I-ETF FXGD – izici zokutshala imali kugolide ngo-2024

I-ETF FXGD – ishadi eliku-inthanethi, ukwakheka kwesikhwama ngo-2022, izingcaphuno kanye nenzuzo.
Ama- ETF kanye
nezimali ezihlanganyelwe yizikhwama ezitshala imali ezibambiso – amasheya namabhondi, izimpahla noma izinsimbi. Baphinda ama-dynamics we-benchmark ngokunembe ngangokunokwenzeka, iphutha lokulandelela alidluli u-1%. I-FXGD iyi-ETF evela ku-Finex. bhalisiwe e-Ireland, okukuvumela ukuthi uzivikele ekwenyukeni kwentengo ngokutshala imali egolideni elibonakalayo.

Abatshalizimali abaningi batusa ukwengeza igolide kuphothifoliyo njengempahla evikelayo. I-FXGD yisikhwama esihweba ngokuhwebelana esifakwe kumaphothifoliyo amaningi abatshalizimali abakhuthele nabangenzi lutho.

Ukwakhiwa kwe-FXGD ETF

Lesi sikhwama sasungulwa ngo-2013, ekuqaleni satshala imali egolideni elibonakalayo (amabha athengwa). Ngemva kweminyaka engu-2, ngo-2015, kwanqunywa ukushintsha isu lokutshala izimali futhi isikhwama saqala ukulandelela intengo yegolide elibonakalayo kusetshenziswa ukuphindaphinda kokwenziwa. Abatshalizimali bebeziqaphile lezi zinguquko, kwathi ngo-2021 isikhwama sabuyela ekuthengeni i-bullion. Isikhwama sibuyekeza ulwazi lwansuku zonke lwenani legolide eliphathekayo kusukela ngo-February 11, 2022, 2400.3 kg wegolide agcinwe ku-FXGD ETF.
Insimbi isebhange eLondon, futhi abacwaningi mabhuku abazimele ngaphandle kwenkampani yokuphatha banesibopho ngekhwalithi yayo. Lesi sikhwama sishicilela uhlu lwama-ingots kuwebhusayithi esemthethweni, kodwa abatshalizimali kufanele baqonde ukuthi lokhu akuyona into engaphezu kwe-stunt yomphakathi. Imibhalo esemthethweni umbiko wonyaka kanye nezibalo zezezimali. Lesi sikhwama siqinisekisa ukuthi ngokuthenga isabelo, umtshali-zimali uthola inani elithile lamagremu egolide eliphathekayo. Leli nani alilawulwa, amagremu ngesheya ngalinye angabalwa ngokuhlukanisa ingqikithi yezimpahla zesikhwama ngentengo yegolide bese kubalwa kabusha umphumela ube amagremu.

Ukubuyiselwa kwesikhwama se-FXGD

Ukuguquguquka kwe-FXGD ETF kuncike ekuguquguqukeni kwentengo yegolide elibonakalayo ezimakethe zomhlaba. I-LBMA Gold Price PM USD imenyezelwa njengesibonakaliso – inkomba abakhiqizi begolide nezimali emhlabeni jikelele baqondiswa yiyo, kubalwa yi-London Bullion Market Association. I-FXGD ETF ayiyona i-analogue engu-100% yokuthenga insimbi, izindleko zithinteka ngamakhomishini omthengisi, isikhwama, ukusabalala kokushintshaniswa. Lesi ngesinye sezimali ezishibhe kakhulu zomtshali-zimali – izindleko zomtshali-zimali zokuba ne-ETF zingu-0.45% kuphela we-NAV. Lokhu cishe izikhathi ezi-2 ngaphansi kwekhomishana yemakethe evamile phakathi kwezimali ezidayiswa ku-Moscow Exchange. Kukhona futhi ingozi engeyona eyemakethe – i-Finex iyinkampani yangaphandle futhi, ngesizathu esithile, ingayeka ukusebenza endaweni ye-Russian Federation noma iphelelwe imali. Lesi yisikhwama esidala kunazo zonke esisebenze eRussia iminyaka engu-8, futhi le ngozi incane, kodwa ayikwazi ukunakwa.
Ulwazi lomkhiqizo we-FXGD lonyaka odlule ku-Finex neshadi eliku-inthanethi[/caption] Ukuthenga igolide eliphathekayo nge-FXGD kunezinzuzo ezilandelayo:

• izintela – lapho uthenga, awudingi ukukhokha i-VAT;
• izigxobo zegolide azidingi ukugcinwa futhi zikhathazeke ngokuntshontshwa noma ukuwohloka ngezikhathi ezithile;
• uma kuqhathaniswa ne-OMS, ukusabalala kokushintshisana okuncane.

Igolide liyimpahla futhi umtshali-zimali akakwazi ukuthembela ezinkokhelweni zezikhathi ezithile, kodwa kungenzeka ukuthi azuze ngomehluko wezinga.

Kodwa abatshalizimali abangenzi lutho, lapho bethenga igolide, ababheki inzuzo – nje ekulondolozeni imali ephuma emalini yemali kanye nokunciphisa ukuguquguquka kwephothifoliyo yamasheya namabhondi. Kuyaphawuleka ukuthi nakuba igolide libhekwa njengempahla evikelayo, liseyithuluzi eliyingozi kakhulu. I-FXGD ETF inezinga lengozi elingu-4 esikalini samaphoyinti angu-7. I-Phinex ilinganisela ukuguquguquka kwe-FXGD ku-13.74% njalo ngonyaka. Kusukela kwethulwa lesi sikhwama, isivuno sibe yi-181.06% kuma-ruble kanye nama-21.17% ngamadola, ukukhula okujwayelekile konyaka kumadola ase-US yi-2.11%. I-FXGD ETF ku-Moscow Exchange ingathengwa ngama-ruble noma amadola. Emakethe yomhlaba, igolide lixhunywe kwidola laseMelika, futhi abatshalizimali baseRussia, uma izinga lokushintshaniswa kwama-ruble liwa, bangathola inzuzo eyengeziwe yama-ruble. [i-id yamagama-ncazo = “okunamathiselwe_13173” align = “aligncenter” wide = “592”]
Ukubuyiselwa kwe-FXGD yesikhathi esigcwele[/caption] U-Phinex ufuna iphutha lokulandela umkhondo lika-0.09%, kodwa eshadini lezingcaphuno zomlando sibona ukuthi lokhu akunjalo ngo-2020, izingcaphuno zisale ngemuva kwebhentshimakhi ngo-8%! Umqedazwe we-coronavirus kanye nokuvalwa kwezindawo okuwulandelayo kuyicala, okuthinte uchungechunge lokuhlinzekwa kwemigoqo yegolide ebonakalayo. Ngezikhathi ezipholile, iphutha liphansi kakhulu, kodwa abatshalizimali batshala imali kuma-ETF egolide ukuze bavikeleke ezikhathini ezineziyaluyalu. Ukusabalala kokushintshisana ebhange kusephezulu.

Ungawathenga kanjani ama-FXGD ETFs

Ukuthenga i-FXGD RTF ngeke kube yinkinga, udinga i-
akhawunti ye-brokerage enokufinyelela ekuhwebeni ku-Moscow Exchange. Ihlinzekwa ngabathengi abaningi, ngohlu olunconywe i-Finex, ungayithola kuwebhusayithi esemthethweni engxenyeni ethi “thenga i-ETF” ku-https://finex-etf.ru/oformit-seychas.

Abaqalayo bayelulekwa ukuthi bakhethe umthengisi ongakhokhisi ikhomishini yanyanga zonke yokugcina i-akhawunti. Isimo somtshali-zimali oqeqeshiwe asidingeki ukuze uthenge amasheya esikhwama, abanye abadayisi bangase bakucele ukuthi uphumelele ukuhlolwa okulula olwazini lwezisekelo zethiyori zokutshala izimali ezikhwameni ezihweba ngokuhwebelana.

Ungathenga i-FXGD ku-akhawunti ye-brokerage evamile noma i-
IIS. Lapho uzuza ku-akhawunti yokutshalwa kwezimali komuntu ngamunye, zonke izinzuzo ezinikezwe umthetho we-Russian Federation ziyasebenza. Ungathenga futhi uthengise isikhwama esihweba ngokushintshaniswa ngama-ruble noma amadola ase-US, kodwa amathuba okuthenga amadola kufanele acaciswe nomthengisi wakho. Uma inikeza ithuba elinjalo, ungathenga ngemali eyodwa bese uthengisa enye. Ukuthola isikhwama se-FXGD etf ku-akhawunti yakho yomuntu siqu, noma kuhlelo lokusebenza olukhethekile lokuhweba esitokisini, udinga ukufaka ithikha ethi “FXGD”, uma ukusesha kungabuyisi imiphumela, khona-ke ikhodi ye-ISIN ithi IE00B8XB7377. Okulandelayo, faka inombolo edingekayo yamasheya, uhlelo luzobala inani eliphelele lokuthengiselana, kucatshangelwa ikhomishini, bese ukuthengiswa kufanele kuqinisekiswe. Intengo yamanje ingacaciswa kuhlelo lokusebenza lomthengisi noma kuwebhusayithi ye-Moscow Exchange. Ekuqaleni kuka-2022, ingama-ruble angama-92.61. Ngenxa yamanani aphansi kangaka, ngisho nabaqalayo abangakabi nayo imali eningi bangatshala igolide. Ungakwazi ukubala ngokunembe kakhulu inombolo edingekayo yamasheya ukuze uthole isilinganiso esiphezulu sensimbi evikelayo kuphothifoliyo

Amathemba e-FXGD ETF

Igolide liyimpahla evamile yokuzivikela etuswa ukuthi ifakwe kumasu amaningi angenzi lutho. Isabelo esinconyiwe singafika ku-15%. Enye yezindlela ezishibhile nezilula kakhulu zokuthenga igolide i-FXGD ETF. E-Moscow Exchange muva nje, ngo-2020, kwavela izimbangi ezimbili – i-VTBG evela ku-
VTB Management Company.kanye ne-TGLD evela kwa-Tinkoff Investments. Ziyizikhwama ezihwebelana ngokuhwebelana futhi zizobiza umtshali-zimali ngaphezulu – 0.66 m 0.54 we-NAV, ngokulandelana. I-VTB ithenga igolide eliphathekayo, eligcinwe ebhange legama elifanayo. U-Tinkoff usebenzisa kuphela u-70% wemali yabatshalizimali ekuthengeni izigxobo zegolide, futhi uthenga i-ETF yangaphandle ukuze uthole igolide lonke. Yini enye eyandisa amakhomishini aphelele womtshali-zimali – uTinkoff ukhokha ikhomishana yokuba nesikhwama sangaphandle. Njenge-VTB, igcina ingxenye yezinhlamvu zemali eRussia, ebhange layo. Umehluko wesu lokutshala izimali uholela ekuhlukeni kwezingcaphuno zethuluzi lezezimali elifanayo. Ukubhaliswa kwe-Irish kwenkampani ye-Phinex kwethula ezinye izingozi, kodwa aziphezulu kakhulu. Izinkampani zokuphatha zihlinzeka ngokulandelelwa okunembile kwentengo yegolide emakethe yomhlaba. Ngokwedatha ye-Moscow Exchange yangoJanuwari 2022, yi-FXGD abatshalizimali baseRussia abancamela ukuba nayo kumaphothifoliyo abo. Ikleliswe endaweni yesi-6 emalini eyi-10 ethandwa kakhulu. Igolide aliyona into engaqondakali kakhulu yokutshalwa kwezimali. Umtshali-zimali ozimele akufanele athembele ezibikezelweni zezindlu ezizimele noma abahlaziyi lapho enza izinqumo zokutshala izimali. Emlandweni omude, kwakukhona izingxenye zeminyaka engu-5-10 lapho umtshali-zimali olahlekile ocabanga ukuthi othenge igolide ngamanani aphezulu kwakuyi-dollar minus. Ngenxa yokubuyekezwa kohlobo lwemali, kungase kube khona inzuzo, kodwa lokhu akuqinisekisiwe. Phakathi nokwehla kwesikhathi eside kwegolide, amasheya namabhondi abonisa kokubili ukukhula nokwehla. Eminyakeni yamuva, ngenxa yenqubomgomo ye-Fed, igolide alibonisi ukuhlobana okuhle okuphambene nemakethe yamasheya. Ezimweni eziningi, ukulungiswa kwezimakethe zamasheya kuthinta igolide. Ukuguquguquka kwegolide kuphansi, amasheya alahlekelwa ngu-30-50% kanye negolide 15-20%. Insimbi iziphatha ngendlela engaqondakali, ngisho nabahlaziyi abahamba phambili emhlabeni abazibophezeli ukubikezela ukuziphatha kwayo. Umtshali-zimali ofisa ukulandela elinye lamasu athandwayo angenzi lutho angathenga igolide ukuze lihlukaniseke libe ingxenye encane yephothifoliyo. Ungazami ukuthola phansi noma phezulu emakethe. Ukutshalwa kwezimali egolideni kufanele kube okwesikhathi eside, okungenani iminyaka eyi-10. Ngezikhathi ezimfushane, ingozi yokulahlekelwa iphezulu kakhulu. Umtshali-zimali kufanele akuthathele phezulu ukutshalwa kwezimali kwegolide, abale ubungozi. Ungazami ukuthola phansi noma phezulu emakethe. Ukutshalwa kwezimali egolideni kufanele kube okwesikhathi eside, okungenani iminyaka eyi-10. Ngezikhathi ezimfushane, ingozi yokulahlekelwa iphezulu kakhulu. Umtshali-zimali kufanele akuthathele phezulu ukutshalwa kwezimali kwegolide, abale ubungozi. Ungazami ukuthola phansi noma phezulu emakethe. Ukutshalwa kwezimali egolideni kufanele kube okwesikhathi eside, okungenani iminyaka eyi-10. Ngezikhathi ezimfushane, ingozi yokulahlekelwa iphezulu kakhulu. Umtshali-zimali kufanele akuthathele phezulu ukutshalwa kwezimali kwegolide, abale ubungozi.
Ukutshalwa kwezimali kufanele kube njalo, kungakhathaliseki intengo yempahla, ngokwesu elikhethwe kusengaphambili. Intengo ephansi ye-FXGD ETF ikuvumela ukuthi uthenge amasheya ambalwa njalo uma ufaka, noma ngabe ukutshalwa kwezimali kwakho kwanyanga zonke kungu-$1,000 kuphela.