Ungatyala phi imali encinci: tyala imali eyi-10,000, 20,000, 30,000 ruble

Inqaku lenziwe ngokusekelwe kuluhlu lwezithuba ezivela  kwitshaneli yeTelegram ye-OpexBot , eyongezwa ngumbono wombhali kunye nombono we-AI. Ngaba uyafuna ukwenza isayensi yotyalo-mali? Ukufumana umvuzo ofanelekileyo kwaye ungavutheli ingqondo yakho? Ungaqala kancinci. Ngoko ke, njani kwaye kuphi ukutshala imali encinci ye-10,000, i-20,000, i-30,000 yengeniso ye-passive, indlela yokutyala ngokuchanekileyo eRashiya ukuze ungatshisi, kodwa ukhuphe.

Yenza imali isebenze, nokuba yincinci

Makhe sithethe malunga nendlela yokwenza i-ruble eyi-10-30k isebenze. Imali elala ngelize ilahlekelwa lixabiso layo. Ukufumana kunye nokunyusa inkunzi sisakhono. Yintoni enokufundwa. Kufuneka uqale ngezinto ezingabonakaliyo – susa iinkolelo ezithintelayo entlokweni yakho, ingqondo yendoda ehluphekileyo uninzi lwethu olufakwe ngayo esikolweni. Emva koko, ukuze udibanise imali, kufuneka uqale uhlawule iimfuno zakho ezisisiseko. Ukuba oku sele kwenziwe, masiqhubeke.

✔ Okokuqala. Iindlela zemveliso

I-microphone yesithethi, intonga ye-RAM ye-freelancer, ifosholo ye-digger, ukufakwa kwegesi kumqhubi weteksi. Ukusebenza kwakho njengengcali kuyanda. Ngaphezu koko, yonke into edweliswe ngasentla inyuka kwixabiso ngenxa yezinga lokutshintshiselwa kwe-ruble.

✔ Okwesibini. Tyala into ehlala inyuka ngexabiso

Into engonakali, into esoloko ifunwa ngumntu wonke.

✔ Okwesithathu. Tyala imali kuwe

I-Gym, ukutya okuqhelekileyo. Kulwazi. Iikhosi, iincwadi. Funda isakhono esitsha. A win-win ukhetho ngexabiso elincinci lemali.

✔ Okwesine. Ekugqibeleni vula i-akhawunti ye-brokerage

Abathembekileyo banokufumaneka kwiwebhusayithi yeBhanki Ephakathi. Ukuqeqesha izakhono zakho zotyalo-mali kwiimali ezincinci yindlela esebenzayo. Thatha kancinci koku kulandelayo. I-OFZ, imali, izabelo zokuqala. Imingcipheko incinci, i-balanced portfolio. Plus nice iibhonasi ngendlela izabelo. U-SBER, umzekelo, uyonwaba ngee-divas minyaka le.

Olunye uluvo

Imakethi yesitokhwe

Olunye ukhetho oludumileyo lotyalo-mali kukuthenga izabelo nge-broker okanye iapp yokurhweba. Inzuzo enkulu yale ndlela kukuba ungaqala utyalo-mali ngemali encinci kwaye ube nokufikelela kuluhlu olubanzi lweenkampani ezahlukeneyo kunye namashishini. Undoqo wotyalo-mali lwesitokhwe kukuthenga isabelo senkampani ngethemba lokuba ixabiso layo liya kunyuka kwixesha elizayo kwaye uya kufumana inzuzo ekuthengisweni kwezabelo.

Imali yesalathisi okanye ii-ETFs

Imali ye-Index ivumela abatyali-mali ukuba bathenge isalathisi esipheleleyo, njenge-S & P 500 okanye i-NASDAQ, endaweni yokuthenga isitokhwe ngasinye. Ukuthenga isabelo sengxowa-mali yesalathisi kukuvumela ukuba usasaze umngcipheko wakho kwiinkampani ezahlukeneyo kunye namashishini, anokuba luncedo ngakumbi kubatyalo-mali bokuqala.

Iibhondi

Iibhondi zizixhobo zenkxaso-mali yetyala ezinokukhutshwa ngamaphondo, amaqumrhu okanye ngoomasipala. Utyalo-mali kwiibhondi lubandakanya ukubonelela umboleki ngemali ngokutshintshiselana ngentlawulo yenzala kunye nokubuyiswa kwemali-mboleko ekuvuthweni. Iibhondi zibhekwa njengezinzile kwaye zithembekileyo kunezitokhwe.

Iimali zemali

Utyalo-mali kwii-cryptocurrencies ezifana ne-Bitcoin, i-Ethereum okanye i-Litecoin ziye zanda kakhulu kwiminyaka yakutshanje. Nangona kunjalo, utyalo-mali kwi-cryptocurrencies lunokuba ngumngcipheko omkhulu kwaye luguquguquke kakhulu, ngoko kufuneka uqonde kakuhle imarike kunye neengozi ngaphambi kokuba wenze njalo.

Ukuboleka koontanga-ku-Ntanga

Amaqonga okubolekisa nge-P2P adibanisa abatyali-mali babucala kunye nababoleki, enika ithuba lokufumana ingeniso yenzala kutyalo-mali lwabo. Olu luhlobo olutsha lotyalo-mali olunokuthi lunike ithuba lokufumana imbuyekezo entle. Nangona kunjalo, kubalulekile ukukhumbula ukuba utyalo-mali luhlala lubandakanya umngcipheko, ngoko kufuneka uqwalasele ngononophelo ukhetho ngalunye kwaye udibane nomcebisi wezezimali ngaphambi kokuba wenze isigqibo sakho sokugqibela.

Iinketho ezithandabuzekayo okanye ezingasebenziyo

✔ Isakhiwo esiqeshiswayo. Ixesha elide kakhulu lokubuyisela. Kwaye le ayingomvuzo wokungenzi nto. ✔ Idiphozithi yebhanki. Okona kulungileyo, wophule nakwidabi elichasene nokunyuka kwamaxabiso. ✔ Iintsimbi ezixabisekileyo kwezi zixa aziyondlela yokusebenza. Kukho ubuqili obuninzi, kodwa inye into eqinisekileyo: imali kufuneka isebenze. Amandla kufuneka asebenze. Yonke into elele ngolo hlobo iyabhanga kwaye iyabola. Okanye ukunyuka kwamaxabiso kuyatsha. Nantsi ingcamango elula kodwa ebalulekileyo namhlanje. UWarren Buffett: Indlela yokutyala imali encinci https://youtu.be/PMB9InFjB1I Unokutyala imali ukusuka kwi-ruble ye-1k. Umzekelo, ngokutyala imali kwibhondi . Ubuncinci ukuqonda ukuba isebenza njani.