I-speculator ngokumelene nomtshali-zimali onengqondo, noma umthengisi uhluke kanjani kumtshali-zimali wesikhathi eside? Umhlanganyeli osanda kuhlanganyela emakethe yamasheya ubhekene nendlela yokutshala izimali kanye nendlela yokuqagela. Umehluko phakathi kwabo awubonakali, okwenza kube sengathi ungakwazi ukweqa ukufundwa kodaba, okuyiphutha elikhulu. Lezi yizisekelo zemakethe yamasheya okudingeka uziqonde ukuze ugweme imibuzo emisha, amaphutha amakhulu kanye nokulahlekelwa yimali. Ngakho-ke uyini umehluko phakathi kokuhweba nokutshala imali – ake siqale ngezinto eziyisisekelo.
Indlela yokuqagela yomthengisi
Indlela yokucabangela isetshenziswa abahwebi abenza imali ekuguquguqukeni kwemakethe yesikhashana, sebebone isimo esifanele, benza isivumelwano esithatha imizuzwana embalwa kuya onyakeni owodwa. Umhwebi ongena kumadili wesibili usebenzisa indlela ye-scalping, ususa ngokoqobo inzuzo encane ngenani elikhulu lempahla. Umuntu ohweba ngehora ubizwa ngokuthi umthengisi we-intraday, empeleni akadluliseli ukuthengiselana ngosuku olulandelayo. Ukuthengiselana okunobubanzi bezinsuku ezimbalwa kubizwa ngokuthi ukuhweba nge-swing, ukuthengiselana okunjalo kungahlehliswa izinyanga, kodwa kuze kufike onyakeni owodwa.
Ukuhweba akulula, ngoba kudinga ukunakwa njalo nokugxila. Ukuba kukhompyutha kuyakhathaza, ngaphezu kwalokho, izici ezingokwengqondo ziholela empilweni ebuthaka. Ngenxa yalezi zizathu, ukukhangisa kanye nezinkundla zokuxhumana ezikhala ngemali elula kungamanga angenasisekelo sangempela. Awekho amasiginali, izinkomba namanye amathuluzi azokusiza ukuthi uthole imali elula. Indlela yokucabangela ngeke ihambisane nawo wonke umuntu, izodinga izinzwa zensimbi, ikhono lokuzilawula ngesikhathi esinzima kanye nekhanda elipholile kuwo wonke umsebenzi. Ngaphezu kwalokho, udinga ukutadisha zonke izinkimbinkimbi zokuhlaziywa kwezobuchwepheshe, ithuluzi eliyinhloko lomthengisi, kanye nezinkomba zobuchwepheshe, abasizi ekuhlaziyweni kwempahla yamanje.
Ngemva kwalokho, ungaqala ukwenza imali emakethe yamasheya, nakuba kungeke kuphumelele ngaso sonke isikhathi, amaphutha emakethe yamasheya ayinto evamile futhi eyingxenye yomkhuba womhwebi. Umsebenzi usekelwe ekuhlaziyeni okukhandlayo kwemakethe, ngeshadi lentengo yempahla. Ebona isimo esifanele, umhwebi wenza isivumelwano. [i-id yamagama-ncazo = “okunamathiselwe_401” align = “aligncenter” wide = “624”]
Amashadi anjalo emsebenzini womthengisi ajwayelekile [/ amazwibela] Ukuze ubikezele umnyakazo wentengo, umhwebi ubhekisela kumaphethini ezibalo okushintsha kwentengo kanye namasu ezibalo. Ukuze enze lokhu, okokuqala ubheka ishadi futhi afunde ukuthi intengo ishintshile kanjani esikhathini esithile. Uma ufunda ishadi isikhathi eside, uzobona ukuthi intengo ihamba ngokuvumelana nemithetho ethile – amaphethini. Zakhiwa ngenxa yokuthi isixuku sinezintandokazi nemikhuba efanayo, kungakhathaliseki ukuthi yisiphi isikhathi. Abanye abathengisi ngokuvamile abazinaki izindaba futhi babheka ishadi kuphela, kodwa kukhona labo abagxile ezindabeni nasemicimbini yokusebenza, kodwa banesithakazelo ekushicilelweni kwezitatimende zezimali zenkampani hhayi esikhathini eside, kodwa esikhathini esifushane. [i-id yamagama-ncazo = “okunamathiselwe_493” align = “aligncenter” wide = “465”]
Impilo yomhwebi – akuwona wonke umuntu okulungele lokhu [/ amazwibela]
Kufanele kukhunjulwe ukuthi ngaphambi kokuba umhwebi enze konke ukuthengiselana ngezandla zakhe futhi ngokuqinisekile lo msebenzi wawubhekwa njengokukhathala kakhulu. Manje isimo siyashintsha, ngoba ukuhweba okwenziwa ngesandla kushintshaniswa ukuhweba ngomshini – ukuhweba nge-
algorithmic. Lesi yisimo lapho ukuthengiselana kwe-stock exchange kwenziwa ngamarobhothi, kodwa umuntu uqala ukudweba uhlelo lwakhe lokuhweba, ngokusho ukuthi uzobhala umeluleki wokuhweba.
Kukhona isici somuntu lapha, kodwa umshini onjalo usindisa isikhathi somthengisi. Izibalo ziyamangaza: ku-New York Stock Exchange, cishe amaphesenti angama-95 akho konke ukuthengiselana okucatshangelwayo kwenziwa ngamarobhothi, okungukuthi, namuhla ukuhweba kuyimpi yamarobhothi. Okokuqala, ukuhweba kusho ukuhweba emakethe yokushintshanisa ikusasa, okungukuthi, emakethe yezinqaba. Lokhu kungase kube imakethe yokuphuma kokunye ye-Moscow Exchange, lapho kuthengiswa khona ikusasa nezinketho, noma imakethe yangaphandle. Ngaphezu kwalokho, ukuhweba kufaka phakathi umsebenzi emakethe ye-forex. Kunezinkampani zomgunyathi lapha, kunezinkampani ezinelayisensi evela eBhange laseRussia noma amalayisensi angaphandle. Lezi zinkampani zihloniphekile, kodwa futhi zinezibalo ezidabukisayo zabathengisi esikhathini eside. Lokhu kungenxa yokukhangisa okungathembekile nokuheha abantu ekuhwebeni okudingeka ngokwengqondo ukuthi batshale imali.
Ukuhweba kunezinzuzo eziningi ezingenakuphikwa: okokuqala, imali yabathengisi ayiqandisiwe isikhathi eside, futhi okwesibili, ungathola ngokuguquguquka kwemakethe futhi ungalahlekelwa imali kulokhu kushintshashintsha, ungathola kokubili ekukhuleni nasekuweni. , okungenakushiwo mayelana nendlela yokutshala izimali .
Umnikelo wokutshalwa kwezimali esikhathini esizayo
Ukutshala imali kuphambene nokuhweba. Uma umthengisi ehola ngenxa yokuguquguquka kwesikhashana, khona-ke abatshalizimali abanaki lokhu kushintshashintsha. Umgomo wabo umbono wembulunga yonke kanye nomkhathizwe wesikhathi eside. Akunandaba kumtshali-zimali ukuthi inani lesabelomali
lehle ngamaphesenti angu-20 namuhla noma likhuphuke ngamaphesenti angu-30 kusasa
Uma umthengisi ethembele emathubeni ezibalo zezibalo, khona-ke umsebenzi womtshali-zimali uwukuqhuba iqoqo elinekhono nokuhlaziya ulwazi futhi enze isinqumo esifanele isikhathi eside.
Abatshalizimali bahlaziya kanjani ulwazi: lapho bekhetha isitoko abazosithenga, babheka ukuthi lesi sitoko sithengiswa kuliphi izwe, siyini isimo sokutshala imali lapho, isimo sezombangazwe, sezomnotho esikhulu, bese bekhetha imboni abafuna ukuthenga kuyo, babheka indlela ethembisa ngayo, noma iyancipha, imali ikhona futhi ingathuthuka lapho. Kuphela ngemva kwalokho bakhetha inkampani ethile, bahlaziye ukusebenza kahle kwemodeli yebhizinisi layo, bacabangele izinkomba zezezimali, izitatimende, izilinganiso, zama ukuqonda ukuthi izingcaphuno zesitoko sesheya zihambisana kanjani nenani layo langempela. Abatshalizimali bazama ukukhetha izinkampani ezingabalulekile, ezishibhile ngokulindela ukuthi manje imakethe ayikaqondi ukubaluleka kwale nkampani, kodwa ngokuhamba kwesikhathi, izingcaphuno zizophakama. Umqondo womtshalizimali ukuthi uma ibhizinisi lilihle, lisebenza, lithembisa, khona-ke ngokushesha noma kamuva izingcaphuno zenkampani zizobamba, futhi umtshali-zimali uyazi ukuthi alinde kanjani. Lapho benza izinqumo, abatshalizimali baqondiswa ukuhlaziywa okuyisisekelo, kodwa ukuhlaziywa kobuchwepheshe akuyona into engavamile kubo. Umtshali-zimali ubheka ishadi ukuze akhethe indawo yokungena efanele.
Ukuhlaziya okuyisisekelo kuyinqubo eyinkimbinkimbi edla isikhathi, kodwa namuhla sekulula ngenxa yenqubekelaphambili yezobuchwepheshe. Manje asikho isidingo sokudweba imigqa nezinkomba ngokwakho. Ekuhlaziyeni okuyisisekelo, akudingekile ukubala ngokuzimela wonke ama-coefficients – kunezinhlelo ezikhethekile, ama-stock screamers ezenza kube lula kumtshali-zimali ukukhetha ithuluzi lokutshala izimali.
Yiziphi izinzuzo zokutshala imali?
Iqiniso lokuthi, okokuqala, lokhu kuwukonga isikhathi okubalulekile uma kuqhathaniswa nokuhweba – futhi ukutshalwa kwezimali kungase kungabi umsebenzi oyinhloko, kodwa into ethile yokuzilibazisa ngesikhathi sakho sokuphumula. Ukutshalwa kwezimali nakho kunemibi: okokuqala, imali iqandisiwe isikhathi eside, inhloko-dolobha ayiselula. Ukutshala imali kuwuhlelo oludinga abasebenzi abaningi. Akufanele ubeke isikhathi sokuthuthukisa ulwazi lwakho, udinga ukulalela isikhathi eside futhi ukwazi ukusinda ekuweni kwemakethe kanye nokuwa kwezimali zakho. Akudingekile futhi ukuthi ume enkampanini eyodwa, kodwa wakhe iphothifoliyo ephelele ezohlangabezana nazo zonke izidingo nezidingo zomuntu siqu.
Investments vs trading – umehluko phakathi komtshali-zimali nomhwebi ucacile
Umtshalizimali | I-Specculator – umthengisi |
Ukuze akhethe izimpahla, usebenzisa ukuhlaziya okuyisisekelo, kanye nokuhlaziywa kobuchwepheshe. | Isebenzisa ukuhlaziya kobuchwepheshe lapho ikhetha izimpahla, ngezinye izikhathi ihlanganisa nesisekelo. |
Ukuze utshale imali ngempumelelo, chitha amahora ambalwa ngosuku | Ukuze uthole inzuzo, uchitha usuku lonke lokusebenza |
Isikhathi sokutshala imali sisuka onyakeni ongu-1 | Umhwebi wenza ukuthengiselana kusuka kumasekhondi ambalwa kuya onyakeni owodwa |
Inzuzo enani le-8-15% ngonyaka kusuka kwidiphozithi yokuqala ibhekwa njengomphumela omuhle | Inzuzo ayizinzile, ukulahlekelwa kanye nokubhujiswa okuphelele kuvame ukwenzeka. Kodwa ngokuhweba okuhle, umhwebi uthola i-40-100% ngonyaka kusuka kwidiphozithi yokuqala. |
Lesi sihloko sigqamisa amaphuzu avamile mayelana nomsebenzi owodwa, kodwa ngezindlela ezihlukene. Umhwebi kanye nomtshali-zimali bahle ngokulinganayo, ngamunye uphishekela umgomo wakhe. Bobabili badinga ukuzifundela nokuzithuthukisa ukuze konke ukuhweba nakho konke ukuhlaziya kuthele izithelo. Izinzuzo zomtshali-zimali kanye nomhwebi ziyehluka, ngenxa yesikhathi sabo. Singasho ukuthi inzuzo enhle yomthengisi ingu-30%, kodwa lokhu akunjalo, lokhu kuyinzuzo enhle, futhi ingaphezu kwesilinganiso semakethe. Uma umhwebi engazange alahlekelwe, khona-ke usevele ezuzile, njengoba besho emibuthanweni yochwepheshe.Umtshali-zimali unesizotha futhi ulindele ukuthola i-10-15% ngonyaka futhi abaningi bazokwaneliseka. [i-id yamagama-ncazo = “okunamathiselwe_1177” align = “aligncenter” wide = “702”]
Indlela yomhwebi nomtshalizimali [/ amazwibela] Ukukhetha indlela yokusondela kuncike kumuntu, izinhloso zakhe, umlingiswa kanye namakhono. Akuwona wonke umuntu ozokwazi ukungena esikhumbeni sebhere futhi abe ibhere, kumthengisi, indawo yokugcina impahla ebalulekile, lokhu kuyingxenye yomsebenzi ophumelelayo. Kulula kubatshalizimali ngenxa yendlela yokulinda futhi ubone, ungalahlekelwa futhi ulinde inzuzo iminyaka. Umsebenzi uyakhanga ngokuqinisekile futhi ngeke ube ongaphezu kwamandla, wonke umuntu udinga ibhokisi lemali ngosuku lwemvula, futhi ukutshalwa kwezimali kukuvumela ukuthi wenze ibhokisi elimnyama elinekhono, ngemali engenayo eyengeziwe.