I-ETF FXGD – itshathi ye-intanethi, ukubunjwa kwengxowa-mali ngo-2022, iikowuti kunye nenzuzo.
Ii- ETF kunye
neengxowa-mali ezihlangeneyo ziyimali etyalo- mali kwii-securities-stocks kunye neebhondi, iimpahla okanye isinyithi. Baphinda i-dynamics ye-benchmark ngokuchanekileyo ngokunokwenzeka, impazamo yokulandelela ayidluli i-1%. IFXGD yiETF esuka kwiFinex. ebhaliswe eIreland, ekuvumela ukuba uzikhusele ekwenyukeni kwamaxabiso ngokutyala imali kwigolide ebonakalayo. 
Ukuqulunqwa kwe-FXGD ETF
Le ngxowa-mali yasekwa ngo-2013, ekuqaleni yatyala imali kwigolide ebonakalayo (iibha zathengwa). Emva kweminyaka emi-2, kwi-2015, kwagqitywa ekubeni kutshintshe isicwangciso sotyalo-mali kwaye ingxowa-mali yaqala ukulandelela ixabiso legolide ebonakalayo ngokusebenzisa ukuphindaphinda kokwenziwa. Abatyali-mali babelulumkele olo tshintsho, kwaye ngo-2021 ingxowa-mali yabuyela ekuthengeni i-bullion. INgxowa-mali ihlaziya ulwazi lwemihla ngemihla malunga nesixa segolide ebonakalayo nge-11 kaFebruwari, 2022, i-2400.3 kg yegolide igcinwe kwi-FXGD ETF.
Imbuyekezo yengxowa-mali yeFXGD
I-dynamics yeFXGD ETF ixhomekeke ekuguquguqukeni kwexabiso legolide ebonakalayo kwimarike yehlabathi. I-LBMA Gold Price PM USD ibhengezwe njenge-benchmark – isalathisi sokuba abavelisi begolide kunye neemali kwihlabathi jikelele zikhokelwa, zibalwa yi-London Bullion Market Association. I-FXGD ETF ayikho i-100% ye-analogue yokuthenga isinyithi, iindleko zichaphazelekayo ngamakhomishini yomthengisi, i-fund, i-exchange exchange. Le yenye yeemali ezingabizi kakhulu kumtyali-mali – iindleko zomtyali-mali zokuba ne-ETF yi-0.45% kuphela ye-NAV. Oku phantse amaxesha ama-2 ngaphantsi kwe-avareji ikhomishini yemarike phakathi kweemali ezithengiswa kwi-Moscow Exchange. Kukwakho nomngcipheko ongeyiyo eyentengiso – iFinex yinkampani yangaphandle kwaye, ngenxa yesizathu esithile, inokuyeka ukusebenza kwintsimi yeRussian Federation okanye ibhuqe. Le yingxowa-mali endala esebenza eRashiya iminyaka eyi-8, kwaye lo mngcipheko uncinci, kodwa awukwazi ukuhoywa.
- irhafu – xa uthenga, akukho mfuneko yokuba uhlawule i-VAT;
- imivalo yegolide ayifuni kugcinwa kwaye ixhala malunga nokubiwa okanye ukuwohloka kwamaxesha ngamaxesha;
- xa kuthelekiswa ne-OMS, utshintshiselwano oluncinci lusasazeka.
Igolide yimpahla kwaye umtyalo-mali akakwazi ukubala kwiintlawulo zamaxesha athile, kodwa kunokwenzeka ukuba ufumane umvuzo kumahluko kwizinga.
Kodwa abatyali-mali abangenzi nto, xa bethenga igolide, musa ukubala inzuzo – nje ekulondolozeni inkunzi kwixabiso lentengo kunye nokunciphisa ukuguquguquka kwepotfoliyo yesitokhwe kunye neebhondi. Kuyaphawuleka ukuba nangona igolide ithathwa njenge-asethi yokukhusela, isesisixhobo esiyingozi. I-FXGD ETF inomngcipheko we-4 kwinqanaba le-7. I-Phinex iqikelela ukuguquguquka kwe-FXGD kwi-13.74% ngonyaka. Ukususela ekuqalisweni kwengxowa-mali, isivuno sibe yi-181.06% kwi-ruble kunye ne-21.17% kwiidola, ukukhula okuqhelekileyo ngonyaka kwi-dollar yase-US yi-2.11%. I-FXGD ETF kwi-Moscow Exchange inokuthengwa ngeeruble okanye iidola. Kwimarike yehlabathi, igolide igxininiswe kwi-dollar yase-US, kwaye abatyali-mali baseRashiya, ukuba izinga lokutshintshiselwa kwe-ruble liwa, banokufumana inzuzo eyongezelelweyo ye-ruble. 
Amathemba e-FXGD ETF
Igolide yimpahla yemveli yokuzikhusela ekucetyiswa ukuba ifakwe kwizicwangciso ezininzi zokungenzi nto. Isabelo esicetyiswayo sifikelela kwi-15%. Enye yeendlela ezingabizi kakhulu kwaye zilula zokuthenga igolide yiFXGD ETF. Kutshintshiselwano lwaseMoscow kutsha nje, ngo-2020, kwavela abakhuphisana aba-2 – iVTBG evela
kwiNkampani yoLawulo yeVTB .kunye ne-TGLD evela kwi-Tinkoff Investments. Ziyi-trade-trade mutual funds kwaye ziya kuxabisa umtyali-mali ngaphezulu – 0.66 m 0.54 ye-NAV, ngokulandelanayo. I-VTB ithenga igolide ebonakalayo, egcinwe kwibhanki yegama elifanayo. I-Tinkoff ichitha kuphela i-70% yemali yabatyali-mali ekuthengeni imivalo yegolide, kwaye ithenga i-ETF yangaphandle yegolide kwabanye. Yintoni eyongeza iikomishini ezipheleleyo zomtyali-mali – uTinkoff uhlawula ikhomishini yokuba nengxowa-mali yangaphandle. NjengeVTB, ngokuyinxenye igcina bullion eRashiya, kwibhanki yayo. Umahluko kwisicwangciso sotyalo-mali kukhokelela ekungangqinelani kwiikowuti zesixhobo semali esifanayo. Ukubhaliswa kwe-Irish yenkampani ye-Phinex kwazisa ezinye iingozi, kodwa aziphezulu kakhulu. Iinkampani zolawulo zibonelela ngomkhondo ochanekileyo wexabiso legolide kwimarike yehlabathi. Ngokutsho kwedatha ye-Moscow Exchange kaJanuwari 2022, yi-FXGD ukuba abatyali-mali baseRashiya bakhetha ukuba neepotfoliyo zabo. Ibeka indawo ye-6 kwi-10 ephezulu yeemali ezidumileyo. Igolide ayisiyiyo eyona nto ingacacanga kutyalo-mali. Umtyali-zimali wabucala kufuneka angathembeli kuqikelelo lwezindlu zabucala okanye abahlalutyi xa esenza izigqibo zotyalo-mali. Kwimbali ende, kwakukho amacandelo e-5-10 iminyaka apho umtyali-mali olahlekileyo ocingelwayo othenge igolide ngamaxabiso aphezulu kwi-dollar minus. Ngenxa yokuhlaziywa kwemali, kunokubakho inzuzo, kodwa oku akuqinisekwanga. Ngexesha lokuhla kwexesha elide legolide, amasheya kunye neebhondi zibonise ukukhula kunye nokuncipha. Kwiminyaka yakutshanje, ngenxa yomgaqo-nkqubo we-Fed, igolide ayibonisi ukulungelelaniswa okuhle kwe-inverse kunye ne-stock market. Kwiimeko ezininzi, ukulungiswa kweemarike zemasheya kuchaphazela igolide. Ukuguquguquka kwegolide kuphantsi, kunye nezitokhwe ezilahlekelwa yi-30-50% kunye negolide 15-20%. Isinyithi siziphatha ngendlela engaqondakaliyo, nabahlalutyi abahamba phambili behlabathi abazimisele ukuqikelela indlela yokuziphatha kwayo. Umtyali-mali onqwenela ukulandela enye yeendlela ezithandwayo zokungenzi nto unokuthenga igolide ukuze ahluke kwinxalenye encinci yepotfoliyo. Ungazami ukumisela umzantsi okanye umphezulu wemarike. Utyalo-mali kwigolide kufuneka lube lwexesha elide, ubuncinci iminyaka eli-10. Ngexesha elifutshane, umngcipheko welahleko uphezulu kakhulu. Umtyalomali kufuneka athathe utyalo-mali kwigolide ngokungathí sina, abale iingozi. Ungazami ukumisela umzantsi okanye umphezulu wemarike. Utyalo-mali kwigolide kufuneka lube lwexesha elide, ubuncinci iminyaka eli-10. Ngexesha elifutshane, umngcipheko welahleko uphezulu kakhulu. Umtyalomali kufuneka athathe utyalo-mali kwigolide ngokungathí sina, abale iingozi. Ungazami ukumisela umzantsi okanye umphezulu wemarike. Utyalo-mali kwigolide kufuneka lube lwexesha elide, ubuncinci iminyaka eli-10. Ngexesha elifutshane, umngcipheko welahleko uphezulu kakhulu. Umtyalomali kufuneka athathe utyalo-mali kwigolide ngokungathí sina, abale iingozi.
