U-Broker Tinkoff.Investments: amakhomishana nezinhlelo zentela 2024

I-Broker Tinkoff.Investments: amakhomishana amanje, asobala futhi afihliwe, izinhlelo zentela 2024. 

Qaphela! Ngezansi kukhona ukukhethwa kwamathuluzi awusizo okuhweba kunkundla ye-Tinkoff Investments, kanye nenyanga yokuhweba mahhala njengesipho.

Kusukela ngo-2018, u-Tinkoff wethule indlela entsha kumakhasimende amasha navamile. Ngonyaka wokuqala wokusebenza, insizakalo yokutshala izimali ikwazile ukudlula iningi labathengi bamasheya, ngemva kwalokho yathatha indawo yesi-2 ngokuzethemba enanini eliphelele labatshalizimali ababhalisiwe abahweba njalo eMoscow Stock Exchange .

Inkampani yaseTinkoff ibhaliswe ngokusemthethweni eMoscow futhi iphethe ilayisense yokuthengisa. Ukuhlinzekwa kwezinsizakalo kanye nokufinyelela kumathuluzi ezezimali kwenziwa ngaphakathi kwendawo yesevisi ye-Tinkoff Investments.

Izinsizakalo zokuthengisa zomthengisi weTinkoff

Ngokwemibandela yamanje, uhlu oluthile lwezinsizakalo luyatholakala kubantu ababhalisiwe kwa-Tinkoff Investments. Okubaluleke kakhulu yilezi:

• ukuhweba ngamabhondi amaningi kahulumeni kanye nezinkampani, okuhlanganisa ama-Eurobond, amasheya ezinkampani nama-ETF, ngezimali, ngokwesilinganiso sokushintshana esimisiwe ngesikhathi sokuthenga;
• ukuhlinzeka ngokufinyelela okungenazihibe emisebenzini eminingi ehlobene nezibambiso ze-over-the-counter – kubatshalizimali abaqeqeshiwe kuphela;
• uhlelo lokusebenza olulula lweselula olunamathuluzi amaningi omsebenzi ophumelelayo, isibonelo: isifunzo sesimo sezulu, ukulawulwa kwephothifoliyo yesikhathi sangempela, ikhalenda lokukhokha izabelo, nezinkomba eziqondile eziyinhloko zabakhiphile;
• umphathi ozinikele womuntu siqu, izibalo ezichwepheshile kanye nephakheji elinwetshiwe lamathuluzi asebenzayo avela ekuhwebeni kwezimali, kuncike ekusebenzeni kwephakheji ye-Premium tariff;
• ukufinyelela kwamahhala kumeluleki werobhothi, ohlinzeka ngosizo olubalulekile ekwakheni iphothifoliyo yokutshala imali.

Uyivula kanjani i-IIS TinkoffUkwengeza, amakhasimende abhalisiwe omthengisi we-Tinkoff angasebenza emakethe yomshwalense ye-EverQuote. Ukuthenga amasheya anentshisekelo, ukusebenza kohlelo lokusebenza lweselula kunikezwa. Ukuze ubhalise i-akhawunti ye-brokerage, isevisi ayidingi amanani amancane – ukuhweba kungaqala nganoma yiliphi inani. Kungenzeka ukusebenzisa ikhadi. Lapho uthenga amasheya ekushintshanisweni kwamasheya angaphandle, ukuguqulwa kuma-ruble kwenziwa ngokuzenzakalelayo. Ukuxhuma ezinhlelweni zentela ze-“Trader” kanye “Nezomtshalizimali” kuhilela ukuhweba ngaphandle kokusebenzisa abadayisi abakhethekile ababambeli, okuhlanganisa umshwalense kanye nabathengi bezikweletu. Ukuhweba kwenziwa ngewebhusayithi esemthethweni, isigaba esisebenzayo samakhasimende singafinyelela esiphethweni sewebhu esihambelanayo.Usizo: Imithetho yamanje ayizivumeli izinhlangano ezisemthethweni ukuthi zibhalise kusevisi.

Okubalulekile: amathuluzi awusizo okuhweba endaweni ye-Tinkoff.Investments

I-OpexBot : inkundla yamahhala yokuhweba nge-algorithmic ku-Tinkoff Investments. Isingeniso ekusebenzeni kweplathifomu yokuhweba ye-algorithmic ye-OpexBot. Usebenzisa lesi sixhumanisi ungavula i-akhawunti ukuze uhwebe mahhala ikhomishini inyanga yonke endaweni yesikhulumi se-Tinkoff Investments https://tinkoff.ru/sl/1Ld1HbbpHxY . Ungalithola kanjani ithokheni lokutshalwa kwezimali kwe-Tinkoff . Ungayibuka kanjani imininingwane yezindleko namakhomishini ku-akhawunti ye-brokerage ngokuzenzakalelayo: Ipulatifomu ye-Opexbot.info

Izintengo zamanje

Amaklayenti abhalise kusevisi ye-Tinkoff.Investments ahlinzekwa ngamasu amaningana entela atholakalayo:

• “I-premium”;
• “Umhwebi”;
• “Umtshalizimali”.

Uhlelo ngalunye lwezindleko luyahluka ngokwemibandela nezindleko zesevisi. Ukuze unciphise ingozi yamaphutha nokungaqondi kahle, kunconywa ukuthi ufunde ngayinye yazo ngokwehlukana.

I-Tariff “Investor”

Uhlelo lwentela lubeka ikhomishini engu-0.3% yenani lomsebenzi ophothuliwe. Isevisi yamahhala inikezwa. Ngaphezu kwalokho, azikho izimali ezikhokhiswayo ngokubhaliswa, ukuvalwa kwe-akhawunti ye-brokerage, okuhlanganisa nezinsizakalo zokugcinwa, amadiphozithi kanye nokuhoxiswa.

Usizo: amaklayenti anikezwa ukufinyelela kumeluleki we-robo ohlinzeka ngosizo ngokusebenza emakethe yezibambiso, okubalulekile kwabaqalayo. Ungathintana nochwepheshe bosekelo ngocingo nangengxoxo eku-inthanethi.

Kuyaphawuleka ukuthi u-Tinkoff uthi ekhasini elithi https://www.tinkoff.ru/invest/tariffs/ ukuthi awekho amakhomishini afihliwe, kodwa lokhu akulona iqiniso. Ukuze uqinisekise lokhu ngokwakho, sebenzisa isevisi  https://opexbot.info/ , ecabangela wonke amakhomishini ngaphandle komsebenzi wezandla.Uma ufunda ngokucophelela isithombe-skrini esingenhla, kuyacaca ukuthi eyokuqala ayibonisi ikhomishini kanye nenani lokuthengiselana, eyesibili ayibonisi imali yesevisi. Ngokushesha ngemva kokuthenga isitoko, kukhona ukususa. Ngakho-ke, kuyatuseka ukukhombisa esigungwini inzuzo kukhishwe amakhomishini amabili. Esimweni sokuqala, kuthengwa inkatho engu-150, isitoko sikhuphuka ngama-kopecks angu-50, okulingana no-+0.25%, ukuthengiselana ngama-ruble angu-750. Lapho benquma ukuthengisa, abaningi bakholelwa ukuthi lokhu kuyimali engenayo ezoba khona, kodwa abanye bakhomba ku-0. Lapho uvala isikhundla, inani lokulahlekelwa liyi-ruble ye-1000. – inzuzo, khipha imali yesevisi yokuthenga kanye nokukhipha ikhomishini okuthengiswayo. Uma uhlola uhlangothi olungakwesokudla lwesithombe-skrini, ulwazi lukhanga nakakhulu. Ikhomishana isethwe kuma-ruble angu-400, ngakho-ke lapho uthenga inkatho engu-3 – ama-ruble angu-1200. Uma kuvalwa, kufanele ukhokhe inani elifanayo, okuholela ku-2400 rub. Ukufinyelela okungenani i-0, izindleko zenkatho eyodwa kufanele zikhuphuke ngama-ruble angama-800. Ngakho-ke, ngokunyuka kwe-1%, ukubuyisela akuyona +1%, kodwa 0.

I-Tariff “Trader”

Uhlelo lwentela luhlukile kolwangaphambili ngenani lamapharamitha. Phakathi kwazo kukhona:

• ikhomishana eyisisekelo isethwe ku-0.05%;
• kuncike ekuzuzeni inzuzo yansuku zonke yama-ruble angama-200,000 ngaphambi kokuvalwa kokushintshaniswa – 0.025%;
• Izindleko zesevisi yanyanga zonke zingama-ruble angu-290 ngenyanga.

Kuyafaneleka ukunaka iqiniso lokuthi imali yenyanga ayidonswa inqobo nje uma:

• iklayenti lingene kumatransactions ukuze lithenge/lithengiswe izibambiso;
• Ikhadi le-premium le-Tinkoff liyatholakala;
• imali engenayo yesikhathi esedlule idlule ama-ruble ayizigidi ezi-5;
• umthamo omenyezelwe wokutshalwa kwezimali kwangempela udlula ama-ruble ayizigidi ezi-2.

Ukwengeza, amakhomishini kanye nezimali ezengeziwe zokubhalisa nokuvala i-akhawunti ye-brokerage, okuhlanganisa nezinsizakalo ze-depository, kanye nokusebenza okuhlobene nokugcwaliswa kabusha nokuhoxiswa kwezimali akufakiwe. Izinzuzo zihlanganisa ukuhlinzeka ngokufinyelela kumsizi werobhothi ohlinzeka ngezincomo emakethe yezibambiso. Ukuxhumana kwamahora angu-24 nabamele isevisi yokusekela kunikezwa nge-hotline noma ingxoxo ye-inthanethi.

Uhlelo lwentela “Premium”

Ikhomishini eyisisekelo ingu-0.025% kuphela. Izici ezibalulekile zifaka:

• ukuphothula ukuthengiselana ngezibambiso ezithengwayo – ikhomishini iyahluka ukusuka ku-0.025% ukuya ku-0.4%;
• izindleko zokugcinwa kwanyanga zonke zingama-ruble angu-3,000.

Ngokwemigomo yamanje yohlelo lwentela, imali ekhonjiwe yanyanga zonke ingase ingasebenzi ezimeni ezingavamile. Lokhu kubandakanya:

• inani eliphelele lephothifoliyo yokutshalwa kwezimali lihluka kusuka kuma-ruble ayizigidi ezingu-1 kuye kwezingu-3 – imali yenyanga ngama-ruble angu-990;
• umthamo wangempela wephothifoliyo yokutshala imali idlula ama-ruble ayizigidi ezi-3 – isevisi yamahhala;
• ukubhaliswa, ukuvalwa kwe-akhawunti ye-brokerage yomuntu siqu, okuhlanganisa nezinsizakalo zediphozithi, ukuthengiselana kwezezimali ukuze ugcwalise futhi uhoxiswe – mahhala.

Izinzuzo eziyinhloko zohlelo lwentela ukuhlinzekwa kosizo lomuntu siqu oluvela kubahlaziyi abaholayo bomthengisi okukhulunywa ngaye, okuhlanganisa nezincomo eziwusizo zokwakha iphothifoliyo ehlukahlukene ephumelelayo. Ukwesekwa okuphelele kunikezwa umxhumanisi womuntu siqu. Ireferensi: izinhlelo zentela “zoMtshalizimali” kanye “Nezomhwebi” zinikeza ukufinyelela kukhathalogi eyisisekelo yezibambiso, kuyilapho abanikazi be-“Premium” futhi benelungelo lokuhweba ngamasheya ohwebo lwangaphandle, okubangelwa ukutholwa kwenani elihambisanayo amathuluzi ekhawunta. Uhlu olufinyelelekayo lwamasheya luhlala lutholakala kuphothali esemthethweni yomthengisi we-Tinkoff.

Izinzuzo kanye nokubi Tinkoff.Investments

Isevisi ekhethekile “Tinkoff.Investments” inezinzuzo kanye nokubi. Izinzuzo zihlanganisa:

• ilungelo lokukhetha uhlelo lwentela lwamanje, okuhlanganisa ukubhaliswa okusheshayo kwe-akhawunti ye-brokerage – amaklayenti asebhange akhona angavula ukude kungakapheli iminithi elingu-1, amaklayenti amasha angasayina isivumelwano ngosuku olulandelayo ngemva kwesicelo;
• isikhombimsebenzisi esibonakalayo esinesicelo seselula sokuhweba, kunezici zokuzijabulisa ezakhelwe ngaphakathi;
• ikhono lokuhoxisa kanye nokugcwalisa i-akhawunti yakho ngaphandle kwekhomishini;
• ukukhushulwa okuningi okunikeza amakhomishini ancishisiwe;
• ukutholakala kwesifundo sokutshalwa kwezimali sakamuva, ngemva kokuphothulwa lapho kunikezwa umklomelo othile;
• kungenzeka ukuvula ama-akhawunti we-brokerage we-10 kanyekanye;
• ithuba lokuqala ukuhweba kusuka kudola elingu-1.

Ububi obuyinhloko ubukhona bamakhomishini amaningi afihliwe kanye nokungabi bikho obala ku-accounting yawo. Amakhomishana e-Tinkoff ezinsizeni zasebhange Izinzuzo ezikhona zisivumela ukuthi sikhulume ngokuzethemba mayelana nokufaneleka kokusebenzisa isevisi ukuzuza imali. Kodwa-ke, ungakhohlwa mayelana nokuba khona kwenani elikhulu lamakhomishini afihliwe, acatshangelwa ngokuzenzakalelayo ngokuzenzakalelayo usebenzisa ithuluzi elenziwe ngokukhethekile i-Opexbot.info . Ukutadisha ngokucophelela imithetho kukuvumela ukuthi uqede zonke izinhlobo zezingozi.