ETF FXGD – imbonerahamwe yo kumurongo, ibigize ikigega muri 2022, amagambo hamwe ninyungu.
ETFs hamwe na
mutuelle ni amafaranga ashora mumigabane – imigabane na bonds, ibicuruzwa cyangwa ibyuma. Basubiramo imbaraga zipima neza uko bishoboka kwose, ikosa ryo gukurikirana ntirenza 1%. FXGD ni ETF kuva muri Finex. wiyandikishije muri Irilande, igufasha kwirinda kwirinda ifaranga ushora muri zahabu ifatika.
Ibigize ETF ku ijana FXGD ni ikigega cyo guhanahana ibicuruzwa gikubiye mu nshingano nyinshi z’abashoramari bakora kandi batuje.
Ibigize FXGD ETF
Ikigega cyashinzwe mu 2013, ku ikubitiro cyashora muri zahabu ifatika (utubari twaraguzwe). Nyuma yimyaka 2, muri 2015, hafashwe umwanzuro wo guhindura ingamba zishoramari maze ikigega gitangira gukurikirana igiciro cya zahabu yumubiri hifashishijwe kwigana. Abashoramari bitondeye impinduka nkizo, maze mu 2021 ikigega kigaruka kugura ibimasa. Ikigega cya buri munsi kivugurura amakuru ku mubare wa zahabu ifatika guhera ku ya 11 Gashyantare 2022, kg 2400.3 za zahabu zibitswe muri FXGD ETF.
Icyuma kiri muri banki i Londres, kandi abagenzuzi batigenga isosiyete icunga bashinzwe ubwiza bwayo. Ikigega gitangaza urutonde rwibintu byinjira kurubuga rwemewe, ariko abashoramari bakwiye kumva ko ibi ntakindi uretse kwamamaza. Inyandiko zemewe ni raporo yumwaka nimibare yimari. Ikigega cyemeza ko mu kugura umugabane, umushoramari yakira garama runaka za zahabu yumubiri. Aya mafranga ntagengwa, garama kumugabane urashobora kubarwa mugabanye umutungo wose wikigega nigiciro cya zahabu hanyuma ukongera kubara ibisubizo muri garama.
Ikigega cya FXGD kiragaruka
Imbaraga za FXGD ETF ziterwa nihindagurika ryibiciro bya zahabu yumubiri ku isoko ryisi. LBMA Zahabu Igiciro PM USD yatangajwe nkigipimo – cyerekana ko abakora zahabu n’amafaranga ku isi yose bayoborwa, bibarwa n’ishyirahamwe ry’isoko rya London Bullion. FXGD ETF ntabwo ari analogue 100% yo kugura ibyuma, ikiguzi kirebwa na komisiyo ya broker, ikigega, gukwirakwiza. Iyi nimwe mumafaranga ahendutse kubashoramari – ikiguzi cyumushoramari wo gutunga ETF ni 0.45% gusa ya NAV. Ibi bikubye hafi inshuro 2 ugereranije na komisiyo isanzwe yisoko mumafaranga yagurishijwe i Moscou. Hariho kandi ingaruka zitari isoko – Finex nisosiyete yamahanga kandi irashobora, kubwimpamvu runaka, guhagarika gukorera mubutaka bwUburusiya cyangwa guhomba. Iki nicyo kigega cya kera kimaze imyaka 8 gikorera mu Burusiya, kandi iyi ngaruka ni nto, ariko ntishobora kwirengagizwa.
FXGD itanga amakuru yumwaka ushize kuri Finex nimbonerahamwe yo kumurongo [/ caption] Kugura zahabu yumubiri binyuze muri FXGD bifite ibyiza bikurikira:
- imisoro – mugihe ugura, ntukeneye kwishyura TVA;
- utubari twa zahabu ntabwo dukeneye kubikwa no guhangayikishwa nubujura cyangwa kwangirika rimwe na rimwe;
- ugereranije na OMS, guhanahana gukwirakwira.
Zahabu nigicuruzwa kandi umushoramari ntashobora kubara kwishura buri gihe, ariko birashoboka kubona inyungu kubitandukanya.
Ariko abashoramari bonyine, mugihe baguze zahabu, ntukishingikirize ku nyungu – gusa nukuzigama igishoro mu guta agaciro kwifaranga no kugabanya ihindagurika ryimikorere yimigabane ninguzanyo. Birakwiye ko tumenya ko nubwo zahabu ifatwa nkumutungo urinda, iracyari igikoresho gishobora guteza akaga. FXGD ETF ifite ibyago bya 4 kuri 7. Phinex igereranya ihindagurika rya FXGD kuri 13,74% buri mwaka. Kuva ikigega cyatangizwa, umusaruro wabaye 181.06% mu mafranga na 21.17% mu madorari, impuzandengo y’umwaka ku madorari y’Amerika ni 2.11%. FXGD ETF ku Isoko rya Moscou irashobora kugurwa amafaranga cyangwa amadorari. Ku isoko ry’isi, zahabu yashyizwe ku madorari y’Amerika, kandi abashoramari b’Uburusiya, niba igipimo cy’ivunjisha kigabanutse, barashobora kubona inyungu z’inyongera. [ibisobanuro id = “umugereka_13173” align = “aligncenter” ubugari = “592”]
Igihe cyose FXGD iragaruka [/ caption] Phinex isaba ikosa ryo gukurikirana 0,09%, ariko ku mbonerahamwe yerekana amateka tubona ko atari ko buri gihe bigenda muri 2020, amagambo yatanzwe inyuma ya 8%! Icyorezo cya coronavirus hamwe no gufunga byakurikiyeho ni byo nyirabayazana, byagize ingaruka ku itangwa ry’utubari twa zahabu. Mugihe gituje, ikosa riri hasi cyane, ariko abashoramari bashora imari muri ETF zahabu kugirango bakingire mubihe bidurumbanye. Ivunjisha ryakwirakwijwe muri banki riracyari hejuru.
Nigute wagura FXGD ETFs
Kugura FXGD RTF ntabwo bizaba ikibazo, ukeneye
konte ya brokerage ifite uburyo bwo gucuruza kuri Moscou. Itangwa nabakozi benshi, hamwe nurutonde rwasabwe na Finex, urashobora kuyisanga kurubuga rwemewe mugice cya “gura ETF” kuri https://finex-etf.ru/oformit-seychas.
Abitangira basabwa guhitamo broker idasaba komisiyo ya buri kwezi yo kubika konti. Imiterere yumushoramari wujuje ibyangombwa ntabwo isabwa kugura imigabane yikigega, abahuza bamwe barashobora kugusaba gutsinda ikizamini cyoroshye kubumenyi bwimfatiro zifatika zo gushora mumafaranga yagurishijwe.
Urashobora kugura FXGD kuri konte isanzwe ya brokerage cyangwa
IIS. Iyo uguze kuri konti yishoramari kugiti cye, inyungu zose ziteganijwe namategeko yuburusiya arakurikizwa. Urashobora kugura no kugurisha ikigega cyagurishijwe kumafaranga cyangwa amadolari ya Amerika, ariko amahirwe yo kugura amadorari agomba gusobanurwa na broker wawe. Niba itanga amahirwe nkaya, urashobora kugura ifaranga rimwe ukagurisha irindi. Kugirango ubone ikigega cya FXGD muri konte yawe bwite, cyangwa mubisabwa byihariye byo gucuruza ku isoko ryimigabane, ugomba kwinjiza amatiku “FXGD”, niba ubushakashatsi butagaruye ibisubizo, noneho code ya ISIN ni IE00B8XB7377. Ibikurikira, andika umubare usabwa wimigabane, porogaramu izabara umubare wibyakozwe byose, hitabwa kuri komisiyo, hanyuma ibikorwa bigomba kwemezwa. Igiciro kiriho gishobora gutomorwa mubisabwa na broker cyangwa kurubuga rwivunjisha rya Moscou. Mu ntangiriro za 2022, ni 92.61. Ndashimira igiciro gito, ndetse nabatangiye badafite igishoro kinini barashobora gushora muri zahabu. Urashobora kubara neza umubare ukenewe wimigabane kugirango ugererwe neza nicyuma kirinda portfolio
Amakuru y’ingenzi kuri FXGD [/ caption]
FXGD ETF Ibyiringiro
Zahabu numutungo gakondo wo kwirwanaho usabwa gushyirwa mubikorwa byinshi byoroshye. Umugabane usabwa ugera kuri 15%. Bumwe mu buryo buhendutse kandi bworoshye bwo kugura zahabu ni FXGD ETF. Ku Isoko rya Moscou ugereranije vuba aha, muri 2020, abanywanyi 2 bagaragaye – VTBG yo muri
sosiyete icunga VTBna TGLD kuva Tinkoff Ishoramari. Nibicuruzwa byungurana ibitekerezo kandi bizatwara umushoramari byinshi – 0,66 m 0.54 ya NAV. VTB igura zahabu yumubiri, ibikwa muri banki yizina rimwe. Tinkoff ikoresha 70% gusa yamahera yabashoramari mugura utubari twa zahabu, no kugura ETF yo mumahanga kuri zahabu kubandi. Niki cyongera komisiyo zose zumushoramari – Tinkoff yishyura komisiyo yo gutunga ikigega cyamahanga. Kimwe na VTB, ibika igice mu Burusiya, muri banki yayo. Itandukaniro mu ngamba zishoramari riganisha ku gutandukanya imvugo imwe yimari. Kwiyandikisha muri Irlande isosiyete ya Phinex bizana ingaruka zimwe, ariko ntabwo ziri hejuru. Ibigo byubuyobozi bitanga neza neza igiciro cya zahabu kumasoko yisi. Dukurikije amakuru yo guhana amakuru i Moscou yo muri Mutarama 2022, ni FXGD abashoramari bo mu Burusiya bahitamo kugira mu nshingano zabo. Iri ku mwanya wa 6 mumafaranga 10 ya mbere azwi cyane. Zahabu ntabwo aricyo kintu kidasobanutse neza cyo gushora imari. Umushoramari wigenga ntagomba gushingira kubiteganijwe kumazu yigenga cyangwa abasesengura mugihe bafata ibyemezo byishoramari. Ku mateka maremare, hari ibice byimyaka 5-10 aho umushoramari watsinzwe hypothetique waguze zahabu kubiciro ntarengwa yari mumadorari ukuyemo. Kubera kuvugurura ifaranga, hashobora kubaho inyungu, ariko ibi ntabwo byemewe. Mugihe cyo kugabanuka kwigihe kirekire cya zahabu, ububiko na bonds byerekanaga iterambere no kugabanuka. Mu myaka yashize, kubera politiki ya Federasiyo, zahabu ntigaragaza isano iri hagati yisoko ryimigabane. Kenshi na kenshi, gukosora isoko ryimigabane bigira ingaruka kuri zahabu. Ihindagurika rya zahabu riri hasi, hamwe imigabane yatakaje 30-50% na zahabu 15-20%. Icyuma cyitwara neza, ndetse n’abasesenguzi bakomeye ku isi ntibiyemeje guhanura imyitwarire yacyo. Umushoramari wifuza gukurikiza imwe mungamba zizwi cyane arashobora kugura zahabu kugirango itandukanye mubice bito byinshingano. Ntugerageze kumenya hepfo cyangwa hejuru yisoko. Ishoramari muri zahabu rigomba kuba rirerire, byibuze imyaka 10. Mugihe gito, ibyago byo gutakaza ni byinshi cyane. Umushoramari agomba gufata neza ishoramari muri zahabu, kubara ingaruka. Ntugerageze kumenya hepfo cyangwa hejuru yisoko. Ishoramari muri zahabu rigomba kuba rirerire, byibuze imyaka 10. Mugihe gito, ibyago byo gutakaza ni byinshi cyane. Umushoramari agomba gufata neza ishoramari muri zahabu, kubara ingaruka. Ntugerageze kumenya hepfo cyangwa hejuru yisoko. Ishoramari muri zahabu rigomba kuba rirerire, byibuze imyaka 10. Mugihe gito, ibyago byo gutakaza ni byinshi cyane. Umushoramari agomba gufata neza ishoramari muri zahabu, kubara ingaruka.
Ishoramari rigomba kuba risanzwe, hatitawe ku giciro cy’umutungo, ukurikije ingamba zatoranijwe mbere. Igiciro gito cya FXGD ETF kigufasha kugura imigabane mike burigihe ubitsa, nubwo igishoro cyawe cya buri kwezi ari $ 1.000.