Uphononongo lwenjongo yerobhothi yokurhweba ngotyalo-mali lukaTinkoff

Utyalo-mali lwe-Tinkoff ngumthathi-nxaxheba oqeqeshiweyo kukhuseleko kunye neemarike zemali. Le nkonzo yinguqulelo eyenziwe lula yeqonga lokwenza utshintshiselwano kwimarike yemasheya zombini kwikomkhulu nakwamanye amazwe kwiindawo zaseNew York, kubandakanya neNASDAQ. Kutshanje, iTinkoff Investments yenkonzo yokurhweba abathengi banokufikelela kwinkonzo yerobhothi yokurhweba ebizwa ngokuba ngumcebisi we-robo. Ngayo, abasebenzisi banokulawula umngcipheko wepotfoliyo yabo yotyalo-mali. Kule nqaku, siza kujonga ngokuthe ngqo ukuba yiyiphi i-robot yokurhweba evela kwinkonzo yoTyalo-mali ye-Tinkoff, yintoni na, yeyiphi izakhono ezinayo, indlela yokuyifaka kunye nendlela yokuyiqwalasela ngokudibanisa i-API.

Irobhothi yokuthengisa iTibot “umcebisi weRobo”: yintoni na

I-robot “i-Tinkoff Robo-advisor” yinkqubo yenkqubo yenkqubo eyenza ngokuzenzekelayo iphothifoliyo yotyalo-mali ehlukeneyo ngokusekelwe kwiimeko ezichaziweyo xa umthengisi wempahla wenza isikimu esithile sezenzo. Umtyali-mali ngokwakhe uthatha isigqibo sokuba agqibe okanye angagqibezeli isivumelwano kunye neemali, izitokhwe, iibhondi kunye nezinye izibambiso ngaphakathi kweakhawunti yakhe evulwe kunye nomthengisi. Kwakhona, umrhwebi nguye yedwa ojongene nomngcipheko wokulahlekelwa.

Iimpawu eziphambili zokusebenza zerobhothi yokurhweba evela eTinkoff

Abathengi banokuxhuma kwi-Robo-adviser system investment kuphela nge-api – Tinkoff OpenApi – ikhonkco lofakelo https://www.tinkoff.ru/invest/open-api/.

Ukwenza imisebenzi, kufuneka ufumane i-eToken – isitshixo sombane – kwiprofayile yeqonga loTyalo-mali lweTinkoff, njengoko kunye nokuvula iakhawunti yomtyali-mali kunye nomthengisi. Inkqubo iya kunika umrhwebi ngolwazi olufike ngexesha malunga nokuba kunenzuzo kakhulu ukuthenga izibambiso, ukucwangcisa ukuthenga kunye nokukhulula ingeniso ngexesha langoku. Iitshathi ziya kubonisa imeko kwimarike yemasheya.
Ukongeza, irobhothi yokurhweba evela kuTyalo-mali lweTinkoff inezi mpawu zilandelayo:

1. Isishwankathelo sesicwangciso sokuthengisa kunye nomthamo wabo opheleleyo kwixesha lokugqibela kunye nelizayo.
2. Isishwankathelo sencwadi yeeodolo, apho unokubona kwakhona inani lilonke lamaxabiso othe wawamisela ukuthengisa okanye ukuthengwa kwezibambiso.
3. Isishwankathelo sedatha ye-akhawunti ye-brokerage, iimali kunye nokumisela amaxabiso okuthenga / ukuthengiswa kwezibambiso.
4. Iiodolo zingafakwa kuluhlu lwazo oluqhelekileyo, ukusuka kwincwadi yoku-odola, ngenkqubo yokucwangcisa ngokuzenzekelayo okanye kubancedisi benkqubo ngendlela yeerobhothi.
5. Isishwankathelo solwazi kumacandelo, ukukhethwa kwezixhobo ezifanelekileyo zokusebenza kulo mzuzu wangoku kunye nokucwangcisa igrafu ngokwepesenti ngokwemiqathango yokukhula / ukuwa kweziphumo zezixhobo ezikhethiweyo.
6. Kwinkqubo yokuthenga / ukuthengisa izibambiso okanye iimali kwixabiso elikhankanyiweyo, unokukhansela umyalelo oqingqiweyo ngomyalelo okhawulezayo okanye utshintshe iiparitha zayo. Inkonzo iya kuthumela ngokuzenzekelayo umyalelo wokurhoxisa umyalelo oqingqiweyo wangaphambili, emva koko iindleko ezihlaziyiweyo ziya kumiselwa.
7. Kwi-Lite version ye-Robo-adviser, unokucwangcisa ukuthengisa ngokwemigaqo elula kwimodi ezenzekelayo.
8. Kwinguqulo yePro, inkqubo ikuvumela ukuba usete imigaqo yokuthengisa usebenzisa imithetho yezibalo kunye nengqiqo, kunye nokufaka izinto eziguquguqukayo. Lonke uhlelo lungagcinwa kwifayile eyahlukileyo.
9. Kwicandelo lokucwangcisa lokuthenga, i-robot ikhulula izinto ekufuneka zilawulwe iindleko zazo.
10. Kwicandelo elithi “Izaziso”, unokufumana ixabiso eliphezulu elivumelekileyo, ekugqityweni kwayo, inkqubo iya kwazisa umtyalo-mali, kunye neqonga elincitshisiweyo, malunga nokufezekiswa kwexabiso lezinto.
11. Kwicandelo elithi “Imbali yeTransaction”, umsebenzisi unokufumana imbali yengeniso kunye neendleko eziqhutywe kwixesha elithile, kunye neziphumo zentengiselwano, kubandakanywa nemali yekhomishini ehlawuliswa ngumthengisi.
12. Izinto zoqwalaselo lwesicelo. Zibonisa: iinkokeli zeentengiso ngokwemiqathango yokukhula okanye ukuwa kwexabiso, kunye nenani lezibambiso okanye iimali ezithengiswayo. Isiteyitimenti sokurhweba – ukufumana, ukuthengiswa, iikhomishini, inzuzo yenkampani, njl njl. Ingxelo malunga nemali yomtyali-mali okwangoku kunye neetshathi ezicacileyo kwiimali ze-securities kunye nee-ruble ezineziphumo ezipheleleyo.
13. Kwicandelo elithi “Imisebenzi yoRhwebo”, umtyalo-mali unokudala iinjongo ezingayi kudluliselwa njengemiyalelo yokukhawulela, kodwa ziya kugcinwa njengemisebenzi yomntu siqu. Xa ixabiso lifikeleleke, ukukhula okanye ukuwa kwalo, kuxhomekeke kwinjongo, ukuthengwa okanye ukuthengiswa kwezibambiso okanye imali yenziwa. Nje ukuba usukelo lufikelelwe, lugqithiswa ngokuzenzekelayo kuluhlu. Ukuba isakhiwo sisebume bokutshintshana kunye neminye imisebenzi, ngoko uhlobo lutshintsha rhoqo xa kuthengiswe “ukuthenga” okanye “ukuthengisa”, kuxhomekeke kwisenzo esenziwayo.
14. Kwicandelo elithi “Imisebenzi yoRhwebo”, unokulawula umda obekiweyo kwaye utshintshe imeko “yenye” ​​imisebenzi emva kokuba ixabiso elibekwe ngumtyalo-mali lifikelelwe. Iflegi ixeliwe xa kumiselwa icandelo.
15. Kwizicwangciso, umtyalo-mali unokuqwalasela ukusebenza kwawo onke amacandelo e-robot ejoliswe ekuthengiseni: iitshathi, ukucwangcisa, incwadi yoku-odola, njalo njalo.
16. Umcebisi we-robo uquka inkqubo eyakhelweyo yokwazisa umsebenzisi malunga neendaba zamva nje kwisixhobo, izixhumanisi ezisebenzayo kwi-tradingview.com kunye ne-marketwatch.com platforms, kunye kwiphepha elisemthethweni le-Tinkoff Investments kunye nokutshintshwa ngokuzenzekelayo kwiphepha. Yesiqalelo sangoku.

Kubalulekile! Umtyalomali ngokwakhe unoxanduva lweziphumo zokuthengiselana. Yintoni eboniswe ngokuthe ngqo kwiphepha elihambelanayo https://www.tinkoff.ru/invest/disclaimers/advisor/

Ukufumana ithokheni eTinkoff

Ukusetyenziswa kwerobhothi yokuthengisa kufumaneka kuphela kwabo basebenzisi abane-eToken – uphawu, kunye ne-akhawunti yomtyali-mali evulwe kunye nomthengisi. Indlela yokufumana ithokheni:

1. Ngena kwiakhawunti yakho yobuqu kwiwebhusayithi esemthethweni yeTinkoff (https://www.tinkoff.ru/login/?redirectTo=/terminal/).
2. Yiya kwicandelo “loTyalo-mali”, ukusuka apho uye kwithebhu ethi “Useto”.
3. Umyalelo othi “Qinisekisa iitransekshini ngekhowudi” kufuneka uvaliwe.
4. Khupha i-eToken OpenApi yencwadi yeeodolo. Iqonga linokucela ukuba ungene kwi-akhawunti yakho yobuqu kwakhona, ungakhathazeki, eli linyathelo eliyimfuneko ukudibanisa i-robo-adviser kwiqonga lokurhweba.
5. Khuphela i-eToken kwaye uyigcine, njengoko awuyi kukwazi ukuyifumana kamva, uphawu luboniswa kube kanye kuphela.

Phawula! Ngaphandle kwento yokuba ithokheni iyanyamalala emva kokushiya iphepha kwaye ayinakujongwa kwakhona, umsebenzisi unokukhupha inani elingenamkhawulo lamathokheni kwirobhothi.

vula i-API

I-OpenApi lunxibelelwano lwewebhu lonxibelelwano lomtyali-mali kunye neqonga lokurhweba likaTinkoff Investments.

Iimpawu eziSebenzayo

Ezona mpawu ziphambili ze-OpenApi HTTP interface zezi zinto zilandelayo zisebenzayo:

• ukumisela umda kwimisebenzi yokurhweba;
• ukubeka imisebenzi yorhwebo ngaphakathi kwesakhelo sotshintshiselwano lwezabelo;
• ukuqokelelwa kwedatha yolwazi evela kwi-stock exchange, kubandakanywa nolwazi lwembali;
• ukuqokelelwa kwedatha yolwazi ngezimali zomtyali-mali kunye nengeniso yakutshanje;
• ukujonga i-algorithm yokurhweba kwizinto zembali (isicwangciso sesinyathelo-nge-nyathelo sokuvavanya iithiyori siphuhliswa ngumtyalo-mali ngokwakhe, ngokusekelwe kwiimfuno zakhe).

I-eToken yokunxibelelana ne-OpenApi HTTP interface

Ithokheni yisethi ekhethiweyo yezinto ezikhethiweyo, eneenkcukacha ezifihliweyo malunga nomtyalo-mali kunye nolwazi olunxulumene nenkqubo yokubhalisa kwi-OpenApi.

Kukho iintlobo ezimbini zeethokheni:

• ufihlo lwamanani lokusebenzisana nebhokisi yesanti;
• uluhlu lwamanani amele ikhowudi efihliweyo yomsebenzi opheleleyo kunye nenkonzo yoTyalo-mali lweTinkoff.

Ixesha lokuqinisekisa umqondiso

Nangona inani elikhulu lamathokheni lingadalwa, zonke zinexesha elilinganiselwe lokuphela. Uphawu lusebenza iintsuku ezingamashumi alithoba ukusuka kumhla wokusetyenziswa kokugqibela.

Izinto eziluncedo kunye nezingeloncedo kwirobhothi yokurhweba iTinkoff Investments

Phakathi kweenzuzo, abasebenzisi bahlula:

1. Inkonzo elula kunye nokusebenza okulula nokucacileyo. Ukuvula i-akhawunti yotyalo-mali kunye nomthengisi akuthathi ngaphezu kwemizuzu engama-20, kubandakanywa nokudluliselwa kwemali kuyo.
2. Isantya sokungena kwintengiso sikhawuleza kunotshintshiselwano lwe-cryptocurrency. Ukuba umsebenzisi sele eneplastiki, ngoko ke ukuqala ukurhweba yinto encinci, ukuthatha akukho ngaphezu kwemizuzu eyi-10-15.
3. Umcebisi we-robo uthatha inxalenye efanelekileyo yomsebenzi, enenani elikhulu lemisebenzi efunekayo enceda umqali ukuba adibanise ngokukhawuleza kwisihloko sokurhweba.

Iingxaki zikwakhona apha:

1. Inani elikhulu lentengiselwano lithintelwe.
2. Akukho nto inokuthengiswa kwiincwadi zeodolo yesitokhwe.
3. Akukho nkonzo yokufikelela ngokuthe ngqo.
4. Ii-APIs aziphuhliswanga kakuhle kwaye phantse azihlangabezani neemfuno zotshintshiselwano.

Inkqubo yokuphehlelela irobhothi yokuthengisa iTinkoff Investments

1. Okokuqala, sikhuphela umyili werobhothi kuyo nayiphi na indawo ekhoyo, kodwa eqinisekisiweyo indawo.

Phawula! Ezinye izixhobo zewebhu apho iifayile ezahlukeneyo zifakelwe, kubandakanywa abayili, babeka isoyikiso kwisixhobo sakho. Ngokuqhelekileyo, kunye nefayile, iinkqubo zentsholongwane zifakwe kwi-PC eziphazamisa ukusebenza kakuhle kwazo zonke iinkonzo. Ke ngoko, ngaphambi kokukhuphela umyili werobhothi, qiniseka ukuba isiza asithwali nasiphi na isoyikiso.

2. Khuphela i-Zip kwikhompyuter yakho, emva koko uvule ifayile egciniweyo kwaye uyidlulisele kwifomati ethi “exe” njengoko kubonisiwe kwiscreenshot.
3. Sisungula iqonga njengomlawuli.
4. Sidlula kwi-bot-station, njengoko kubonisiwe kumfanekiso.
5. Emva koko uye kwicandelo lokuseta uqhagamshelo.
6. Cofa iqhosha elithi “Lawula” kum ekunene.
7. Okulandelayo, yiya kwiiSeva zoQhagamshelwano.
8. Kuyo, siskrolela ekupheleni kwenkqubo yethu kwaye sifumane “Tinkoff”.
9. Sicofa kabini kulo mgca, emva koko umgca uvula phambi kwethu ngokufaka ithokheni, ekufuneka yenziwe, igcinwe kwaye ikopishwe kwangaphambili.
10. Kumgca wegalelo, sibonisa i-eToken eyenziwe kwi-akhawunti yomntu kunye nomthengisi.
11. Emva kokusebenza, sinokwenza i-robot yomncedisi kunye nayo yonke into esiyidingayo ukuze sisebenze.

Kubalulekile! Ngenxa yokusebenza okungazinzanga kwenkonzo, asizange siyidibanise, ngoko ke umsebenzisi uya kufuneka enze ukusetwa kwamakhandlela kwincwadi ye-odolo yedwa.

Amava asebenzayo okusebenzisa i-robo-advisor: iinyani zokwenyani malunga ne-bot Tinkoff Investments

Uninzi lwabasebenzisi abaye bazama i-robot yokurhweba ukusuka kwi-Tinkoff Investments okokuqala qaphela ukuba i-intanethi ye-Api yewebhu ayilwanga kakuhle kwaye iphantse ayihambelani neemfuno zeqonga lokurhweba. Ngokuphathelele ukusasaza idatha, bubugqwirha obupheleleyo. Akukho myalelo kumthengisi wokuthenga / ukuthengisa inani elithile lezinto zemali, akukho mlando yeentengiselwano ezenziwe ngabanye, kunye neeteyipu zentengiselwano. Kukho iiglasi zokutshintshiselana kuphela, ukufakwa kwazo kunqunyelwe kwiinqununu ezintandathu. Ngokubanzi, imbono ayimbi, kodwa i-Tinkoff Investments Api ayilobali elicingwe kakuhle. Kwiminus, umntu unokuphinda akhethe ukungakwazi ukurhweba inani elikhulu lezixhobo ngexesha elinye. Kwelinye icala, umcebisi werobhothi wokurhweba, onezinto ezininzi ezisebenzayo, iyafumaneka kuye wonke umsebenzisi ngokupheleleyo ngaphandle kwentlawulo. Ukuyidibanisa nomsebenzi, kufuneka ube ne-OpenApi, apho kufuneka uqale ulayishe ithokheni nge-akhawunti yakho kwiwebhusayithi esemthethweni ye-Tinkoff Investments, emva koko ungaqala ukubhala i-bot. Inkqubo ayithathi ixesha elininzi njengoko kubonakala ngathi, kwaye abatyali-mali banokuvavanya izicwangciso zabo eziphuhlisiwe kwi-akhawunti yedemo eyenziwe ngokukodwa, engachaphazeli i-akhawunti ye-brokerage esemthethweni nangayiphi na indlela, ngoko akukho mngcipheko wokulahlekelwa yimali.