira kuti mupereke zokonda ndalama. Iyi ndiyo njira yodalirika komanso yotetezeka. Ndizotheka kuyika ndalama zilizonse ndikuchita zosinthana nthawi yomweyo. Kuti mugwiritse ntchito ndalama kuchokera ku magawo ogulitsidwa, muyenera kuyembekezera mpaka atafika pa chikwama. Akaunti yam’mphepete imakulolani kugwiritsa ntchito mautumiki owonjezera ndi zida zogulitsa. Chofunikira chachikulu ndichoti zopereka zopindulitsa sizidzaphonya, ngakhale palibe ndalama zokwanira pa akaunti. Zotetezedwa zimagulidwa motsutsana ndi chitetezo cha katundu. Pogwiritsa ntchito akaunti ya zosankha, mutha kuchita nawo malonda a zosankha (mgwirizano womwe umapatsa wogula mphamvu yogula kapena kugulitsa katundu pa nthawi yeniyeni pamtengo womwe munagwirizana dzulo). Wogulitsa magawo amalandira ndalama
Akaunti yogulitsa munthu payekha (IIA) ndi chikwama cha brokerage chokhala ndi malipiro amisonkho ochokera ku boma. [id caption id = “attach_12231” align = “aligncenter” width = “812”]
Zomwe zili mu IIS[/ mawu] Akaunti ya Brokerage: ndi chiyani komanso momwe mungatsegulire akaunti ndi broker, ndalama zake ndi zingati ndipo zili kuti kuti mutsegule bwino mu 2022: https: //youtu.be/0f9avxrgMTg

Kusiyana kwa IIS

Akaunti yogulitsa munthu payekha (kutsegula ku Russian Federation kwakhala kotheka kuyambira 2015), ngati imodzi mwamitundu yaakaunti yobwereketsa, imakupatsani mwayi wopeza malonda pamisika, koma ndi malire. Kusiyana kwina kwakukulu ndikulipira msonkho kuchokera ku mabungwe aboma. Ndalama za eni ake zimakhala zochulukirapo ngati tiganizira za depositi ndi ma wallet a brokerage. Akhoza kugula katundu wamalonda ndi mabungwe aboma. IIS ikhoza kupanga mabungwe amabanki, makampani ogulitsa ndi oyang’anira. Wogulitsa ndalama ali ndi ufulu wotsegula akaunti imodzi yokha ndi broker m’modzi yekha. Ndalama zomwe zimasamutsidwa mkati mwa miyezi ya kalendala ya 12 siziyenera kupitirira 1 miliyoni rubles aku Russia (magawo ena a ndalama sangathe kugwiritsidwa ntchito). Kulandila msonkho kumatheka ngati chikwamacho chili chovomerezeka kwa zaka zosachepera 3. Kuchotsa ndalama zosungira ndalama sikungatheke kumapeto kwa nthawi yofunsira. [id id mawu = “attach_12479” align = “aligncenter” wide = “661”]
Akaunti ya Brokerage VS IIS – pali kusiyana kotani[/ mawu]

Muyenera kudziwa! Kufikira kumapezeka kokha ku malonda apanyumba (Moscow, St. Petersburg). Malipiro a phindu ndi kuchotsedwa kwa ndalama ndi zopereka.

Kusiyana pakati pa IIS ndi akaunti yobwereketsa – kufotokozera kwa oyamba kumene: https://youtu.be/YwC1EVhNvHo

Zimagwira ntchito bwanji?

Njira zotsatirazi zikufotokozera momwe akaunti ya brokerage imagwirira ntchito:

1. Wogulitsayo amalumikizana ndi broker (gulu lovomerezeka) ndikulowa mgwirizano kuti apange akaunti.
2. Wosungitsa ndalama amasamutsa ndalama zosungidwira ku depositi.
3. Pogwiritsa ntchito pulogalamuyo, wogula amayendetsa likulu lake. Zikafunika kugula zotetezedwa, amapanga pempho la malondawo (ndi nambala yafoni, kudzera pakugwiritsa ntchito kapena foni yam’manja).
4. Kampani yobwereketsa imatsimikizira mwalamulo ntchitoyi. Ndalama za Investment ndi Commission zimachotsedwa ku deposit, pambuyo pake kasitomala amalandira chidziwitso kuti chuma chake chili m’manja mwake.

Chifukwa chiyani mutsegule akaunti ya brokerage

Kufotokozera komwe akaunti ya brokerage imakhudza zambiri. Bungwe la brokerage limapereka mwayi kwa wogulitsa ndalama kuti alowe mumsika wosinthana ndikuyamba kuchita zinthu zogula ndi kugulitsa zotetezedwa. Pali ndalama zolipirira ntchito imeneyi. Ndikofunikiranso kuti makampani apakati okhawo omwe ali ndi chilolezo chotsimikizika ali ndi ufulu wochita nawo malonda. Izi zimapangitsa kuti mgwirizano ukhale wopindulitsa komanso wofunikira. Wogulitsayo akufotokozedwa mwatsatanetsatane momwe angagwiritsire ntchito akaunti ya brokerage.

Zofunika! Ma broker sagwiritsa ntchito ndalama zawo, koma amangogawira ndalama za depositors. Nthawi zambiri, osunga ndalama amakhala ndi chidwi ndi funso la momwe angapangire akaunti ya brokerage ya mtundu wa trust. Chifukwa chake ndi chosavuta: alibe chikhumbo chofuna kulowa mwatsatanetsatane zamalonda pamalonda. Ndiye kampani yapakati ili ndi ufulu wodzipangira zosankha pa kugula kapena kugulitsa zida zandalama.

Kodi ndi kuti kuli bwino kuti mutsegule akaunti yobwereketsa ku Russian Federation kwa 2022, malinga ndi zomwe broker amasankhidwa, zitsanzo zenizeni.

Pakadali pano, nzika ndi mabungwe amatha kutsegula akaunti yobwereketsa ndi banki yaku Russia kapena ndi mkhalapakati. Wogulitsa wodalirika ayenera kukhala ndi chikalata cha layisensi kuchokera ku Central Bank, ntchito yogwira ntchito zaka zoposa 15 (kukhala osagwirizana ndi kusintha kwachuma) ndi malo muyeso ya Moscow Exchange Market. Izi ndizomwe zimakupatsani mwayi wosankha kampani yodalirika yolumikizirana. Malinga ndi ziwerengero za Moscow Exchange, otsatsa otsatirawa akutsogolera potengera kuchuluka kwa ogwiritsa ntchito komanso kuchuluka kwazomwe zikuchitika.

1. Sberbank . Mwa kukhazikitsa pulogalamu yam’manja ya Sberbank Investor, ogwiritsa ntchito amapeza mwayi wopanga chikwama cha brokerage, sankhani imodzi mwa njira zomwe akatswiri odziwa bwino ntchito amapangira, ndikuwunika zotsatira munthawi yeniyeni.
2. Tinkoff . Imatengedwa ngati ntchito yabwino kwambiri kwa osunga ndalama padziko lonse lapansi (malinga ndi magazini yachingerezi yazachuma ya Global Finance). Kugula zotetezedwa ndizotheka kugwiritsa ntchito khadi la Tinkoff. Katunduyu ali ndi zinthu zosachepera 11,000.
3. Chithunzi cha VTB . Omwe ali ndi ma brokerage ndi maakaunti oyikapo ndalama amapeza malingaliro aposachedwa a osunga ndalama komanso kusanthula kwaukadaulo kwamisika yamasheya, magawo azinsinsi azachuma, mabizinesi, ndi mabizinesi.
4. Malingaliro a kampani Finam Investment Holding JSC . Mutha kusankha zisankho zolondola kwambiri, pezani zambiri zamabizinesi opindulitsa, gwiritsani ntchito kusinthanitsa kwakukulu, funsani amalonda otchuka.
5. Promsvyazbank . Nzika zimapatsidwa mwayi wopeza masheya (ma bond, magawo) ndi madera ofulumira (zamtsogolo) a kusinthanitsa, komanso msika wandalama. Ntchitoyi ndi yaulere. Thandizo laukadaulo laukadaulo.

[id id mawu = “attach_11949” align = “aligncenter” wide = “678”]
Mikhalidwe ndi zolipiritsa kwa ma broker osiyanasiyana ku Russia[/caption]

Momwe mungatsegule akaunti ya brokerage

Kuyanjana pakati pa broker ndi kasitomala ndi motere.

1. Wogulitsayo amapanga akaunti yogulitsa kwa ogula, komwe ndizotheka kuchita zinthu pamisika yamasheya.
2. Poganizira zokonda ndi zokonda za wosungitsa ndalama, kampani yobwereketsa imatha kugula ndikugulitsa zinthu zosiyanasiyana zachuma pamtengo wake.
3. Wogulitsa ndalama amatumiza fomu yofunsira kugula kapena kugulitsa mayunitsi / ndalama, ndipo mkhalapakati amamaliza mgwirizano.
4. Ndalama zomwe zimachokera pakuchitapo kanthu (pambuyo pa kusamutsidwa kwa ndalama zomwe zafotokozedwa mu mgwirizano) zimatumizidwa ku akaunti ya wogulitsa.
5. Wogulitsayo amathanso kukwaniritsa zofunikira zina: kusanthula zowunikira, kupereka malingaliro kwa wochita malonda okhudzana ndi njira zamalonda, fufuzani zikalata kuti zitsatire malamulo.

Inshuwaransi ya akaunti ya Brokerage

Inshuwaransi ya akaunti ya Brokerage ndiyofunikira kuti musunge katundu wa wosungitsa ndalama ngati mkhalapakati wasokonekera kapena ataya chiphaso chotsimikizika. Zida zandalama za wogulitsa ndalama ziyenera kusungidwa ngati ma depositi, pambuyo pake zimayikidwa ku akaunti ya kampani ina yobwereketsa. Koma sizachilendo kuti kampani iwonetsedwe ngati yachinyengo, ndipo wamkulu amataya ndalama zomwe asunga ndi zotetezedwa. . Kodi chingachitike n’chiyani kuti muchepetse ngozizi? Ndipo kodi ndalama zomwe zili muakaunti ya brokerage ndi inshuwaransi? Alangizidwa:

1. Gwirizanani ndi makampani akuluakulu okha . Sakuwopsezedwa ndi bankirapuse komanso kutaya chilolezo. Pa tsamba lovomerezeka la Moscow Exchange Market, mndandanda wamabungwe okulirapo umasinthidwa mwezi uliwonse.
2. Osadalira ndalama zanu zonse ku kampani imodzi . Ngati likulu ndi lalikulu, zingakhale zomveka kugawira pakati pa ma wallet angapo. Mwachitsanzo, pakati pa mabungwe angapo a mabanki aboma ndi amodzi apadziko lonse lapansi.
3. Khalani ndi zikalata zotsimikizira zamalonda . Wogulitsayo ayenera kupatsa wosungitsa ndalama zikalata zofotokozera zazochitika zachuma, komanso chikalata cha depositi cholemba zinthu zonse. Yankho lothandiza ngati pali nkhawa za bankirapuse.
4. Osasunga ndalama zaulere pachikwama . Popanda kuyika ndalama m’matangadza opindulitsa, sizomveka kupulumutsa ndalama zambiri mu brokerage ndi maakaunti abizinesi.
5. Pangani akaunti yosiyana . Iyi si njira yothetsera chitetezo, koma chikwama choterocho chimatetezedwa ku bankirapuse ya kampani yobwereketsa. Koma pali chenjezo: kukonza kwake kungakhale kokwera mtengo. Kuphatikiza apo, si makampani onse omwe amapereka ntchito zotere.

https://articles.opexflow.com/brokers/brokerskoe-obsluzhivanie-v-rossii.htm

Mafunso ndi mayankho

Zomwe muyenera kudziwa zokhudza akaunti ya brokerage.

Funso	Yankhani
Kodi ndizotheka kukhala ndi maakaunti awiri a brokerage mumabanki osiyanasiyana?	Izi sizoletsedwa ndi malamulo omwe akugwiritsidwa ntchito. Komabe, lamuloli silikugwira ntchito pazikwama zandalama zapayekha.
Kodi mungatsegule akaunti ya brokerage uli ndi zaka zingati?	Kuyambira zaka 18. Pakhoza kukhala zochitika zapadera pomwe nzika ilandila katundu. Ndiye amaloledwa kupanga wamba brokerage akaunti. Komabe, kuchitapo kanthu kungapangidwe kokha ndi chilolezo cha oimira malamulo.
Kodi akaunti ya brokerage ndi ndalama zingati?	Mtengo wocheperako womwe amakambitsirana ndi ma broker ndi ma ruble 30,000 aku Russia.
Akaunti ya Brokerage ya Term: ndi chiyani?	Ichi ndi gawo la msika wosinthanitsa, momwe mapangano amamalizidwa pakanthawi kochepa. Tikulankhula za ma contract a options ndi zam’tsogolo.
Chida chandalama sichikupezeka kuti mugulitse pa akaunti yanu. Kodi izi zikutanthauza chiyani?	Zida zosiyanasiyana zachuma ku Moscow ndi St. Petersburg stock exchanges zili ndi ndondomeko yapadera (nthawi zoyambira ndi zomaliza za malonda). Mwina gawo la malonda a katunduyo latha. Ndiye ntchitoyo idzalephera.
Momwe mungachotsere akaunti ya brokerage?	Patsamba lachinsinsi, muyenera dinani “Akaunti” tabu, kenako sankhani “Tsekani akaunti”. Fomu yofunsira pa intaneti idzawoneka kuti yadzazidwa.
Kodi ndalama zimachotsedwa bwanji ku akaunti ya brokerage?	Kuchotsa ndalama ku ATM sikutheka. Ayenera kuchotsedwa koyamba ku chikwama cha banki.
Kodi chimachitika ndi chiyani ngati simugwiritsa ntchito akaunti yobwereketsa?	Kuthetsa kugwiritsa ntchito akaunti (popanda mwayi wotseka) sikumamasula wosungitsa ndalama pamalipiro a komisheni. Zotsatira zake, ndalamazo zitha kusowa, ndipo mudzayenera kubweza ngongoleyo kukampani yobwereketsa.
Momwe mungasamutsire ndalama kuchokera ku akaunti ya brokerage kupita ku ina?	Ndi bwino kugulitsa zotetezedwa muakaunti yakale ya brokerage, kuchotsa ndalamazo ku kirediti kadi ndikubwezeretsanso akauntiyo ndi mkhalapakati watsopano.
Kodi ndingatsegulire munthu wina akaunti yobwereketsa?	Zikatero, muyenera kuuza mkhalapakati za vutolo ndikupempha thandizo. Mutha kutsegula akaunti yabizinesi kapena akaunti yandalama m’dzina la munthu wina, kenako perekani mwayi woyimira munthu woyamba kupanga ndalama.
Kodi nambala ya akaunti ya brokerage ndi chiyani?	Nambala ya akaunti ya aliyense amene ali ndi akaunti. Amagwiritsidwa ntchito kuti apewe chisokonezo komanso kuti azizindikirika mosavuta.
Kuwerengera komiti ya Brokerage. Kodi zimachitika bwanji?	Brokerage Commission – peresenti ya kuchuluka kwa mgwirizano. Kukula kwake kumatchulidwa mu mgwirizano.

Zoopsa zake ndi zotani?

Zowopsa ndi imodzi mwazinthu zofunika kwambiri zomwe zimachitika m’mawa wa chisankho chopanga mgwirizano ndi mkhalapakati. “Zoyipa” zotsatirazi zikuwonetsedwa:

1. Bizinesi yanthawi yayitali sizingatheke popanda kusiyanasiyana kwazinthu zaku Russia ndi mayiko ena. Izi, nazonso, zimaphatikizapo kulipira upangiri wa akatswiri.
2. Njira yayikulu yopezera ndalama zamabizinesi obwereketsa ndikulipira komishoni pazomaliza zandalama. Pachifukwa ichi, oyimira pakati amalimbikitsa osunga ndalama kuti azigula kapena kugulitsa zida zandalama pafupipafupi.
3. Muyenera kulipira bwino pakuwunika kowunikira akatswiri. Mabroker samawulula zambiri zotere kwaulere.
4. Tisaiwale kusamala. Nthawi zambiri anthu achinyengo amabisala mobisa ngati amalonda odziwa bwino ntchito komanso ochezeka.

Chifukwa chake, kutsegula ndi kusunga akaunti ya brokerage si ntchito yophweka (ndipo sikuti nthawi zonse imakhala yotsimikizika zopindulitsa). Kuti musataye ndalama zomwe mwasunga, musanyalanyaze njira zodzitetezera.