I-Broker yokuvula: indlela yokuvula i-akhawunti, ukubhaliswa kwe-akhawunti yakho, iintlawulo

I-Otkritie Broker yenye yezakhiwo ezikhokelayo ezinikezela ukuvula ii-akhawunti zokuthengisa kubaqalayo kunye nabasebenzisi abanamava. Kwesi sakhiwo, kulungele kakhulu ukwenza iintengiselwano zemali. Eli thuba liya kunikwa yi-akhawunti yobuqu eyenziwe kwiwebhusayithi esemthethweni ye-Otkritie Broker, kunye nesicelo esiphathwayo esinokukhutshelwa kuso nasiphi na isixhobo.

Umbono jikelele wesakhiwo sokuvula uTyalo-mali lwe-Broker

I-Otkritie Broker ngoku yenye yezona zinto zinkulu zemboleko zelizwe. Isiseko senkampani sibuyele kwi-1995. Okwangoku, yinxalenye yeqela lebhanki leFC Otkritie. Namhlanje, i-Otkritie Broker yamkelwa njengomnye wabaqhubi abaphambili borhwebo kwi-
Moscow Exchange. Waye waqatshelwa ngokuphindaphindiweyo njengowongwa ngokutyunjwa okuhlukeneyo kokhuphiswano lwe “Stock Market Elite”. Umlamli ekuthengeni izabelo kunye nezibambiso yi-Otkritie Investments. Olona nikezelo luphambili lutyala imali kwizibambiso. Ithemba lokusebenzisa usetyenziso lweselula likuvumela ukuba utyale imali kwiinkampani ezinkulu zehlabathi nangaliphi na ixesha elifanelekileyo. Kwi-Otkritie Broker, iakhawunti yakho yobuqu ivulelekile ukuba ungene kuso nasiphi na isixhobo esinokufikelela kwi-Intanethi. Inkampani ikwindawo ehamba phambili ngokwenani labathengi ababhaliswe ngokusemthethweni. Okwangoku, uthungelwano lwamasebe lusebenza ngempumelelo kuwo wonke ummandla weRussian Federation, kunye nakwamanye amazwe.

Kutheni usebenzise eli qonga

Ukusebenzisa unikezelo lweqonga le-Otkritie Broker libonelela abathengi ngokufikelela ngokulula nangokulula kwimigangatho yokurhweba eRashiya nakwamanye amazwe ngokusetyenziswa kwamathuba okurhweba kunye namathuba otyalo-mali. Oku kwenza ukuba kwenzeke:

• sebenzisa i-akhawunti enye kuzo zonke iimarike kunye neenkqubo zokurhweba ukusuka kwi-Moscow Exchange ukuya kwimithombo yangaphandle;
• sebenzisa eyona ndlela yokurhweba, kuquka iintengiselwano zeREPO, ukuthengwa kwakhona kunye nokubekwa kwezibambiso, kunye namanye amathuba;
• kumxholo weemarike, fumana ulwazi lwangoku malunga nokubonakaliswa kwayo yonke imida ye- QUIK ;
• babe nokufikelela okuphezulu kwiingxelo ezisemthethweni kumxholo weepotfoliyo zorhwebo, iimarike, iinkqubo zorhwebo;
• thumela ingxelo yomthengisi ngefomathi ye-XML kunye nokunye.

Ukwabonelela ngokubonelelwa kwezi ntlobo zoncedo zilandelayo:

• ukuphunyezwa kokudluliselwa kwemali ngokukhawuleza ukusuka kwi-akhawunti yokuhlawula ukuya kwi-akhawunti ye-brokerage kwaye ngokuphambene noko;
• ukuphunyezwa kokurhoxiswa kunye nokubolekwa kwi-akhawunti ye-brokerage;
• ukubonisana norhwebo kumgaqo wokucebisa.

Ngenxa yoko, uncedo lunikezelwa kuluhlu oluphezulu lwemiba enxulumene nokukhethwa kwezigqibo zotyalo-mali, iinkonzo ze-brokerage, kunye nokurhweba kwi-stock exchange. Kuyenzeka ukuba uyenze kwi-LK Opening Broker.

Izinto eziluncedo kunye nezingeloncedo zenkampani

Ukutyhubela iminyaka yomsebenzi oyimpumelelo, inkampani ithathe ngokuzithemba indawo ephambili kwicandelo layo lemarike yezemali. Phakathi kweepali kuphawulwe:

• ukufikelela kwiimarike zamazwe ngamazwe, kuquka i-USA, iGreat Britain, iKhanada;
• isibonelelo semali-mboleko esivela kwi-6.5%;
• ukusetyenziswa kweenkonzo zokurhweba ezifanelekileyo kwimarike yezinto eziphuma kuzo.

Phakathi kwezinto ezingeloncedo:

• ubukho belungelo lenkampani lokuphumeza unilaterally utshintsho lweerhafu emva kwesaziso ngokuthe ngqo kwisiza;
• ukusetyenziswa kweekomishini ezongezelelweyo ukuba kukho ngaphantsi kwama-ruble angama-50,000 kwipotfoliyo.

Iindlela zokuvula i-akhawunti nge-Opening Broker

Nawuphi na umsebenzisi onokuthi avule iakhawunti.
Zonke izigaba zenziwa kude ngokupheleleyo. Ukuze wenze i-akhawunti yakho kwi-broker evula utyalo-mali, kufuneka ugcwalise kuphela ubuncinci bedatha yomntu. Qiniseka ukuba uncamathisela ifoto yencwadana yakho yokundwendwela. Umsebenzisi ukhetha ngokuzimeleyo intlawulo efanelekileyo yokusetyenziswa ngokuya kwiwebhusayithi esemthethweni yomthengisi wokuvula. Kwicandelo elahlukileyo kwizibonelelo, iintlawulo zeenkonzo ze-“Opening Broker” zibonisiwe. Ukwenza iakhawunti yakho uya kufuna:

• yiya kwiwebhusayithi yenkampani kwaye nqakraza kwiqhosha elithi “vula iakhawunti”;
• yenza idiphozithi kwaye uqale ukutyalomali.

Enye yezona zinto zinomtsalane kumntu oqalayo yi-All Inclusive tariff, evunywa njengeyona ilungele utyalo-mali lwexesha elide.

Inzuzo yalo eyongezelelweyo kukungabikho kwemali yenyanga kunye ne-depository. Ikhomishini yentengiselwano incinci kwaye ifikelela kwi-0.05% kuphela yomthamo opheleleyo wazo zonke iintengiselwano ezenziweyo. I-0.15% ihlawulwa kwii-Eurobonds. Ukwenza yonke imisebenzi ibe nenzuzo ngakumbi kuya kuvumela ukusetyenziswa kwekhadi lebhanki le-Otkritie ukwenza ukurhoxiswa kwemali nge-akhawunti yakho yobuqu kwiwebhusayithi yokuvula i-broker. Inzuzo ebalulekileyo yokuba neakhawunti yakho yokuvula i-broker yabantu ngabanye luqhagamshelo kwisixhobo somthengi somphathi wobuqu.

Uyivula njani i-IIS kunye neemeko zokuhlawula ngo-2022

Ukuvula i-akhawunti yotyalo-mali yomntu ngamnye (IIA) iba luhlobo olunomtsalane nolunenzuzo lwentsebenziswano kubathengi
. Ukwenziwa kwecandelo elinjalo kwenziwa nakwiwebhusayithi yenkampani. Ngomzuzu xa umxhasi evula inguqu kwicandelo lokuyilwa kweakhawunti, inkqubo ibonelela ngokuqwalasela ithemba lokuvula iAkhawunti yoTyalo-mali yomntu ngamnye. Olu khetho luneenzuzo ezibalulekileyo.
Phakathi kwabo:

1. Ukufumana inzuzo yerhafu evela kurhulumente ngendlela yokutsalwa kwerhafu ukuya kuthi ga kwi-ruble ye-52,000 okanye ukukhululwa kwirhafu yengeniso.
2. Ukusetyenziswa kwe-IIS kuluncedo ngokulinganayo kwabaqalayo kunye nabadlali bemarike abanamava.
3. Ithemba lokufumana ingeniso ye-passive eyanceda ekufezekiseni iinjongo zexesha elide.

Umxhasi unelungelo lokuvula i-IIS enye ukuya kuthi ga kwiminyaka emithathu kunye nexesha elingenamda lokuqinisekisa. Ubuninzi bonyaka bomnikelo bubekiwe. Ngama-ruble ayi-1,000,000. Ukuqala ngokukhawuleza, olona khetho lungcono kukuvula iakhawunti eBandakanya konke. Impumelelo yesiqalo iqinisekisa i-akhawunti yobuqu kumxhasi ekuvuleni i-investment broker. Emva kokudala i-akhawunti yobuqu ekuvulweni komthengisi, umnyango wenziwa ngokusebenzisa ukungena kunye negama lokugqitha elilodwa. Ukhuseleko lwedatha yomuntu siqu yomsebenzisi luqinisekiswa ngokuphononongwa ngokuvula i-broker. Ekuvuleni umthengisi, umnyango wenziwa kusetyenziswa igama eliyimfihlo elinye.

Wonke ummi omdala weRussian Federation unokuvula iakhawunti yakhe. Kufuneka nje uvule uvimba kwaye ukhuphele isicelo.

Indlela yokukhuphela, ukufaka kunye nokubhalisa kwisicelo se-Otkritie Broker

Isixhobo esiluncedo kusetyenziso lwesicelo esifumanekayo ukukhuphela kwikhonkco https://open-broker.ru/invest/promo/mobile/. Inkqubo elula iya kuvumela nokuba umntu oqalayo ukuba aqalise ukutyalomali. Kwanele ukusebenzisa ifowuni kunye nokufikelela kwinethiwekhi. Ukusebenzisa isicelo kunceda ukulawula imithetho yotyalo-mali oluyimpumelelo nangona kukho imizuzu engama-30 kuphela kumsebenzi onjalo.
Uphawu lwesicelo lulwazi lwedatha yePC, i-smartphone okanye ithebhulethi. Kwimeko nganye, unokuqhelana nedatha entsha yamacandelo, kubandakanywa necandelo le-analytics. Oku kuya kukunceda ukuba uqaphele okwenzekayo emarikeni nangawuphi na umzuzu. Ukukhuphela usetyenziso kusimahla. Ikwafumaneka ukukhuphela kwi-Play Market. Emva koko, ungasebenzisa onke amathuba okuvulwa kwebhanki yotyalo-mali. Kuya kwenzeka ntoni ekuVulweni komthengisi, kwaye kuya kwenzeka ntoni kwii-asethi zakho: https://youtu.be/4eTgZ9OAxDw

Ngena kwiakhawunti yakho ye-Otkritie Broker

Ukusebenzisa ngempumelelo amathuba okusebenzisa izibonelelo zenkampani, kwanele ukwenza i-akhawunti yobuqu kwisixhobo. Kubalulekile ukuba akukho mfuneko yokutyelela ngokwakho isebe lenkampani. Zonke izigaba zokudala i-akhawunti yobuqu zenziwa ukude. Akukho mfuneko yokuba ushiye isitulo sakho osithandayo okanye isitulo seofisi. Kwanele ukungena ukuvulwa komthengisi ngefowuni.
Iakhawunti yobuqu isetyenziswa ngokubonisa idatha yomntu.
Abacebisi bakulungele ukubonelela ngoncedo ekusebenziseni iakhawunti yobuqu yenkampani. Unxibelelwano nabo lwenziwa ngefowuni okanye ngemiyalezo yobuqu. Onke amanyathelo anengqiqo. Namhlanje, iwebhusayithi esemthethweni ye-broker evula utyalo-mali iyasebenziseka nakumntu oqalayo. Apha ungasebenzisa ukurhweba kwizitokhwe, ixesha elizayo kunye nezinye izixhobo zemali. Kwakhona kuya kuba yinto edibanisayo ukubonelela umthengisi nge-30 yepesenti ye-cashback xa uqala ukusebenzisa izibonelelo zenkampani.

Ukuseta, ujongano lwezixhobo

Ukusebenzisa ngempumelelo izibonelelo zenkampani, kwanele ukuthatha amanyathelo amabini kuphela. Eyokuqala kwezi kukwenza iakhawunti yobuqu kunye nokuvula iakhawunti. Ukongezelela, iimali zidluliselwa kwi-akhawunti eyenziwe kwi-akhawunti yomthengi kuyo nayiphi na ibhanki yaseRashiya. Inzuzo ekhangayo yenkampani kukungabikho kokuhlawula ikhomishini yokuguqulela. Emva kokufaka isicelo seselfowuni, kukho ithemba lentengiselwano yezemali eyimpumelelo evela naphi na emhlabeni. Kwanele nje ukuya kwisixhobo esinokufikelela kwinethiwekhi ukuya kwiakhawunti yakho yobuqu.
Emva kokudala iakhawunti yobuqu, umxhasi udala igama lakhe lokungena kunye negama lokugqitha. Kuyafaneleka ukuba uqaphele ukunyuswa okunenzuzo yokunyaniseka kwenkampani. Kubandakanywa, isabelo esibizwa ngokuba ngukwamkela ngokufudumeleyo ukuvula i-broker Ngaphezu koko, akukho zikhomishini zokuqhuba inxalenye ebalulekileyo yentengiselwano yezemali ekuvuleni i-broker. Oku kuqinisekisa, phakathi kwezinye izinto, ukuba amaxabiso eenkonzo ukusuka ekuvuleleni i-broker kumntu ngamnye abonelelwa ngeyona miqathango ivumayo. Ngokomzekelo, i-cashback 30. Iinkqubo zokunyaniseka kule meko zinceda ukutsala abathengi abatsha. Zikwalungele abantu bakudala bemakethi yotyalo-mali, zinceda ukuqonda iintsingiselo ezintsha kunye neendlela zentengiso. Izakhono zilungele ngokulinganayo kuwo wonke umdlali kwimarike yotyalo-mali. Okwangoku, ibhanki evela ekuvuleni i-broker ifakwe kuluhlu lwamaziko emali ahloniphekileyo, ebonisa ukuba ibhanki inobunzima kangakanani kwimarike,

Indlela yokurhweba kunye nokutyala imali

Into ekhangayo kumthengi wenkampani edibeneyo yesitokhwe evula i-broker lithemba lokusebenzisa inzuzo ngokurhweba kunye notyalo-mali, nokuba umntu oqalayo. Iinkqubo zokunyuswa kunye nokunyaniseka zikunceda ukuba uqale ukwenza inzuzo. Okufana ne-30 ye-cashback promotion, evumela ukuba wonke umxhasi omtsha, xa edala i-akhawunti yobuqu, ukuba afumane inkunzi yokuqala kwi-akhawunti ukuze afumane izifundo zokuqala zokusetyenziswa ngempumelelo kutyalo-mali. Isiza sibonelela ngomnikelo owahlukileyo kumtyali-mali oqalayo. Njengomdyarho we-intanethi wokuntywiliselwa kutyalo-mali “Ukuqala Okulula”. Ekuvulweni kotyalo-mali, amaxabiso afanelekileyo asetyenziswa, ajolise kubathengi abatsha kunye nabadlali abaqhelekileyo abaceba ukuphuhlisa ulwazi lwabo kunye nezakhono.
Inkqubo yoqeqesho kule meko iba yindlela ekhangayo yokuqalisa umsebenzi wotyalo-mali oyimpumelelo. Ngaphantsi kwale nkqubo yoqeqesho, umxhasi ngamnye ufumana ithuba lasimahla lokuqeqeshwa ngokwala manyathelo alandelayo, ukunceda ukufumana ipakethe yokuqala yezakhono ezisisiseko. Inkqubo yemfundo ibandakanya:

• izifundo zeentsuku ezisithoba;
• iintetho ngeengcali ezi-4 ezigunyazisiweyo
• ukujonga izakhono ezifunyenweyo kwimo yovavanyo.

Iimpendulo kwiimvavanyo zokuvula i-broker, epapashwe kwindawo yoluntu kwiwebhusayithi yenkampani, inceda ukujonga ulwazi olufunyenweyo.
Izihloko ezikhethwe ngononophelo zeeklasi zinceda ekufumaneni ulwazi olusisiseko olusisiseko kunye nezakhono kwabo benza iitshali zabo zokuqala kutyalo-mali. Ukuqala ukuthatha ikhosi, kwanele ukuya kwi-akhawunti yebhanki ukuze uvule utyalo-mali. Uncedo kwizigaba zokuqala lunikezelwa ngumcebisi womntu oqeqeshiweyo onamava. Uya kuchaza amaxabiso ukusuka ekuvuleni i-broker kubantu ngabanye ngo-2022 kunye nemithetho yokusetyenziswa kwabo.

Inkqubo yokufaka iirhafu

Ukukhethwa kweentlawulo ze-IIS okanye i-akhawunti ye-brokerage iyafumaneka kwiwebhusayithi esemthethweni yenkampani. Okwangoku, umthengisi wokuvula unikezela ngokusetyenziswa kwezi ntlawulo zilandelayo:

• inikezelwa simahla kwi-0% ngenyanga ” Konke okuBandakanyiweyo “, kuluncedo kubo bonke abatyali-mali, ngakumbi abaqalayo;
• iphuhliswe kubatyalo-mali abanempahla ukuya kwi-5 yezigidi zeeruble ” Utyalo -mali “, ukugcinwa kwakhona kubiza i-0% ngenyanga;
• abathengi abanee-asethi ezingaphezu kwe-5 yezigidi zee-ruble bafanelekile Intlawulo yePremium , kunye nenkonzo ye-ruble ye-150 ngenyanga;
• abathengi abenza ukuthengiselana imihla ngemihla ukusuka kwi-ruble eyi-500 lamawaka baya kukhululeka kunye nexabiso “lokucingelwa” ngokubhaliswa kwi-ruble ye-250.

Ingcali enamava ilungele ukucebisa eyona ntlawulo inomtsalane kumxhasi ngamnye. Kwangaxeshanye, iingcali zigxininisa ukuba intlawulo ebandakanya konke iba yeyona inomtsalane kubaqalayo.

Iinzuzo kunye neengozi zotyalo-mali kwi-Discovery

Unikezelo lwenkampani lufunwa kakhulu phakathi kwabathengi. Ngaphambi kokuqwalasela ithemba lokudala i-akhawunti yakho kunye nokuqalisa ukutyala imali, kuyafaneleka ukuqwalasela izinto eziluncedo kunye nokungalunganga okunokubakho kwinkampani. Ii pluses ziquka:

• ukufikelela lula kwiimarike zamazwe ngamazwe;
• imali-mboleko yengeniso eyi-6.5%;
• isithembiso sokubonisana nomxhasi ngumphathi wakho;
• abathengi banokurhweba kutshintshiselwano US.

Phakathi kwezinto ezincinci:

• isikali sentlawulo esinokubonakala sibhidekile kumntu oqalayo;
• ikhomishini yediphozithi imisiwe, ifikelela kuma-ruble angama-175 ngenyanga;
• inkonzo yamahhala kuphela ukuba imali kwi-akhawunti ingaphezu kwama-ruble angama-50,000, kunye nexabiso elincinci, i-ruble ye-295 ihlawuliswa rhoqo ngenyanga;
• ukuhlawula i-1% ngendlela yekhomishini xa uhlawula ngekhadi, akukho khomishini yokudluliselwa kwebhanki;
• inkxaso yobugcisa ayisoloko ikulungele ukubonelela ngokukhawuleza ngeengcebiso kunye noncedo.

Ulwazi oluneenkcukacha luyafumaneka ngokufowunela umnxeba wokuvula umrhwebi.

Umthengisi wokuvula iakhawunti yedemo-ukuvulwa kunye neempawu

Inzuzo ebalulekileyo kumtyali-mali ngamnye oqalayo lithemba lokuzama zonke izabelo kunye nemisebenzi yenkampani xa usebenzisa iakhawunti yedemo. Xa usebenzisa i-akhawunti yedemo, wonke umntu oqalayo unethuba lokusebenzisa ezona ndlela zibalaseleyo zabatyali-zimali abahamba phambili behlabathi. Imithetho ye-akhawunti inceda ukulawula imigaqo yokutyalomali kunye nokwenza inzuzo.
Xa uvula i-akhawunti ye-demo, umxhasi unethemba lokuvulwa ngokukhawuleza kunye nokukhululeka kwe-akhawunti ye-brokerage kwimizuzwana embalwa. Emva kokufumana ikhadi lebhanki le-Otkritie. Ukuthembeka kombutho wezezimali kuqinisekiswa yi-Arhente yeSizwe yokuReyitha. Inkampani inikwe umlinganiselo we-AAA. Ukusetyenziswa koguqulelo lwedemo kuphelisa ukusetyenziswa kweenkqubo ezintsonkothileyo eziya kufuneka zifakwe kwisixhobo esinokufikelela kwi-Intanethi. I-akhawunti yobuqu ngokulinganayo isebenza ngempumelelo kuso nasiphi na isixhobo. Ungatyala imali kwinqanaba lehlabathi ngeyona ndlela inyani yegama elijikeleze iwotshi kwaye naphi na emhlabeni.