Bangakanani abarhwebi abafumana kwimarike yemasheya yase-US, eRashiya, emhlabeni nakwi-cryptocurrency ngenyanga, ngonyaka, kwaye yintoni imivuzo exhomekeke kuyo. Kwihlabathi lanamhlanje, zininzi iindlela zokufumana imali ngokusemthethweni. Unokuphucula imeko yakho yezemali ngokukhetha ukurhweba oku. Ngaphambi kokutyala imali, kucetyiswa ukuba ufunde ngokucophelela umba wokuba umthengisi uzuza kangakanani kwimarike yemasheya ngenyanga / ngonyaka. Apha kufuneka uthathele ingqalelo ukuba idatha kufuneka ingathathwa kuphela kwilizwe elithile, kodwa nakwihlabathi liphela, ngoko unokufumana ingcamango yokwenyani yenzuzo kunye nengeniso kumaphepha ahlukeneyo.
Iimpawu zomsebenzi ozayo
Kwabo baqala ukufunda isihloko sokurhweba kwimarike yemasheya, kuyathakazelisa ukwazi ukuba umrhwebi ufumana malini ngenyanga. Akunakwenzeka ukubiza inani elichanekileyo apha, kuba kuninzi kuxhomekeke kwimeko yezoqoqosho kunye nelizwe apho umntu azimisele ukusebenza. Kufuneka uthathele ingqalelo ulwazi olusemthethweni, iingxelo zokufunda kangangexesha elithile ukuze uhlale unolwazi ngeziganeko zangoku.
Ngokolwazi olukhoyo, umthamo wokurhweba ngokwemiqathango yehlabathi kwimarike yotshintshiselwano lwangaphandle kwixesha le-2019-2020 lifikelele ngaphezu kwe-6.5 yezigidigidi zeedola.
Akusiyo imfihlo ukuba yonke i-professional ine-nuances yayo, abanye abayibiza ngokuba “yimigibe”. Ukwazi ezi mpawu kuya kunceda ukudlula kuzo kwaye ngaloo ndlela kuphelise ukubakho kweempazamo. Abaninzi babo babhala ikhosi yomthengisi esebenzayo, ebizwa ngokuba yiThenga Thengisa Umvuzo, umbhali ongomnye wabantu abaphumelele kakhulu nabadumileyo kulo msebenzi – u-Alexander Gerchik. Enye yee-nuances yinto yokuba akunakwenzeka ukwazi ngokuthe ngqo ukuba umrhwebi ufumana malini ngosuku. Uphawu olufanayo lunxulunyaniswa nokuchazwa komntu ngamnye kwicandelo elikhethiweyo lomsebenzi weshishini.
Kubantu abatsha abafumana nje iindlela zokwenza izibambiso zokurhweba ngemali, kufuneka ukhumbule enye, kodwa isiluleko esibaluleke kakhulu – kufuneka ugxininise kubameli abaphumeleleyo becandelo, kodwa wenze izibalo ngokwezalathi eziqhelekileyo. Kwakhona akunakwenzeka ukugxila kuphela kumazwe athile – kuyimfuneko ukuvavanya imeko kunye namathemba athatha ingqalelo kwiindlela zehlabathi, ekubeni zonke zidibene.
Enye i-nuance omele uyazi xa ukhetha umendo womthengisi njengomthombo wengeniso: akukho mntu unokuthetha ngokuchanekileyo ukuba umrhwebi ufumana kangakanani ngenyanga. Kwakhona, olu lwazi ngumntu ngamnye, ekubeni inani elichanekileyo lengeniso lixhomekeke kwiindlela, iindlela kunye nezakhono ezisetyenziswa ngabashishini kwinkqubo yomsebenzi. Ungabala kuphela umvuzo oqhelekileyo womthengisi, kuba kule meko unokuthatha amaxabiso aboniswe ngabantu abahlukeneyo kwiminyaka emininzi. Kungcono ukujonga idatha kwicandelo eliphakathi okanye kugxininise kwezo xabiso lezemali eziboniswa ngexesha elifanayo ngabantu abasebenza njengabathengisi iminyaka eyi-1-2. Ngenxa yazo zonke ezi nuances, unokuziqinisekisa ngesiqalo esiyimpumelelo kunye nethuba lokuphumelela kwicala elikhethiweyo.
Izinto ezibalulekileyo zempumelelo
Ukufunda imathiriyeli yokuba njani, kwintoni kwaye bayifumana kangakanani na abarhwebi ayinakuba yinto engaphaya. Kweli nqanaba, kufuneka uqonde ukuba zeziphi izinto zentlalo, ezoqoqosho kunye nezomntu zikhokelela umntu kwimpumelelo. Kurhwebo, njengento yoshishino epheleleyo, unokwenza imali ngokwenene. Ukuze ufikelele kwiindawo eziphakamileyo kunye nokunyuka kumsebenzi wakho, kufuneka ukwazi ukutyala imali kunye nokurhweba, ngelixa ufumana imbuyekezo enkulu kakhulu. Umrhwebi kufuneka abe nenani leempawu eziya kumnceda kumsebenzi wakhe:
- I-intuition ephuhliswe kakuhle, kungekhona ukubona kwangaphambili, kodwa uhlalutyo, olwenziwa ngokuthelekisa iziganeko ezenzeka kuqoqosho nakwicandelo lonke.
- Ukukwazi ukuhlalutya kunye nokuthelekisa.
- Umnqweno awukona nje ukuqhuba ukuthengiselana okuninzi kunye nempumelelo kwiiplatifomu ezahlukeneyo, kodwa kunye nokuqikelela.
- Amava kwireputation broker – kufuneka usebenze ekurhwebeni ubuncinane unyaka ukuqonda zonke iimpawu zayo.
- Ireyithi ecetyisiweyo.
- Iikomishini zeqela lesithathu (kule meko, abarhwebi baya kufuna ukuhlawula).
https://articles.opexflow.com/brokers/kak-vybrat.htm Ngaphambi kokungena kwiintengiso ezinzulu, kufuneka ufunde imigaqo eyisiseko esebenzayo kwaye ikuvumela ukuba ukwandise inkunzi yakho (ngale njongo, ungasebenzisa i-simulators enikezelwa ngabathengi. ). Ngenxa yoko, sele sele kwiinyanga zokuqala, unako ukubuyisela imali yokuqala kwaye ufikelele “plus” ebonakalayo.
Kubalulekile ukwazi: kwasekuqaleni komsebenzi wakho, kufuneka wenze into ebizwa ngokuba yi-akhawunti yedemo yovavanyo (isetyenziswa ekuqaleni kwekhondo lomsebenzi okanye kuqeqesho kwimigangatho yokurhweba) kwaye ukhethe esona sicwangciso silula nesinengeniso. ekhoyo. Oku kuya kunceda ukuqonda imigaqo yokuqala yokurhweba. Emva koko kufuneka uqhelane nemeko yemicimbi kwiimarike – ukufunda izikhombisi ze “ukuziphatha” kweemali, amasheya kunye neebhondi zeenkampani ezinkulu kunye neenkampani. Emva koko kufuneka uvule i-akhawunti yokurhweba kwaye uhlawule idiphozithi yokuqala.
Ukuqala kokurhweba kwenzeka ngokufunyanwa kweqashiso elinye (ukuba kukho ilahleko, ayizukubetha kakhulu imali). Bafumana malini abarhwebi, uluvo olubambekayo malunga notyalo-mali, ukuba umrhwebi uya kuba sisityebi: https://youtu.be/SSiJvHPhUxY Ukufunda iinuances zendlela kwaye kangakanani kwaye ixesha elingakanani abarhwebi bafumana imali yabo yokuqala enzima abanakwenza ngaphandle kokuqonda ukuba yintoni na. izinto zikhokelela umntu kwimpumelelo yemali. Unokwenza imali ngokurhweba ukuba usondela kulo mbandela ngogxininiso olukhulu kunye nengqalelo. Kubalulekile ukwazi la manqaku alandelayo kwangaphambili: indlela yokutyala imali kunye nokurhweba ngenzuzo enkulu yemali, kweziphi izikhokelo kunye neendawo zokuphuhlisa, apho ukhangele khona umthengisi. Ukongeza, umntu okhethe ukuzithengisa kufuneka abe nenani leempawu zokuziphatha kunye nomlingiswa, eya kumnceda kumsebenzi wakhe wexesha elizayo. Ke amacandelo aphambili aya kuba:
- Ukukwazi ukuhlalutya kunye nokuthelekisa ulwazi olukhoyo kunye nemeko eyenzekayo kwiisayithi ngoku. Oku kusebenza kuzo zonke izinto ezinxulumene norhwebo. Kucetyiswa ukuba kufakwe apha imeko kumgaqo-nkqubo wangaphandle nasekhaya, ekubeni igalelo lokunyuka okanye ukuwa kwamaxabiso kwizibambiso, izabelo kunye namanye amacandelo afakwe kwifandesi.
- Umnqweno awukona nje ukurhweba ngempumelelo kunye nokuninzi, kodwa kunye nokwenza izibikezelo ezichanekileyo.
Umrhwebi oye wazibekela injongo yokuphumelela, ukuba yinkokeli okanye ukuphinda umendo walabo ekugqibeleni waba yi-millionaire, kufuneka aqonde ukuba umsebenzi wakhe oyintloko kulo mzekelo uya kuba nako ukufumana ngokukhawuleza oko kubizwa ngokuba ziimeko eziphindaphindiweyo. Kuya kufuneka ukwazi ukuqonda ipsychology yobuntu ukuze unqande inkohliso evela kubarhwebi okanye abantu okhuphisana nabo. Kuya kufuneka uhlale uziqeqeshe ukwenza uqikelelo lwengqikelelo ngexesha elifanelekileyo. Okokuqala, kufuneka ibhekiswe kwimeko yeemarike. Ekuqaleni kohambo, oku kunokwenziwa ngaphandle kotyalo-mali lwemali, ukuze ungatshisi kwaye ungangeni ebomvu.
Imivuzo ixhomekeke entwenini?
Ukukhetha ulwalathiso lomsebenzi kuxhomekeke kwindlela abarhwebi baseRashiya, ihlabathi okanye i-USA abayifumana ngayo. Ezi zinto zilandelayo zinefuthe kwizalathi zengeniso:
- Utyalo-mali lokuqala lwemali.
- Intellectual capital – ulwazi kunye nezakhono, umnqweno wokuphuhlisa.
- Izicwangciso zokusebenza ezikhethiweyo ezisetyenziselwa ukwandisa ukungena kwenkunzi.
- Ngaba i-capital ebolekwe kwimibutho yangaphandle isetyenzisiweyo, umzekelo, imali-mboleko yemali (ukuba kukho mboleko, ngoko inxalenye yenzuzo iya kuhamba ukuyibuyisela).
- Iimarike ezikhethiweyo zokurhweba.
Kwicala lenkcitho, kufuneka udibanise ngokukhawuleza kungekuphela nje ukuhlawulwa kweerhafu, kodwa kunye neekomishini – umvuzo kumthengisi. Xa kungena kwiimarike zehlabathi, kuya kwenzeka ukuba ugcine kancinci, njengoko kwaziwa ukuba abanye abarhwebi abahlawulisi ukuthengiselana kungekuphela nje ngezabelo, kodwa kunye neemali zotshintshiselwano ezisebenza kumazwe afana ne-United States neCanada. Kwezinye iintengiselwano, kubandakanywa amazwe ngamazwe, ikhomishini imalunga ne-5 yeedola. Iikomishini ziyimfuneko ukwenzela ukuba iingcali zikhethe amaqhinga angcono kakhulu okuvula nokuvala ukuthengiselana, ukufunda imeko kwiimarike. Imithetho yabahwebi abaphumelelayo ibonisa ukuba kuyimfuneko ukuphuhlisa rhoqo izakhono zokuhlalutya. Ukuba unokuphendula ngokukhawuleza kwiinguqu eziqhubekayo kwimarike yezemali, unokufumana inzuzo ephezulu. Ukwandisa inzuzo, kufuneka uqeqeshe ukugxila. Kubalulekile ukukwazi ukumelana neemeko ezicinezelayo ukuze uphendule ngokuzola kuzo naziphi na iinguqu. Kukwacetyiswa ukuba uqeqeshe ukuchaneka kuwe, njengoko kufuneka ukwazi ukurekhoda, ukurekhoda nokugcina zonke iziphumo zokuthengiselana. Ngokuhamba kwexesha, ukonyusa umvuzo, kufuneka uzame iindlela ezahlukeneyo kwaye unamathele kweyona iphumeleleyo. Kuyimfuneko ukuqonda ukuba abarhwebi babiza ipesenti ethile yediphozithi etyalo-mali njengengeniso. Ukuze ukwandise inzuzo, kufuneka uphuhlise isicwangciso kwaye unamathele kuso. Asimele silibale ukuba ukuze ukwandise ingeniso, kufuneka uhlale usongezelela ulwazi lwakho kwicandelo lokuthengisa. Ulwazi oluya kuba lubalulekile kwaye lunomdla kuye wonke umntu ofuna ukuzivavanya kweli cala: kufuneka uqwalasele izikhundla eziboniswa yi-stock market. Umthamo wokurhweba kwimarike yemasheya kwixesha le-2019-2020 linyuke nge-6.4% kwaye lifikelela kwi-4.5 yeebhiliyoni zeeruble. Iibhondi zosuku olunye azizange zifakwe kwizibalo. Umthamo worhwebo kwiibhondi zequmrhu, zengingqi kunye norhulumente ufikelele malunga ne-1.5 yeebhiliyoni zee-ruble ngeli xesha liphantsi kovavanyo. Kufuneka sijonge amacandelo ngokubanzi. Uthelekiso lungoSeptemba 2020:
- Imakethi ephuma kwizinto eziphumayo lelinye icandelo, xa ufundile onokuthi ucinge ngemivuzo yakho yexesha elizayo. Kulo lwalathiso, umthamo wokurhweba ufikelele kwi-13 yeebhiliyoni zeebhiliyoni (kufuneka kuthathelwe ingqalelo ukuba ixabiso le-13 yezigidigidi zee-ruble lifanelekile ngoSeptemba 2020), okanye izivumelwano ze-171,5 yezigidi (izivumelwano ze-187 yezigidi ngaphambili). Umyinge wokuthengisa umthamo wemihla ngemihla ufikelele kwi-580.5 yeebhiliyoni zee-ruble (i-593 yezigidigidi zee-ruble zinikezelwa ukuthelekisa). Umthamo wokurhweba kwiikhontrakthi zexesha elizayo (ii-odolo zexesha elizayo kunye neekhontrakthi) zifikelele kwi-167 yezigidi zeekhontrakthi, ngelixa kwiikhontrakthi zokukhetha – 4.6 yezigidi.
Umthamo wezithuba ezivulekileyo ezinikezelwe kwimarike yezinto eziphuma kwizinto eziphumayo, ngokwedatha efanelekileyo ukususela ekupheleni kukaSeptemba 2021, inyuke nge-15.8%. Isalathisi senyuka ukuya kwi-805,4 yeebhiliyoni zeeruble (ibonise i-ruble ye-695,6 yezigidigidi ngoSeptemba 2020).
- Imarike yotshintshiselwano lwangaphandle yinto ebalulekileyo ngokulinganayo emisela isalathisi semivuzo yangoku okanye yangoku. Umthamo wokurhweba kwimarike yotshintshiselwano lwangaphandle kwixesha eliphantsi koqwalaselo lifikelela kwi-25 yezigidigidi zee-ruble (ngokuchasene ne-30 yezigidigidi zee-ruble, ezifunyenwe ngaphambili). Ngokumalunga ne-7 yezigidigidi zee-ruble zawela ekurhwebeni kwizixhobo ze-spot, malunga ne-18.5 yeetriliyoni zee-ruble zaboniswa kwi-swaps naphambili.
- Imarike yemali iyingxenye ebalulekileyo ngokulinganayo ukuba nawuphi na umrhwebi kufuneka acinge xa ukhetha isicwangciso esiyimpumelelo. Umthamo wokurhweba apha wakhula waba yi-ruble ye-46.3 yezigidigidi (ngokuchasene ne-39 trillion ruble kwi-2020).
Imizekelo yengeniso yomrhwebi – ingakanani “i-shark” yokurhweba kwiimarike zentengiso yezemali?
Ukuze ube nenkuthazo yokusebenza, kufuneka ugxininise kwimizekelo yangempela yemisebenzi eyimpumelelo enxulumene nokurhweba. Phakathi kwemizekelo ephawulekayo yenkqubela phambili kulo msebenzi ngumrhwebi u-Alexander Gerchik (USA).
Ukuba siqwalasela ngakumbi imeko yehlabathi kwiimarike ngamanani, sinokuqaphela ukuba i-9 kwabahwebi be-10 bachitha ngokupheleleyo imali ekwi-akhawunti yabo kunyaka wokuqala. Ngokumalunga nesithathu (30-35% ngokwemithombo eyahlukeneyo) ekugqibeleni bayala ukufumana imali kwixesha elizayo ngokurhweba okanye ukwenza umsebenzi wabo oyintloko.
Inani elincinane labantu abatsha kweli shishini (malunga ne-10%) ekugqibeleni lifikelela kwinqanaba apho linokuziqhayisa ngenzuzo yalo yokuqala ebalulekileyo. Elinye ibali lemivuzo eyimpumelelo linikezelwe kuRainer Theo. Ufumene impumelelo hayi kulo msebenzi kuphela, kodwa nasekuqhubeni ijelo lakhe likaYouTube. Apha uxelela ukuba benze ntoni kubaqalayo ukuze bangaphulukani neemali zabo kwaye banyuse utyalo-mali. Ababhalisi badlula inani labantu abayi-100.000. Omnye umzekelo wempumelelo kunye nenyaniso yokuba nabani na obonisa umonde kunye nomdla kwishishini unokufumana ingeniso ephezulu yibali lomntu waseMelika olula, ogama lakhe linguRonald Reed. Ngaphambi kokuba aqalise indlela yakhe yokurhweba ephumelelayo, wayephila ubomi obulula.
- Khuphela isoftware ekhethekileyo – i-terminal.
- Khetha into oza kurhweba ngayo. Ingaba yimali (nayiphi na), iibhondi okanye i-stocks.
- Misela indawo yokuthenga okanye yokuthengisa.
- Khetha ubukhulu bendawo.
Oku kunokwenziwa kusetyenziswa iitheyibhile okanye iigrafu eziya kuboniswa kwiscreen semonitha. Ukuze ukuthengiselana kuthathwe kuvuleleke kwaye kubandakanyeke ekurhwebeni, kufuneka udale umyalelo wexesha elithile (umzekelo, usuku). Unako kwakhona ukuvula iodolo yangoku. Kwinqanaba elilandelayo, umzuzu wokuvala ukuthengiselana ukhethiwe kwaye ulungiswe. Emva koko, inzuzo ilungisiwe.