Utyalo-mali lwe-Alpha: i-terminal, iinkonzo ze-brokerage, iirobhothi, iintlawulo

Yintoni i-Alfa Investments, indlela yokubhalisa i-akhawunti yakho, iintlawulo, ukusebenza kunye ne-terminal, iinkonzo zokuthengisa. IAlfa-Bank yenye yeebhanki ezinkulu zaseRashiya. Ikwindawo yesine ngokwempahla yayo.
Inika ithuba lokufumana umvuzo ngokutyala imali kwii-securities. Iyafumaneka kubo bobabini abantu kunye nemibutho. Apha kwi-Alfa Investments, iintlobo ezininzi zotyalo-mali ziyafumaneka:

1. Utyalo-mali lwenziwa kwiingxowa -mali . Kule meko, kufuneka ubeke imali ye-ruble ye-1000. Iimali zale ngxowa-mali zilawulwa ngabasebenzi abanamava, abafumana imbuyekezo ezinzileyo nebonakalayo. Umgcini-mali ufumana iintlawulo ngexesha lediphozithi. Emva kokuphela kwexesha, imali etyalwe ngaphambili ibuyiselwe kuye.
2. Iyafumaneka ukwenza iitransekshini zokuthenga okanye ukuthengiswa kwezabelo . Ngexesha elifanayo, kunokwenzeka ukusebenza kunye nezibambiso zombini zaseRashiya kunye nezangaphandle. Imfuneko yokuqhuba imisebenzi enjalo kubukho be- akhawunti ye-brokerage kwinkampani.
3. Xa kuthengwa iibhondi , abatyali-mali bafumana iintlawulo zekhuphoni. Nje ukuba ezi ziqinisekiso ziphelelwe lixesha, ixabiso lazo liya kubuyiselwa.
4. I-inshurensi yobomi botyalo-mali iyafumaneka . Oku kufuna ukuchazwa kwesicwangciso kunye nokwenza iminikelo exhomekeke kwisivumelwano. Ingeniso inokuhlawulwa ngexesha lotyalo-mali okanye ngexesha elinye, ekupheleni kwekhontrakthi.
5. Kunokwenzeka ukuba usebenzise i-akhawunti yentsimbi engabonakaliyo ngokurhweba ngeentsimbi ezixabisekileyo. Ngokwenza urhwebo ngegolide, iplatinum, isilivere okanye i-palladium, abatyali-mali banethuba lokwandisa inzuzo.

Kwezinye iimeko, abasebenzisi banokubandakanya iingcali zokulawula utyalo-mali lwabo. Baya kukunceda wenze inzuzo enhle, kodwa ngexesha elifanayo, iinkonzo zabo kufuneka zihlawulwe ngenxalenye yenzuzo. Abatyali-mali badla ngokufumana iingxelo ezineenkcukacha malunga nokusebenza kwabo kathathu ngenyanga.

inkcazelo ngokubanzi

Ukusebenza no-Alfa-Investments (ikhonkco https://alfabank.ru/make-money/investments/), abathengi banokuxhamla ezi zibonelelo zilandelayo:

1. Ungatyala imali ekuthengweni kwe-asethi, ukuqala kwixabiso elincinci elikhoyo phantse kuwo wonke umtyali-mali. Ixabiso layo elichanekileyo lixhomekeke kuhlobo lomsebenzi.
2. Apha unethuba lokuqhelana neengcamango zotyalo-mali ezinenzuzo ezinikezelwa ngabasebenzi abanamava.
3. Ukufikelela akubonelelwanga kuphela kwisiRashiya, kodwa nakwizibambiso zangaphandle. Oku kunokwenziwa ngokusebenzisa ukufikelela kwiSt. Petersburg Stock Exchange, ebonelelwa yi-Alfa-Investments.
4. Abantu ngabanye banethuba lokusebenza usebenzisa i-akhawunti yotyalo-mali lomntu ngamnye, ethi, phantsi kweemeko ezithile, ikuvumela ukuba ufumane ukutsalwa kwerhafu yengeniso ebalulekileyo.
5. Iingcali zenkampani zibonelela ngazo zonke iingcebiso eziyimfuneko kwirhafu kunye nenkqubo yokusebenzisa ukutsalwa kwerhafu.
6. Ukuba umtyalomali ufuna ukurhoxisa imali, unokukwenza oku zombini ngeentsuku zokusebenza nangeempelaveki.
7. Njengoko usazi, izibambiso zigcinwa kwiidepozithi. Xa uthenga okanye uthengisa, zidluliselwa kwi-akhawunti yomthengisi ukuya kwi-akhawunti yomthengi. I-Firm Alfa-Investments ibonelela ngeenkonzo zogcino.
8. Kukho uluhlu olubanzi lwezixhobo zotyalo-mali.
9. Kukho isoftware ekumgangatho ophezulu ebonelela abathengi ngayo yonke into abayidingayo ukuze basebenze. Ngokukodwa, kukho isicelo se-smartphone esikuvumela ukuba utyale imali phantse naphi na emhlabeni.

Ukuze uqalise ukutyala imali, kufuneka uqale uvule i-akhawunti yomrhwebi. Xa usebenza kunye nezibambiso, kufuneka ukhumbule ukuba imisebenzi enjalo ihambelana neentlobo ezahlukeneyo zomngcipheko.

1. Ityala lithetha ukuba abanye abaniki-nkonzo abanakuzalisekisa izibophelelo zabo kubanini bezibambiso zabo.
2. Umngcipheko osemthethweni ubhekiselele kutshintsho kwiimeko zomthetho kwimisebenzi yamaziko ezoqoqosho.
3. Uqoqosho lunxulumene notshintsho kwimeko yeshishini kwifemu ethile, enokuthi ichaphazele iikowuti kunye neentlawulo ezinxulumene nezibambiso.
4. Umngcipheko werhafu uquka utshintsho olunokwenzeka kumthetho oluya kukhokelela kwimithetho eyahlukeneyo yerhafu.
5. Utshintsho olungathandekiyo kwixabiso lee-securities lubizwa ngokuba ngumngcipheko wemarike. Idibaniswa notshintsho ekuboneleleni nasekufuneni, enokuthi iqikelelwe.

Umtyali-mali kufuneka azame ukuwanciphisa. Utyalo-mali lwe-Alfa: isishwankathelo sesicelo, ngaba kufanelekile ukuvula iakhawunti, amaxabiso, ukusebenza, iibhonasi: https://youtu.be/TueNLag–cw

IIS kwi-Alfa Investments

Ukubonelelwa nge-akhawunti yotyalo-mali yomntu ngamnye kuye kwenzeka ngesiseko senkqubo ekhethekileyo yenkxaso karhulumente. Ibonelela ngamathuba anengeniso kakhulu kubatyali-zimali babucala. Ukuba batyale imali kwizibambiso, banokusebenzisa ukutsalwa kwerhafu yengeniso. Ukusebenzisa eli thuba, kufuneka uvule i-IIS njengayo nayiphi na enye i-akhawunti. Ixesha lomsebenzi wakhe akufanele libe ngaphantsi kweminyaka emithathu. Umxhasi unelungelo lokukhetha enye yeentlobo ezimbini zokutsalwa kwemali:

1. Ngokufaka imali kwisithuba seminyaka emithathu ngonyaka ngamnye ngokwahlukeneyo, uya kufumana i-13% yokutsalwa. Kule meko, umda ophezulu ngumlinganiselo wonyaka wama-ruble angama-400 amawaka. Ungafaka imali eninzi, kodwa ezinye aziyi kubalwa.
2. Ukufumana inzuzo evela kutyalo-mali kwizibambiso, umtyali-mali unokukhululwa ekuhlawuleni irhafu yengeniso iminyaka emithathu.

Ngokusetyenziswa ngamabomu kwi-akhawunti yotyalo-mali lomntu ngamnye, umntu unethuba lokwenza inzuzo enkulu.

Iinkonzo zokuthengisa kwi-Alfa Bank

Ukuvula i-akhawunti ye-brokerage yinto efunekayo kutyalo-mali kule nkampani. Inkqubo yokubhalisa isimahla. Inkqubo yahlukile kwabo sele bengabathengi be-Alfa Investments kunye nabo bangekabikho. Kwimeko yokugqibela, unokuvula i-akhawunti ngokushiya isicelo se-intanethi kwiwebhusayithi esemthethweni kwicandelo “loTyalo-mali”. Kule meko, kuya kufuneka ukuba ufumane ikhadi le-Alfa-Bank kwaye ufake nayiphi na imali kuyo. Kwisicelo, kuya kufuneka ubonise idatha yobuqu kunye nepasipoti, kunye nokubonelela abafowunelwa bakho. Umxhasi unokukhetha kwakhona uluhlu lwamaxabiso alubona lufanelekile. Ukuba umsebenzisi sele engumxhasi we-Alfa-Click Internet Bank, ke unegama lomsebenzisi kunye negama lokugqitha ukulifaka. Le datha ingasetyenziselwa ukungena kwisicelo. Ukuba akakabi ngumthengi webhanki, ngoko kuya kufuneka ukuba uqale udwebe amaxwebhu kwaye ube ngumthengi webhanki. I-akhawunti ye-brokerage inokuvulwa ngokuqhagamshelana nesebe lebhanki, nge-Intanethi okanye usebenzisa isicelo se-smartphone. Ngokomzekelo, ukhetho lokugqibela loyilo luya kuchazwa ngokubanzi. Emva kokufaka isicelo, i-akhawunti ye-brokerage ivuliwe. Ukwenza oku, kufuneka wenze la manyathelo alandelayo kwisicelo.
Iphepha liya kuvela apho kuya kufuneka ufake idatha yakho. Ngokukodwa, apha kuya kufuneka unikeze inombolo yefowuni, idilesi ye-imeyile, umhla wokuzalwa kunye nolunye ulwazi oluyimfuneko.
Kufuneka ufunde isicatshulwa sesivumelwano kwaye ukhangele ibhokisi ukuze uqinisekise isivumelwano sakho nayo.
Kufuneka ufunde uxwebhu “Isibhengezo soMngcipheko” kwaye uqinisekise isivumelwano sakho kunye nayo. Idatha iya kuthunyelwa emva kokucofa iqhosha elithi “Sign documents”. Emva koko, uya kufumana umyalezo weSMS onekhowudi yokuqinisekisa. Kuya kufuneka ifakwe kwindawo efanelekileyo. Emva koko, ukubhaliswa komthengi kuya kugqitywa. Emva koko, igama eligqithisiweyo elisuka kwi-akhawunti yomthengisi liya kuthunyelwa. Ukungena kuya kuboniswa kwiphepha lesicelo.

Kubalulekile ukuba ungakhumbuli kuphela le datha, kodwa kwakhona ukuyibhala phantsi, kwaye uyigcine ngokukhuselekileyo. I-login efunyenweyo kunye negama lokugqitha iya kufuneka kwixesha elizayo ukufaka inkqubo ukuze isebenze ne-akhawunti ye-brokerage. Emva kokuba igqityiwe, umxhasi uya kukwazi ukuqalisa ukusebenza kwangoko.

Emva kokuba i-akhawunti ye-brokerage ivuliwe, kuyimfuneko ukubeka imali eya kufuneka ukugqiba ukuthengiselana. Kufuneka kukhunjulwe ukuba imali eninzi umtyali-mali angayisebenzisa kumsebenzi wakhe, amathuba amaninzi okwenza inzuzo. Kukho iindlela ezininzi zokuzalisa. Ukwenza oku, unokuqhagamshelana nengcali kwisebe leziko, ubeke imali kwibhanki ye-Intanethi okanye usebenzise isicelo esikhethekileyo kule njongo. Ukuzalisa, ungasebenzisa ii-ruble, iidola, i-euro kunye neepounds ezinqabileyo. Ubude bexesha lokusebenza alikwazi ukudlula imizuzu engama-20. Emva kokugqiba amaxwebhu kunye nokufaka imali kwi-akhawunti, unokuqalisa ngokukhawuleza ukusebenza. Ukufikelela kwi-Moscow Exchange kunikezelwa ngokukhawuleza emva kokubhaliswa. Ukuba umxhasi ufuna ukusebenza kunye neSt. Petersburg Exchange, ngoko kufuneka abhalise ngokufanelekileyo.

Isicelo sotyalo-mali kwi-Alpha investments

Inkampani yeAlfa-Investment ibonelela ngethuba lokusebenzisa isicelo se-smartphone. Yenzelwe iifowuni ezisebenzisa i-Android https://play.google.com/store/apps/details?id=ru.alfadirect.app&hl=ru&gl=US okanye iOS https://apps.apple.com/ru/app/ %D0%B0%D0%BB%D1%8C%D1%84%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8% D1%86%D0%B8%D0%B8/id1187815798. Ngayo kulungele ukuvula i-akhawunti ye-brokerage kwaye usebenze nayo. Ukuqala, kufuneka ukhuphele inkqubo kwivenkile esemthethweni yesicelo kwaye uyifake kwi-smartphone yakho. Emva kokuqaliswa, iwindow engundoqo yesicelo iya kuvula.
Kule meko, umtyali-mali unokuthatha inzuzo yezi zinto zilandelayo
zesicelo :

1. Yenza utshintshiselwano ukuthenga okanye ukuthengisa izibambiso. Ngelo xesha, kungekhona kuphela isiRashiya, kodwa kunye nezabelo zangaphandle ziyafumaneka. Ukwenza oku, yiya kwithebhu ethi “Isicelo”, yigcwalise kwaye ubonise uhlobo lwentengiselwano: ukuthenga okanye ukuthengisa.
2. Ngokuya kwicandelo elithi “Ukurhoxiswa kweemali”, unokudlulisa imali kwi-akhawunti ye-brokerage kwikhadi okanye kwi-akhawunti yakho yangoku.
3. Ngoncedo lwe-Alfa-Bank, unokuzalisa iakhawunti yakho yomrhwebi.
4. Isicelo sivumela umtyali-mali ukuba afumane iingxelo ezineenkcukacha malunga nemisebenzi eyenziwayo. Basenokunxulumana nepotfoliyo yezibambiso, imisebenzi yokurhweba, kunye nokubalwa kunye nokuhlawulwa kweerhafu.

Abasebenzisi banokuvula utyikityo lwabo lwe-elektroniki kwisicelo. I-app ye-Alfa-Investments yee-smartphones ze-Android iyafumaneka ukuze ikhutshelwe kwaye ifakwe ku-https://play.google.com/store/apps/details?id=ru.alfadirect.app&hl=ru&gl=US. Kwii-smartphones ezisebenzisa i-iOS, esi sicelo sinokukhutshelwa kwaye sifakwe kwiphepha https://apps.apple.com/en/app/alfa-investments/id1187815798.
Isicelo singasetyenziselwa ukwenza ukuthengiselana, ukwenza uhlalutyo lobugcisa lweetshathi, ukufumana iindaba ezibalulekileyo ezinokuchaphazela ixabiso leemali zokhuseleko. Isikrini sasekhaya sinokwenziwa ngokwezifiso ngokufaka iiwijethi ozikhethayo. Apha ungalawula ngokufanelekileyo nangokufanelekileyo ipotifoliyo yesitokhwe sakho. Apha uya kufumana ulwazi olupheleleyo malunga neeakhawunti zokurhweba, iintengiselwano ezivulekileyo nezigqityiweyo. Uhlalutyo oluyimfuneko lunikiwe. Inkqubo iqulethe zonke izibalo eziyimfuneko kumthengisi. Ukukhetha izibambiso zomsebenzi, uphando luyafumaneka ngokwemiqathango eyahlukeneyo. Iingcebiso zeengcali zokurhweba ziyafumaneka, iingcamango ezahlukeneyo zokurhweba zinikezelwa, ezinyusa ukusebenza kakuhle komthengisi. Xa isicelo sivula, ibhalansi yepotfoliyo yangoku ibonakala.
Kwipotfoliyo ithebhu, unokwenza zonke izenzo eziyimfuneko kumtyalo-mali. Eli candelo linokufikelela ngokucofa kumgca othi “Portfolio Balance”.
Kuyenzeka ukuba wenze ukudluliselwa kwemali.
Kwicandelo elithi “Analytics”, idatha kwipotfoliyo yomtyali-mali iyafumaneka. Ukuzifumana, khetha nje ithebhu oyifunayo.
Uqeqesho olongezelelweyo luyafumaneka apha.
Uluhlu olubanzi lokwenziwa ngokwezifiso kwesikrini esikhulu siyafumaneka.
Kuyenzeka ukuba ukhethe izibambiso zentengiselwano.
Unokujonga iitshathi zekowuti kwaye usebenzise izixhobo zokuhlalutya zobugcisa.
Isicelo sizaliswe ngolu hlobo lulandelayo.
Ngaloo ndlela, isicelo seselula sotyalo-mali se-Alpha sivumela umtyali-mali ukuba enze zonke izenzo eziyimfuneko kutshintshiselwano, ukuqinisekisa ukusebenza kakuhle komsebenzi wakhe.

I-terminal yokurhweba ye-Alfa Direct

Umsebenzisi unokusebenzisa i-terminal ye-Alfa Investments emsebenzini. Yayikade ibizwa ngokuba yiAlpha Direct. Inkqubo inika imiyalelo eneenkcukacha kubasebenzisi. Ungakhuphela kwaye ufake isicelo kwiphepha https://alfabank.ru/make-money/investments/terminal-alfa-direct/. Iitheminali zokurhweba zibonelela abasebenzisi ngeendlela ezahlukeneyo zokusebenza ngokhuseleko:

1. Idatha yexesha langempela ibonisiwe, kunye neglasi yeengcaphuno nazo zinikezelwe.
2. Unokwenza urhwebo olufutshane kunye nolude. Zombini iimarike kunye neeodolo ezilindileyo ziyenziwa. Misa ilahleko kwaye uthathe inzuzo zixhaswa.
3. Kukho ngaphezu kwe-50 eyakhelwe-ngaphakathi izikhombisi zohlalutyo lobugcisa. Kuyenzeka ukuba wongeze owakho kubo. Ungajonga izixhobo ezininzi kwitshati ngexesha elinye.
4. Kunokwenzeka ukubeka ii-odolo ezivela kwitshathi okanye kwincwadi ye-odolo, eyenza umsebenzi womthengisi uchaneke ngakumbi kwaye usebenze.

Ukutya kweendaba kunye neengxoxo ziyafumaneka kwi-terminal. https://articles.opexflow.com/software-trading/alfadirect.htm

Indlela yokudibanisa irobhothi

Inkampani yenza kube lula ukwenza urhwebo oluzenzekelayo. Ukwenza oku, kufuneka ufumane irobhothi efanelekileyo kwaye uyifake. Oku kufuna la manyathelo alandelayo:

1. Kwi-terminal, vula into ethi “IiRobhothi”, emva koko uye kwilayibrari yeqhinga.
2. Fumana ukhetho olufunekayo kuluhlu. Emva koko – “Yenza irobhothi”.
3. Okulandelayo, bonisa iiparameters zegalelo lomsebenzi.
4. Kwi “Umphathi weRobhothi” nqakraza kwiqhosha Ngokulandelayo, kufuneka ujonge ishedyuli kwaye uqinisekise ukuba irobhothi iqalile ukusebenza.

Ngethuba lomsebenzi, ukufumana ulwazi olucacileyo, kuyimfuneko ukufumana iingxelo. Ukwenza oku, cofa kwiqhosha elifanelekileyo.
Irobhothi eboniswe kwinkcazo ikhethwe njengomzekelo kuphela. Itheminali yokurhweba yenzelwe ukusebenza kwinkqubo yokusebenza yeWindows. Kukwakho usetyenziso olukhethekileyo lwee-smartphones ezine-Android okanye i-iOS. Lonke ulwazi malunga neentengiselwano ezigqityiweyo ziya kufumaneka kuzo zonke iinkqubo apho umthengisi asebenza khona.

Ndikhethe i-akhawunti yotyalo-mali yomntu ngamnye kutyalo-mali lwe-Alpha ukuze ndifumane inzuzo efanelekileyo. Ityalwe kwiimali zolawulo. Ndandingalunganga kulindelo lwam. Ngenxa yobuchule babaphathi, wafumana inzuzo awayeyibala, wasebenzisa nenzuzo yokuxhuzulwa kwerhafu ngurhulumente.
Vitaly

Iintlawulo zotyalo-mali lwe-Alfa

Abasebenzisi bangakhetha kwiintlawulo ze-“Investor”, “Trader” kunye ne “Advisor”. Ngamnye kubo uneempawu zakhe. Kuyimfuneko ukuba ukhethe lowo ulungele ngakumbi inkqubo ekhethiweyo yomsebenzi. Oku kulandelayo yinkcazo yeempawu zexabiso.

“Umtyalimali”

Iindleko zolungiso nguziro. Isebenzisa ikhomishini elingana ne-0.3% yeentengiselwano kunye nezibambiso. Olu khetho lunenzuzo kwabo batyala imali engaphantsi kwama-ruble angama-82 amawaka. ngenyanga.

“Umrhwebi”

Olu luhlu lweerhafu lujoliswe kwabo barhweba ngokusebenzayo kwizibambiso. Inkonzo yenyanga ixabisa i-ruble ye-199. ngaphandle kokuba iintengiselwano zokuthenga nokuthengisa zenzeka kule nyanga. Ngaphandle koko, akukho mfuneko yokuba uhlawule nantoni na ngenyanga. Iindleko zekhomishini yemarike yokutshintshiselana ukusuka kwi-0.014%, kwi-market-the-counter market – ukusuka kwi-0.1%.

“Umcebisi”

Kolu luhlu lweerhafu, umxhasi ufumana uncedo kwiingcali kulawulo lweepotfoliyo. Iindleko zeenkonzo zixhomekeke kwinqanaba lomngcipheko kunye nenzuzo. Iindleko zenkonzo zisuka kwi-0.5% yesixa-mali semali etyalwe. Iikomishoni ezivela kwimisebenzi kwimarike yokutshintshiselana – ukusuka kwi-0.1%, kwi-market-the-counter market – ukusuka kwi-0.2%.