Ukubuyekezwa okuhlosiwe kwerobhothi lokuhweba nge-investimenti ye-Tinkoff

I-Tinkoff Investments ingumbambiqhaza ochwepheshile ezimakethe zezokuphepha nezemali. Le nsizakalo inguqulo eyenziwe lula yesikhulumi sokwenza ukuthengiselana emakethe yamasheya kokubili enhloko-dolobha nakwamanye amazwe kumasayithi aseNew York, kuhlanganise ne-NASDAQ. Muva nje, amakhasimende esevisi yokuhweba ye-Tinkoff Investments anokufinyelela kusevisi yamarobhothi okuhweba ebizwa ngokuthi i-robo-advisor. Ngayo, abasebenzisi bangaphatha ubungozi bephothifoliyo yabo yokutshala imali. Kulesi sihloko, sizobheka kabanzi ukuthi i-robot yokuhweba evela kusevisi ye-Tinkoff Investments iyini, ukuthi iyini, yimaphi amakhono enakho, indlela yokuyifaka nokuthi ungayilungisa kanjani ngokuxhuma i-API.

Irobhothi ukuhweba Tibot “Robo-umeluleki”: kuyini

Irobhothi elithi “Tinkoff Robo-advisor” liwuhlelo lwezinhlelo ezidala ngokuzenzakalelayo iphothifoliyo yokutshala imali ehlukahlukene ngokusekelwe ezimeni ezishiwo lapho umthengisi wesitoko enza uhlelo oluthile lwezenzo. Umtshali-zimali nguyena onqumayo ukuthi angaphetha noma cha ukwenza isivumelwano nezimali, amasheya, amabhondi nezinye izibambiso ngaphakathi kwe-akhawunti yakhe evulwe nomthengisi. Futhi, umhwebi nguye yedwa obhekene nengozi yokulahlekelwa.

Izici eziyinhloko zokusebenza kwerobhothi lokuhweba elivela e-Tinkoff

Amaklayenti angaxhumeka ohlelweni lokutshala imali lomeluleki we-Robo kuphela nge-api – Tinkoff OpenApi – isixhumanisi sokufaka https://www.tinkoff.ru/invest/open-api/. [i-id yamagama-ncazo = “okunamathiselwe_245″ align=”aligncenter” width=”1018″]
Tinkoff OpenApi[/caption] Ukuze wenze imisebenzi, udinga ukuthola i-eToken – ukhiye we-elekthronikhi – kuphrofayela yenkundla ye-Tinkoff Investments, njengoba futhi uvule i-akhawunti yomtshalizimali nomthengisi. Uhlelo luzohlinzeka umthengisi ngolwazi olufika ngesikhathi mayelana nokuthi kunenzuzo nini ukuthenga izibambiso, ukuhlela ukuthengwa kanye nokukhipha imali engenayo okwamanje. Amashadi azobonisa isimo emakethe yamasheya.
Ngaphezu kwalokho, irobhothi lokuhweba elivela kwa-Tinkoff Investments linezici ezilandelayo zokusebenza:

1. Uhlolojikelele lohlelo lokuthengisa kanye nevolumu yakhona egcwele yezikhathi zokugcina nezizayo.
2. Ukubuka konke kwebhuku le-oda, lapho ungabona khona nenani eliphelele lezintengo ozibekele ukuthengiswa noma ukuthengwa kwezibambiso.
3. Uhlolojikelele lwedatha ye-akhawunti ye-brokerage, izimali kanye nezintengo ezimisiwe zokuthenga / ukuthengiswa kwezibambiso.
4. Ama-oda angafakwa ohlwini lwawo olujwayelekile, ebhukwini le-oda, ngohlelo lokuhlela oluzenzakalelayo noma kubasizi besistimu ngendlela yamarobhothi.
5. Uhlolojikelele lolwazi ngezigaba, ukukhethwa kwamathuluzi afaneleka ukusebenza okwamanje kanye nokuhlela igrafu ngokwemibandela yamaphesenti ngokuhlobene nokukhula / ukuwa kwemiphumela yamathuluzi akhethiwe.
6. Enqubweni yokuthenga/ukuthengisa izibambiso noma uhlobo lwemali ngentengo oyicacisayo, ungakhansela i-oda lomkhawulo ngomyalo osheshayo noma ushintshe amapharamitha awo. Isevisi izothumela ngokuzenzakalelayo umyalo wokukhansela umyalo womkhawulo wangaphambilini, ngemva kwalokho izindleko ezibuyekeziwe zizosethwa.
7. Kunguqulo ye-Lite ye-Robo-adviser, ungahlela ukuthengisa ngokuya ngemithetho elula ngemodi ezenzakalelayo.
8. Kunguqulo ye-Pro, isistimu ikuvumela ukuthi umise imithetho yokuthengisa usebenzisa imithetho yezibalo nenengqondo, kanye nokufaka okuguquguqukayo. Konke ukuhlela kungalondolozwa kufayela elihlukile.
9. Esigabeni sokuhlela ukuthenga, irobhothi likhipha izinto okufanele zilawulwe izindleko zazo.
10. Esigabeni esithi “Izaziso”, ungathola inani eliphakeme lentengo elivumelekile, lapho usuqedile, uhlelo luzokwazisa umtshali-zimali, ngenkundla incishisiwe, mayelana nokuzuzwa kwevelu yezinto.
11. Esigabeni esithi “Umlando Wokwenziwe”, umsebenzisi angathola umlando wemali engenayo nezindleko ezenziwe isikhathi esithile, kanye nemiphumela yemisebenzi, okuhlanganisa nemali yekhomishini ekhokhiswa umthengisi.
12. Izinto zokucushwa kohlelo lokusebenza. Zibonisa: abaholi bokuthengisa ngokuya ngokukhula noma ukwehla kwenani, kanye nenani lezibambiso noma izimali ezidayisiwe. Isitatimende sokuhweba – ukutholwa, ukudayiswa, amakhomishini, inzuzo yenkampani, njll. Bika ngezimali zomtshali-zimali okwamanje ngamashadi anemininingwane emalini yezibambiso kanye nama-ruble anemiphumela egcwele.
13. Esigabeni esithi “Imisebenzi yokuhweba”, umtshali-zimali angakwazi ukudala imigomo engeke idluliselwe njengemiyalo ekhawulelwe, kodwa ezolondolozwa njengemisebenzi yomuntu siqu yomsebenzisi. Uma inani lifinyelelwa, ukukhula noma ukuwa kwalo, kuye ngenjongo, ukuthengwa noma ukuthengiswa kwezibambiso noma uhlobo lwemali luyenziwa. Uma umgomo usufinyelelwe, ukhishwa ngokuzenzakalelayo ohlwini. Uma isakhiwo sisesimweni sokushintshana neminye imisebenzi, uhlobo lushintsha njalo uma kwenziwa umsebenzi ukuze “uthenge” noma “ukuthengisa”, kuye ngesenzo esenziwayo.
14. Esigabeni esithi “Imisebenzi yokuhweba”, ungalawula umkhawulo obekiwe futhi uguqule isimo “senye imisebenzi” ngemuva kokuthi inani elibekwe ngumtshalizimali selifinyelelwe. Ifulegi liyacaciswa lapho kusethwa isigaba.
15. Kuzilungiselelo, umtshali-zimali angamisa ukusebenza kwazo zonke izigaba zerobhothi ezihloselwe ukuhweba: amashadi, ukuhlela, ibhuku loku-oda, nokunye.
16. Umeluleki we-robo uhlanganisa uhlelo olwakhelwe ngaphakathi lokwazisa umsebenzisi mayelana nezindaba zakamuva zethuluzi, izixhumanisi ezisebenzayo ze-tradingview.com kanye nezinkundla ze-marketwatch.com, kanye nekhasi elisemthethweni le-Tinkoff Investments elinoshintsho oluzenzakalelayo ekhasini. kwesici samanje.

Okubalulekile! Umtshali-zimali ngokwakhe unesibopho semiphumela yokuthengiselana. Yini ekhonjiswe ngokuqondile ekhasini elihambisanayo https://www.tinkoff.ru/invest/disclaimers/advisor/

Ukuthola ithokheni e-Tinkoff

Ukusetshenziswa kwerobhothi ekuhwebeni kutholakala kuphela kulabo basebenzisi abane-eToken – ithokheni, kanye ne-akhawunti yomtshali-zimali evulwe nomthengisi. Ungalithola kanjani ithokheni:

1. Ngena ngemvume ku-akhawunti yakho yomuntu siqu kuwebhusayithi esemthethweni ye-Tinkoff (https://www.tinkoff.ru/login/?redirectTo=/terminal/).
2. Iya engxenyeni ethi “Izimali”, kusukela lapho uya khona kuthebhu ethi “Izilungiselelo”.
3. Umyalo othi “Qinisekisa ukuthengiselana ngekhodi” kufanele ucishwe.
4. Khipha i-eToken OpenApi yebhuku le-oda. Isiteji singase sikucele ukuthi ungene ku-akhawunti yakho yomuntu siqu futhi, ungakhathazeki, lesi yisinyathelo esidingekayo sokuxhuma umeluleki we-robo endaweni yokuhweba.
5. Kopisha i-eToken futhi uyigcine, njengoba ungeke ukwazi ukuyithola kamuva, ithokheni iboniswa kanye kuphela.

[i-id yamagama-ncazo = “okunamathiselwe_232″ align=”aligncenter” wide=”623″]
Ithokheni yokutshalwa kwezimali okuvulekile kwe-api tinkoff[/caption]

Qaphela! Naphezu kokuthi ithokheni iyanyamalala ngemva kokushiya ikhasi futhi ayikwazi ukubukwa futhi, umsebenzisi angakhipha inombolo engenamkhawulo yamathokheni erobhothi.

vula i-API

I-OpenApi iyisizindalwazi sewebhu sokuxhumana nabatshalizimali nenkundla yokuhweba ye-Tinkoff Investments.

Izici Ezisebenzayo

Izici eziyinhloko zesixhumi esibonakalayo se-OpenApi HTTP yizici ezilandelayo zokusebenza:

• ukubeka umkhawulo emisebenzini yokuhweba;
• ukubeka imisebenzi yokuhweba ngaphakathi kohlaka lwe-stock exchange;
• ukuqoqwa kwedatha yolwazi evela ku-stock exchange, kuhlanganise nolwazi lomlando;
• ukuqoqwa kwedatha yolwazi ngezimali zomtshali-zimali kanye nemali engenayo yakamuva;
• ukuhlola i-algorithm yokuhweba ezintweni zomlando (uhlelo lwesinyathelo ngesinyathelo sokuhlola izinkolelo-mbono luthuthukiswa ngumtshali-zimali yedwa, ngokusekelwe ezidingweni zakhe).

I-eToken yokusebenzelana ne-OpenApi HTTP interface

Ithokheni isethi yezinto ezikhethwe ngokukhethekile, okuyidatha ebethelwe mayelana nomtshali-zimali kanye nolwazi oluhlobene nenqubo yokubhalisa ku-OpenApi.

Kunezinhlobo ezimbili zamathokheni:

• ukubethela kwezinombolo kokuxhumana nebhokisi lesihlabathi;
• isethi yezinombolo ezimele ikhodi ebethelwe yomsebenzi ogcwele nesevisi ye-Tinkoff Investments.

Isikhathi sokuqinisekiswa kwethokheni

Naphezu kweqiniso lokuthi inani elikhulu lamathokheni lingadalwa, bonke banosuku olulinganiselwe lokuphelelwa yisikhathi. Ithokheni isebenza izinsuku ezingamashumi ayisishiyagalolunye kusukela ngedethi yokusetshenziswa kokugcina.

Izinzuzo kanye nokubi kwerobhothi lokuhweba i-Tinkoff Investments

Phakathi kwezinzuzo, abasebenzisi bahlukanisa:

1. Isevisi elula enokusebenza okulula nokucacile. Ukuvula i-akhawunti yokutshala imali nomthengisi akuthathi ngaphezu kwemizuzu engama-20, okuhlanganisa nokudluliswa kwemali kuyo.
2. Ijubane lokungena ekuhwebeni lishesha ukwedlula ukuhwebelana kwe-cryptocurrency. Uma umsebenzisi esevele enepulasitiki, khona-ke ukuqala ukuhweba kuyindaba encane, ethatha imizuzu engaphezu kwe-10-15.
3. Umeluleki we-robo uthatha ingxenye enhle yomsebenzi, enenombolo enkulu yemisebenzi edingekayo esiza oqalayo ukuba ahlanganise ngokushesha esihlokweni sokuhweba.

Izingozi nazo zikhona lapha:

1. Inani elikhulu lemisebenzi linqatshelwe.
2. Akukho okungathengiswa emabhukwini e-oda lesitoko.
3. Awekho amasevisi okufinyelela okuqondile.
4. Ama-API awathuthukisiwe kahle futhi cishe awahlangabezani nezidingo zokushintshisana.

Inqubo yokwethulwa kwerobhothi lokuhweba i-Tinkoff Investments

1. Okokuqala, silanda umklami wamarobhothi kunoma iyiphi indawo etholakalayo, kodwa eqinisekisiwe.

Qaphela! Ezinye izinsiza zewebhu okufakwa kuzo amafayela ahlukahlukene, okuhlanganisa abaklami, zibe usongo kudivayisi yakho. Ngokuvamile, kanye nefayela, izinhlelo zegciwane zifakwa ku-PC eziphazamisa ukusebenza kahle kwazo zonke izinkonzo. Ngakho-ke, ngaphambi kokulanda umklami we-robot, qiniseka ukuthi isayithi alithwali noma yikuphi usongo.

2. Dawuniloda i-Zip uyifake kukhompuyutha yakho, bese uvula ifayela elifakwe kungobo yomlando bese ulidlulisela kufomethi ethi “exe” njengoba kukhonjisiwe kusithombe-skrini.
3. Sethula inkundla njengomlawuli.
4. Sidlulela esiteshini se-bot, njengoba kukhonjisiwe esithombeni.
5. Bese uya esigabeni sezilungiselelo zokuxhuma.
6. Cindezela inkinobho ethi “Lawula” kimi kwesokudla.
7. Okulandelayo, iya kokuthi Amaseva Wokuxhuma.
8. Kuyo, siskrola kuze kube sekupheleni kohlelo lwethu futhi sithole “Tinkoff”.
9. Sichofoza kabili kulo mugqa, ngemva kwalokho umugqa uvuleka phambi kwethu wokufaka ithokheni, okumele yenziwe, igcinwe futhi ikopishwe kusengaphambili.
10. Emgqeni wokufaka, sibonisa i-eToken ekhiqizwe ku-akhawunti yomuntu siqu nomthengisi.
11. Ngemva kokuhlinzwa, singakha irobhothi elingumsizi nakho konke esikudingayo ukuze sisebenze.

Okubalulekile! Ngenxa yokusebenza okungazinzile kwesevisi, asizange siyixhume, ngakho-ke umsebenzisi kuzodingeka enze ukulungiselelwa kwamakhandlela ebhukwini le-oda eyedwa.

Isipiliyoni esisebenzayo sokusebenzisa umeluleki we-robo: amaqiniso angempela mayelana ne-bot Tinkoff Investments

Iningi labasebenzisi abazame irobhothi lokuhweba elivela ku-Tinkoff Investments okokuqala bayaqaphela ukuthi i-interface ye-Api yakhelwe kabi futhi cishe ayihlangabezani nezidingo zenkundla yokuhweba. Ngokuqondene nokusakaza idatha, kuwukuxova okuphelele. Awukho umyalo oya kumdayiseli wokuthenga/ukuthengisa inombolo ethile yezinto zezimali, awukho umlando wemisebenzi eyenziwa ngayodwana, futhi awekho amateyipu okwenziwayo. Kukhona izibuko zokushintshana kuphela, ukufakwa kwazo kunqunyelwe izingcezu eziyisithupha. Ngokuvamile, umbono awumubi, kodwa i-Tinkoff Investments Api akuyona indaba ecatshangelwe kahle. Kuma-minus, umuntu angaphinda aveze ukungakwazi ukuhweba inani elikhulu lamathuluzi ngesikhathi esisodwa. Ngakolunye uhlangothi, umeluleki wamarobhothi wokuhweba, onezici ezibanzi zokusebenza, itholakale kuwo wonke umsebenzisi mahhala ngokuphelele. Ukuze uyixhume emsebenzini, kufanele ube ne-OpenApi, okumele uqale ulayishe ithokheni nge-akhawunti yomuntu siqu kuwebhusayithi esemthethweni ye-Tinkoff Investments, emva kwalokho ungaqala ukubhala i-bot. Inqubo ayithathi isikhathi esiningi njengoba kungase kubonakale, futhi abatshalizimali bangahlola izinhlelo zabo ezithuthukisiwe ku-akhawunti yedemo eyenziwe ngokukhethekile, engathinti i-akhawunti yomthengisi esemthethweni nganoma iyiphi indlela, ngakho-ke ayikho ingozi yokulahlekelwa yimali.