Umtshali-zimali osanda kuqala angawuhlela kanjani umsebenzi ngekusasa?

Ukuhweba ngekusasa kuyindlela ethakazelisa kakhulu futhi esebenza kahle yokuthola imali ekhona kunokutshala imali ezitokweni, ezimalini, ezindaweni ezithengiswayo, njll. Ithuluzi liyamangalisa ngoba linikeza ukukhethwa okubanzi kwamasu. Njengohlobo olukhethekile lokuthengiselana, ikusasa lidumile emakethe yezezimali. Baletha inzuzo enkulu ngendlela enekhono.

Isebenza kanjani i-future market?

Ukuhweba kwekusasa kuhlanganisa ukubikezela amandla emakethe ukuze uthenge/uthengise izimpahla ngenani elivumayo. Isici sethuluzi lezezimali yilesi:

1. Ukuzinza. I-Futures iwuhlobo lwenkontileka ephothulwe ku-stock exchange, lapho, kanye nazo zonke izimo, intengo kanye nesikhathi sokulethwa kwezimpahla sivunywa kusengaphambili. Ngamagama alula, umthengi uzibophezela ukuthenga impahla encikene ngentengo engashintshi ngemva kwesikhathi esithile. Ngaphezu kwalokho, umtshali-zimali unenhlanhla. Uma intengo yempahla ikhuphuka phakathi nesikhathi esishiwo, uzokwenza inzuzo. Uma liwe, liyolahlekelwa. Esimeni esihle kakhulu, akekho kwabathintekayo esivumelwaneni ozokwenza inzuzo futhi angalahlekelwa ukulahlekelwa (yilowo nalowo uhlala “neyakhe”).
2. Ukusebenza okuyimpoqo kwenkontileka . Ukuthengwa nokudayiswa kwezimpahla ngemva kokuphelelwa yisikhathi kwenkontileka kuyisibopho, hhayi ilungelo, lezinhlangano. I-stock exchange isebenza njengesiqiniseko sokugcwaliseka kwezidingo. Ngaphambi kokuphela komsebenzi, iprimiyamu yomshuwalense (isiqinisekiso) iqoqwa kubahlanganyeli. Ngokuvamile kuba u-5% yenani lenkontileka. Ngaphezu kwalokho, kunezinhlawulo.
3. Izinhlobonhlobo zezinto. Alukho uhlaka oluqondile lokukhetha into yokwenza. Kungenzeka ukuthenga / ukuthengisa izibambiso ngokwemibandela, amanani enzalo, izimali, indices, njll.

Ochwepheshe bezezimali bahlukanisa ukuhweba kwesikhathi esizayo njengokuqagela. Ukutshalwa kwezimali kwangempela kuhilela ukutshala imali ekuthengeni into ethile. Idili lekusasa liqhathaniswa nokubheja, okungukuthi ababambiqhaza babheja ngokwemibandela ukuthi intengo yento izokwehla noma izokhuphuka.

Izinzuzo zokuhweba ngekusasa

Ithuluzi lezezimali lisetshenziswa ngenkuthalo yilabo abafuna ukuzuza imali eyengeziwe kalula nangokushesha. Abanye abatshalizimali bakholelwa ukuthi izinzuzo zayo zingaphezu kokubi. Izinhlangothi ezinhle:

1. Kunezimpahla eziningi ezahlukene ezitholakalayo kuze kufike ezimakethe zezimpahla. Ukuhlukahluka kwephothifoliyo kulula.
2. Ukuthengisa izikhundla ezimfushane akunamkhawulo. Ukuthengiswa kwezimpahla umthengisi angenazo kubizwa ngokuthi “okufushane” – ukudayiswa okufushane. Uma kuqhathaniswa namasheya, khona-ke phakathi nesikhathi esabelwe ukuthengiswa komkhiqizo, kungenzeka ukuthenga / ukuthengisa ikusasa izikhathi eziningana.
3. Izinga eliphezulu le-liquidity. I-Futures iyithuluzi lemakethe lokuphuma kokunye. Ukwenziwa kwenkontileka kwenzeka ngesikhathi esifushane. Amathuba okukhula kwentengo, okusho ukuthi amathuba okuthola imali engenayo angaphezulu kunemali etshaliwe yesikhathi eside.
4. Ifomu elijwayelekile. Abahlanganyeli bezohwebo abadingi ukuxoxa ngemininingwane yenkontileka. Zonke izimo sezinikeziwe.
5. Umkhawulo wokungena uphansi. Ukukhokha ngesivumelwano akudingeki ukuthi kwenziwe ngokushesha. Kwanele ukuletha umshwalense. Umkhawulo cishe u-15% yenani lokwenziwe. Enye imali ilungiselelwa ukukhokhelwa ekupheleni kwenkontileka. Ngaphezu kwalokho, ngenxa yokuba khona kwento yenkontileka, asikho isidingo sokukhokha umthengisi ukuze agcine izibambiso. Idili lekusasa liwukuqokwa nje kwesikhundla kusisekelo sesikhwama.
6. Amathuba okuqhubeka nokuhweba ngemva kokuphela kwesigaba esiyinhloko. Ukwenza lokhu, kunesigaba esiphuthumayo esinweba inqubo amahora ambalwa ngaphezulu.

Ububi balolu hlobo lokutshalwa kwezimali ukushoda kwamandla, okungukuthi awukwazi ukucela imalimboleko yemali kumthengisi noma into yotshalomali ngokwayo. Isizathu ukungabikho kwesidingo sokuba nenani eliphelele ku-akhawunti ngesikhathi esisodwa ekuqaleni kokuthengiselana. Futhi i-ephemerality yento ayikuvumeli ukuthi ukhokhe into engekho. Olunye uhlangothi olubi ukuthi umhwebi, lapho efaka isicelo sokuthengwa kwento, akazi ukuthi ubani ozoba ngumhlanganyeli wesibili. Lokhu kwandisa izinga lobungozi.

Ngayo yonke inqwaba yezinzuzo, ithuluzi alinconywa ukuthi lisetshenziswe ngabaqalayo. Ukuhweba kwe-futures kuphenduka ikhasino ngaphandle kolwazi olwanele nolwazi emakethe yezezimali. Abasaqalayo bathola umbono wokuthi kulula “ukuqagela” ukuguquguquka kokuguquguquka kwentengo.

Sebenzisa amandla

Ukuhlinzekwa kwezimo ezikhethekile zokukhokhwa kwezinkontileka zesikhathi esizayo akuvumeli ukusebenzisa izinsizakalo zokuboleka komthengisi. Ngakho-ke, akunakwenzeka ukukhuluma ngokutholakala kwesilinganiso salolu hlobo lokutshalwa kwezimali. Isilinganiso sithathelwe indawo isibambiso. Umtshali-zimali unelungelo lokuthenga inkontileka yesikhathi esizayo ngaphandle kokuba nayo yonke imali. I-exchange yenza umuntu oyisiqiniseko sokuthobela imithetho, futhi idinga ingxenye kuphela yenani elizokhokhwa (ukukhokha kusengaphambili). Lena yi-GO (isibambiso noma idiphozithi).

Ukucatshangelwa ngaphambi kokuhweba

Ngaphambi kokuhweba ngekusasa, qiniseka ukuthi uyaziqonda futhi uziqonda ngokugcwele zonke izingozi ezihlobene nokuhweba okunjalo. Okulandelayo, udinga ukuthatha izinyathelo ezimbalwa: khetha umthengisi, nquma ingxenye yemakethe futhi uzikhethele ngokwakho uhlobo lokuhweba esikhathini esizayo.

Ukukhetha Inkampani Yokuthengisa

Umthengisi ogxile kulolu hlobo lokutshalwa kwezimali uzonikeza umdayisi izinga eliphezulu lesevisi nezincomo. Nokho, kubatshalizimali abazimele, lokhu kungase kubize. Inketho engcono kungaba ukukhetha isethi yesaphulelo yezinsizakalo ngemali encane. Khetha inkampani yokuthengisa ngokususelwa kuzinkomba ezilandelayo:

• amakhomishana okubheja;
• izidingo ze-margin (isilinganiso sokuqala);
• izinhlobo ezitholakalayo zokuthengiselana;
• isofthiwe yesikhulumi;
• ukusebenziseka kalula kwesixhumi esibonakalayo sokuqapha ngokombono womsebenzisi;
• isivinini kanye nekhwalithi yomsebenzi womthengisi lapho esebenzela amanye amakhasimende.

Izigaba zezimakethe zesikhathi esizayo

Lapho uhweba amasheya, kuyatholakala izimboni eziningi ezahlukene (kusuka kwezobuchwepheshe kuye kumadiphozithi emali yangaphandle). Ngomshini wokuhweba ofanayo wezigaba zemboni, asekhona ama-nuances ezinhlobonhlobo zawo. Isimo siyefana nangohwebo lwesikhathi esizayo. Ngaphandle kokufana kwemisebenzi yesikhathi esizayo, ububanzi obunjalo bamathuluzi buqashelwa kangangokuthi kuyadingeka ukuqapha zonke izinhlobo zezigaba. Qhathanisa nezinkontileka zohwebo zokuphromotha ukuze uthole ukuqonda okucashile kokuthi kwenzekani lapho ukhetha i-spectrum yomsebenzi. Khumbula ukuthi izimakethe ngayinye (izinsimbi, izimali, izinsiza zamandla, njll.) zinama-nuances nezici: umehluko kumazinga emali etholakalayo, amanani enkontileka, izidingo zemajini.

Izinhlobo zemisebenzi emakethe yesikhathi esizayo

Ukuthenga inkontileka noma ukuyithengisa, ngethemba lokuwina ekukhuphukeni/kwehla kwentengo, wuhlobo lomsebenzi olula ukuqondwa. Kungalolu hlobo lwemisebenzi okufanele uqale ukuhweba emakethe yesikhathi esizayo. Njengoba ufunda futhi uhileleka ohlelweni, sebenzisa ezinye izindlela eziyinkimbinkimbi. Izinhlobo zokwenziwe:

1. Bheja ezikhundleni ngamanani enkontileka kanye nomkhiqizo ngokwawo. Umhwebi usungula isikhundla eside emakethe yesikhathi esizayo futhi ngesikhathi esifanayo isikhundla esifushane emakethe yezezimali. Ingqikithi yokubheja ukuguquguquka kwezintengo zempahla ngokwayo kanye nezintengo zekusasa layo. Inzuzo ephelele kuzo zombili izikhundla izohluka. Umhwebi unentshisekelo yokuvala zombili izikhundla, ekubeni kumnyama.
2. Bheja ezikhundleni zenkontileka. Ingqikithi yokubheja iwukushintsha umehluko phakathi kwamanani entengo yezinkontileka ezimbili. I-logic yokusebenza iyafana neyangaphambilini.
3. Ukusebenzisa ukuhweba kwekusasa ngokumelene nokwehla kwezimakethe zamasheya. Kungenjalo, hedging. Ngokomfanekiso, kubukeka kanjena: iklayenti linenqwaba yamasheya, futhi alifuni ukuwathengisa. Imakethe yezezimali icindezela ngokuthi kungenzeka kwehle kakhulu amanani. Indlela yokuphuma kuzoba ukuthengiswa kwabo ngendlela yenkontileka yesikhathi esizayo. Okusho ukuthi, ikusasa liba umshwalense ngokumelene namanani akhuphukayo emakethe yamasheya.

Ikusasa elikhanga kakhulu ukutshalwa kwezimali

Kungakhathaliseki ukuthi sikhuluma ngezingosi zasekhaya noma zangaphandle, isimiso asishintshile. Ukuguquguquka okukhulu kakhulu (ukuguquguquka kwentengo) kanye ne-liquidity (ikhono lokuguqula ngokushesha izimpahla zibe ukheshi ngentengo enhle) kuhlale kuyisici sezinkomba zemakethe ezidumile. Ukubheja ngemali (i-euro ukuya kudola, i-Swiss franc kuya ku-yen yaseJapane, njll.) nakho kuwuketshezi futhi kuyaguquguquka. Ingqikithi yabo iqhathaniswa nezinkomba, kodwa ukubheja kulula ukukuqonda.
Imisebenzi engeyona ingozi encane yilena:

• ukutholwa kwekusasa lamasheya ezinkampani ezinkulu neziphumelelayo;
• ikusasa lokuhweba ngezinsimbi eziyigugu.

Ukuhlaziywa kwemakethe kokuqala

Ukuze ukhethe kahle inkontileka yesikhathi esizayo, kusobala ukuthi kuyafaneleka ukutadisha isimo samanje emakethe. Ngezansi kunezinhlobo eziphumelela kakhulu nezivamile zokuhlaziya phakathi kwabahwebi.

Okuyisisekelo

Ucwaningo luhlola izinkomba zezikali ezihlukene ezithinta amanani enkontileka esikhathini esizayo. Njengoba intengo yesikhathi esizayo ihambisana nentengo yempahla yayo eyisisekelo, zonke izici ezingase zithinte isilinganiso sebhalansi yesidingo sokuhlinzeka kanye nempahla eyisisekelo iyahlaziywa. Izibonelo:

1. Ikusasa lohlobo lwemali. Lapha, izinkomba zezimakethe ezidumile njenge-FOREX, ikakhulukazi amazinga enzalo, ukwehla kwamandla emali emazweni anezinhlobo zemali zezwe ezihambisanayo, izindaba zezomnotho, kanye nezici ezizenzakalelayo kunomthelela okhethekile.
2. Ikusasa lesitoko nebhondi. Indima eyinhloko kulo mkhakha idlalwa idatha evela embikweni womnyakazo wonke wezezimali wenkampani ekhiphayo (ekhipha izibambiso). Ukunakwa okukhethekile kunikezwa izilinganiso eziyisisekelo (izinkomba zokukhula kwenkampani, inzuzo ephelele okwamanje kanye ne-dynamics, njll.).

Ezobuchwepheshe

Ukuhlaziywa kusekelwe kudatha evela kumashadi amanani. Umgomo wale ndlela ukuthola ukuthi intengo iyashintsha nganoma yisiphi isikhathi. Ngisho noma lungekho ushintsho eshadini, lapho ulinganisa ekwandiseni imingcele noma ukuncipha kwayo, ukuzinza okunjalo kuwukumisa okwesikhashana ngaphambi kokuba intengo ikhuphuke noma yehle. Indima ebalulekile ekuhlaziyeni idlalwa yilokhu:

• amaphethini (amaphethini okushintsha kwentengo ezigabeni ezedlule);
• ukusekela kanye namazinga okumelana (izithiyo ezingenakunqotshwa entengo esikhathini eside).

Ukuhlanganiswa kwalezi zinkomba nezinye kunikeza isizathu sokuphetha ngokuthi ukuthengiselana kufanelekile. Yonke idatha yakhelwe phezu kwesisekelo seshadi lokuguquguquka kwentengo.

Ukuvula i-akhawunti yokuhweba

Ngaphandle kokukhetha, zonke izimakethe zamasheya zinikeza ithuba lokuhweba esikhathini esizayo. Umsebenzi uqala ngokuvula i-akhawunti yomthengisi:

1. Ukukhethwa kwenkampani engumxhumanisi kwezohwebo kusekelwe ocwaningweni lwemibandela yenkontileka. Bheka ilayisensi yomthengisi kuwebhusayithi ye-Moscow Interbank Currency Exchange MICEX (https://www.moex.com/).
2. Amadokhumenti adingekayo ukuze uvule i-akhawunti ayahluka kancane kuye ngenhlangano ethile, kodwa uhlu oluyinhloko lumi kanje:
   • isicelo ngokwesibonelo esisungulwe yinhlangano;
   • iphasiphothi / omunye umazisi;
   • Isitifiketi se-TIN;
   • I-SNILS.

Nquma inani ozolidlulisela ku-akhawunti. Kubathengi abahlukene, umkhawulo omncane wokungena uyahluka kakhulu. Okulandelayo, yenza okulandelayo:

1. Khetha ukuthi iyiphi i-akhawunti ozoyivula – evamile (intela engu-13%) noma i-akhawunti yomuntu ngamunye (IIA) (lapha ungakhetha uhlobo lokubanjwa kwentela – ngomnikelo noma imali engenayo).
2. Khetha uhlelo lwentela, ngokucabangela yonke imisebenzi yezezimali ehlongozwayo.
3. Thola indlela elula yokuvula – vakashela ihhovisi lenkampani mathupha noma ngokubhalisa ku-inthanethi. Esimweni sokuqala, kwanele ukuletha iphakheji lamadokhumenti. Uchwepheshe uzokwenza okusele. Kwesibili, kuzodingeka ugcwalise wonke amakholomu adingekayo ngokwakho. Ukuqinisekiswa kokubhaliswa kwenziwa ngokuhlonza nge- “Gosuslugi” noma isiqinisekiso se-SMS.
4. Amadokhumenti acutshungulwa phakathi kwezinsuku ezingu-2-3. Ngemva kokuphelelwa yisikhathi, umlayezo we-SMS uzothunyelwa enombolweni yocingo eshiwo nesaziso mayelana nokuvula i-akhawunti.
5. I-akhawunti ayisebenzi kuze kube yilapho idiphozi yokuqala. Ligcwalise ngekhadi lasebhange, udlulise usuka kuma-akhawunti okonga, ukheshi.

I-akhawunti yokuhweba esebenzayo ikuvumela ukuthi uqale ukuthenga nokuthengisa ikusasa.

Ukuhlukaniswa kwenkontileka

Ubuchwepheshe bokuxhumana nayo bubuye buncike ohlotsheni lwenkontileka ekhethiwe. Ngaphambi kokuba uqale ukuhweba, funda ngokucophelela izici zazo zombili izinhlobo.

1. Ukulethwa. Lona kanye igama lohlobo lwenkontileka likhuluma ngengqikithi yalo – kufanele kube ukulethwa kwangempela komkhiqizo ngokusekelwe emiphumeleni yokuthengiselana. Ukuhambisana nesivumelwano kulawulwa ukushintshaniswa, ukujezisa abahlanganyeli ngezinhlawulo uma kwenzeka ukwephulwa kwemibandela. Uhlobo lusetshenziswa, njengomthetho, ngamabhizinisi ezolimo nezimboni. Inzalo ichazwa isidingo sokuthenga ngenzuzo izinto zokusetshenziswa ngokwazo noma ezinye izimpahla ezidingekayo ekukhiqizeni.
2. Kulinganiselwe. Imigomo yenkontileka ephethwe ngaphansi kwalolu hlobo ayihlinzeki ngokulethwa kwento yesivumelwano. Umsebenzi wenziwa ngesisekelo sokushintshisana ngemali. Ngokuyisisekelo, izivumelwano zokukhokhelana zenziwa abahwebi ukuze benze imali ngokuthengiselana okucatshangelwayo.

I-algorithm yokuhweba

Ukuthengiselana emakethe yesitoko akwenziwa ngokungacabangi. Ukuhweba ngekusasa kudinga uhlelo lwesenzo olucacile oluhlukahlukayo kuye kwesinye isimo, kodwa olunomgogodla oyinhloko – i-algorithm yokuhweba:

1. Ukunquma inani lenkontileka okwamanje.
2. Ukuhlolwa kwenani lephrimiyamu yomshwalense (GO).
3. Ukubalwa kwenani lezinkontileka ezitholakalayo ngokuhlukanisa inani lediphozi ngosayizi wemajini.

Isibonelo: Ufuna ukwazi inombolo yezinkontileka zesikhathi esizayo zegolide ezitholakalayo ukuze zithengwe ngamadiphozithi angu-1, 5 no-10 ayizinkulungwane zamadola. Izibalo ziyalinganiselwa ngenxa yokuguquguquka kwemingcele yokuhweba. Idatha elandelayo iyatholakala:

• izindleko ze-troy ounce okwamanje ziyi-1,268 zamadola ayizinkulungwane;
• GO 0.109 ayizinkulungwane zamadola.

Ukuze ubale inani lezinkontileka zosayizi abahlukene bediphozithi, inani lediphozithi lihlukaniswa ngenani le-GO:

Udinga ukuqaphela ubungozi. Indlela ephusile ukukhawulela ubungozi bufike ku-3% wediphozithi.

Imajini kanye nomphumela wezezimali

Isikhundla esivulekile ikusasa elithengiwe. Ekupheleni kosuku, imajini inqwabelana endaweni yayo (umehluko phakathi kwenani lokuthenga nenani ekupheleni kokuhweba).

Ngesikhathi inkontileka ivaliwe, le nkomba iqukethe ulwazi mayelana nokuqoqwa kwansuku zonke, okuyinkomba yomphumela wezezimali wokuthengiselana.

Abadayisi abanolwazi benza ukubala kokuqala kwenzuzo yokuthengiselana (i-variation margin). Lokhu kukuvumela ukuthi ungaphuthelwa isikhathi esingcono kakhulu sokuvala isikhundla. Inzuzo ibalwa ngefomula: VM = (Pn − Pn-1) × N, lapho:

• I-Pn inani lenkontileka esikhathini samanje;
• Pn-1 — inani lempahla ekupheleni kosuku lwangaphambilini lokuhweba;
• N inani lezinkontileka.

Imibuzo evamile ye-newbie

Lapho isibalo sezimali esisanda kuqala sigxila esihlokweni athakaselayo kuye, kuba nemibuzo eyengeziwe kuye. Lokhu kwandisa umkhathi wolwazi. Ngezansi imibuzo evame kakhulu phakathi kwabaqalayo:

1. Ngingalubona kuphi uhlu lwawo wonke amakusasa amanje? Ukuhwebelana okunelayisense kubonisa uhlu lwezinkontileka zesikhathi esizayo ezitholakalayo ngesikhathi sangempela. Noma yikuphi ukushintshisana lapho umhwebi asebenza khona unentshisekelo yokubuyekezwa ngesikhathi kohlu.
2. Ngingawulanda kuphi umlando wokucaphuna? Kunoma yikuphi ukushintshana kukhona isevisi enengobo yomlando yezingcaphuno. Ukuze wenze lokhu, ungasebenzisa ukusesha kusayithi ngokufaka “Ingobo yomlando yezilinganiso” ebhokisini lokusesha. Ngezinye izikhathi ungalanda izingcaphuno ngokuqondile ngesevisi yokushadi ngokubeka ipharamitha ethi “Amabha aphezulu” ngokusekelwe eqinisweni lokuthi usuku olungu-1 lulingana nemizuzu engu-1440. Ngaphambi kokulanda, umsebenzisi uyalelwa ukuthi akhethe isiqalo nesiphetho sesikhathi sentshisekelo.
3. Ungakhetha kanjani idethi efanele yekusasa? Ukukhethwa kosuku lokuphelelwa yisikhathi (usuku inkontileka ephela ngalo) kuncike empahleni eyisisekelo. Kuvela ngezinsuku ezithile ezibekwe ukushintshana. Ukuzikhethela komhwebi kulele eqinisweni lokuthi lapho wenza isinqumo sokuphetha umsebenzi, ukuhlaziya kuyadingeka ngokusekelwe ohlotsheni lwempahla. Okusho ukuthi, ukukhethwa kosuku lwekusasa kuyingxenye yokuhlaziywa okujwayelekile kokuqala kwemakethe, okuchazwe ngenhla.
4. Kwenzekani ngosuku lokugcina lokuhweba? Ngalolu suku, ukushintshaniswa kwenza izibalo kabusha kuzo zonke izikhundla ezivulekile emakethe yesikhathi esizayo, okungukuthi lolu usuku izibopho ngaphansi kwenkontileka ezigcwaliseka ngalo. Cishe akunakwenzeka ukubikezela ukuziphatha kwemakethe ngalolu suku. Abahwebi kudingeka baqaphe kakhulu ngezinsuku zokuvala ukuze ukuntengantenga okungalindelekile kungaholeli ekulahlekelweni. Ngaphezu kwalokho, kungosuku lokugcina lokuhweba lapho ungakwazi “ukushaya i-jackpot”.
5. Ingabe akhona amakusasa aphakade? Yebo, kukhona ikusasa elingenalo usuku lokuphelelwa yisikhathi. Ngaphansi kwezinkontileka ezinjalo, ukubalwa kabusha kwenziwa njalo ngehora. Labo abaphethe izikhundla ezinde (abade) bakhokhela labo ababambe amafushane (izikhindi) ngenani elinqunywe ukushintshaniswa. Lesi simo sibangelwa ubukhona baso esidingweni sokugcina inani lekusasa elingapheli ngaphandle kokuvala isikhundla. Leli nani kufanele libe sezingeni lentengo eyisisekelo yezinkomba.
6. Uyini umehluko phakathi kwezikhundla ezimfushane nezinde kwinkontileka? Okufushane – umphumela wokuthengiswa kwenkontileka. Umnikazi wesikhundla esifushane unesibopho sokuthengisa impahla eyisisekelo ngentengo okuvunyelwene ngayo kunkontileka. Isikhathi eside – umphumela wokuthenga inkontileka. Umnikazi wayo unesibopho sokuthenga impahla eyisisekelo ngosuku lokuphelelwa yisikhathi kwenkontileka ngenani elibekelwe yona.
7. Ingabe abatshalizimali bayalidinga ikusasa? Umtshali-zimali ngamunye uyazinqumela ukuthi udinga ukuhwebelana emakethe yesikhathi esizayo. Ukukhethwa kwamathuluzi ezezimali kuncike kulokho okuthandwa nguwe, ulwazi kanye nesikhwama semali somtshali-zimali. Abanye abantu abasebenzisi ukuhweba kwesikhathi esizayo njengokuphela kwethuluzi lezezimali. Kunalokho, babheka ikusasa njengenye yezinketho zokuhlukahluka kwezimali. Kuyithuluzi lokunciphisa ubungozi. Iqukethe ukutshalwa kwezimali ezimpahleni ezihlukahlukene.

Ungafunda ukuhwebelana ngekusasa futhi uthole imali engenayo kuvidiyo elandelayo: https://www.youtube.com/watch?v=csSZvzVJ4I0&ab_channel=RamyZaycman Futures, njengethuluzi lokushintshanisa, ayikaze idlale indima yokuqagela ngaso sonke isikhathi. Ngomsebenzi wesikhathi esizayo, abahlinzeki (amapulazi, izimboni, njll.) bazivikele ekushintsheni amanani. Manje ukuhweba ngekusasa sekuzuze ububanzi nokuthandwa okumangalisayo. Kungcono ukuqala lolu hlobo lomsebenzi wezezimali ngesipiliyoni sokuhweba ezimakethe zamasheya.