Ukutshalwa kwezimali kwe-Alpha: ukuphela, izinsizakalo zokuthengisa, amarobhothi, amanani

Iyini i-Alfa Investments, ungayibhalisa kanjani i-akhawunti yomuntu siqu, amanani, ukusebenza kanye nesiphetho, izinsizakalo zokuthengisa. I-Alfa-Bank ingelinye lamabhange amakhulu aseRussia. Ikleliswe endaweni yesine ngokwempahla yayo.
Inikeza ithuba lokuzuza imali ngokutshala imali ezibambiso. Itholakala kokubili abantu ngabanye nezinhlangano. Lapha ku-Alfa Investments, izinhlobo ezimbalwa zokutshalwa kwezimali ziyatholakala:

1. Ukutshalwa kwezimali kwenziwa kuma- mutual funds . Kulokhu, udinga idiphozi inani ruble 1000. Izimali zalesi sikhwama ziphathwa ochwepheshe abanolwazi, bathola imbuyiselo eqinile nebalulekile. Ofaka imali uthola izinkokhelo ngesikhathi sediphozithi. Ngemuva kokuphelelwa yisikhathi, inani elitshalwe ngaphambilini libuyiselwa kuye.
2. Iyatholakala ukwenza imisebenzi yokuthenga noma ukuthengiswa kwamasheya . Ngasikhathi sinye, kungenzeka ukusebenza ngezibambiso zombili zaseRussia nezangaphandle. Imfuneko yokwenza imisebenzi enjalo ukuba khona kwe- akhawunti ye-brokerage enkampanini.
3. Lapho uthenga amabhondi , abatshalizimali bathola izinkokhelo zekhuphoni. Uma lezi zibambiso ziphelelwa yisikhathi, inani lazo lizobuyiselwa.
4. Umshwalense wempilo wokutshalwa kwezimali uyatholakala . Lokhu kudinga ukuchaza isu nokwenza iminikelo enemibandela esivumelwaneni. Imali engenayo ingakhokhwa ngesikhathi sokutshalwa kwezimali noma kanye, ekupheleni kwenkontileka.
5. Kungenzeka ukusebenzisa i-akhawunti yensimbi engenamuntu ukuhweba ngezinsimbi eziyigugu. Ngokwenza ukuhweba ngegolide, iplatinamu, isiliva noma i-palladium, abatshalizimali banethuba lokukhulisa inzuzo.

Kwezinye izimo, abasebenzisi bangabandakanya ochwepheshe ukuze baphathe ukutshalwa kwezimali kwabo. Bazokusiza ukuthi wenze inzuzo enhle, kodwa ngesikhathi esifanayo, izinsizakalo zabo kufanele zikhokhelwe ngengxenye yenzuzo. Abatshalizimali ngokuvamile bathola imibiko enemininingwane mayelana nokusebenza kwabo kathathu ngenyanga.

incazelo jikelele

Ukusebenzisana ne-Alfa-Investments (isixhumanisi https://alfabank.ru/make-money/investments/), amaklayenti angajabulela izinzuzo ezilandelayo:

1. Ungatshala imali ekuthengweni kwempahla, kusukela enanini elincane elitholakala cishe kubo bonke abatshalizimali. Inani layo eliqondile lincike ohlotsheni lomsebenzi.
2. Lapha unethuba lokujwayelana nemibono yokutshala imali enenzuzo enikezwa ochwepheshe abanolwazi.
3. Ukufinyelela akunikeziwe kuphela ngesiRashiya, kodwa futhi nezibambiso zangaphandle. Lokhu kungenziwa ngokusebenzisa ukufinyelela eSt. Petersburg Stock Exchange, ehlinzekwa ngabakwa-Alfa-Investments.
4. Abantu ngabanye banethuba lokusebenza besebenzisa i-akhawunti yokutshalwa kwezimali komuntu ngamunye, okuthi, ngaphansi kwezimo ezithile, ikuvumela ukuthi uthole ukudonswa kwentela okuphawulekayo.
5. Ochwepheshe benkampani banikeza zonke izeluleko ezidingekayo mayelana nentela kanye nenqubo yokusebenzisa ukudonswa kwentela.
6. Uma umtshali-zimali edinga ukukhipha izimali, angakwenza lokhu kokubili ngezinsuku zokusebenza nangezimpelasonto.
7. Njengoba wazi, izibambiso zigcinwa kumadiphozithi. Lapho uthenga noma uthengisa, adluliswa esuka ku-akhawunti yomthengisi aye ku-akhawunti yomthengi. I-Firm Alfa-Investments inikezela ngezinsizakalo zediphozithi.
8. Kunezinhlobonhlobo zamathuluzi okutshala imali.
9. Kukhona isofthiwe yekhwalithi ephezulu ehlinzeka amakhasimende ngakho konke akudingayo ukuze asebenze. Ikakhulukazi, kukhona uhlelo lokusebenza lwe-smartphone olukuvumela ukuthi utshale imali cishe noma kuphi emhlabeni.

[i-id yamagama-ncazo = “okunamathiselwe_12976″ align=”aligncenter” width=”962″]
I-Alfa Investment Trading Terminal[/caption] Ukuze uqale ukutshala imali, udinga kuqala ukuvula i-akhawunti yomthengisi. Lapho usebenza nezibambiso, udinga ukukhumbula ukuthi imisebenzi enjalo ihlotshaniswa nezinhlobo ezahlukahlukene zobungozi.

1. Isikweletu sisho ukuthi abanye abakhiphi bangase bangagcwalisi izibopho zabo kubanikazi bezibambiso zabo.
2. Ingcuphe yezomthetho isho izinguquko ezimeni zomthetho zemisebenzi yezinhlangano zezomnotho.
3. Ezomnotho zihlobene noshintsho esimweni sebhizinisi sefemu ethile, okungase kuthinte izingcaphuno nezinkokhelo ezihlobene nezibambiso.
4. Ubungozi bentela buhlanganisa izinguquko ezingaba khona emthethweni ezizoholela emithethweni ehlukene yentela.
5. Ushintsho olungeluhle lwenani lezibambiso lubizwa ngokuthi ubungozi bemakethe. Kuhlotshaniswa nezinguquko ekuhlinzekeni nasekufuneni, okungase kungabonakali.

Umtshali-zimali kufanele alwele ukuwanciphisa. I-Alfa Investments: ukubuka konke kwesicelo, kufanelekile ukuvula i-akhawunti, amanani, ukusebenza, amabhonasi: https://youtu.be/TueNLag–cw

IIS ku-Alfa Investments

Ukuhlinzekwa kwe-akhawunti yokutshalwa kwezimali komuntu ngamunye kuye kwenzeka ngesisekelo sohlelo olukhethekile lokusekela umbuso. Inikeza amathuba anenzuzo kakhulu kubatshalizimali abazimele. Uma betshale imali ezibambiso, bangasebenzisa imali ebanjwayo yentela engenayo. Ukuze usebenzise leli thuba, udinga ukuvula i-IIS njenganoma iyiphi enye i-akhawunti. Isikhathi somsebenzi wakhe akufanele sibe ngaphansi kweminyaka emithathu. Iklayenti linelungelo lokukhetha uhlobo olulodwa lwezinhlobo ezimbili zemali ebanjwayo:

1. Ngokufaka imali esikhathini esiyiminyaka emithathu unyaka ngamunye ngokuhlukene, uzothola ukudonswa kwemali okungu-13%. Kulokhu, umkhawulo ophezulu yinani lonyaka lama-ruble ayizinkulungwane ezingama-400. Ungafaka imali eyengeziwe, kodwa enye ngeke ifakwe.
2. Ethola inzuzo ekutshalweni kwezimali ezibambiso, umtshali-zimali angakhululwa ekukhokheni intela yemali engenayo iminyaka emithathu.

Ngokusebenzisa ngamabomu i-akhawunti yokutshala izimali ngayinye, umuntu unethuba lokwenza inzuzo enkulu.

Izinsizakalo zokuthengisa e-Alfa Bank

Ukuvula i-akhawunti yomthengisi kuyisidingo sokuqala sokutshala imali kule nkampani. Inqubo yokubhalisa imahhala. Inqubo yehlukile kulabo asebengamaklayenti e-Alfa Investments nalabo abangakabi khona. Esimweni sokugcina, ungavula i-akhawunti ngokushiya isicelo esiku-inthanethi kuwebhusayithi esemthethweni engxenyeni ethi “Izimali”. Kulokhu, kuzodingeka ukuthi uthole ikhadi le-Alfa-Bank bese ufaka noma iyiphi imali kulo. Kuhlelo lokusebenza, uzodinga ukukhombisa idatha yomuntu siqu neyepasipoti, futhi unikeze oxhumana nabo. Iklayenti lingakwazi futhi ukukhetha intela eliyibona ifanelekile. Uma umsebenzisi esevele eyiklayenti le-Alfa-Click Internet Bank, unegama lomsebenzisi nephasiwedi ukuze alifake. Le datha ingasetshenziswa futhi ukungena kuhlelo lokusebenza. Uma engakabi ikhasimende lasebhange, khona-ke kuyodingeka ukuthi uqale udwebe imibhalo futhi ube iklayenti lebhange. I-akhawunti ye-brokerage ingavulwa ngokuthintana negatsha lasebhange, nge-inthanethi noma ngokusebenzisa uhlelo lwe-smartphone. Isibonelo, inketho yokugcina yokuklama izochazwa ngokuningiliziwe. Ngemuva kokufaka isicelo, i-akhawunti ye-brokerage ivulwa. Ukuze wenze lokhu, udinga ukwenza izinyathelo ezilandelayo kuhlelo lokusebenza.
Kuzovela ikhasi lapho uzodinga ukufaka ulwazi lomuntu siqu. Ikakhulukazi, lapha uzodinga ukunikeza inombolo yocingo, ikheli le-imeyili, usuku lokuzalwa nolunye ulwazi oludingekayo.
Kufanele ufunde umbhalo wesivumelwano bese uqoka ibhokisi ukuze uqinisekise isivumelwano sakho naso.
Udinga ukufunda idokhumenti “Isimemezelo Sezingozi” futhi uqinisekise isivumelwano sakho naso. Idatha izothunyelwa ngemva kokuchofoza inkinobho ethi “Sayina amadokhumenti”. Ngemva kwalokho, uzothola umlayezo we-SMS onekhodi yokuqinisekisa. Kuzodingeka ukuthi ifakwe endaweni efanele. Ngemva kwalokho, ukubhaliswa kweklayenti kuzoqedwa. Okulandelayo, iphasiwedi evela ku-akhawunti yomthengisi izothunyelwa. Ukungena ngemvume kuzovezwa ekhasini lohlelo lokusebenza.

Kubalulekile hhayi kuphela ukukhumbula le datha, kodwa futhi ukuyibhala phansi, bese uyigcina ngokuphephile. Ukungena ngemvume okutholiwe kanye nephasiwedi kuyodingeka esikhathini esizayo ukuze ufake isistimu ukuze usebenze nge-akhawunti yomthengisi. Ngemva kokuqedwa, iklayenti lizokwazi ngokushesha ukuqala ukusebenza.

Ngemuva kokuvulwa kwe-akhawunti ye-brokerage, kuyadingeka ukufaka inani elizodingeka ukuqedela ukuthengiselana. Kufanele kukhunjulwe ukuthi uma umtshali-zimali engasebenzisa izimali eziningi emsebenzini wakhe, amathuba amaningi okwenza inzuzo. Kunezindlela eziningana zokugcwalisa. Ukuze wenze lokhu, ungathintana nochwepheshe egatsheni lesikhungo, ufake imali ngebhange le-inthanethi noma usebenzise isicelo esikhethekile ngale njongo. Ukuze ugcwalise, ungasebenzisa ama-ruble, amadola, ama-euro namaphawundi e-sterling. Ubude besikhathi sokusebenza abukwazi ukudlula imizuzu engu-20. Ngemuva kokuqeda amadokhumenti nokufaka imali ku-akhawunti, ungaqala ukusebenza ngokushesha. Ukufinyelela eMoscow Exchange kunikezwa ngokushesha ngemva kokubhaliswa. Uma iklayenti lifuna ukusebenza neSt. Petersburg Exchange, kufanele libhalisele ukubhaliswa okufanele.

Isicelo sokutshalwa kwezimali kwe-Alpha investments

I-Alfa-Investment Company inikeza ithuba lokusebenzisa isicelo se-smartphone. Yenzelwe amafoni asebenzisa i-Android https://play.google.com/store/apps/details?id=ru.alfadirect.app&hl=ru&gl=US noma iOS https://apps.apple.com/ru/app/ %D0%B0%D0%BB%D1%8C%D1%84%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8% D1%86%D0%B8%D0%B8/id1187815798. Ngayo kulula ukuvula i-akhawunti ye-brokerage futhi usebenze nayo. Ukuze uqalise, udinga ukulanda uhlelo esitolo esisemthethweni sohlelo lokusebenza bese ulufaka ku-smartphone yakho. Ngemva kokwethulwa, iwindi elikhulu lohlelo lokusebenza lizovuleka.
Kulokhu, umtshali-zimali angasebenzisa lezi zici ezilandelayo zohlelo
lokusebenza :

1. Yenza ukuthengiselana ukuthenga noma ukuthengisa izibambiso. Ngesikhathi esifanayo, hhayi kuphela isiRashiya, kodwa futhi amasheya angaphandle ayatholakala. Ukuze wenze lokhu, hamba kuthebhu “Uhlelo lokusebenza”, ligcwalise futhi ubonise uhlobo lomsebenzi: ukuthenga noma ukuthengisa.
2. Ngokuya esigabeni esithi “Ukuhoxiswa kwezimali”, ungadlulisela imali isuka ku-akhawunti yomthengisi uye ekhadini noma ku-akhawunti yakho yamanje.
3. Ngosizo lwe-Alfa-Bank, ungakwazi ukugcwalisa i-akhawunti yakho ye-brokerage.
4. Isicelo sivumela umtshali-zimali ukuthi athole imibiko enemininingwane ngemisebenzi eyenziwe. Angase ahlobane nephothifoliyo yezibambiso, imisebenzi yokuhweba, kanye nokubalwa nokukhokhwa kwezintela.

Abasebenzisi bangakwazi futhi ukusebenzisa isiginesha yabo ye-elekthronikhi kuhlelo lokusebenza. Uhlelo lokusebenza lwe-Alfa-Investments lwama-smartphones e-Android luyatholakala ukuze lulandwe futhi lufakwe kokuthi https://play.google.com/store/apps/details?id=ru.alfadirect.app&hl=ru&gl=US. Kuma-smartphone asebenzisa i-iOS, lolu hlelo lokusebenza lungadawunilodeka futhi lufakwe kusuka ekhasini elithi https://apps.apple.com/en/app/alfa-investments/id1187815798.
Isicelo singasetshenziswa ukwenza ukuthengiselana, ukwenza ukuhlaziywa kwezobuchwepheshe kwamashadi, ukuthola izindaba ezibalulekile ezingase zithinte intengo yezibambiso. Isikrini sasekhaya singenziwa ngendlela oyifisayo ngokufaka amawijethi ozikhethele wona. Lapha ungakwazi ukuphatha kahle futhi ngempumelelo iphothifoliyo yakho yesitoko. Lapha uzothola ulwazi oluphelele mayelana nama-akhawunti okuhweba, ukuthengiselana okuvuliwe nokuqediwe. Izibalo ezidingekayo zinikeziwe. Uhlelo luqukethe zonke izibalo ezidingekayo kumthengisi. Ukuze ukhethe izibambiso zomsebenzi, usesho luyatholakala ngokuya ngemibandela ehlukahlukene. Iseluleko sochwepheshe bokuhweba siyatholakala, imibono ehlukahlukene yokuhweba inikezwa, okwandisa ukusebenza kahle komhwebi. Lapho uhlelo luvulwa, ibhalansi yamanje yephothifoliyo ibonakala.
Kuthebhu yephothifoliyo, ungenza zonke izenzo ezidingekayo kumtshali-zimali. Lesi sigaba singafinyelelwa ngokuchofoza umugqa othi “Ibhalansi yephothifoliyo”.
Kungenzeka ukwenza ukudluliselwa kwemali.
Esigabeni esithi “Izibalo”, idatha yephothifoliyo yomtshalizimali iyatholakala. Ukuze uwathole, vele ukhethe ithebhu oyifunayo.
Ukuqeqeshwa okwengeziwe kuyatholakala lapha.
Uhlu olubanzi lokwenza ngokwezifiso kwesikrini esikhulu luyatholakala.
Kungenzeka ukukhetha izibambiso zokuthengiselana.
Ungabuka amashadi ekhwothi futhi usebenzise amathuluzi okuhlaziya ezobuchwepheshe.
Isicelo sigcwaliswa kanje.
Ngakho-ke, uhlelo lokusebenza lweselula lwe-Alpha lokutshala izimali luvumela umtshali-zimali ukuthi enze zonke izenzo ezidingekayo ekushintsheni, aqinisekise ukusebenza kahle komsebenzi wakhe.

Itheminali yokuhweba ye-Alfa Direct

Umsebenzisi angasebenzisa ukuphela kwe-Alfa Investments emsebenzini. Yayivame ukubizwa nge-Alpha Direct. Uhlelo lunikeza imiyalelo enemininingwane kubasebenzisi. Ungalanda futhi ufake isicelo ekhasini https://alfabank.ru/make-money/investments/terminal-alfa-direct/. Amatheminali okuhweba ahlinzeka abasebenzisi ngezinketho ezihlukahlukene zokusebenza ngezibambiso:

1. Idatha yesikhathi sangempela iyaboniswa, futhi ingilazi yezingcaphuno inikezwa.
2. Ungenza ukuhweba okufushane nokude. Kokubili ama-oda emakethe nasalindile ayasetshenziswa. Misa Ukulahlekelwa futhi Thatha Inzuzo kusekelwa.
3. Kunezinkomba ezingaphezu kuka-50 ezakhelwe ngaphakathi zokuhlaziywa kobuchwepheshe. Kuyenzeka wengeze okwakho kubo. Ungabuka izinsimbi ezimbalwa eshadini ngesikhathi esisodwa.
4. Kungenzeka ukubeka ama-oda asuka eshadini noma ebhukwini le-oda, okwenza umsebenzi womdayisi unembe kakhudlwana futhi usebenze kahle.

Okuphakelayo kwezindaba nezingxoxo kuyatholakala kutheminali. https://articles.opexflow.com/software-trading/alfadirect.htm

Indlela yokuxhuma irobhothi

Inkampani yenza kube nokwenzeka ukwenza ukuhweba okuzenzakalelayo. Ukuze wenze lokhu, udinga ukuthola irobhothi elifanele futhi ulifake. Lokhu kudinga izinyathelo ezilandelayo:

1. Kutheminali, vula into ethi “Amarobhothi”, bese uya kumtapo wezincwadi wamasu.
2. Thola inketho oyifunayo ohlwini. Bese – “Dala irobhothi”.
3. Okulandelayo, khombisa amapharamitha wokufaka womsebenzi.
4. Ku-“Isiphathi Serobhothi” chofoza inkinobho Okulandelayo, udinga ukubuka uhlelo futhi uqiniseke ukuthi irobhothi seliqalile ukusebenza.

Ngesikhathi somsebenzi, ukuthola ulwazi oluningiliziwe, kuyadingeka ukuthola imibiko. Ukuze wenze lokhu, chofoza inkinobho efanele.
Irobhothi eliboniswe encazelweni likhethwe njengesibonelo kuphela. Itheminali yokuhweba yakhelwe ukusebenza ohlelweni lokusebenza lweWindows. Kukhona nezicelo ezikhethekile zama-smartphones ane-Android noma i-iOS. Lonke ulwazi mayelana nokuthengiselana okuphelile luzotholakala kuzo zonke izinhlelo umthengisi asebenza ngazo.

Ngikhethe i-akhawunti yotshalomali ngayinye yokutshalwa kwezimali kwe-Alpha ukuze ngithole inzuzo ehloniphekile. Itshalwe ezikhwameni zokuphatha. Nganginephutha kulokho engangikulindele. Ngenxa yobungcweti babaphathi, wathola inzuzo abethembele kuyo, waphinde wasizakala ngokubanjwa kwentela ekhishwa uhulumeni.
Vitaly

Izindleko zokutshala izimali ze-Alfa

Abasebenzisi bangakhetha kuzintengo ze-“Investor”, “Trader” kanye “ne-Advisor”. Ngamunye wabo unezici zakhe. Kudingekile ukukhetha lowo ofaneleka kakhulu ohlelweni olukhethiwe lomsebenzi. Okulandelayo incazelo yezici zentengo.

“Umtshalizimali”

Izindleko zesondlo zinguziro. Isebenzisa ikhomishini elingana no-0.3% ekuthengiseni ngezibambiso. Lokhu kukhetha kunenzuzo kulabo abatshala imali engaphansi kwama-ruble ayizinkulungwane ezingu-82. njalo ngenyanga.

“Umhwebi”

Le ntela ihloselwe labo abahweba ngentshiseko ngezibambiso. Isevisi yanyanga zonke ibiza ama-ruble angu-199. inqobo nje uma ukuthenga nokudayisa kwenzeke kule nyanga. Uma kungenjalo, awudingi ukukhokha lutho lwenyanga. Izindleko zekhomishini yemakethe yokushintshanisa zisuka ku-0.014%, emakethe ye-over-the-counter – kusuka ku-0.1%.

“Umeluleki”

Kule ntela, iklayenti lithola usizo oluvela kochwepheshe bokuphatha iphothifoliyo. Izindleko zezinsizakalo zincike ezingeni lobungozi kanye nenzuzo. Isevisi ibiza kusuka ku-0.5% yenani lezimali ezitshaliwe. Amakhomishini avela ekusebenzeni emakethe yokushintshanisa – kusuka ku-0.1%, emakethe ye-over-the-counter – kusuka ku-0.2%.