Iyini isevisi ye-brokerage: amanani, izimo e-Russian Federation ngo-2024

Ukuhweba ngokushintshana kubukeka kuthembisa ukuze wenze inzuzo enkulu. Nokho, ukuze kuzuzwe impumelelo kule ndawo, kubalulekile ukusebenza ngokuphumelelayo ngangokunokwenzeka. Ukukhetha umthengisi ofanele kungenye yezinyathelo ezibaluleke kakhulu zebhizinisi eliphumelelayo. Umhwebi akanalo ithuba lokufinyelela ngokuqondile ukushintshaniswa. Ukuze ube ngumthengisi ngokwakho, udinga ukuthola izimvume ezikhethekile futhi utshale izimali ezibalulekile. Ukufinyelela ekuhwebeni esihwebeni kuyisevisi engatholwa ngokuphetha isivumelwano esifanele nomxhumanisi. [i-id yamagama-ncazo = “okunamathiselwe_509” align = “aligncenter” wide = “771”]
Inqubo yokuphothula isivumelwano sesevisi ye-brokerage e-Sberbank [/ amazwibela] Uma uthi nhlá, kunenani elibalulekile labathengi ongakhetha phakathi kwalo elilungile. Eqinisweni, ukuhweba ku-stock exchange kuthatha isikhathi eside futhi umthengisi ngesikhathi esifanayo uthemba umxhumanisi ngezimali ezibalulekile. Uthembele kwikhwalithi yemisebenzi futhi kufanele aqiniseke ukuthi izokwenziwa ngendlela elindelekile. Okunye okubalulekile inzuzo yemigomo yesevisi anikezwa yona. [i-id yamagama-ncazo = “okunamathiselwe_508″ align=”aligncenter” width=”774″]
Ukusebenzisana ezimakethe zezibambiso[/caption]

Iyini isevisi ye-brokerage futhi ihlanganisani

Lapho uhweba ku-stock exchange, yonke imisebenzi yenziwa ngomthengisi. Ikakhulukazi, wenza lokhu okulandelayo:

1. Iqinisekisa ukuthi ukuthengiselana kwenziwa ngokuhambisana nemibandela yabo.
2. Yamukela imali ku-akhawunti yokuhweba, igcina amarekhodi awo futhi ihlele ukuhoxiswa kwezimali ngokufunwa.
3. Ihlinzeka ngetheminali yokusebenza evumela umhwebi ukuthi abone amashadi ekhwothi, asebenzise izinkomba zobuchwepheshe ukuze enze izinqumo.
4. Inikeza amandla okuthenga.

Ezinye izinketho nazo ziyatholakala:

1. Kwesinye isikhathi umthengisi unikeza ukuqeqeshwa kwabaqalayo futhi usiza abadayisi abanolwazi bathuthukise amakhono abo.
2. Ingase inikeze amabhonasi engeziwe. Njengesibonelo, singakhumbula ukuthi kungenzeka ukuthi akukho ukuhweba kwediphozithi. Kulokhu, umhwebi udluliselwa ku-akhawunti inani elanele ukuqala ukuhweba.
3. Izimpawu zokuhweba zinikezwa ukuthengiselana.
4. Ungasebenzisa izinsizakalo zabadayisi abanolwazi ukukopisha ukuhweba. Kulokhu, oqalayo angenza izenzo ngendlela efanayo naleyo ochwepheshe abazenza ngayo.
5. Umthengisi anganikeza ikhono lokusebenzisa izinhlelo ezikhethekile – abacebisi , okwenza kube lula ukuhweba ngokuzenzakalelayo.
6. Ihlinzeka ngolwazi olubalulekile lwezomnotho olungase lube nomthelela ekushintsheni kwezilinganiso zesitoko.
7. Ngokuvamile umthengisi uhlela ithuba lokudlulisela imali kubaphathi bochwepheshe abanolwazi ngenkokhelo efanele.

Izinga lesevisi yokwesekwa libalulekile. Isiza amaklayenti ukuxazulula izinkinga eziye zavela phakathi nemisebenzi yawo. [i-id yamagama-ncazo = “okunamathiselwe_506″ align=”aligncenter” wide=”797″]
Ihlanganisani isevisi yokudayiswa kwe-Sberbank[/caption]

Ubani ohlinzeka ngezinsizakalo zokuhweba eRussia ngo-2021 – izimo nezintela ze-Sberbank, VTB, Tinkoff, Finam, njll.

Amalungelo nezibopho zabathengi zilawulwa ngumthetho. Ukuze wenze imisebenzi kule ndawo, kufanele uthole ilayisensi ekhethekile. Nakuba ngokuvamile abathengisi besebenza nabadayisi abavela emazweni abo, kungenzeka ukuphothula izinkontileka nalabo abangabahwebi abavela kwamanye amazwe. Lapho ukhetha umthengisi, ukukala kwabangcono kakhulu kubo kungasiza. Ngokuya ngezinqubo ezisetshenzisiwe (umthamo wokuthengiselana, inani lamakhasimende, nabanye), izindawo zokuqala zingasatshalaliswa ngezindlela ezahlukene, kodwa izinkampani ezilandelayo ohlwini olungezansi zizoba phakathi kwabaholi. Abadayisi bamasheya basebenza ngokuhwebelana abahweba ngamasheya namabhondi. E-Russia, ezinkulu kunazo zonke izimakethe zamasheya eMoscow naseSt. [i-id yamagama-ncazo = “okunamathiselwe_510” align = “aligncenter” wide = “764”

Umthengisi we-BCS

Le nkampani inamakhasimende angaphezu kwezinkulungwane ezingamakhulu amabili. Inkampani ithatha indawo yokuqala njalo emiqhudelwaneni ehlukahlukene phakathi kwabathengi. Phakathi kwezinsizakalo ezinikezwayo kukhona ukuqeqeshwa nge-inthanethi ekutshaleni imali kanye nomsebenzi wokuhweba. Inkampani iklonyeliswe ngesilinganiso esiphezulu sokwethembeka. Ukuze ubhalise, kufanele unikeze imininingwane yakho yepasipoti. Kulokhu, kungenzeka futhi ukwenza le nqubo ngokusebenzisa Izinkonzo Zombuso. Amakhasimende angasebenzisa isicelo esikhethekile samaselula. Amakhomishini okukhokhela okwenziwayo angu-0.0177% kuya ku-0.0354% wevolumu yabaqalayo. Kukhona 15 amanani. Ukusebenza nezinkampani zaseRussia nezangaphandle kuvunyelwe. Inkokhelo ye-broker yomuntu siqu engu-1% yenani eliku-akhawunti yokuhweba yokugcinwa konyaka.

Tinkoff Investments

Ukuvula nokugcinwa kwe-akhawunti kwamahhala kunikezwa. Ukuthengiselana kungaphethwa ngesiphequluli, nangohlelo lokusebenza lwe-smartphone. Kubathengisi, izinto zokuhlaziya zinikezwa, kufaka phakathi ukubuyekezwa nezingxoxo zemibono ethembisayo yokutshala imali. https://articles.opexflow.com/trading-bots/tinkoff-investicii.htm Awukho umkhawulo wediphozithi omncane. Inkokhelo ingenziwa ngaphandle kwekhomishini ngekhadi lasebhange laseTinkoff. Inkokhelo yenzelwe imisebenzi kuphela (ikhomishini esuka ku-0.025%). Uma bengakwenzi, akukho mali ezokhokhiswa. Inkampani njengebhonasi inganikeza iklayenti amasheya ngenani lama-ruble angama-25,000.

Ukuvula Umthengisi

Inani lamakhasimende lidlule abantu abayizinkulungwane eziyi-100. Inkampani iklonyeliswe ngesilinganiso esiphezulu sokwethenjelwa. Ungakwazi ukuvula i-akhawunti ngokuvakashela ihhovisi noma ukude nge-inthanethi. Imicimbi yokuqeqesha ibanjwa njalo, okuhlanganisa izifundo namasemina. Lo mdayiseli ubesebenza emakethe iminyaka engaphezu kwengu-25 futhi uthole idumela eliqinile ngalesi sikhathi. Amaklayenti angakhetha ezinhlelweni ezi-4 zentela ngokuhambisana nezinga lawo lokuqeqeshwa namandla ezezimali. Kuvunyelwe ukuvula ama-akhawunti amancane amabili noma ngaphezulu ku-akhawunti eyodwa. Kukhona inkokhelo eyimbuyiselo yemisebenzi enenani elingafika ku-50% yenani lakhona.

Finam

Inkampani ithathwa njengomunye wabathengi abahamba phambili. Inamakhasimende angaphezu kuka-200,000 futhi isiwine imiqhudelwano yochwepheshe engaphezu kuka-150. Esinye sezici ezibalulekile ukuba khona kwenani elikhulu lamanani ahlukene, phakathi kwawo amakhasimende ngokuqinisekile azozitholela okufanele kakhulu. Ungavula i-akhawunti ku-inthanethi emizuzwini embalwa nje. Kwabaqalayo, izifundo zokuqeqesha zinikezwa, kubahwebi abanolwazi olunzulu nabatshalizimali kunamathuba okuqeqeshwa okuthuthukile. Idiphozithi encane yokuvula i-akhawunti yokuhweba ngama-ruble angama-30,000. Inani elikhulu lamathuluzi okuhweba linikeza umthengisi noma umtshali-zimali izinketho ezinhle zokukhetha kuzo. Inkokhelo yokuthengiselana ngakunye kusuka kuma-kopecks angama-45.

I-Sberbank

Leli bhange linamahhovisi ezweni lonke. Ukwethenjelwa okuphezulu kanye nesevisi yekhwalithi iheha amakhasimende esigabeni sawo sokuthengisa. Amaklayenti angahweba ngokwawo noma athembele eselulekweni sochwepheshe emisebenzini yawo. Inikeza ithuba lokufaka imali kumaphothifoliyo asenziwe ngomumo wokutshalwa kwezimali, ukwakheka kwawo okulungiselelwe ochwepheshe. Inani elincane elivunyelwe lokuhweba lincike entweni ekhethiwe. Ezimweni eziningi, akudluli ama-ruble ayi-1000. Kumakhasimende amaningi, izimali zokuthengiselana zingu-0.3%. Uma sikhuluma ngokutshalwa kwezimali okubalulekile noma abathengisi abakhuthele kakhulu, khona-ke bazodinga ukukhokha kusuka ku-0.018%.
Amanani anemininingwane yezinsizakalo zokuthengisa I-Sberbank Investment kanye ne-Independent:
I- Sberbank Investment
IndependentUkuqhathaniswa komtshalizimali we-Sberbank kanye nokutshalwa kwezimali kwe-Tinkoff – amanani, izimo kanye nemithethonqubo yezinsizakalo zokuthengisa: https://youtu.be/3cXySWov6Nw

Izimali ze-brokerage

Ukuqhuba imisebenzi ye-brokerage kubandakanya ukwenza inzuzo ngale ndlela elandelayo:

1. Ngendlela yokukhokhwa kwamakhomishini okuthengiswayo okuqediwe.
2. Njengenkokhelo yokusabalalisa. Lokhu kusho ukuthi ngokwenza ukuthengiselana ukuthenga impahla, inkampani inyusa intengo ngamaphoyinti amaningana, futhi lapho ithengisa, kukhona ukwehla okuhambisanayo kwenani.
3. Abanye abathengisi banemali yesevisi okufanele ikhokhwe ngesikhathi esifanele.
4. Inkampani ingamukela izimali zokuphatha ukuze zikhokhe ngendlela yamakhomishini noma ingxenye yenzuzo.
5. izinkokhelo zediphozi. Izibambiso azigcinwa ngumhwebi, kodwa zinikezwa i-akhawunti ye-depository. Ngesikhathi esifanayo, zigcinwa ku-akhawunti yakhe, okudingeka ukukhokha njalo.
6. Thola amakhomishini okufaka imali noma ukukhipha ku-akhawunti yokuhweba.

Ngokuvamile inkampani ye-brokerage inikeza izinkonzo ezengeziwe kubahwebi. Angakhokhelwa noma amahhala. Isibonelo salokhu ukuqeqeshwa kwamakhono okuhweba. Isibonelo, inkambo yesingeniso yabaqalayo ingaba mahhala, futhi ukuqhuba i-master class namakhosi aziwayo obuciko babo kungakhokhelwa. Abathengi banikeza amaklayenti amanani amaningana asebenza ngokuhambisana nemithetho ethile. Umhwebi kufanele acabangele izinhlelo zakhe kanye nemininingwane yesimo esithile ukuze akhethe inketho enenzuzo kakhulu. [i-id yamagama-ncazo = “okunamathiselwe_291” align = “aligncenter” wide = “986”

Indlela yokukhetha umthengisi

Ukukhethwa kwenkampani yomthengisi kuyisinyathelo esibalulekile ekuhleleni umsebenzi womhwebi. Kufanele kucatshangelwe okulandelayo lapho kucutshungulwa inketho ngayinye:

1. Udinga ukwenza isiqiniseko sokuthi umthengisi uthembekile. Eminye yemibandela echazayo ukuthi unelayisensi.
2. Udinga ukwazi ngesithunzi sakhe. Ukuze wenze lokhu, ungafunda lokho abakubhala mayelana nomthengisi ku-intanethi.
3. Kufanele ufunde ngokucophelela amanani atholakalayo. Kufanele unake izindleko zesevisi, isidingo sokukhokha amakhomishini ngokuthengiselana.
4. Ukuze uqalise, inani elincane okufanele lifakwe ku-akhawunti yokuhweba liyaboniswa. Kufanele ihambisane namakhono ezezimali eklayenti.
5. Kuyadingeka ukunaka ukuthi angakanani amanani okwenziwayo. Ngezinye izikhathi kwenzeka ukuthi umhwebi ufaka inani ku-akhawunti ezokuvumela ukuthi wenze ukuhweba okulahlekile okungu-2-3 kuphela ngangokunokwenzeka. Ukuhweba okunjalo kuyingozi kakhulu.
6. Udinga ukunaka ukuba khona kwamabhonasi ahlukahlukene. Ngezinye izikhathi banganikeza ukusekelwa okubalulekile emsebenzini.
7. Udinga ukwenza isiqiniseko sokuthi itheminali enikezwa amaklayenti inamakhono adingekayo okuhweba ngempumelelo.
8. Ama-akhawunti amasenti namanye amathuba okuhweba angase atholakale ngezikhathi ezithile ngamanani athengekayo. Ukuba khona kwabo kungaba esinye sezinyathelo zokuthuthukisa abaqalayo.
9. Kubalulekile ukuba nolwazi lokuhlaziya, okuhlanganisa ikhalenda yezomnotho kanye nokubuyekezwa okuvamile.

Kwesinye isikhathi kuyazuzisa ukuthi umthengisi asebenzise indlela eyodwa noma enye ukunciphisa ubungozi babo. Udinga ukubuza, isibonelo, ukuthi likhona yini ithuba lokukopisha ukuhweba, ukusebenzisa abeluleki ngokuhweba okuzenzakalelayo, nokuthola izimpawu zokuhweba ezisezingeni eliphezulu. Uhlolojikelele lwabadayisi: Tinkoff, VTB, Sberbank, indlela yokukhetha umthengisi: https://youtu.be/VHdp8yKcxIA

Izingibe nezinkinga

Ukuqalisa nge-broker akunzima kakhulu kumthengisi. Ukuze wenze lokhu, udinga ukukhetha inkampani efanele, usayine isivumelwano bese ufaka inani lemali okuvunyelwene ngalo ku-akhawunti yokuhweba. Ngemva kwalokho, ungaqala ukuhweba nganoma yisiphi isikhathi esikahle. Nokho, lobu bulula buyakhohlisa. Uma ukhetha umthengisi ongalungile, awukwazi nje ukwandisa ukulahlekelwa kwakho kalula, kodwa, nakuba ezimweni ezingavamile, ulahlekelwa ezinye noma zonke izimali zakho. Ukuvimbela lokhu kungenzeki, udinga ukunaka ama-nuances alandelayo.

Ukuzethemba kumdayisi

Kungakhathaliseki ukuthi yiziphi izimo ezithile zentela ehlongozwayo, inkinga eyinhloko ukuqiniseka ukuthi umhwebi uzokwazi ukuhoxisa izimali ku-akhawunti nganoma yisiphi isikhathi esikahle. Ngesikhathi somsebenzi, konke ukunyakaza ku-akhawunti yokuhweba kufanele kuqondakala futhi kuchazeke. Kuyiphutha ukucabanga ukuthi umthengisi ubeka inhlalakahle nesimo sekhasimende ngaphezu kwakho konke okunye. Inkampani inezintshisekelo zayo futhi, njengomthetho, ibaluleke kakhulu. Ngaphambi kokuba uqale ukusebenza nomthengisi, udinga ukwenza isiqiniseko ngazo zonke izindlela ezitholakalayo ukuthi unedumela elithembekile futhi ufanele ukwethenjwa. Ukuze wenze lokhu, okokuqala, udinga ukwenza isiqiniseko sokuthi unelayisensi efanele. [i-id yamagama-ncazo = “okunamathiselwe_515” align = “aligncenter” wide = “1127”]
Abathengisi abanelayisensi[/caption] Okulandelayo, udinga ukuhlola ukuthi umthengisi unesikhathi esingakanani esebenza nokuthi amakhasimende athini ngakho. Ngokuhamba kweminyaka, kuzoba nezibuyekezo eziningi ku-inthanethi. Ngemva kokuzifunda, ungakha umbono wakho ngale nkampani. Uma empeleni eyingxenye yebhange elaziwayo, lokhu kungase futhi kube ingxabano ukuze umethembe ngokwengeziwe. Kuyafaneleka futhi ukuthola inani lamaklayenti le nkampani enawo.
Uhlu lwamanje lwalapho izinsizakalo zokuhweba ezinelayisensi zinikezwa khona ekupheleni kuka-2021-ekuqaleni kuka-2022: Ama-
broker anikezwe ilayisense yi-Central Bank of the Russian Federation.

Ama-akhawunti amasenti

Ukuze umhwebi akwazi ukuhweba ngengozi encane kanye nenzuzo, abathengisi banganikeza ama-akhawunti angamasenti. Lokhu kuvamile, isibonelo, lapho usebenza ngamapheya emali emakethe yokushintshaniswa kwe-Forex. Ngesikhathi esifanayo, udinga ukuqonda ukuthi lapho umhwebi enza ukuthengiselana okunjalo, inkampani ayikopishi ekushintsheni ngenxa yamanani abo angabalulekile. Empeleni, inani eliphelele liyathathwa futhi, ngokuvumelana nalo, ukuthengiselana kwe-hedging kwenziwa ekushintshanisweni. Ukuthengiselana okunjalo kungaba yisinyathelo sokuqala sokuthuthukiswa komhwebi, noma kunjalo, kufanele kukhunjulwe ukuthi ukunqoba kuzo kubonisa ukulahlekelwa komthengisi. Ngakho-ke, ukuze uthole imali engenayo ebalulekile, udinga ukushintshela ekuthengiseni okwenziwa ngempela ekuhwebeni.

Ukuhwebelana okunembile

Kuyavunywa ukuthi umthengisi nakanjani uzowenza umsebenzi ngqo. Eqinisweni, lokhu akwenzeki ngaso sonke isikhathi. Ngokushintsha kwamanani okusheshayo, ukubambezeleka ekuvuleni noma ekuvaleni ukuhweba kunganciphisa kakhulu inzuzo yomthengisi. Ngakho-ke, kubalulekile ukukhetha umthengisi lapho lezi zinto zingenzeki. Esinye isibonelo senkinga enjalo singahlotshaniswa nokuthi isitobhi sivalwa kanjani. Isimo singenzeka lapho amaphuzu angu-2-3 ayenganele ngaphambi kwawo, bese intengo iphendukela endleleni efanele. Uma, naphezu kwegebe elikhona, ukumisa kusebenzile, khona-ke ngeke kube nenzuzo kumthengisi. Izimo ezinjalo azivamile ukwenzeka, kodwa uma intengo ihamba ngokushesha futhi ishintsha kungazelelwe, iba ngokoqobo. Lapho umthengisi enza isivumelwano ngokunembile futhi ngokushesha ngangokunokwenzeka, impumelelo yomhwebi izoncika kuye, ebuchwephesheni bakhe nasenhlanhla.