I-Broker yokuvula: indlela yokuvula i-akhawunti, ukubhaliswa kwe-akhawunti yomuntu siqu, amanani

I-Otkritie Broker ingesinye sezinhlaka ezihamba phambili ezinikezela ngokuvula ama-akhawunti omthengisi wabo bobabili abaqalayo nabasebenzisi abanolwazi. Kulesi sakhiwo, kulula kakhulu ukwenza ukuthengiselana kwezezimali. Leli thuba lizonikezwa i-akhawunti yomuntu siqu edalwe kuwebhusayithi esemthethweni ye-Otkritie Broker, kanye nesicelo seselula esingalandwa kunoma iyiphi idivayisi.

Umbono ojwayelekile wesakhiwo I-Opening Broker Investments

I-Otkritie Broker okwamanje ingesinye sezinhlaka ezinkulu zezikweletu eziwumgogodla wombuso. Isisekelo senkampani siqala ngo-1995. Okwamanje, iyingxenye yeqembu lebhange le-FC Otkritie. Namuhla, i-Otkritie Broker yaziwa njengomunye wabahwebi abahamba phambili e-
Moscow Exchange. Waqashelwa kaningi njengowine imiklomelo ehlukahlukene emqhudelwaneni we-“Stock Market Elite”. Umlamuli ekuthengweni kwamasheya nezibambiso yi-Otkritie Investments. Ukunikezwa okuhamba phambili ukutshala imali ezibambiso. Ithemba lokusebenzisa uhlelo lokusebenza leselula likuvumela ukuthi utshale imali ezinkampanini ezinkulu emhlabeni nganoma yisiphi isikhathi esikahle. Kwa-Otkritie Broker, i-akhawunti yakho yomuntu siqu ivulekele ukungena kunoma iyiphi idivayisi enokufinyelela ku-inthanethi. Inkampani ikwisikhundla esiphambili ngokwenani lamakhasimende abhaliswe ngokusemthethweni. Njengamanje, inethiwekhi yamagatsha isebenza ngempumelelo kuyo yonke indawo yeRussian Federation, kanye nakwamanye amazwe.

Kungani usebenzise le nkundla

Ukusebenzisa izipesheli zenkundla ye-Otkritie Broker kunikeza amaklayenti ukufinyelela okulula nokulula ezindaweni zokuhweba eRussia nakwamanye amazwe ngokusebenzisa amathemba okuhweba namathuba okutshala imali. Lokhu kwenza kube nokwenzeka:

• sebenzisa i-akhawunti eyodwa kuzo zonke izimakethe kanye nezinhlelo zokuhweba kusukela eMoscow Exchange kuya ezinsizeni zangaphandle;
• sebenzisa imodi yokuhweba eyinhloko, okuhlanganisa ukuthengiselana kwe-REPO, ukuthenga kabusha nokubekwa kwezibambiso, namanye amathuba;
• kumongo wezimakethe, thola ulwazi lwakamuva mayelana nokubonakaliswa kwayo yonke imikhawulo ye- QUIK ;
• babe nokufinyelela okuphezulu ekubikeni okusemthethweni kumgodlagodla wokuhweba, izimakethe, izinhlelo zokuhweba;
• thumela umbiko womthengisi ngefomethi ye-XML nokuningi.

Futhi ihlinzekela ukuhlinzekwa kwezinhlobo zosizo ezilandelayo:

• ukuqaliswa kokudluliswa kwezimali ngokushesha zisuka ku-akhawunti yokukhokha ziye ku-akhawunti ye-brokerage futhi ngokuphambene nalokho;
• ukukhishwa kokuhoxiswa kanye nekhredithi ku-akhawunti ye-brokerage;
• ukubonisana kwezohwebo ngomgomo wokweluleka.

Ngenxa yalokho, usizo lunikezwa ngebanga eliphezulu lezindaba ezihlobene nokukhetha kwezinqumo zokutshala izimali, izinsizakalo zokudayisa, kanye nokuhweba esihwebeni. Konke kungenzeka ukukwenza ku-LK Opening Broker.

Izinzuzo kanye nebubi benkampani

Eminyakeni eminingi yomsebenzi ophumelelayo, inkampani ithathe ngokuzethemba isikhundla esiphambili emkhakheni wayo wemakethe yezezimali. Phakathi kwezigxobo kuphawulwe:

• ukufinyelela ezimakethe zamazwe ngamazwe, kuhlanganise USA, Great Britain, Canada;
• ukunikezwa kwemali mboleko ye-margin kusuka ku-6.5%;
• ukusetshenziswa kwezinsizakalo zokuhweba ezilula emakethe yokuphuma kokunye.

Phakathi kokubi:

• ukuba khona kwelungelo lenkampani lokusebenzisa unilaterally izinguquko zentela ngemva kwesaziso ngqo kusayithi;
• ukusetshenziswa kwamakhomishini engeziwe uma kukhona ngaphansi kwama-ruble angama-50,000 kuphothifoliyo.

Izindlela zokuvula i-akhawunti nge-Opening Broker

Noma yimuphi umsebenzisi ongase akwazi ukuvula i-akhawunti.
Zonke izigaba zenziwa ukude ngokuphelele. Ukuze udale i-akhawunti yomuntu siqu kumthengisi ovula ukutshalwa kwezimali, udinga kuphela ukugcwalisa isethi encane yedatha yomuntu siqu. Qiniseka ukuthi unamathisele isithombe sepasipoti yakho. Umsebenzisi uzikhethela ngokuzimela inani lentengo elilungele ukusetshenziswa ngokuya kuwebhusayithi esemthethweni yomthengisi ovulayo. Esigabeni esihlukile kunsiza, amanani entengo yezinsizakalo ze-“Opening Broker” ayaboniswa. Ukuze udale i-akhawunti yakho uzodinga:

• iya kuwebhusayithi yenkampani bese uchofoza inkinobho ethi “vula i-akhawunti”;
• yenza idiphozithi futhi uqale ukutshala imali.

Enye yezinto ezikhanga kakhulu kwabasaqalayo intela ye-All Inclusive, ebonwa njengefaneleka kakhulu ekutshalweni kwezimali kwesikhathi eside.

Inzuzo yayo eyengeziwe ukungabikho kwemali yenyanga kanye ne-depository. Ikhomishini yezentengiselwano incane futhi ifinyelela ku-0.05% kuphela wevolumu yayo yonke imisebenzi eyenziwe. I-0.15% ikhokhelwa ama-Eurobond. Ukwenza yonke imisebenzi ibe nenzuzo enkulu kuzovumela ukusetshenziswa kwekhadi lasebhange lase-Otkritie ukwenza ukuhoxiswa kwemali nge-akhawunti yakho yomuntu siqu kuwebhusayithi yomthengisi wokuvula. Inzuzo enkulu yokuba ne-akhawunti yomuntu siqu evula i-broker yomuntu ngamunye ukuxhumana nensiza yeklayenti yomphathi womuntu siqu.

Uyivula kanjani i-IIS nezimo zokukhokha ngo-2022

Ukuvula i-akhawunti yotshalomali yomuntu ngamunye (IIA) kuba uhlobo olukhangayo noluzuzisayo lokubambisana kumakhasimende
. Ukwakhiwa kwesigaba esinjalo kwenziwa nakuwebhusayithi yenkampani. Okwamanje lapho iklayenti yenza kusebenze ukushintshela esigabeni sokudala i-akhawunti, uhlelo lunikeza ukucabangela ithemba lokuvula I-akhawunti Yokutshalwa Kwezimali Yomuntu Ngamunye. Le nketho inezinzuzo ezibalulekile.
Phakathi kwazo:

1. Ukuthola izinzuzo zentela kuhulumeni ngendlela ebanjwayo yentela efinyelela kuma-ruble angu-52,000 noma ukukhululwa ezintela zemali engenayo.
2. Ukusetshenziswa kwe-IIS kuzuzisa ngokulinganayo kwabaqalayo kanye nabadlali bemakethe abanolwazi.
3. Ithemba lokuthola imali engenayo esiza ekufinyeleleni imigomo yesikhathi eside.

Iklayenti linelungelo lokuvula i-IIS eyodwa kuphela kuze kube iminyaka emithathu ngesikhathi sokuqinisekisa esingenamkhawulo. Inani eliphakeme lonyaka lomnikelo libekiwe. Kungama-ruble ayi-1,000,000. Ukuze uqalise ngokushesha, inketho engcono kakhulu ukuvula i-akhawunti ehlanganisa Konke. Impumelelo yokuqala iqinisekisa i-akhawunti yomuntu siqu yeklayenti ekuvuleni umthengisi wokutshala imali. Ngemuva kokudala i-akhawunti yomuntu siqu ekuvuleni komthengisi, ukungena kwenziwa kusetshenziswa ukungena ngemvume okukodwa kanye nephasiwedi. Ukuvikeleka kwedatha yomuntu siqu yomsebenzisi kuqinisekiswa ukubuyekezwa ekuvuleni umdayisi. Ekuvuleni umdayisi, ukungena kwenziwa kusetshenziswa iphasiwedi eyodwa.

Sonke isakhamuzi esidala saseRussian Federation singavula i-akhawunti yomuntu siqu. Udinga nje ukuvula insiza bese ulanda uhlelo lokusebenza.

Ungalanda kanjani, ufake futhi ubhalise kuhlelo lokusebenza lwe-Otkritie Broker

Insiza elula ukusetshenziswa kwesicelo esitholakalayo ukuze silandwe kusixhumanisi esithi https://open-broker.ru/invest/promo/mobile/. Inqubo elula izovumela ngisho nomuntu oqalayo ukuthi aqale ukutshala izimali. Kwanele ukusebenzisa ifoni enokufinyelela kunethiwekhi. Ukusebenzisa uhlelo kusiza ukwazi imithetho yokutshala imali ngempumelelo noma ngabe kunemizuzu engama-30 kuphela yomsebenzi onjalo.
Isici sohlelo lokusebenza ubunikazi bedatha ye-PC, i-smartphone noma ithebhulethi. Esimweni ngasinye, ungakwazi ukujwayelana nedatha entsha yezigaba, okuhlanganisa nesigaba sezibalo. Lokhu kuzokusiza ukuthi uqaphele okwenzeka emakethe nganoma yisiphi isikhathi. Ukulanda uhlelo lokusebenza kumahhala ngokuphelele. Iyatholakala futhi ukuthi ilandwe ku-Play Market. Ngemva kwalokho, ungasebenzisa wonke amathuba okuvulwa kwebhange lokutshalwa kwezimali. Kuzokwenzekani ekuvuleni komthengisi, nokuthi kuzokwenzekani ngempahla yakho: https://youtu.be/4eTgZ9OAxDw

Ngena ngemvume ku-akhawunti yakho yomuntu siqu ye-Otkritie Broker

Ukuze usebenzise ngempumelelo amathuba okusebenzisa ukunikezwa kwenkampani, kwanele ukudala i-akhawunti yomuntu siqu esisetshenziswa. Kubalulekile ukuthi asikho isidingo sokuvakashela igatsha lenkampani. Zonke izigaba zokudala i-akhawunti yomuntu siqu zenziwa ukude. Asikho nesidingo sokumane ushiye isihlalo sakho osithandayo noma isihlalo sasehhovisi. Kwanele ukufaka ukuvulwa komthengisi ngefoni.
I-akhawunti yomuntu siqu isetshenziswa nenkomba yedatha yomuntu siqu.
Abeluleki bakulungele ukunikeza usizo ekusebenziseni i-akhawunti yomuntu siqu yenkampani. Ukuxhumana nabo kwenziwa ngocingo noma ngemiyalezo yomuntu siqu. Zonke izinyathelo zinembile. Namuhla, iwebhusayithi esemthethweni yomthengisi evula i-investment isebenziseka kalula noma ngabe usaqala. Lapha ungasebenzisa ukuhweba ezitokweni, ikusasa namanye amathuluzi ezezimali. Kuzoba futhi ukuhlanganisa ukunikeza umdayisi ngembuyiselo engu-30% uma uqala ukusebenzisa okunikezwayo kwenkampani.

Ukusetha, isixhumi esibonakalayo sensiza

Ukuze usebenzise ngempumelelo ukunikezwa kwenkampani, kwanele ukuthatha izinyathelo ezimbili kuphela. Esokuqala salokhu ukwakhiwa kwe-akhawunti yomuntu siqu nokuvula i-akhawunti. Ngaphezu kwalokho, izimali zidluliselwa ku-akhawunti edaliwe zisuka ku-akhawunti yekhasimende kunoma yiliphi ibhange laseRussia. Inzuzo ekhangayo yenkampani ukungabikho kokukhokhisa ikhomishini yokuhumusha. Ngemuva kokufaka uhlelo lokusebenza lweselula, kunethuba lokuthengiselana okuphumelelayo kwezezimali kusuka noma yikuphi emhlabeni. Kwanele nje ukusuka kudivayisi enokufinyelela kunethiwekhi uye ku-akhawunti yakho yomuntu siqu.
Ngemva kokudala i-akhawunti yomuntu siqu, iklayenti lidala ukungena kwalo siqu kanye nephasiwedi. Kuyafaneleka ukuphawula ukukhushulwa okunenzuzo kokwethembeka kwenkampani. Kubandakanya, isabelo esibizwa ngokuthi ukwamukela ngemfudumalo ukuvula umthengisi Ngaphezu kwalokho, awekho amakhomishana okuqhuba ingxenye ebalulekile yokuthengiselana kwezezimali lapho kuvulwa umthengisi. Lokhu kuqinisekisa, phakathi kokunye, ukuthi amanani entengo yezinsizakalo kusukela ekuvuleleni umthengisi womuntu ngamunye anikezwa ngemibandela evuma kakhulu. Isibonelo, i-cashback 30. Izinhlelo zokwethembeka kulesi simo zisiza ukuheha amakhasimende amasha. Futhi zilungele abantu bakudala bemakethe yokutshala imali, zisiza ukwazi amathrendi amasha namathrendi emakethe. Amakhono alungele ngokulinganayo kuwo wonke umdlali osemakethe yokutshala imali. Okwamanje, ibhange kusukela ekuvulweni komthengisi lifakwe ohlwini lwezikhungo zezezimali ezihloniphekile, ezibonisa ukuthi ibhange linesisindo esingakanani emakethe,

Indlela yokuhweba nokutshala imali

Isici esikhangayo sekhasimende lenkampani yamasheya ehlanganyelwe evula umthengisi ithuba lokusebenzisa inzuzo ngokuhweba nokutshala imali, ngisho nakumuntu osaqalayo. Izinhlelo zokuphromotha nokwethembeka zikusiza ukuthi uqale ukwenza inzuzo. Njengephromoshini engu-30 yokubuyiselwa kwemali, evumela cishe wonke amaklayenti amasha, lapho enza i-akhawunti yomuntu siqu, ukuthi athole imali yokuqala yokuqala ku-akhawunti ukuze athole izifundo zokuqala zokusebenzisa ngempumelelo ukutshalwa kwezimali. Isayithi linikeza umnikelo ohlukile womtshali-zimali oqalayo. Njengomjaho we-inthanethi wokucwiliswa ekutshalweni kwezimali “Isiqalo Esilula”. Ekuvulweni kokutshalwa kwezimali, kusetshenziswa amanani avumayo, agxile kumakhasimende amasha kanye nalabo badlali abavamile abahlela ukuthuthukisa ulwazi lwabo namakhono.
Uhlelo lokuqeqesha kulokhu luba inketho ekhangayo yokuqala umsebenzi ophumelelayo wokutshala izimali. Ngaphansi kwalolu hlelo lokuqeqesha, iklayenti ngalinye lithola ithuba lamahhala lokuqeqeshwa ngokuvumelana nezinyathelo ezilandelayo, okusiza ukuthola iphakethe lokuqala lamakhono ayisisekelo. Uhlelo lwezemfundo luhlanganisa:

• izifundo zezinsuku eziyisishiyagalolunye;
• izinkulumo ngochwepheshe abagunyaziwe aba-4
• ukuhlola amakhono atholwe kumodi yokuhlola.

Izimpendulo ezivivinyweni zokuvula umthengisi, ezishicilelwe esizindeni somphakathi kuwebhusayithi yenkampani, zisiza ukuhlola ulwazi oluzuziwe.
Izihloko ezikhethwe ngokucophelela zamakilasi zisiza ukuthola ulwazi lokuqala oluyisisekelo namakhono alabo abasanda kwenza amatshali abo okuqala ekutshaleni imali. Ukuqala ukuthatha izifundo, kwanele ukuya ku-akhawunti yomuntu siqu yebhange ukuze uvule ukutshalwa kwezimali. Usizo ezigabeni zokuqala lunikezwa umeluleki womuntu oqeqeshiwe nonolwazi. Uzochaza amanani kusukela ekuvuleni umthengisi womuntu ngamunye ngo-2022 kanye nemithetho yokuyisebenzisa.

Inqubo yokusebenzisa amanani entengo

Ukukhethwa kwezintela ze-IIS noma i-akhawunti ye-brokerage kuyatholakala kuwebhusayithi esemthethweni yenkampani. Okwamanje, umthengisi wokuvula unikeza ukusetshenziswa kwezintela ezilandelayo:

• kunikezwa mahhala ngo-0% ngenyanga ” Konke Okuhlanganisiwe “, kunenzuzo kubo bonke abatshalizimali, ikakhulukazi abaqalayo;
• ithuthukiswe kubatshalizimali abanempahla efika ku-5 million ruble ” Investment “, ukugcinwa kubiza futhi 0% ngenyanga;
• amakhasimende anezimpahla ezingaphezu kwezigidi ezingu-5 zama-ruble afanelekela intela ye- Premium , ngesevisi yama-ruble angu-150 ngenyanga;
• amakhasimende asebenza nsuku zonke kusuka kuma-ruble ayizinkulungwane ezingu-500 azokhululeka nge-tariff “Speculative” ngokubhaliswa kusuka kuma-ruble angu-250.

Uchwepheshe onolwazi ulungele ukuncoma intela ekhanga kakhulu yeklayenti ngalinye. Ngesikhathi esifanayo, ochwepheshe bagcizelela ukuthi intela ehlanganisa konke iba yinhle kakhulu kwabaqalayo.

Ubuhle nobubi bokutshala imali ku-Discovery

Isipho senkampani sidingeka kakhulu phakathi kwamakhasimende. Ngaphambi kokucabangela ithuba lokudala i-akhawunti yomuntu siqu kanye nokuqala ukutshala izimali, kufanelekile ukucabangela izinzuzo nezinkinga ezingaba khona zenkampani. Ama-pluses afaka:

• ukufinyelela kalula ezimakethe zamazwe ngamazwe;
• imali ebolekiwe enenzuzo engu-6.5%;
• ukunikezwa kokubonisana neklayenti yimenenja yomuntu siqu;
• amakhasimende angahweba ngokuhwebelana kwe-US.

Phakathi kwamaminithi:

• isikali se-tariff esingabonakala sidida umuntu oqalayo;
• ikhomishana yediphozithi imisiwe, efika kuma-ruble angu-175 ngenyanga;
• isevisi yamahhala kuphela uma inani ku-akhawunti lingaphezu kwama-ruble angu-50,000, ngenani elincane, ama-ruble angu-295 akhokhiswa njalo ngenyanga;
• ukushaja i-1% ngendlela yekhomishini lapho ukhokha ngekhadi, akukho khomishini yokudluliselwa kwebhange;
• ukwesekwa kobuchwepheshe akuhlali kukulungele ukunikeza iseluleko nosizo ngokushesha.

Imininingwane enemininingwane iyatholakala ngokushayela inombolo yocingo yokuvula umthengisi.

Umthengisi wokuvula i-akhawunti yedemo – ukuvulwa nezici

Inzuzo enkulu kubo bonke abatshalizimali abasafufusa ithuba lokuzama wonke amasheya nemisebenzi yenkampani lapho usebenzisa i-akhawunti yedemo. Uma usebenzisa i-akhawunti yedemo, wonke umuntu oqalayo unethuba lokusebenzisa imikhuba emihle yabatshalizimali abahamba phambili emhlabeni. Imithetho ye-akhawunti isiza ukwazi kahle imithetho yokutshala imali nokwenza inzuzo.
Lapho uvula i-akhawunti yedemo, iklayenti linethemba lokuvulwa ngokushesha namahhala kwe-akhawunti ye-brokerage emizuzwaneni embalwa. Ngemva kokuthola ikhadi lasebhange le-Otkritie. Ukuthembeka kwenhlangano yezezimali kuqinisekiswa I-Ejensi Kazwelonke Yokulinganisa. Inkampani ilinganiswe nge-AAA. Ukusetshenziswa kwenguqulo yedemo kuqeda ukusetshenziswa kwezinhlelo eziyinkimbinkimbi ezingadinga ukufakwa kudivayisi ekwazi ukufinyelela ku-inthanethi. I-akhawunti yomuntu siqu isebenza ngempumelelo ngokulinganayo kunoma iyiphi idivayisi. Ungatshala ezingeni lomhlaba ngomqondo oyiqiniso wegama ubusuku nemini nanoma yikuphi emhlabeni.