Ndi ndalama zingati zomwe amalonda amapeza pamsika waku US, Russia, padziko lapansi komanso pa cryptocurrency pamwezi, chaka, komanso zomwe amapeza zimadalira. Masiku ano, pali njira zambiri zopezera ndalama mwalamulo. Mutha kusintha chuma chanu posankha malonda pa izi. Musanayambe kuyika ndalama, tikulimbikitsidwa kuti tiphunzire mosamala nkhani ya ndalama zomwe wogulitsa amapeza pamsika wamsika pamwezi / chaka. Apa muyenera kuganizira kuti deta iyenera kutengedwa osati dziko linalake, komanso dziko lonse lapansi, ndiye mutha kupeza lingaliro lenileni la phindu ndi ndalama mumasamba osiyanasiyana.
Zosankha za ntchito zomwe zikubwera
Kwa iwo omwe angoyamba kumene kuphunzira mutu wa malonda pamsika wamalonda, ndizosangalatsa kudziwa kuti wogulitsa amapeza ndalama zingati pamwezi. Sizingatheke kutchula ndalama zenizeni zokhazikika pano, chifukwa zambiri zimadalira momwe zinthu zilili pachuma cha dziko komanso dziko limene munthuyo akufuna kugwira ntchito. Muyenera kuganizira zambiri zovomerezeka, malipoti owerengera kwa nthawi inayake kuti muzitha kudziwa zomwe zikuchitika.
Malinga ndi zomwe zilipo, kuchuluka kwa malonda padziko lonse lapansi pamsika wakunja kwa nthawi ya 2019-2020 kudaposa $ 6.5 thililiyoni.
Si chinsinsi kuti ntchito iliyonse ili ndi ma nuances ake, omwe ena amawatcha “misampha”. Kudziwa izi kumathandizira kuzilambalala ndikuchotsa kuthekera kwa zolakwika. Ambiri a iwo amatchula maphunziro yogwira wamalonda, wotchedwa Buy Gulitsani Amapeza, mlembi amene ndi mmodzi wa anthu opambana ndi otchuka mu ntchito imeneyi – Alexander Gerchik. Chimodzi mwazosangalatsa ndichakuti ndizosatheka kudziwa ndendende ndalama zomwe wamalonda amapeza patsiku. Chinthu chofananacho chimagwirizanitsidwa ndi kutchulidwa kwaumwini mu gawo losankhidwa la bizinesi.
Kwa anthu atsopano omwe akungopeza njira zopezera ndalama zogulitsira malonda, muyenera kukumbukira chimodzi, koma malingaliro ofunikira kwambiri – muyenera kuyang’ana oimira opambana a gawolo, koma kuwerengera malinga ndi zizindikiro zapakati. Ndizosathekanso kuyang’ana mayiko ena okha – ndikofunikira kuwunika momwe zinthu ziliri komanso ziyembekezo zake poganizira zochitika zapadziko lonse lapansi, popeza onse amalumikizana.
Chinthu chinanso chomwe muyenera kudziwa posankha njira yamalonda monga gwero la ndalama: palibe amene anganene molondola kuti wogulitsa amapeza ndalama zingati pamwezi. Komanso, chidziwitsochi ndi munthu payekha, popeza ndalama zenizeni zimadalira njira, njira ndi luso lomwe amagwiritsidwa ntchito ndi amalonda pa ntchito. Mutha kuwerengera ndalama zomwe amalonda amapeza, chifukwa apa mutha kutenga zomwe zikuwonetsedwa ndi anthu osiyanasiyana pazaka zingapo. Ndi bwino kuyang’ana deta yomwe ili pakatikati kapena kuyang’ana pazachuma zomwe zimawonetsedwa nthawi yomweyo ndi anthu omwe akhala akugwira ntchito ngati amalonda kwa zaka 1-2. Popeza ma nuances onsewa, mutha kudzitsimikizira kuti ndinu oyamba bwino komanso mwayi wochita bwino njira yomwe mwasankha.
Zinthu zofunika kuchita bwino
Kuwerenga za momwe, zomwe amalonda amapeza komanso kuchuluka kwa ndalama sikungakhale kwachiphamaso. Pakadali pano, muyenera kumvetsetsa zomwe zikhalidwe, zachuma komanso zaumwini zimatsogolera munthu kuchita bwino. Pa malonda, monga chinthu chathunthu chabizinesi, mutha kupanga ndalama. Kuti mufike kumtunda watsopano ndikukwera pantchito yanu, muyenera kudziwa momwe mungasungire ndalama ndikugulitsa, ndikulandila kubweza kwakukulu kotheka. Wogulitsa ayenera kukhala ndi zinthu zingapo zomwe zingamuthandize pa ntchito yake:
- Chidziwitso chopangidwa bwino, osati kuwoneratu zam’tsogolo, koma kusanthula, komwe kumachitika pofanizira zochitika zomwe zikuchitika muzachuma komanso gawo lonse.
- Kutha kusanthula ndi kufananiza.
- Chikhumbo osati kuchita zambiri ndi bwino wotuluka pa nsanja zosiyanasiyana, komanso kulosera.
- Dziwani mbiri ya broker – muyenera kugwira ntchito pakugulitsa kwa chaka chimodzi kuti mumvetsetse zonse.
- Mtengo woperekedwa.
- Makomiti a chipani chachitatu (pankhaniyi, ma broker adzafunika kulipira).
https://articles.opexflow.com/brokers/kak-vybrat.htm Musanalowe malonda aakulu, muyenera kuphunzira malamulo oyambira omwe amagwira ntchito ndikukulolani kuti muwonjezere likulu lanu (chifukwa ichi, mungagwiritse ntchito simulators zoperekedwa ndi ogulitsa. ). Chotsatira chake, kale m’miyezi yoyamba, mukhoza kubwezera ndalama zoyambira ndikufika “kuphatikiza” chogwirika.
Ndikofunikira kudziwa: koyambirira kwa ntchito yanu, muyenera kupanga zomwe zimatchedwa akaunti yoyeserera (yomwe imagwiritsidwa ntchito koyambirira kwa ntchito kapena pophunzitsira pazamalonda) ndikusankha njira yosavuta komanso yopindulitsa kwambiri. kupezeka. Izi zidzathandiza kumvetsetsa mfundo zoyambirira za malonda. Ndiye muyenera kudziwa momwe zinthu zilili pamsika – kuphunzira zizindikiro za “makhalidwe” a ndalama, masheya ndi ma bond amakampani akuluakulu ndi mabungwe. Kenako muyenera kutsegula akaunti yamalonda ndikulipira gawo loyamba.
Kuyamba kwa malonda kumachitika ndi kupeza maere amodzi (ngati pali kutayika, sikungakhudze ndalama zambiri). Kodi amalonda amapeza ndalama zingati, malingaliro osasinthika okhudza mabizinesi, ngati wogulitsa atakhala wolemera: https://youtu.be/SSiJvHPhUxY Kuphunzira zamomwe mungapangire komanso kuchuluka kwa nthawi yayitali bwanji amalonda amapeza ndalama zawo zoyamba zazikulu sangachite popanda kumvetsetsa zomwe zinthu zimachititsa munthu kuchita bwino pazachuma. Mutha kupanga ndalama pochita malonda ngati mutayandikira nkhaniyi mosamalitsa komanso chidwi chachikulu. Ndikofunikira kudziwa mfundo zotsatirazi pasadakhale: momwe mungagulitsire ndi kugulitsa ndi phindu lalikulu lazachuma, momwe mungayendere ndi madera omwe mungapangire, komwe mungayang’ane broker. Kuphatikiza apo, munthu amene wasankha kuchita malonda ayenera kukhala ndi zinthu zingapo pamakhalidwe ndi mawonekedwe, zomwe zidzamuthandize pa ntchito yake yamtsogolo. Choncho zigawo zikuluzikulu zidzakhala:
- Kutha kusanthula ndikuyerekeza zomwe zilipo ndi zomwe zikuchitika pamasamba pakali pano. Izi zikugwira ntchito kuzinthu zonse zomwe zimagwirizana ndi malonda. Ndibwino kuti muphatikizepo momwe zinthu ziliri mu ndondomeko zakunja ndi zapakhomo, chifukwa zimathandizira kukwera kapena kutsika kwa mitengo yachitetezo, magawo ndi zigawo zina zomwe zikuphatikizidwa mu malonda.
- Chikhumbo osati kugulitsa bwino komanso zambiri, komanso kupanga zolosera zolondola.
Wochita malonda amene wadzipangira yekha cholinga chochita bwino, kukhala mtsogoleri kapena kubwereza njira ya iwo omwe pamapeto pake adakhala milionea, ayenera kumvetsetsa kuti ntchito yake yaikulu pankhaniyi idzakhala yokhoza kupeza mwamsanga zomwe zimatchedwa kuti zochitika zobwerezabwereza. Muyeneranso kumvetsetsa psychology ya umunthu kuti mupewe chinyengo kuchokera kwa ogulitsa kapena opikisana nawo. Muyenera kuphunzira nthawi zonse kuti mupange zolosera munthawi yake. Choyamba, ziyenera kulunjika ku malo a misika. Kumayambiriro kwa ulendo, izi zikhoza kuchitika popanda ndalama zachuma, kuti musawotche ndipo musalowe mu zofiira.
Kodi mapindu amadalira chiyani?
Kusankhidwa kwa kayendetsedwe ka ntchito kumadalira kuchuluka kwa amalonda ku Russia, dziko kapena USA. Zinthu zotsatirazi zimakhudza zizindikiro za ndalama:
- Ndalama zoyamba zandalama.
- Intellectual capital – chidziwitso ndi luso, chikhumbo chotukuka.
- Njira zogwirira ntchito zosankhidwa zomwe zimagwiritsidwa ntchito kuti ziwonjezere ndalama.
- Kodi ndalama zobwerekedwa kuchokera ku mabungwe akunja zimagwiritsidwa ntchito, mwachitsanzo, ngongole ya ndalama (ngati pali ngongole, ndiye kuti gawo la phindu lidzapita kukabweza).
- Misika yosankhidwa kuti igulitse.
M’mbali ya ndalama, simuyenera kuphatikizirapo misonkho yokha, komanso ma komiti – malipiro kwa broker. Polowa m’misika yapadziko lonse lapansi, zidzatheka kupulumutsa pang’ono, chifukwa zimadziwika kuti ogulitsa ena salipira ndalama zogulira osati ndi magawo okha, komanso ndi ndalama zogulitsirana zomwe zimagwira ntchito m’maiko monga United States ndi Canada. Pazochita zina, kuphatikiza zapadziko lonse lapansi, ntchitoyo ndi pafupifupi $ 5. Makomiti ndi ofunikira kuti akatswiri athe kusankha njira zabwino kwambiri zotsegulira ndi kutseka zochitika, pophunzira momwe zinthu zilili pamisika. Malamulo a ochita malonda opambana amasonyeza kuti ndikofunikira kuti nthawi zonse mukhale ndi luso lowunikira. Ngati mungathe kuyankha mwamsanga kusintha kosalekeza pamsika wa zachuma, mukhoza kupeza phindu lalikulu. Kuti muwonjezere phindu, muyenera kuphunzitsa maganizo. Ndikofunika kuti muthe kupirira zovuta kuti muyankhe modekha pakusintha kulikonse. Zimalimbikitsidwanso kuti muphunzitse zolondola mwa inu nokha, chifukwa muyenera kulemba, kulemba ndi kusunga zotsatira zonse za malonda. M’kupita kwa nthawi, kuti muwonjezere phindu, muyenera kuyesa njira zosiyanasiyana ndikumamatira ku zomwe zikuyenda bwino kwambiri. Ndikofunikira kumvetsetsa kuti amalonda amatcha gawo lina la ndalama zomwe adaziika ngati ndalama. Kuti muwonjezere phindu, muyenera kupanga dongosolo ndikumamatira. Sitiyenera kuiwala kuti kuti muwonjezere ndalama, muyenera kuwonjezera chidziwitso chanu pazamalonda. Chidziwitso chomwe chidzakhala chofunikira komanso chosangalatsa kwa aliyense amene akufuna kudziyesa okha mbali iyi: muyenera kuganizira maudindo omwe msika ukuwonetsa. Kuchuluka kwa malonda pamsika wamasheya kwa nthawi ya 2019-2020 kudakwera ndi 6.4% ndikufikira ma ruble 4.5 biliyoni. Zomangira za tsiku limodzi sizinaphatikizidwe mu kuwerengera. Kuchuluka kwa malonda m’mabondi amakampani, zigawo ndi boma zidafika pafupifupi ma ruble 1.5 biliyoni munthawi yomwe ikuwunikiridwa. Tiyenera kuyang’ana zigawozo mwatsatanetsatane. Kuyerekeza ndi Seputembara 2020:
- Msika wotumphukira ndi gawo lina, mutaphunzira zomwe mutha kulingalira zomwe mudzapeza m’tsogolo. Kumbali iyi, kuchuluka kwa malonda kunali ma ruble 13 thililiyoni (ziyenera kukumbukiridwa kuti mtengo wa ma ruble 13 thililiyoni unali wofunikira mu Seputembara 2020), kapena mapangano 171.5 miliyoni (mapangano 187 miliyoni kale). Pafupifupi malonda a tsiku ndi tsiku anali 580.5 biliyoni rubles (593 biliyoni rubles amaperekedwa kuyerekeza). Kuchuluka kwa malonda mumgwirizano wam’tsogolo (madongosolo amtsogolo ndi makontrakitala) anali pafupifupi ma 167 miliyoni, pomwe muzosankha – 4.6 miliyoni.
Kuchuluka kwa maudindo otseguka omwe aperekedwa pamsika wotuluka, malinga ndi zomwe zachitika kumapeto kwa Seputembara 2021, zidakwera ndi 15.8%. Chizindikiro chinakwera kufika pa 805,4 biliyoni rubles (zinawonetsa ma ruble 695,6 biliyoni mu September 2020).
- Msika wosinthitsa ndalama zakunja ndi chinthu chofunikira kwambiri chomwe chimatsimikizira zomwe zidzachitike m’tsogolo kapena zapano. Kuchuluka kwa malonda mumsika wosinthanitsa ndi mayiko akunja mu nthawi yomwe ikuwunikiridwa kunali ma ruble 25 thililiyoni (motsutsana ndi ma ruble 30 thililiyoni, omwe adakwaniritsidwa kale). Pafupifupi ma ruble 7 thililiyoni adagwera pakugulitsa zida zamakina, pafupifupi ma ruble 18.5 thililiyoni adawonetsedwa pakusinthana ndi kutsogolo.
- Msika wandalama ndi gawo lofunikira lomwe wochita malonda aliyense ayenera kuganizira posankha njira yopambana. Voliyumu yamalonda pano idakulanso mpaka ma ruble 46.3 thililiyoni (motsutsana ndi ma ruble 39 thililiyoni mu 2020).
Zitsanzo za ndalama zomwe amalonda amapeza – ndi ndalama zingati zomwe “shark” zamalonda m’misika yamalonda zidapeza?
Kuti mukhale ndi chilimbikitso chogwira ntchito, muyenera kuyang’ana zitsanzo zenizeni za ntchito zopambana zokhudzana ndi malonda. Zina mwa zitsanzo zodziwika bwino za kupita patsogolo kwa ntchitoyi ndi wamalonda Alexander Gerchik (USA). [id id mawu = “attach_15016” align = “aligncenter” wide = “689”]
Ngati tiyang’anitsitsa zochitika zapadziko lonse pa msika mu chiwerengero, tingazindikire kuti 9 mwa amalonda a 10 amachotsa kwathunthu ndalama zomwe zili pa akaunti yawo m’chaka choyamba. Pafupifupi gawo limodzi mwa magawo atatu (30-35% malinga ndi magwero osiyanasiyana) a iwo potsirizira pake amakana kupeza ndalama m’tsogolomu pochita malonda kapena kuti apange ntchito yawo yaikulu.
Ochepa obwera kumene ku bizinesi iyi (pafupifupi 10%) pamapeto pake amafika pamlingo womwe angadzitamandire phindu lawo loyamba. Nkhani ina yopeza bwino imaperekedwa kwa Rainer Theo. Adachita bwino osati pantchito yokhayo, komanso pakuyendetsa njira yakeyake ya YouTube. Apa akuwuza zoyenera kuchita kwa oyamba kumene kuti asataye ndalama zawo ndikuwonjezera ndalama. Olembetsa amapitilira kuchuluka kwa anthu 100.000. Chitsanzo china cha kupambana ndi chakuti aliyense amene amasonyeza kuleza mtima ndi chidwi mu bizinesi akhoza kupeza ndalama zambiri ndi nkhani ya munthu wamba wa ku America, dzina lake Ronald Reed. Asanayambe njira yake yopambana yochita malonda, ankakhalanso ndi moyo wosalira zambiri.
- Tsitsani pulogalamu yapadera – terminal.
- Sankhani chinthu choti mugulitse. Itha kukhala ndalama (iliyonse), ma bond kapena masheya.
- Khazikitsani kugula kapena kugulitsa malo.
- Sankhani kukula kwake.
Izi zitha kuchitika pogwiritsa ntchito matebulo kapena ma graph omwe aziwonetsedwa pazenera. Kuti malonda awoneke otseguka komanso okhudzidwa ndi malonda, muyenera kupanga dongosolo kwa nthawi inayake (mwachitsanzo, tsiku). Mukhozanso kutsegula dongosolo lamakono. Pa gawo lotsatira, mphindi yotseka kugulitsako imasankhidwa ndikukhazikika. Pambuyo pake, phindu limakhazikika. [id id mawu = “attach_15017” align = “aligncenter” wide = “580”]