Bahola malini abahwebi emakethe yamasheya yase-US, eRussia, emhlabeni kanye naku-cryptocurrency ngenyanga, unyaka, nokuthi imali engenayo incike kuphi. Ezweni lanamuhla, ziningi izindlela zokwenza imali ngokusemthethweni. Ungathuthukisa isimo sakho sezezimali ngokukhetha ukuhwebela lokhu. Ngaphambi kokutshala imali, kunconywa ukuthi ufunde ngokucophelela udaba lokuthi umthengisi uhola malini emakethe yamasheya ngenyanga / ngonyaka. Lapha udinga ukucabangela ukuthi idatha akumele ithathwe ezweni elithile kuphela, kodwa futhi nomhlaba wonke, khona-ke ungathola umbono wangempela wenzuzo nemali engenayo emakhasini ahlukene.
Ama-nuances wemisebenzi ezayo
Kulabo abasanda kuqala ukufunda isihloko sokuhweba emakethe yamasheya, kuyathakazelisa ukwazi ukuthi umhwebi uthola malini ngenyanga. Akunakwenzeka ukusho inani eliqondile elimisiwe lapha, ngoba okuningi kuncike esimweni somnotho wezwe kanye nezwe lapho umuntu ehlose ukusebenza khona. Udinga ukunaka imininingwane esemthethweni, imibiko yocwaningo yesikhathi esithile ukuze uhlale unolwazi lwakamuva ngemicimbi yamanje.
Ngokusho kolwazi olutholakalayo, ivolumu yokuhweba ngokwemibandela yomhlaba wonke emakethe yokushintshiselana kwamanye amazwe ngesikhathi sika-2019-2020 ifinyelele ngaphezulu kwamadola ayizigidi eziyizinkulungwane ezingama-6.5.
Akuyona imfihlo ukuthi wonke umkhakha unama-nuances awo, abanye abawabiza ngokuthi “izingibe”. Ukwazi lezi zici kuzosiza ukudlula kuzo futhi ngaleyo ndlela kususe amathuba okuba namaphutha. Abaningi babo babala inkambo yomthengisi esebenzayo, ebizwa ngokuthi Thenga Thengisa Imali, umbhali wayo ongomunye wabantu abaphumelele kakhulu nabadumile kulo msebenzi – u-Alexander Gerchik. Enye yama-nuances yiqiniso lokuthi akunakwenzeka ukwazi kahle ukuthi umhwebi uhola malini ngosuku. Isici esifanayo sihlotshaniswa nomuntu ngamunye oshiwo esigabeni esikhethiwe somsebenzi webhizinisi.
Kubantu abasha abasanda kuthola izindlela zokwenza izibambiso zokuhweba ngemali, udinga ukukhumbula isincomo esisodwa, kodwa esibaluleke kakhulu – udinga ukugxila kubameleli abaphumelelayo besigaba, kodwa wenze izibalo ngokusho kwezinkomba ezijwayelekile. Akunakwenzeka futhi ukugxila emazweni athile kuphela – kuyadingeka ukuhlola isimo namathemba ngokucabangela izitayela zomhlaba, ngoba zonke zixhumene.
Enye i-nuance okudingeka uyazi lapho ukhetha indlela yomthengisi njengomthombo wemali engenayo: akekho ongasho ngokunemba ukuthi uhola malini umhwebi ngenyanga. Futhi, lolu lwazi lungumuntu ngamunye, njengoba inani eliqondile lemali engenayo lincike ezindleleni, ezindleleni namakhono asetshenziswa osomabhizinisi ngesikhathi somsebenzi. Ungakwazi ukubala kuphela isilinganiso semali etholwa ngumhwebi, ngoba kulokhu ungathatha amanani aboniswe abantu abahlukene phakathi neminyaka embalwa. Kungcono ukubheka idatha esesigabeni esiphakathi noma ugxile kulawo manani ezezimali aboniswa ngesikhathi esifanayo ngabantu asebesebenze njengabahwebi iminyaka engu-1-2. Njengoba unikezwe wonke lawa ma-nuances, ungaziqinisekisa isiqalo esiphumelelayo nethuba lokuphumelela endleleni ekhethiwe.
Izici ezibalulekile zempumelelo
Ukufunda indaba yokuthi abahwebi bahola kanjani, ngani futhi malini akumele kube okukha phezulu. Kulesi sigaba, udinga ukuqonda ukuthi yiziphi izici zenhlalo, ezomnotho nezomuntu siqu eziholela umuntu empumelelweni. Ekuhwebeni, njengengxenye yebhizinisi eligcwele, ungenza imali ngempela. Ukuze ufinyelele ukuphakama okusha futhi ukhuphuke emsebenzini wakho, udinga ukwazi ukuthi ungatshala kanjani futhi uhwebe, kuyilapho uthola imbuyiselo enkulu kakhulu. Umhwebi kumele abe nezinto eziningi ezizomsiza emsebenzini wakhe:
- I-intuition ethuthukiswe kahle, hhayi ukubona izinto kusengaphambili, kodwa ukuhlaziya, okwenziwa ngokuqhathanisa izenzakalo ezenzeka emnothweni nakuyo yonke ingxenye.
- Ikhono lokuhlaziya nokuqhathanisa.
- Isifiso hhayi kuphela sokwenza ukuthengiselana okuningi nangempumelelo kumapulatifomu ahlukahlukene, kodwa futhi nokubikezela.
- Izwa isithunzi somthengisi – kufanele usebenze ekuhwebeni okungenani unyaka ukuze uqonde zonke izici zakhona.
- Izinga eliphakanyisiwe.
- Amakhomishana ezinkampani zangaphandle (kulokhu, abathengisi bazodinga ukukhokha).
https://articles.opexflow.com/brokers/kak-vybrat.htm Ngaphambi kokungena ekuhwebeni okungathí sina, udinga ukufunda imithetho eyisisekelo esebenzayo futhi ikuvumela ukuthi ukhulise imali yakho (ngale njongo, ungasebenzisa ama-simulator anikezwa ngabathengi. ). Ngenxa yalokho, kakade ezinyangeni zokuqala, ungakwazi ukubuyisela izimali zokuqala futhi ufinyelele “plus” ephathekayo.
Kubalulekile ukwazi: ekuqaleni komsebenzi wakho, udinga ukudala okuthiwa i-akhawunti yedemo yesilingo (isetshenziswa ekuqaleni komsebenzi noma ukuqeqeshwa ezitezi zokuhweba) bese ukhetha isu elilula nelinenzuzo kakhulu. etholakalayo. Lokhu kuzosiza ukuqonda izimiso zokuqala zokuhweba. Khona-ke udinga ukujwayelana nesimo sezindaba emakethe – ukutadisha izinkomba “zokuziphatha” kwezimali, amasheya kanye nezibopho zezinkampani ezinkulu nezinkampani. Ngemuva kwalokho udinga ukuvula i-akhawunti yokuhweba bese ukhokha idiphozithi yokuqala.
Ukuqala kokuhweba kwenzeka ngokutholwa kwenkatho eyodwa (uma kukhona ukulahleka, ngeke kushaye kakhulu imali). Bahola malini abathengisi, umbono ojwayelekile mayelana nokutshalwa kwezimali, uma umhwebi ecebile: https://youtu.be/SSiJvHPhUxY Ukutadisha ama-nuances okuthi kanjani futhi malini futhi isikhathi esingakanani abahwebi bathola imali yabo yokuqala ebalulekile abakwazi ukwenza ngaphandle kokuqonda ukuthi yini izici ziholela umuntu empumelelweni yezezimali. Ungenza imali ngokuhweba uma usondela odabeni ngokugxilisa ingqondo nokunaka okukhulu. Kubalulekile ukwazi amaphuzu alandelayo kusenesikhathi: ukuthi ungatshala kanjani futhi uhwebe ngenzuzo enkulu yezezimali, yiziphi izinkomba nezindawo okufanele zithuthukiswe, lapho ungabheka khona umthengisi. Ngaphezu kwalokho, umuntu ozikhethele ukuhweba kufanele abe nenani lezimpawu zokuziphatha kanye nomlingiswa, okuzomsiza emsebenzini wakhe wesikhathi esizayo. Ngakho izingxenye eziyinhloko zizoba:
- Ikhono lokuhlaziya nokuqhathanisa ulwazi olutholakalayo nesimo esenzeka kumasayithi njengamanje. Lokhu kusebenza kuzo zonke izici ezihlobene nokuhweba. Kunconywa ukuthi kufakwe lapha isimo kunqubomgomo yangaphandle neyasekhaya, ngoba inomthelela ekukhuphukeni noma ekwehleni kwentengo yezibambiso, amasheya nezinye izingxenye ezifakwe endalini.
- Isifiso hhayi kuphela ukuhweba ngempumelelo futhi okuningi, kodwa futhi ukwenza izibikezelo ezinembile.
Umhwebi ozibekele umgomo wokuthola impumelelo, ukuba umholi noma ukuphinda indlela yalabo abagcina beyisigidigidi, kufanele aqonde ukuthi umsebenzi wakhe oyinhloko kulokhu kuzoba ikhono lokuthola ngokushesha lokho okuvame ukubizwa ngokuthi izimo eziphindaphindiwe. Udinga futhi ukwazi ukuqonda i-psychology yobuntu ukuze ugweme inkohliso evela kubathengi noma izimbangi. Kufanele uhlale uziqeqesha ukuze wenze isibikezelo ngesikhathi. Okokuqala nje, kufanele iqondiswe esimweni sezimakethe. Ekuqaleni kohambo, lokhu kungenziwa ngaphandle kokutshalwa kwezimali kwezezimali, ukuze ungashisi futhi ungangeni obomvu.
Imali engenayo incike kuphi?
Ukukhetha isiqondiso somsebenzi kuncike ekutheni abathengisi baseRussia, umhlaba noma i-USA bahola malini. Izinto ezilandelayo zinethonya ezinkomba zemali engenayo:
- Ukutshalwa kwezimali kokuqala.
- Intellectual capital – ulwazi namakhono, isifiso ukuthuthukisa.
- Amasu okusebenza akhethiwe asetshenziselwa ukukhulisa imali engenayo.
- Ingabe imali ebolekwe ezinhlanganweni zangaphandle isetshenziswa, isibonelo, imali mboleko yemali (uma kukhona imali mboleko, ingxenye yenzuzo izohamba ukuyibuyisela).
- Izimakethe ezikhethelwe ukuhweba.
Ohlangothini lwezindleko, akufanele uhlanganise ngokushesha ukukhokhwa kwezintela, kodwa namakhomishini – inkokhelo kumthengisi. Lapho kungena izimakethe zomhlaba, kuzokwazi ukulondoloza kancane, njengoba kwaziwa ukuthi abanye abadayisi abakhokhisi ngokuthengiselana hhayi kuphela ngamasheya, kodwa nangezimali ezihweba ngokuhwebelana ezisebenza emazweni afana ne-United States neCanada. Kweminye imisebenzi, okuhlanganisa neyamazwe ngamazwe, ikhomishini icishe ibe ngama-$5. Amakhomishini ayadingeka ukuze ochwepheshe bakwazi ukukhetha amaqhinga angcono kakhulu okuvula nokuvala ukuthengiselana, ukufunda isimo ezimakethe. Imithetho yabahwebi abaphumelelayo ibonisa ukuthi kuyadingeka ukuthuthukisa njalo amakhono okuhlaziya. Uma ungakwazi ukuphendula ngokushesha ezinguqukweni eziqhubekayo emakethe yezezimali, ungathola inzuzo enkulu. Ukwandisa inzuzo, udinga ukuqeqesha ukugxila. Kubalulekile ukukwazi ukumelana nezimo ezicindezelayo ukuze uphendule ngokuthula kunoma yiziphi izinguquko. Kunconywa futhi ukuqeqesha ukunemba kuwe, njengoba udinga ukwazi ukurekhoda, ukurekhoda nokugcina yonke imiphumela yokuthengiselana. Ngokuhamba kwesikhathi, ukuze ukhuphule umholo, udinga ukuzama amasu ahlukene futhi unamathele kulawo aphumelele kakhulu. Kuyadingeka ukuqonda ukuthi abathengisi babiza iphesenti elithile lediphozithi etshaliwe njengemali engenayo. Ukuze ukhulise inzuzo, udinga ukwakha uhlelo futhi unamathele kulo. Akumele sikhohlwe ukuthi ukuze ukhulise imali engenayo, kufanele ungezelele njalo ulwazi lwakho emkhakheni wokuhweba. Ulwazi oluzoba olubalulekile futhi oluthakazelisayo kuwo wonke umuntu ofuna ukuzihlola kulokhu: udinga ukucabangela izikhundla eziboniswa yimakethe yamasheya. Ivolumu yokuhweba emakethe yamasheya ngesikhathi sika-2019-2020 ikhuphuke ngo-6.4% futhi yaba ngama-ruble ayizigidi eziyizinkulungwane ezingu-4.5. Amabhondi osuku olulodwa awazange afakwe ezibalweni. Umthamo wokuhweba ngamabhondi ezinkampani, wesifunda kanye nohulumeni ufinyelele cishe kuma-ruble ayizigidi eziyizinkulungwane eziyi-1.5 esikhathini esibuyekezwayo. Kudingeka sibheke izingxenye ngokuningiliziwe. Ukuqhathanisa kungoSepthemba 2020:
- Imakethe yokuphuma kokunye ingenye ingxenye, ngemva kokufunda ongacabanga ngemali oyizuzayo yesikhathi esizayo. Kulesi siqondiso, umthamo wokuhweba wawufinyelela kuma-ruble angu-13 trillion (kufanele kucatshangelwe ukuthi inani lama-ruble angu-13 trillion lalifanelekile ngo-September 2020), noma izinkontileka eziyizigidi ezingu-171,5 (izinkontileka eziyizigidi ezingu-187 ngaphambili). Isilinganiso somthamo wokuhweba wansuku zonke safinyelela kuma-ruble ayizigidi eziyizinkulungwane ezingama-580.5 (ama-ruble ayizigidi eziyizinkulungwane ezingama-593 anikezwa ukuqhathanisa). Umthamo wokuhweba ngezinkontileka zesikhathi esizayo (ama-oda nezinkontileka zesikhathi esizayo) ufinyelele cishe ezigidini eziyi-167 zenkontileka, kanti ezinkontilekeni zokukhetha – izigidi ezi-4.6.
Umthamo wezikhundla ezivulekile ezethulwe emakethe yokuphuma kokunye, ngokuya ngedatha efanele ngasekupheleni kukaSepthemba 2021, lenyuke ngo-15.8%. Inkomba ikhuphuke yaba ngama-ruble ayizigidi eziyizinkulungwane ezingama-805,4 (yabonisa ama-ruble ayizigidi eziyizinkulungwane ezingama-695,6 ngoSepthemba 2020).
- Imakethe yokushintshiselana kwamanye amazwe iyisici esibaluleke ngokulinganayo esinquma inkomba yemali etholwayo yesikhathi esizayo noma yamanje. Ivolumu yokuhweba emakethe yokushintshaniswa kwamanye amazwe esikhathini esibuyekezwayo ifinyelele kuma-ruble ayizigidi eziyizinkulungwane ezingu-25 (ngokumelene nama-ruble ayizigidi eziyizinkulungwane ezingu-30, azuzwe ngaphambili). Cishe ama-ruble ayizigidi eziyizinkulungwane eziyisi-7 awela ekuhwebeni ngamathuluzi akhona, cishe ama-ruble angama-trillion ayi-18.5 aboniswe kuma-swaps naphambili.
- Imakethe yemali iyingxenye ebaluleke ngokulinganayo noma yimuphi umthengisi okufanele ayicabangele lapho ekhetha isu eliphumelelayo. Ivolumu yokuhweba lapha nayo ikhule yaba ama-ruble ayizigidi eziyizinkulungwane ezingama-46.3 (ngokumelene nama-ruble angama-39 trillion ngo-2020).
Izibonelo zeholo lomhwebi – “oshaka” bokuhweba ezimakethe zezimali bathole malini?
Ukuze ube nesisusa sokusebenza, udinga ukugxila ezibonelweni zangempela zemisebenzi eyimpumelelo ehlobene nokuhweba. Phakathi kwezibonelo eziphawuleka kakhulu zentuthuko kulo msebenzi umhwebi u-Alexander Gerchik (USA). [i-id yamagama-ncazo = “okunamathiselwe_15016” align = “aligncenter” wide = “689”]
Uma sibheka ngokucophelela isimo somhlaba wonke emakethe ngezinombolo, singaqaphela ukuthi abathengisi abangu-9 kwabangu-10 bakhipha ngokuphelele inani eliku-akhawunti yabo ngonyaka wokuqala. Cishe ingxenye yesithathu (30-35% ngokwemithombo ehlukahlukene) yabo ekugcineni benqaba ukuthola imali esikhathini esizayo ngokuhweba noma ukuwenza umsebenzi wabo oyinhloko.
Inani elincane labasanda kungena kuleli bhizinisi (cishe u-10%) ekugcineni lifinyelela izinga lapho lingaziqhayisa ngenzuzo yalo yokuqala ebalulekile. Enye indaba yezinzuzo eziphumelelayo inikezelwe kuRainer Theo. Akazuzanga impumelelo kulo msebenzi kuphela, kodwa nasekuqhubeni esakhe isiteshi se-YouTube. Lapha utshela ukuthi yini okufanele yenziwe kwabaqalayo ukuze bangalahlekelwa yizimali zabo futhi bakhulise ukutshalwa kwezimali. Ababhalisile badlula inani labantu abangu-100.000. Esinye isibonelo sokuphumelela kanye neqiniso lokuthi noma ubani obonisa ukubekezela nesithakazelo ebhizinisini angathola imali engenayo ephezulu yindaba yomuntu waseMelika olula, ogama lakhe linguRonald Reed. Ngaphambi kokuqala indlela yakhe yokuhweba ephumelelayo, wabuye waphila impilo enesizotha.
- Landa isoftware ekhethekile – ukuphela.
- Khetha into ozohweba ngayo. Kungaba yimali (noma iyiphi), amabhondi noma amasheya.
- Setha indawo yokuthenga noma yokuthengisa.
- Khetha usayizi wenqwaba.
Lokhu kungenziwa kusetshenziswa amathebula noma amagrafu azovezwa esikrinini sokuqapha. Ukuze ukuthengiselana kubhekwe njengokuvulekile futhi kuhileleke ekuhwebeni, udinga ukudala i-oda lesikhathi esithile (isibonelo, usuku). Ungakwazi futhi ukuvula i-oda lamanje. Esigabeni esilandelayo, isikhathi sokuvala okwenziwayo sikhethiwe futhi silungisiwe. Ngemva kwalokho, inzuzo ilungisiwe. [i-id yamagama-ncazo = “okunamathiselwe_15017” align = “aligncenter” wide = “580”]