I-VTB Investments: i-akhawunti yomuntu siqu, izinsizakalo ze-brokerage, amanani, ukuphela

I-VTB Capital Investments – izinsizakalo zokuthengisa, uhlelo lokusebenza lweselula – ukuphela nokuxhumeka kwamarobhothi, amanani entengo ka-2022. I-VTB Capital Investments iyinkomba yamasu ngaphansi kokulawulwa ngumthengisi, ngokusebenzisa isevisi lapho inhlangano yezezimali i-VTB PJSC ihlinzeka ngezinsizakalo zokutshala izimali kumakhasimende mayelana nezici ezihlukahlukene zemisebenzi yokutshala izimali ezimakethe ezihlukahlukene zamasheya.

Iwebhusayithi esemthethweni ye-VTB Investments: isikhombimsebenzisi nolwazi oluyisisekelo

Njengoba inhlangano ethi “VTB Bank” ingenye yezinkampani ezinkulu zezezimali nezezikweletu eRussian Federation, isikhungo senza yonke imizamo yokuqinisekisa ukuthi amakhasimende anelisekile ngezinsizakalo ezinikeziwe. Yonke imininingwane eyisisekelo nedingekayo yabasebenzisi itholakala endaweni yesikhulumi esisemthethweni senhlangano https://www.vtbcapital.ru/investments/. Esikhathini esingengakanani esidlule igcwaliswe ngesigaba esisha – ukutshalwa kwezimali. Iqukethe ulwazi ngezimo eziyinhloko zokubekwa kwemali enkulu ngenjongo yokwenza inzuzo ngabantu ngabanye.

I-Platform Interface

1. Isayithi lakhiwa ochwepheshe futhi linokuhambisa okulula nokusebenzayo ngokusebenzisa izigaba. I-interface ikhanya, kodwa ayibonakali, inembile. Izigaba eziningana eziyinhloko namathebhu zinikelwe emisebenzini nasekusebenzeni kwebhange, lapho ungafunda khona umlando wenkampani nokuthi uyini imininingwane yomsebenzi wayo.
2. Amaklayenti abambisana ne-VTB Bank ukwenza imisebenzi yokutshala izimali kufanele anake isigaba esiqukethe uhlu lwezinsizakalo zokutshala izimali ezinikezwa yibhange. Ichaza ngokuningiliziwe ukuthi yiziphi izinsizakalo inhlangano yezezimali neyezikweletu ekulungele ukunikeza iklayenti, yimiphi imibhalo ezodingeka ekubhaliseni nokuthi yiziphi izinzuzo zayo. Ngaphezu kwalokho, lapha umsebenzisi uzokwazi ukuthola ukuthi ziyini izimali ezihlangene, iyini incazelo yazo, futhi kungani lokhu kuyindlela enenzuzo kakhulu yokutshala izimali.
3. Kubatshalizimali abasha, isiteji sihlala sibamba izinkulumo nezingqungquthela zokuqeqesha, isimiso sazo esingatholakala futhi endaweni yesikhulumi esisemthethweni.

Qaphela! Umsebenzisi ngamunye angaqeqeshwa, ngisho noma engeke ahlanganyele emisebenzini yokutshala izimali.

I-VTB Bank inikeza amakhasimende ayo ifomethi ekahle yemisebenzi yokutshala imali – uhlelo lokusebenza lwe-inthanethi lweselula – ungaludawuniloda kokuthi https://www.vtb.ru/personal/investicii/#onboarding. Ngena ngemvume ku-akhawunti yomuntu siqu ye-VTB engiyitshale kusixhumanisi https://online.vtb.ru/login:

Ukusebenza okuyinhloko kwesicelo seselula “VTB My Investments”

Inani elikhulu lamakhasimende e-VTB Bank alawula ukutshalwa kwezimali kwawo futhi, ngokomthetho, ahlanganyela emisebenzini yokutshala izimali ngokusebenzisa indawo yokuhweba yokushintshisana ngamaselula. Iyathengeka futhi iyasebenza, njengoba idivayisi ihlale iseduze.
Ngaphambi kokuqala ukuhweba, oqalayo kufanele azijwayeze nohlu lwezici zesikhulumi:

1. Ikhasi eliyinhloko . Ikhasi lokubikezela liqukethe inani eliphelele lesethi yamathuluzi ezezimali, uhlu lwama-akhawunti avuliwe kanye nentengo yamanje yezimpahla eziyinhloko. Phansi kwesibonisi kunesigaba esinezindaba zamanje kanye nedatha yokuhlaziya mayelana nendawo yokutshala imali.
2. Imishini yokuhweba . Nansi eminye imibono ethokozisayo engasetshenziswa ohlelweni lokuhlela ukuthengwa kwempahla yezezimali entsha. Ukuze kube nokusebenziseka okukhulu, imibono ihlukaniswa ngezigaba, futhi umsebenzisi angakwazi futhi ukuyihlela ngosuku kanye nezinga lemali engenayo.
3. I-interlocutor ebonakalayo . Lokhu ukusekelwa kwe-robotic kobuchwepheshe okuzosiza ukuthola izimpendulo zemibuzo yamakhasimende.
4. imakethe yezezimali . Ingxenye eyinhloko yohlelo lokusebenza lweselula, lapho bonke basebenza ngemali enkulu, ukutshalwa kwezimali kanye nezinye izinto zokusebenza zezimali zenzeka. Kuyo ungathola igama lezimpahla zezezimali, intengo yazo yamanje, izinga lokushintshaniswa kwamanje kanye nolunye ulwazi olubalulekile lomsebenzi, olungavulwa kuthebhu eyengeziwe ehlukile – amashadi, umlando wokuthengiselana kwezezimali, inombolo yokuhweba, njll., ukuze ungavimbeli idatha eyinhloko.
5. Okunye . Isigaba sokugcina kodwa esingatheni. Iqukethe lonke ulwazi mayelana neklayenti, okuyigama eligcwele, inombolo yemvume, izaziso nezilungiselelo eziyisisekelo.

Lezi akuzona zonke izigaba ezisebenzayo isevisi ehlome ngazo. Eziningi zazo zizovulelwa umsebenzisi osevele esebenza.

Izinzuzo zohlelo lokusebenza lweselula lwe-VTB My Investments

Uhlelo lweselula “VTB My Investments” lusebenziseka kalula kune-akhawunti yomuntu siqu kuwebhusayithi esemthethweni yenkampani. I-smartphone ihlale iseduze, ngokuchofoza okukodwa – futhi usesikrinini esikhulu sephrofayela yakho. Kodwa-ke, uhlelo lokusebenza lunomehluko othile kusayithi elisemthethweni, elingakhathaleli kuphela isikhombimsebenzisi kanye nomklamo.
Cabangela amandla ohlelo lweselula:

1. Uhlelo lokusebenza lweselula luvulwa 24/7. Uma isayithi elisemthethweni kwesinye isikhathi lingaya ukuhlolwa nokuthuthukiswa kobuchwepheshe, khona-ke ukufinyelela ku-akhawunti yakho yomuntu siqu ohlelweni lweselula kuyatholakala noma nini. Okudingayo nje uxhumano lwe-inthanethi oluzinzile kanye nenguqulo ebuyekeziwe yohlelo lokusebenza. Qaphela! Uma uhlelo ludinga isibuyekezo, lufake ngokushesha ngangokunokwenzeka. Inguqulo ephelelwe yisikhathi ingase iqhwa futhi iphahlazeke uma uzama ukwenza isenzo esithile.
2. I-interface yohlelo lokusebenza lweselula ilula futhi inembile. Zonke izigaba ziyabonakala futhi ziqoqwe endaweni ekahle.
3. Onjiniyela basebenzise uhlelo lokuvikela nokuvikela ohlelweni. Manje umsebenzisi angakwazi ukuvikela iphrofayili yakhe kanye nolwazi ngokusetha izigxivizo zeminwe, iphasiwedi noma i-Face ID, uhlelo oluzoyidinga lapho ungena endaweni yesikhulumi.
4. Nsuku zonke, izindaba zakamuva emhlabeni wokutshalwa kwezimali kanye nezibalo zawo ziyabuyekezwa futhi zivele esigabeni esifanele.
5. Uhlelo lokusebenza lweselula “I-VTB My Investments” luqukethe isigaba esithakazelisayo – imibono yabatshalizimali. Ngemva kokuzifunda, umsebenzisi angacabangela umbono wochwepheshe abanolwazi futhi asebenzise ulwazi olusha ekusebenzeni.

Isevisi yeselula ifakwe abasebenzisi abasebenzayo izikhathi ezingaphezu kuka-60,000. Lolu hlelo luwusizo ngempela futhi luyasebenza emisebenzini yokutshala izimali, ngoba lutholakala nganoma yisiphi isikhathi sosuku futhi luhlala luseduze. Onjiniyela bona, bayayibuyekeza njalo, balungise iziphazamisi zezinguqulo zangaphambilini futhi basebenzise imisebenzi efiswa abasebenzisi. Kodwa-ke, ukuze uqale ukutshala izimali, ukutshala izimali noma ukuhweba ngamathuluzi ezezimali, umsebenzisi kufanele adlule inqubo yokubhalisa ku-akhawunti yomuntu siqu ye-VTB Investments. I-VTB Investments: Uhlolojikelele lomthengisi we-VTB, vula i-akhawunti noma cha: https://youtu.be/klRa8cLXrdo

I-akhawunti yomuntu siqu: ubhalisa kanjani ohlelweni bese udala iphrofayili

I-akhawunti yomuntu siqu ye-VTB Investments iyindawo yokuhweba yokuhwebelana lapho abatshalizimali kanye nabahlanganyeli bemakethe yezezimali bengaxhumana ne-stock exchange. Ukufinyelela ku-akhawunti yakho yomuntu siqu kungatholakala kokubili ngewebhusayithi esemthethweni ye-VTB Bank, indawo yokuxhumana ezinzile kunethiwekhi, futhi kuhlelo lokusebenza lweselula, uma uyifake kusengaphambili ku-smartphone ngesitolo segeyimu esifanele – Isitolo se-App se-iPhone. abasebenzisi noma i-Google Play yabasebenzisi bamadivayisi aholwa yi-OS Android. Uhlelo lokusebenza luhambisana nawo womabili amasistimu wokusebenza. Konke ukuthengiselana kwezezimali okwenziwa ku-akhawunti kwenzeka ngesikhathi sangempela. Kodwa ngaphambi kokuqala umsebenzi wokutshala izimali, kuyadingeka ukuba uhambe ngenqubo yokubhalisa ohlelweni. Ungangena bese usetha iphrofayili yeklayenti ohlelweni lwe-VTB Investments kanje:

1. Iya kuwebhusayithi esemthethweni ye-VTB Investments futhi uthole isigaba sokubhalisa i-akhawunti yakho siqu https://online.vtbcapital-am.ru/auth/ noma, uma unquma ukusebenzisa uhlelo lweselula, lufake ku-smartphone yakho kusengaphambili futhi ngena ukuze ubhalise.
2. Gcwalisa ifomu ngolwazi oludingekayo:
   1. isibongo, igama kanye ne-patronymic;
   2. inombolo yomkhokhintela ngamunye;
   3. idatha yepasipoti eyisisekelo;
   4. usuku lokuzalwa;
   5. inombolo yocingo kanye nekheli le-imeyili;
   6. umushwana wokungena.
3. Chofoza inkinobho ethi “Bhalisa”. Maduze nje, inkundla izovula iphrofayela yakho entsha, okuzoba lula ukuyimisa. Kwanele ukuya esigabeni esithi “Izilungiselelo” futhi udlule kumathebhu atholakalayo, ulungise imingcele edingekayo.

Izinhlelo ze-Tariff kwa-VTB Investments – ibiza malini insiza yokudayiswa

Uma iklayenti livule i-akhawunti nomthengisi noma i-akhawunti yokutshalwa kwezimali yomuntu ngamunye nge-VTB Investments ngemva komhla ka-1 Julayi 2019, uhlelo luzomnika ngokuzenzakalelayo uhlelo lwe-My Online tariff. Uma enye yama-akhawunti ivulwa ngemuva komhla ziyisi-9 ku-Agasti 2021 ngohlelo lweselula lwe-VTB My Investments noma ngewebhusayithi esemthethweni ye-VTB Online, amanani asakazwa ngale ndlela elandelayo:

1. Uma enye yezintela ezikhethekile (“Ilungelo”, “Ilungelo ELISHA” noma “Ilungelo-Amakhadi amaningi”) yenziwe yasebenza, uhlelo lwe-“My Online Privilege” luvulwa ngokuzenzakalelayo.
2. Uma enye yezindleko ze-Prime (“Prime”, “Prime NEW”, “Prime Plus”) yenziwe yasebenza, uhlelo lwentela lwe-“My Online Prime” lusebenza ngokuzenzakalelayo.

Izimo ezijwayelekile zezinhlelo zentela

Umthengisi wenkampani yezezimali i-VTB (https://broker.vtb.ru/) unamaphakheji amathathu esevisi yabathengi atholakalayo, ngalinye eliqukethe izinhlelo ezimbili – eyodwa yabaqalayo, enye kubatshalizimali abaqeqeshiwe. Izimo zezinsizakalo ze-brokerage e-VTB Bank ziyefana kuzo zonke izinhlelo zentela:

Ipharamitha	Isimo
I-ruble elingu-1 inkontileka ngayinye	Inkokhelo kumsizi wokushintshanisa ngamasevisi ngesikhathi sokusebenza kokushintshisana kokuphuma kokunye
Kusukela ku-0.15% wesamba semali	Uhlelo lusebenza emisebenzini engaphandle kohwebo lokushintshisana
Ukugcwaliswa kabusha kwama-brokerage kanye nama-akhawunti okutshalwa kwezimali komuntu ngamunye	Kumahhala uma i-akhawunti ye-VTB igcwaliswa kabusha hhayi ezintweni zokukhokha zepulasitiki zezinye izinhlangano zamabhange
Ukuhoxiswa kwezimali	Mahhala, ayikho imali yekhomishini
Imali yeplathifomu yemisebenzi enezibambiso	Kusukela ku-0.01% yenani lokwenziwe
Ikhomishana yokushintshanisa yemisebenzi yemali	Kusuka kuma-ruble angu-1 kuye kwangama-50 ngokuthengiselana ngakunye

https://youtu.be/Cnc7rhojgWw

Itheminali yokuhweba ye-QUIK endaweni yokutshala imali ye-VTB

Umdayiseli we-VTB uvumela amakhasimende ukuthi enze ukuthengiselana kanye nokuthengiselana ngezimali esihwebeni sokuhwebelana ngetheminali yokuhweba – QUIK_VTB. Lena inkundla enemisebenzi eminingi, ehluke kakhulu kuhlelo lokusebenza lweselula elithi “VTB My Investments” futhi ifaneleka kakhulu kubatshalizimali abanolwazi abakhuthele abakwazi ukufinyelela ekuhwebeni okuningi kwamasheya eRussian Federation. [i-id yamagama-ncazo = “okunamathiselwe_11815″ align=”aligncenter” width=”600″]
QUIK terminal[/caption] Amandla amakhulu wetheminali yokushintshisana yokuhweba ye-QUIK yilawa:

• ukufinyelela ekuhwebeni ku-stock exchange kanye nemakethe ye-derivatives yenziwa nge-module ye-CAM (imoduli yokufinyelela enemibandela);
• itheminali isebenzisana nokuhlaziywa kobuchwepheshe, imininingwane eminingi futhi iyakwazi ukufinyelela ezinhlelweni zochwepheshe kanye nezinhlelo zokubala;
• Izicelo zeklayenti zigcwaliswa ngokuhambisana nazo zonke izimo ngesikhathi esifushane kakhulu.

Ukufinyelela kulesi siphetho sokushintshana sokuhweba kunikezwa iklayenti mahhala.

Kuyathakazelisa! Inkundla icubungula imali efika ku-3 ngomzuzwana.

Ukuqala ukuhweba ngetheminali yokushintshanisa ye-QUIK enikezwe i-VTB Bank:

• sayina imvume yesevisi ye-brokerage;
• faka i-terminal ye-QUIK yokushintshanisa ukuhweba kudivayisi yakho;
• sebenzisa ukusatshalaliswa;
• faka ifayela kukhompuyutha yakho, hamba ngenqubo yokukhiqiza okhiye bokufinyelela, bese ubagcina ebhange.

https://articles.opexflow.com/software-trading/torgovyj-terminal-quik.htm Abatshalizimali abasha bazokuthola kulula kakhulu ukwenza imisebenzi yabo yokutshala imali ngesevisi esebenziseka kalula kunokusebenzisa itheminali yokuhwebelana ngobuchwepheshe. Kodwa-ke, uma umsebenzi wakho kuwukufunda isihloko sokutshala imali ngokujulile nangokugcwele ngangokunokwenzeka, khona-ke inkundla ye-QUIK izoba umsizi omuhle kakhulu kule ndaba.

Ukuhweba ngamarobhothi-umeluleki we-VTB Investments: iyini futhi ingeyani

Umsizi webhange we-robotic wenhlangano yasebhange ye-VTB uyatholakala kuwo wonke amaklayenti enkampani, kungakhathaliseki ukuthi yiluphi uhlelo lwentela olukhethiwe. Izinsizakalo zomeluleki we-robo ziyisibopho futhi mahhala emsebenzini wokutshalwa kwezimali kwawo wonke umhwebi kanye nobambe iqhaza ekuhwebeni kokuhwebelana.
Irobhothi lizosiza ekwakheni
iphothifoliyo yokutshala imali ezigabeni zokuqala, futhi lizonikeza neseluleko esiwusizo mayelana nezenzo zokuphatha amathuluzi ezezimali. Ngemuva kokuthi iphrofayili yokutshala imali isethiwe futhi yenziwe ngokusemthethweni, nquma inhloso iphothifoliyo ezokwakhelwa yona:

• ukuthenga ngezinga elikhulu;
• isikhwama somoya sezimali;
• impesheni;
• ukutshala imali njengokuzuza ulwazi olusha nomsebenzi owengeziwe.

Ngokusekelwe kumgomo wakho, irobhothi lizokwenza uhlu lwezincomo zokuphatha izibambiso namanye amathuluzi ezezimali.

Qaphela! Akudingekile ukulandela izincomo zomsizi we-robotic. Ungakwazi ukwenqaba konke okunikezwayo noma ingxenye bese ulandela uhlelo lwakho oluhleliwe.

Umeluleki ulawula isimo samathuluzi okutshalwa kwezimali kanye nephothifoliyo futhi ngezikhathi ezithile uzonikeza iseluleko esisebenzayo sokuthi yini okufanele uyenze ngezibambiso. Isibonelo, ukuthola izimpahla ezengeziwe noma, ngokuphambene, ukuzithengisa. Ngaphezu kwalokho, isiteji sinomsebenzi olula – ukukhetha isu. Iklayenti liphumelela ukuhlolwa ukuze linqume iphothifoliyo yokutshalwa kwezimali, ngemva kwalokho irobhothi elingumeluleki linikeza ukukhetha elinye lamasu amahlanu atholakalayo:

• i-conservative – umsebenzi ngezibopho;
• standard – 70% amabhondi, 30% amasheya;
• olinganiselayo – umsebenzi namasheya kanye nezibopho zihlukaniswe ngokulinganayo;
• eqinile – 70% amasheya, 30% amabhondi;
• kuya phezulu – sebenza ngamasheya kuphela.

Amaphothifoliyo okutshalwa kwezimali akhiwe ngokusekelwe ezincomweni zohlelo lwamarobhothi akhombisa imbuyiselo eyisilinganiso efika ku-20% ngonyaka.

Qaphela! Kubalulekile ukuqonda ukuthi izimbuyiselo zangaphambilini aziqinisekisi ukuthi izimbuyiselo ezilandelayo zizofana. Uma ufuna ukukhulisa iholo lakho, iba nkulu ingcuphe yokwehla kwephothifoliyo yakho yokutshala imali.

Imibuzo nezimpendulo zemibuzo evame ukubuzwa mayelana nokutshalwa kwezimali kwe-VTB

Ungafinyelela kanjani ku-akhawunti yomuntu siqu yeklayenti le-VTB Investment? Umsebenzisi ngamunye angadlula kunqubo yokubhalisa ngokukhetha enye yezinketho ezilula kakhulu:

• ngokusebenzisa uhlelo lokusebenza lweselula “VTB Investments My” noma iwebhusayithi esemthethweni;
• emnyangweni wama-ejenti;
• Igatsha le-VTB Capital Pension Reserve.

I-akhawunti yomuntu siqu ivulekele wonke amaklayenti futhi ukusebenza kuyo kumahhala.
Yini edingekayo ukuze uthenge amasheya? Ukuze uthenge amasheya, kufanele ucacise:

• inombolo nosuku lokufakwa kwesicelo sokuthengwa kwesikhwama;
• ulwazi mayelana nesikhwama esikhethiwe.

Ingakanani imali yekhomishini yokutshala imali ku-open-end mutual fund? Lapho utshala imali ku-mutual fund, amakhomishana alandelayo akhokhiswa:

• i-premium – imali enyusa intengo yesheya lapho litholwa;
• isaphulelo – ikhomishana enciphisa intengo yesheya lapho isetshenziswa.

Kubalulekile ukuqaphela ukuthi ayikho imali yekhomishini lapho ushintshanisa amasheya.