Umtyali-zimali oqalayo unokuwuququzelela njani umsebenzi ngekamva?

Ukurhweba ngekamva yeyona ndlela inomdla kwaye isebenzayo yokufumana imali kwimali ekhoyo kunotyalo-mali kwizitokhwe, iimali, izindlu, njl. Isixhobo siphawuleka kuba sinika ukhetho olubanzi lwezicwangciso. Njengohlobo olukhethekileyo lwentengiselwano, ikusasa lidumile kwimarike yezemali. Bazisa inzuzo ebonakalayo ngendlela enobuchule.

Isebenza njani imarike yekamva?

Urhwebo lwexesha elizayo lubandakanya ukuqikelela ukuguquka kweemarike ukuze kuthengwe/ kuthengiswe ii-asethi ngexabiso elifanelekileyo. Uphawu lwesixhobo semali lu:

1. Uzinzo. I-Futures luhlobo lwekhontrakthi egqitywe kwi-stock exchange, apho, kunye nazo zonke iimeko, ixabiso kunye nexesha lokuhanjiswa kwempahla livunyiwe kwangaphambili. Ngamagama alula, umthengi uthembisa ukuthenga i-asethi engalindelekanga ngexabiso elimiselweyo emva kwexesha elithile. Ngaphaya koko, umtyali-mali unethamsanqa. Ukuba ixabiso lempahla likhuphuka ngaphakathi kwexesha elichaziweyo, uya kwenza inzuzo. Ukuba ithe yawa, yoba yilahleko. Kwimeko engcono kakhulu, akukho namnye kumaqela kwisivumelwano uya kwenza inzuzo kwaye alahlekelwe yilahleko (ngamnye uhlala “eyakhe”).
2. Ukusebenza okunyanzelekileyo kwekhontrakthi . Ukuthengwa kunye nokuthengiswa kwempahla emva kokuphela kwekhontrakthi kuyimfanelo, kungekhona ilungelo, lamaqela. Utshintshiselwano lwesitokhwe lusebenza njengesiqinisekiso sokuzaliseka kweemfuno. Ngaphambi kokugqitywa kwentengiselwano, i-premium ye-inshurensi (isiqinisekiso) iqokelelwa kubathathi-nxaxheba. Ngokuqhelekileyo yi-5% yemali yekhontrakthi. Ukongeza, kukho izohlwayo.
3. Izinto ezahlukeneyo. Akukho sikhokelo esithile sokukhetha into yentengiselwano. Kuyenzeka ukuba uthenge ngokwemiqathango / uthengise izibambiso, inzala, iimali, i-indices, njl.

Iingcali zezimali zihlela urhwebo lwexesha elizayo njengentelekelelo. Utyalo-mali lokwenene lubandakanya utyalo-mali ekuthengeni into ethile. Isivumelwano sexesha elizayo sithelekiswa nokubheja, o.k.t abathathi-nxaxheba babheja ngokwemiqathango ukuba ixabiso lento liya kuwa okanye linyuke.

Izibonelelo zokurhweba kwixesha elizayo

Isixhobo sezemali sisetyenziswa ngokusebenzayo ngabo bafuna ukufumana imali eyongezelelweyo ngokulula nangokukhawuleza. Abanye abatyali-zimali bakholelwa ukuba iingenelo zayo zigqwesile iintsilelo. Amacala amahle:

1. Zininzi ii-asethi ezahlukeneyo ezifumanekayo ukuya kuthi ga kwiimarike zorhwebo. Ukwahluka kweePotfoliyo kulula.
2. Ukuthengisa izikhundla ezimfutshane akunamda. Ukuthengiswa kwezinto ezingenayo umthengisi kuthiwa “mfutshane” – ukuthengiswa okufutshane. Ukuba kuthelekiswa nezitokhwe, ngoko ngexesha elibekelwe ukuthengiswa kwemveliso, kunokwenzeka ukuthenga / ukuthengisa ikamva ngamaxesha amaninzi.
3. Inqanaba eliphezulu lokungabi namali. I-Futures sisixhobo sentengiso sokuphuma. Ukuphunyezwa kwekhontrakthi kwenzeka ngexesha elifutshane. Ithuba lokukhula kwexabiso lokunyuka, oko kukuthi amathuba okufumana ingeniso ephezulu kunotyalo-mali olude.
4. Ifomu eqhelekileyo. Abathathi-nxaxheba borhwebo akufuneki baxoxe ngeenkcukacha zekhontrakthi. Zonke iimeko sele zinikezelwe.
5. Umda wokungena uphantsi. Intlawulo ngesivumelwano ayinyanzelekanga ukuba yenziwe ngokukhawuleza. Kwanele ukuzisa i-inshurensi. Umda umalunga ne-15% yexabiso lilonke lentengiselwano. Intsalela yesixa ilungiselelwe intlawulo ekupheleni kwekhontrakthi. Ukongezelela, ngenxa yobungqina bento yekhontrakthi, akukho mfuneko yokuhlawula i-broker yokugcina izibambiso. Isivumelwano sexesha elizayo kukutyunjwa nje kwesikhundla kwisiseko sengxowa-mali.
6. Ukukwazi ukuqhubeka nokurhweba emva kokuphela kwecandelo eliphambili. Ukwenza oku, kukho icandelo elingxamisekileyo elandisa inkqubo kwiiyure ezimbalwa.

Ukungalungi kolu hlobo lotyalo-mali kukungabikho komgangatho, oko kukuthi, awukwazi ukucela umthengisi ngemali mboleko yemali okanye into yotyalo-mali ngokwayo. Isizathu kukungabikho kwesidingo sokuba nenani elipheleleyo kwi-akhawunti kanye ekuqaleni kokuthengiselana. Kwaye i-ephemerality yento ayikuvumeli ukuba utyala into engekho. Olunye uhlangothi olubi kukuba umrhwebi, xa efaka isicelo sokuthengwa kwento, akazi ukuba ngubani oza kuba ngumthathi-nxaxheba wesibini. Oku kwandisa izinga lomngcipheko.

Ngabo bonke ubuninzi beenzuzo, isixhobo asikhuthazwa ukuba sisetyenziswe ngabaqalayo. I-futures yorhwebo ijika ibe yikhasino ngaphandle kolwazi olwaneleyo kunye namava kwimarike yezemali. Abaqalayo bafumana ingcamango yokuba kulula “ukuqikelela” ukuguquguquka kwexabiso lokuguquguquka.

Ukufumana amandla

Ukubonelelwa kweemeko ezikhethekileyo zokuhlawula iikontraka zexesha elizayo akuvumeli ukusebenzisa iinkonzo zokuboleka i-broker. Ngokufanelekileyo, akunakwenzeka ukuthetha malunga nokufumaneka komgangatho wolu hlobo lotyalo-mali. I-Leverage yathatyathelwa indawo sisibambiso. Umtyali-mali unelungelo lokuthenga ikhontrakthi yexesha elizayo ngaphandle kokuba nayo yonke imali. Utshintshiselwano lwenza umntu oqinisekisa ukuthotyelwa kwemigaqo, kwaye ifuna kuphela inxalenye yemali ekufuneka ihlawulwe (intlawulo yangaphambili). Le yiGO (isibambiso okanye idiphozithi).

Ukuqwalaselwa phambi kokurhweba

Ngaphambi kokurhweba ngekamva, qiniseka ukuba uyayiqonda kwaye uyayiqonda ngokupheleleyo yonke imingcipheko enxulumene norhwebo olunjalo. Emva koko, kufuneka uthathe amanyathelo amaninzi: khetha i-broker, misela icandelo lemarike kwaye ukhethe umntu ngamnye uhlobo lokurhweba kwixesha elizayo.

Ukukhetha iFirm yebrokerage

Umthengisi okhethekileyo kulolu hlobo lotyalo-mali uya kunika umrhwebi umgangatho ophezulu wenkonzo kunye neengcebiso. Nangona kunjalo, kubatyali-mali babucala, oku kunokuba yindleko. Inketho engcono iya kuba kukhetha iseti yesaphulelo seenkonzo ngentlawulo encinci. Khetha ifemu yokuthengisa ngokusekwe kwezi zalathi zilandelayo:

• iikhomishini zokubheja;
• iimfuno zomda (umlinganiselo wokuqala);
• iintlobo ezikhoyo zentengiselwano;
• isoftware yeqonga;
• lula ujongano lojongano ngokwembono yomsebenzisi;
• isantya kunye nomgangatho womsebenzi we-broker xa ukhonza abanye abathengi.

Iindidi zeemarike zekamva

Xa kuthengiswa izitokhwe, amashishini amaninzi ahlukeneyo akhoyo (ukusuka kwiteknoloji ukuya kwidiphozithi yebhanki yemali yangaphandle). Ngoomatshini bokurhweba abafanayo kwiindidi zeshishini, kusekho ama-nuances kwiindidi zabo. Imeko iyafana nangorhwebo lwexesha elizayo. Ngaphandle kokufana kweentengiselwano zexesha elizayo, uluhlu olunjalo lwezixhobo lubekwe esweni ukuba kuyimfuneko ukubeka esweni zonke iintlobo zeendidi. Zithelekise kunye nezivumelwano zorhwebo zokuthengisa ukuze uqonde ngakumbi ukuba kwenzeka ntoni xa ukhetha i-spectrum yomsebenzi. Gcina ukhumbule ukuba nganye yeemarike (isinyithi, iimali, izibonelelo zamandla, njl. njl.) zinempawu ze-nuances: umahluko kumanqanaba okuhlawula imali, imiqulu yekhontrakthi, iimfuno zomda.

Iindidi zentengiselwano kwimarike yexesha elizayo

Ukuthenga inkontileka okanye ukuyithengisa, ngethemba lokuphumelela ekunyukeni / ukuwa kwexabiso, lolona hlobo lulula lwentengiselwano ukuyiqonda. Ngolu hlobo lwentengiselwano kufuneka uqale ukurhweba kwimarike yexesha elizayo. Njengoko ufunda kwaye ubandakanyeka kwinkqubo, sebenzisa ezinye iindlela ezinzima ngakumbi. Iintlobo zentengiselwano:

1. Ukubheja kwizikhundla ngamaxabiso ekhontrakthi kunye nemveliso ngokwayo. Umrhwebi useka isikhundla eside kwimarike yexesha elizayo kwaye ngexesha elifanayo isikhundla esifutshane kwimarike yezemali. Undoqo wobhejo kukuguquguquka kwamaxabiso emveliso ngokwayo kunye namaxabiso ekamva layo. Inzuzo epheleleyo evela kuzo zombini izikhundla iya kwahluka. Umrhwebi unomdla wokuvala zombini izikhundla, ukuba kumnyama.
2. Ukubheja kwizithuba zekhontrakthi. Undoqo wokubheja kukutshintsha umahluko phakathi kwamaxabiso eekhontrakthi ezimbini. Ingqiqo yokusebenza iyafana nale yangaphambili.
3. Ukusebenzisa ukurhweba kwixesha elizayo ngokuchasene nokwehla kwemarike yemasheya. Kungenjalo, hedging. Ngokomfanekiso, kubonakala ngathi: umxhasi unebhloko enkulu yezabelo, kwaye akafuni ukuzithengisa. Imarike yezemali ixinzelele ukuba kunokwenzeka ukuhla ngokukhawuleza kwamaxabiso. Indlela yokuphuma iya kuba yintengiso yabo ngendlela yesivumelwano sexesha elizayo. Oko kukuthi, ikamva libe yi-inshurensi ngokuchasene namaxabiso ahlayo kwimarike yemasheya.

Awona makamva atsala umdla wotyalo-mali

Ingaba sithetha ngeziza zasekhaya okanye zangaphandle, umgaqo awutshintshi. Okona kuguquguquka okukhulu (ukuguquguquka kwexabiso) kunye nokungabi namali (ukukwazi ukuguqula ngokukhawuleza ii-asethi zibe yimali ngexabiso elihle) zihlala ziphawu lwezalathisi zentengiso ezidumileyo. Ukubheja kwemali (i-euro ukuya kwidola, i-Swiss franc ukuya kwi-yen yaseJapan, njl. njl.) nazo zilulwelo kwaye ziyaguquguquka. Undoqo wabo unokuthelekiswa ne-indices, kodwa ukubheja kulula ukuyiqonda.
Iintengiselwano ezingenabungozi kangako zezi:

• ukufunyanwa kwekamva lezabelo zamaqumrhu amakhulu nanempumelelo;
• ikamva lokurhweba ngeentsimbi ezixabisekileyo.

Uhlalutyo lwangaphambili lwemarike

Ukhetho oluchanekileyo lwekhontrakthi yexesha elizayo, kuyacaca ukuba kuyafaneleka ukufunda imeko yangoku kwimarike. Ngezantsi ziintlobo ezisebenzayo kunye neziqhelekileyo zokuhlalutya phakathi kwabahwebi.

Isiseko

Uphononongo luphonononga izikhombisi zezikali ezahlukeneyo ezichaphazela amaxabiso ekhontrakthi kwixesha elizayo. Ekubeni ixabiso lexesha elizayo lihambelana nexabiso le-asethi yalo ephantsi, zonke izinto ezinokuchaphazela umlinganiselo we-balance-demand balance kunye ne-asethi engaphantsi ihlalutywa. Imizekelo:

1. Ikamva lemali. Apha, izikhombisi zeemarike ezithandwayo ezifana ne-FOREX, ngokukodwa amanqanaba emilinganiselo yenzala, ukuhla kwexabiso lokunyuka kwamaxabiso kumazwe aneemali zelizwe ezihambelanayo, iindaba zezoqoqosho, kunye nezinto ezizenzekelayo zinempembelelo ekhethekileyo.
2. Stock kunye nebhondi elizayo. Indima ephambili kweli candelo idlalwe yidatha evela kwingxelo kuyo yonke intshukumo yezemali yenkampani ekhuphayo (ukukhutshwa kwezibambiso). Ingqwalasela ekhethekileyo ihlawulwa kwimilinganiselo esisiseko (izalathisi zokukhula kwenkampani, ingeniso eseleyo okwangoku kunye ne-dynamics, njl.).

Ezobugcisa

Uhlalutyo lusekelwe kwidatha evela kwiitshathi zexabiso. Umgaqo wale ndlela kukuseka ukuba ixabiso liyatshintsha nangaliphi na ixesha. Nangona kungekho tshintsho kwitshathi, xa ulinganisa ukwandiswa kwemida okanye ukucutha kwabo, ukuzinza okunjalo kukumisa ngaphambi kokuba ixabiso liphakame okanye liwele. Indima ebalulekileyo kuhlalutyo idlalwa ngu:

• iipatheni (iipateni zokutshintsha kwexabiso kwizigaba ezidlulileyo);
• inkxaso kunye namanqanaba okumelana (izithintelo ezingenakunqandwa kwixabiso kwixesha elide).

Indibaniselwano yezi kunye nezinye izikhombisi zinika isizathu sokugqiba ukuba ukuthengiselana kufanelekile. Yonke idatha yakhiwe ngesiseko setshati yokuguquguquka kwexabiso.

Ukuvula iakhawunti yokurhweba

Ngaphandle kokukhetha, zonke ii-stock exchanges zibonelela ngamathuba okurhweba kwixesha elizayo. Umsebenzi uqala ngokuvula iakhawunti yomrhwebi:

1. Ukhetho lwenkampani engumlamli kurhwebo lusekwe kufundo lwemigaqo yekhontrakthi. Jonga ilayisenisi yomthengisi kwiwebhusayithi yeMoscow Interbank Currency Exchange MICEX (https://www.moex.com/).
2. Amaxwebhu afunekayo ukuvula i-akhawunti ahluka kancinci ngokuxhomekeke kumbutho othile, kodwa uluhlu oluphambili lulandelayo:
   • isicelo ngokwemodeli esekwe ngumbutho;
   • incwadana yokundwendwela / enye incwadi yesazisi;
   • isatifikethi se-TIN;
   • SNILS.

Gqiba ngesixa-mali oza kudluliselwa kwi-akhawunti. Kubathengi abohlukeneyo, umyinge wokungena osezantsi uyahluka kakhulu. Okulandelayo, yenza oku kulandelayo:

1. Khetha ukuba yeyiphi i-akhawunti yokuvula – eqhelekileyo (irhafu ye-13%) okanye i-akhawunti yomntu (IIA) (apha ungakhetha uhlobo lokutsalwa kwerhafu-ngomnikelo okanye ingeniso).
2. Khetha isicwangciso sentlawulo, ngokuthathela ingqalelo yonke imisebenzi yezemali ecetywayo.
3. Misela indlela efanelekileyo yokuvula – tyelela iofisi yenkampani ngokwakho okanye ngokubhalisa kwi-intanethi. Kwimeko yokuqala, kwanele ukuzisa iphakheji yamaxwebhu. Ingcali iya kwenza okuseleyo. Kweyesibini, kuya kufuneka ugcwalise zonke iikholamu eziyimfuneko ngokwakho. Ukuqinisekiswa kobhaliso lwenziwa ngokuchongwa nge “Gosuslugi” okanye i-SMS yokuqinisekisa.
4. Amaxwebhu acutshungulwa kwiintsuku ezingama-2-3. Emva kokuphela kwexesha, umyalezo we-SMS uya kuthunyelwa kwinombolo yefowuni echaziweyo kunye nesaziso malunga nokuvula i-akhawunti.
5. I-akhawunti ayisebenzi de idiphozithi yokuqala. Yizalise ngekhadi lebhanki, ukudluliselwa kwi-akhawunti yokulondoloza, imali.

Iakhawunti yorhwebo esebenzayo ikuvumela ukuba uqale ukuthenga nokuthengisa ikamva.

Ukuhlelwa kwekhontrakthi

Iteknoloji yokusebenzisana nayo ixhomekeke kuhlobo lwekhontrakthi ekhethiweyo. Ngaphambi kokuba uqale ukurhweba, funda ngokucophelela iimpawu zeentlobo zombini.

1. Ukuhanjiswa. Elona gama lohlobo lwekhontrakthi lithetha ngokubaluleka kwalo – lifanele ukuba liyiyo yokunikezelwa kwemveliso esekelwe kwiziphumo zentengiselwano. Ukuthotyelwa kwesivumelwano kulawulwa ngokutshintshiselana, ukohlwaya abathathi-nxaxheba ngeentlawulo xa bephulwa kwemiqathango. Uhlobo lusetyenziswa, njengomthetho, ngamashishini ezolimo kunye nezoshishino. Inzala ichazwa yimfuneko yokuthenga ngenzuzo izinto ezikrwada ngokwazo okanye ezinye iimpahla ezifunekayo kwimveliso.
2. Uqikelelo. Imigaqo yekhontrakthi egqitywe phantsi kolu hlobo ayiboneleli ukuhanjiswa kwenjongo yesivumelwano. Utshintshiselwano lwenziwa ngesiseko sotshintshiselwano lwemali. Ngokusisiseko, izivumelwano zokuhlala zenziwa ngabarhwebi ukuvelisa ingeniso ngokuthengiselana okuqikelelwayo.

I-algorithm yokurhweba

Utshintshiselwano kutshintshiselwano lwesitokhwe alwenziwa ngaphandle kokucinga. Urhwebo lwexesha elizayo lufuna isicwangciso sesenzo esicacileyo esohluka ukusuka kwimeko ukuya kwimeko, kodwa inomqolo ophambili – i-algorithm yokurhweba:

1. Ukumisela ixabiso lekhontrakthi kulo mzuzu wangoku.
2. Uvavanyo lwesixa-mali sentlawulo yeinshorensi (GO).
3. Ukubalwa kwenani leekhontrakthi ezikhoyo ngokwahlula isixa sediphozithi ngobukhulu bomda.

Umzekelo: Ufuna ukwazi inani leekhontrakthi zexesha elizayo zegolide ezikhoyo ukuze zithengwe ngeediphozithi ze-1, i-5 kunye ne-10 lamawaka eedola. Ubalo luqikelelwa ngenxa yokuguquguquka kweeparamitha zokurhweba. Le datha ilandelayo iyafumaneka:

• Ixabiso letroy ounce okwangoku li-1,268 lamawaka eedola;
• HAMBA 0.109 amawaka eerandi.

Ukubala inani leekhontrakthi zobukhulu obahlukeneyo bediphozithi, isixa sediphozithi sahlulwe ngesixa se-GO:

Kufuneka uwuqonde umngcipheko. Indlela efanelekileyo kukukhawulela umngcipheko kwi-3% yediphozithi.

Umda kunye nesiphumo semali

Indawo evulekileyo yikamva elithengiweyo. Ekupheleni kosuku, i-margin ifunyenwe kwindawo yayo (umahluko phakathi kwexabiso lokuthenga kunye nexabiso ekupheleni kokurhweba).

Ngethuba inkontileka ivaliwe, esi salathisi siqulethe ulwazi malunga nokunyuka kwansuku zonke, kube ngumqondiso wesiphumo semali yentengiselwano.

Abarhwebi abanamava benza ukubala kwangaphambili kwenzuzo yentengiselwano (i-variation margin). Oku kukuvumela ukuba ungaphuthelwa umzuzu ongcono wokuvala isikhundla. Inzuzo ibalwa ngefomula: VM = (Pn − Pn-1) × N, apho:

• I-Pn lixabiso lekhontrakthi kwixesha langoku;
• I-Pn-1 – ixabiso le-asethi ekupheleni kosuku lwangaphambili lokurhweba;
• N linani leekhontrakthi.

Imibuzo eqhelekileyo yabaqalayo

I-financial figure ye-novice igxininiswe kwisihloko esinomdla kuye, imibuzo emininzi iba yinto efanelekileyo kuye. Oku kwandisa i-horizon yolwazi. Apha ngezantsi yimibuzo eqhelekileyo phakathi kwabaqalayo:

1. Ndingalubona phi uluhlu lwazo zonke iikamva zangoku? Utshintshiselwano olunelayisensi lubonisa uluhlu lwezivumelwano zexesha elizayo ezikhoyo ngexesha lokwenyani. Naluphi na utshintshiselwano apho umrhwebi asebenza khona unomdla ekuhlaziyweni kwangethuba kwezintlu.
2. Ndingakhuphela phi imbali yocaphulo? Nakuphi na ukutshintshiselana kukho inkonzo ene-archive ye-quotes. Ukwenza oku, ungasebenzisa uphendlo kwisiza ngokungenisa “Iingcaphuno ezigciniweyo” kwibhokisi yokukhangela. Ngamanye amaxesha unokukhuphela iingcaphuno ngokuthe ngqo ngenkonzo ye-charting ngokuseta iparameter ye-“Maximum bar” esekelwe kwinto yokuba usuku olu-1 lulingana nemizuzu eyi-1440. Ngaphambi kokukhuphela, umsebenzisi uyacelwa ukuba akhethe ukuqala kunye nokuphela kwexesha lomdla.
3. Indlela yokukhetha umhla wekamva elifanelekileyo? Ukukhethwa komhla wokuphelelwa kwexesha (usuku lokuphelelwa kwemvumelwano) kuxhomekeke kwi-asethi ephantsi. Iyenzeka ngeentsuku ezithile ezibekwe lutshintshiselwano. Ukhetho lomthengisi luxhomekeke kwinto yokuba xa usenza isigqibo sokugqiba ukuthengiselana, uhlalutyo luyafuneka ngokusekelwe kuhlobo lwe-asethi. Oko kukuthi, ukhetho lomhla wexesha elizayo luyinxalenye yohlalutyo lwangaphambili lwemarike, oluchazwe ngasentla.
4. Kwenzeka ntoni ngomhla wokugqibela wokurhweba? Ngaloo mini, utshintshiselwano luqhuba ukubalwa kwakhona kuzo zonke izikhundla ezivulekileyo kwimarike yexesha elizayo, oko kukuthi lo ngumhla izibophelelo phantsi kwekhontrakthi zizaliseka. Kuphantse ukuba akunakwenzeka ukuqikelela ukuziphatha kwemarike ngolu suku. Abarhwebi kufuneka baqaphele ngakumbi ngemihla yokuvala ukwenzela ukuba ukuguquguquka okungalindelekanga kungakhokelela kwilahleko. Ukongeza, kungomhla wokugqibela wokurhweba ukuba unako “ukubetha i-jackpot”.
5. Ngaba akhona amakamva angunaphakade? Ewe, kukho ikamva elingenamhla wokuphelelwa. Ngaphantsi kwezivumelwano ezinjalo, ukubalwa kwakhona kwenziwa ngeyure. Abo babambe izikhundla ezide (ixesha elide) bahlawula abo babamba amafutshane (iifutshane) kwizinga elinqunywe ngokutshintshiselana. Le nto ibangela ubukho bayo kwimfuno yokugcina ixabiso lekamva elingunaphakade ngaphandle kokuvala isikhundla. Eli xabiso kufuneka libe kwinqanaba lexabiso lesiseko kwii-indices.
6. Uthini umahluko phakathi kwezithuba ezimfutshane nezinde kwikhontrakthi? Mfutshane – isiphumo sokuthengiswa kwekhontrakthi. Umnini wesithuba esifutshane unembopheleleko yokuthengisa i-asethi ephantsi kwixabiso elivunyelweneyo kwisivumelwano. Ixesha elide – isiphumo sokuthenga isivumelwano. Umnini wayo unembopheleleko yokuthenga i-asethi engaphantsi ngomhla wokuphelelwa kwesivumelwano kwixabiso elibekwe kuyo.
7. Ngaba abatyali mali bafuna ikamva? Umtyali-mali ngamnye uzigqibela ngokwakhe ukuba ufuna ukurhweba kwimarike yexesha elizayo. Ukukhethwa kwezixhobo zemali kuxhomekeke kwizinto ozikhethayo, ulwazi kunye nesikhwama somtyalo-mali. Abanye abantu abasebenzisi urhwebo lwexesha elizayo njengesona sixhobo sezemali kuphela. Endaweni yoko, bathathela ingqalelo ikamva njengenye yeendlela zokukhetha ukohluka kwenkunzi. Sisixhobo sokunciphisa umngcipheko. Ibandakanya utyalo-mali kwii-asethi ezahlukeneyo.

Unokufunda indlela yokurhweba ngekamva kwaye ufumane umvuzo kwividiyo elandelayo: https://www.youtube.com/watch?v=csSZvzVJ4I0&ab_channel=RamyZaycman Futures, njengesixhobo sokutshintshiselana, asizange sihlale sidlala indima eqikelelwayo. Ngentengiselwano yexesha elizayo, ababoneleli (iifama, iifektri, njl.njl.) bazikhusele kutshintsho lwamaxabiso. Ngoku urhwebo lwexesha elizayo lufumene umda ongakholelekiyo kunye nokuthandwa. Kungcono ukuqala olu hlobo lomsebenzi wemali kunye namava ekurhwebeni kwiimarike zemasheya.