Ni ikihe cyuho mu bucuruzi, uburyo bwo gusoma ku mbonerahamwe no gushyira mu bikorwa

Ni ikihe cyuho mu bucuruzi mu magambo yoroshye, ubwoko, icyuho kidafunguye kandi gifunguye ku mbonerahamwe, uburyo bwo gucuruza ku gufungura, uburyo bwo gusoma ku mbonerahamwe no gushyira mu bikorwa. Ikinyuranyo kiramenyerewe cyane ku isoko ryimigabane, kandi kirashobora gukoreshwa mugucira urubanza imbaraga zigenda. Mubisanzwe bibaho mugihe igiciro mugihe cyo gufunga no gufungura umunsi ukurikira kiratandukanye cyane. Niba kandi hari
ihindagurika rikomeye ku isoko , noneho icyuho cyumunsi nacyo kirashoboka. Isesengura ry’icyuho rigufasha kubona izindi nyubako zubaka mugihe ushushanya
urwego rwingoboka . Kubwibyo, uko ibintu byinshi byubatswe bigaragara kurwego runaka, niko urwego ruzarushaho kuba ingirakamaro.

Icyuho ku isoko ryimigabane – ni iki nuburyo bwo kugisoma

Noneho, icyuho ku ivunjisha – ni iki mu magambo yoroshye? Iki nikibazo mugihe cyo gucuruza ku isoko ryimigabane, mugihe hari icyuho kinini cyibiciro kubera izamuka rikabije ryagaciro ryimigabane, cyangwa kubera kugabanuka kwabo. Muri iki kibazo, urashobora kubona ibiranga “buji” ku mbonerahamwe, yerekana kugenda hejuru cyangwa hepfo.

Gutandukanya igiciro ku mbonerahamwe ya buji

Ibisobanuro by’ifatizo ry’igitekerezo

Ijambo icyuho cyagaragaye mucyongereza, kandi kuri twe risobanurwa ngo “icyuho”. Kubwibyo, ku isoko birasa n’ikinyuranyo kinini hagati yigiciro cyo gufunga ibicuruzwa byanyuma nigiciro cyo gufungura ubucuruzi bushya. Iyi phenomenon igaragara neza ku mbonerahamwe ya buji. Ariko ku mbonerahamwe y’umurongo, ntushobora kubona icyuho gifunze. Gufunga icyuho ni ukugenda kw’igiciro cyimigabane kure yikinyuranyo cyangwa icyuho cyibiciro. Ikigaragara ni uko hafi 30% y’ibyuho byose bifunga igihe kinini cyane. Kubwibyo, ntukibare kubyo winjiza byihuse. Kuba hari icyuho cyimigabane ku isoko ryimigabane bifatwa nkibintu bisanzwe mugihe cyo gucuruza. Kenshi na kenshi, bigaragara nyuma yigihe cyubucuruzi kirangiye. Irashobora kugaragara cyane cyane kurutonde rwa buri munsi. Ishusho imwe irashobora kuboneka mugihe cyubucuruzi bwakera. Ibyiza byibi bintu ni ko indi myitwarire ya cote isanzwe yoroshye guhanura. Niyo mpamvu icyuho ari ingenzi cyane mubucuruzi.

None, ni ikihe cyuho kiri ku ivunjisha mu magambo yoroshye? Iki ni icyuho cyibiciro bikunze kugaragara nyuma yubucuruzi, ariko birashobora no kugaragara kumunsi wubucuruzi.

Icyuho ku ivunjisha: impamvu

Agaciro k’imigabane ntigashobora gushyirwaho burundu. Ikinyuranyo cyibiciro, cyane cyane ku mbonerahamwe ya buri munsi, gihora kigaragara. Ibitonyanga byoroshye nibintu bisanzwe kumunsi. Ariko hariho no gusimbuka gukomeye, kubwimpamvu hariho impamvu nyinshi:

1. Kungurana ibitekerezo byafunguwe nyuma yikiruhuko kirekire, cyangwa nyuma yicyumweru.
2. Amakuru y’ingenzi yasohotse agira ingaruka ku giciro cyimigabane.
3. Ikinyuranyo cy’inyungu.
4. Kunanirwa kugaragara ku ivunjisha.

Mubisanzwe, gusimbuka binini kugaragara mugihe cya raporo yibigo, cyane cyane niba nta mikoreshereze ihagije mubikoresho byimari. Kenshi na kenshi bireba impapuro za ecelon ya kabiri n’iya gatatu. Ntabwo buri gihe bishoboka kuziba icyuho – ntibishobora gufata amezi gusa, ariko n’imyaka. Kubwibyo, nibyiza kubona amafaranga kuriyi gusa mugihe wizeye byimazeyo gufunga byihuse umwanya.

Ibyuho bisa bite mubucuruzi? Kubera ko icyuho ari icyuho cyibiciro, birasa kandi nidirishya riri hagati ya buji nyinshi ku mbonerahamwe. Mugihe mubihe bisanzwe, igiciro cyo gufungura buji iriho nigiciro cyo gufunga buji yabanjirije irasa.

Impamvu icyuho kibaho

Ikinyuranyo gishobora kugaragara kubwimpamvu zitandukanye:

1. Agaciro k’imigabane kahindutse cyane hagati yo gusoza icyiciro cyabanjirije no gufungura bundi bushya . Hashobora kubaho impamvu nyinshi zibitera – amakuru yingenzi yubukungu yasohotse nyuma yisomo, amasezerano yumutungo muke, nibindi.
2. Itandukaniro riri hagati yo gufunga no gufungura bitewe nigiciro cyishyurwa nuwakoze isoko . Inzobere irashobora gushyiraho igiciro kidahuye nabapiganwa cyane.

Ubwoko bw’icyuho

Ukurikije impamvu, ubwoko bune bwibintu bushobora gutandukanywa:

1. Jenerali . Ikinyuranyo nkiki kigaragara hagati yurwego rwo kurwanya no gushyigikirwa. Mubisanzwe bimara igihe gito hamwe nubunini bunini bwubucuruzi. Agaciro k’isoko kajya kuruhande.
2. Kuruhuka . Ngiyo icyuho kigaragara iyo kijyanye nubunini bunini bwubucuruzi iyo gukusanya imyanya yabitabiriye isoko kugirango habeho impinduka zikomeye mumitungo.
3. Icyuho cyo kunanirwa . Iki ni icyuho kigaragara iyo icyerekezo kirangiye, cyangwa iyo ingano yubucuruzi iba nto kubera abacuruzi basohoka mububiko.
4. Icyuho . Bigaragara hagati yubucuruzi bwihuta bwimuka, kimwe no mugihe gito cyo gucuruza.

Na none, iyi phenomenon igabanijwemo inyungu namakuru.

Ikinyuranyo cyo gutandukana – ni iki?

Ngiyo icyuho cyibiciro kigaragara ako kanya nyuma yo guhagarika bitewe numubare munini wo kugurisha ibicuruzwa. Imigabane myinshi iteganya kwishyura inyungu. Ariko abacuruzi bamwe ntibashaka kugura imigabane igihe kirekire, bityo bakayigura mbere yumunsi wo guhagarika. Div cutoff ni itariki igitabo cyabanyamigabane gifunze, kigena uzabona inyungu. Igitabo kimaze gukorwa, abacuruzi bazagerageza gukuraho imigabane. Bitewe no kwiyongera kwinshi muri porogaramu, habaho itandukaniro ryinyungu. [ibisobanuro id = “umugereka_15071” align = “aligncenter” ubugari = “623”]
Ikinyuranyo cy’inyungu [/ caption] Niba tuvuga inyungu nyinshi zatangajwe mbere, abacuruzi bazamura cyane igiciro muminsi yanyuma yo guhagarika. Nyuma yo guhagarika, igiciro mubisanzwe gisubira murwego rwabanje. Ubundi buryo ni amakuru y’ibyabaye. Mubisanzwe ibi nibyo bitera kuruhuka. Ibikorwa bya politiki cyangwa ubukungu birahagije kugira ngo bigire ingaruka kuri benshi. Ibi kandi birimo ibiza, kimwe nimbaraga zitandukanye. Ariko hano ni ngombwa kumva impamvu zamakuru nkaya:

1. Abacuruzi benshi bashyigikiye amakuru . Umwihariko w’ibyo byuho ni uko bitera gukura gukomeye cyangwa kugwa, no gufunga igihe kirekire.
2. Ibisubizo ntabwo byahuriranye nigitekerezo cya benshi mubacuruzi . Muyandi magambo, iyi ni imbaraga zidasanzwe. Ubu bwoko bwikinyuranyo bushobora kuba burebure kurenza ubwambere, ariko kandi bufite amahirwe menshi yo gukira.

Ubwoko bw’icyuho buzagaragaza umuvuduko wo gufunga, kimwe n’urwego rwinjiza umucuruzi.

Uburyo bwo gucuruza icyuho, nicyo uhitamo

Ku gucuruza icyuho, hari amabwiriza yihariye umucuruzi agomba gukurikiza:

1. Fungura ikirangaminsi cyubukungu kandi witondere amakuru agwa muri wikendi.
2. Ku wa gatanu, kurikiza amabwiriza:
   1. Gisesengura ibintu by’ibanze. Vuga uko bishobora kugira ingaruka kuri cote n’uburebure bw’icyuho.
   2. Gereranya igitekerezo cyabasesenguzi nabacuruzi benshi. Kandi uko ibintu byinshi bidahuye nibiteganijwe, niko icyuho cyibiciro kizaba kinini.
   3. Gereranya umubare wubucuruzi urangije isomo. Nibyiza niba ari igorofa hamwe nubunini buto.
3. Vuga icyerekezo icyuho kizagenda. Fungura ubucuruzi mbere yigihe cyubucuruzi kirangiye.

Niba uhisemo kubyaza umusaruro inyungu zinyungu, noneho ugomba kuva mubucuruzi vuba bishoboka nyuma yuko igitabo gifunze, ni ukuvuga mbere yuko ikinyuranyo cyibiciro kibaho.

Ingamba zo gucuruza icyuho

Hano hari amahitamo menshi. Reka dusuzume buri kimwe muri byo.

1. Ingamba zo gutegereza ibicuruzwa . Gucika kurwego rwingenzi, niba biherekejwe no gucika, mubisanzwe byerekana ko inzira izakomeza. Ubucuruzi bushobora gufungurwa nyuma yicyuho cya buji, niba icya nyuma cyerekejwe ku cyuho.
2. Ingamba zo Gufunga Icyuho . Izi ngamba zerekana ko ubucuruzi bugomba gufungurwa nyuma yicyuho cyerekezo gitandukanye. Ikibi cyubu buryo nuko kugaruka bishobora gufata ibyumweru cyangwa amezi.
3. Ingamba zishingiye ku isesengura ryibanze . Amasezerano yafunguwe muri wikendi, mugihe ibintu byingenzi bizagwa.

Ni ikihe cyuho mu bucuruzi, icyuho mu kuvunja – ibisobanuro kubatangiye guhera: https://youtu.be/PokL4SJY7MM

Kuzuza icyuho

Rimwe na rimwe, umucuruzi yumva interuro nka “icyuho cyuzuye.” Ni ikihe kibazo kiri muri uru rubanza? Iyo umutekano wamafaranga ucurujwe hagati yikinyuranyo cyibiciro byabanjirije, noneho tuba tuvuze ko icyuho cyujujwe. Ku bijyanye no gusesengura buji, icyuho cyibiciro mubisanzwe cyitwa Windows. Kubera iyo mpamvu, niba icyuho cyuzuye, abacuruzi bavuga ngo “idirishya ryarafunze”. Bamwe bavuga ko icyuho gihora cyuzuye, abandi bakabihakana. Mubyukuri, mugihe ibiruhuko bimwe bifata igihe kitarenze icyumweru cyo gufunga idirishya, ibindi bifata imyaka myinshi.

Ni ikihe cyuho gifunze ku mbonerahamwe ya buji?

Ibyuho bidafunze nubundi bwoko

Ni ikihe cyuho gifunguye? Ubusanzwe iki ni icyuho cyabayeho nyuma yamakuru cyangwa igitabo cyarafunzwe, ariko kiguma gifunguye iminsi irindwi. Tubivuze mu buryo bworoshe, isoko ikeneye iminsi irenga itanu yakazi kugirango icyuho kibe. Bizatwara igihe cyo gufunga nikindi kibazo. Kuruhuka bimwe bifata ibyumweru, ibindi amezi, nabandi imyaka. Kubera iyo mpamvu, icyuho cya buri kwezi kizaba gikomeye kuruta icyumweru, kandi icyuho cyumwaka kizaba kinini kuruta ukwezi. Nibyo gusesengura bigomba gushingira. Ariko icyuho kidafunze kirashobora kandi gukoreshwa kubwinyungu zawe. Kurugero, urashobora gushiraho imipaka ntarengwa yo kugura cyangwa kugurisha kubiciro byumwimerere kugirango winjire kumasoko mugihe icyuho kirangiye. Ibicuruzwa byubucuruzi bikora neza kubwimpamvu zikurikira:

1. Isoko ryari rimeze neza mbere yuko icyuho kibaho.
2. Ibyo byuho byombi byakomeje gufungwa igihe kirenze icyumweru.
3. Ku miyoboro 50-60, icyuho cyagaragaye kubacuruzi bose.

Ibi bivuze ko icyuho kidafunze gishobora kunguka cyane kubacuruzi. Nubufasha bwabo, urashobora kandi kubona amafaranga meza.

Nigute ushobora gucuruza icyuho hamwe nimbaraga

Abacuruzi bafite konti nto ariko bafite imbaraga nyinshi ntibashishikajwe nubucuruzi bwigihe kirekire kubera icyuho gishobora kubaho. Naho abo bacuruzi bafite uburyo buke, bo, kurundi ruhande, bibanda ku gihe kirekire. Bakoresha icyuho cyibiciro nkigikoresho cyo gushushanya kandi banasobanukiwe nisoko ryubu. Ingamba nkizo zikundwa nabacuruzi binjiza ku ihindagurika ryinshi ku isoko. https://articles.opexflow.com/ubucuruzi-gutoza/kreditnoe-shoulder.htm

Nigute wakoresha icyuho mubucuruzi murwego rwingenzi

Ku isoko, urashobora kubona amafaranga kubyuho bifite itandukaniro rinini mubiciro hagati yo gufunga kuwa gatanu no gufungura kuwa mbere. Ikinyuranyo ku isoko ryimari ni ikinyuranyo cyibiciro hagati yumunsi wo kuwa gatanu no gufungura kuwa mbere. Niba kandi itandukaniro risa nkigaragara, noneho umwanya wubusa ugaragara ku mbonerahamwe, igiciro gisimbuka hejuru. Mubisanzwe, niba gusimbuka kubiciro ari ngombwa, noneho biragaragara neza ku mbonerahamwe, kandi bahita bafata ijisho ryumucuruzi. Birumvikana ko ibyo byuho bitagaragara buri cyumweru, ariko niba bigaragara, noneho dushobora kubikoresha kugirango tubone amafaranga meza. Muri uru rubanza, hari utuntu dukwiye kwitabwaho. Kurugero, umwanya wubusa ugaragara hagati yumunsi wo kuwa gatanu no kuwa mbere gufungura ni inkunga cyangwa akarere kirwanya. [ibisobanuro id = “umugereka_15136” align = “aligncenter”
Urugero rwo gutandukanya isoko ryo kugabanuka kwa Apple [/ caption] Nkuko mubibona, icyuho cyagaciro kumutungo kirashobora kuba umufasha ukomeye kubashoramari mugihe ukeneye gushaka amafaranga kumigabane. Niba bigaragara ku mbonerahamwe, noneho kumushimira urashobora kumva igihe cyo kugura cyangwa kugurisha imigabane. Hariho ibintu bike ugomba kwibuka mugihe ukoresheje icyuho:

1. Niba icyuho ari kinini kandi kigaragara, noneho birashoboka cyane ko biganisha ku mpinduka zerekezo yisoko.
2. Ibyo byuho bigaragara mugihe cyakera intera nimwe mugihe kinini cyane kuruta ibiboneka mugihe gito.
3. Icyuho kituzuye ni kimwe kidafunga ibintu bitanu byubucuruzi cyangwa byinshi.
4. Niba ukoresha icyuho nkibintu byubaka murwego rwingenzi, noneho wibuke ko urwego rugomba kwemezwa.

Ariko, hariho icyuho gishobora guteza akaga gakomeye. Ntibafunga amezi cyangwa imyaka. Kubwibyo, hamwe nicyo cyuho umuntu agomba kuba mubi cyane. Kubara hakiri kare niba kugura nkuku bizakugirira akamaro. Igihe gikurikira iyo urebye imbonerahamwe, witondere icyuho cyose kibaho. Turabashimiye, urashobora gutekereza amahirwe yose yubucuruzi, bivuze kubona inyungu zinyongera.