Komiti ya Tinkoff yolembetsa, kutumiza, kubwezeretsanso, kusamutsa ndi kuchotsa ndalama

Malipiro a Tinkoff olembetsa, kutumiza, kubwezeretsanso, kusamutsa ndi kuchotsa ndalama, momwe mungakulitsire akaunti, Tinkoff khadi popanda ntchito mu 2024. Pa tsamba lovomerezeka la Tinkoff, zidziwitso zonse zokhudzana ndi ma komisheni zimabalalika m’magawo osiyanasiyana. Tasonkhanitsa ndikuzikonza pamalo amodzi.

Zolipiritsa zamaakaunti aposachedwa abizinesi ndi anthu ochokera ku Tinkoff

Commission yobwezeretsanso akaunti ya Tinkoff

Kutengera mtengo ndi njira yobweretsera, malire amakhazikitsidwa kwa mwezi umodzi: Mutha kuwonjezera akaunti yanu popanda ntchito:

• kusamutsa kuchokera ku akaunti yapano mu banki ina;
• kuchokera pa kirediti kadi yanu pogwiritsa ntchito zambiri za akaunti yanu;
• pa Tinkoff ATM mkati mwa malire aulere.

Commission yochotsa ndalama kumakhadi abizinesi malinga ndi mitengo ya Tinkoff

Kuti mutenge ndalama ndikuwonjezera kudzera pa ATM, muyenera khadi la bizinesi (https://www.tinkoff.ru/business/help/account/business-card/about/).

Makomiti a Tinkoff amasamutsidwa kwa anthu

Mzere wa tariff ndi motere:

Malipiro osinthira ku kirediti kadi yanu ya Tinkoff kwa mabizinesi apawokha

Malipiro osinthira ku kirediti kadi yanu ya Tinkoff ya mabizinesi apawokha

Akaunti ya ndalama zakunja

Pa Juni 5, 2023, Tinkoff adalengeza za chindapusa chobwezeranso maakaunti akunja ndi madola aku US ndi ma euro kudzera pa ma ATM a Tinkoff, komanso pama desiki aku banki komanso kusonkhanitsa. Ngati mukufuna kuyika $ 1,000 mu akaunti ya dollar yaku US, bankiyo idzalipiritsa ndalama zosungitsa – ndalamazo ziziwonetsedwa pazenera la ATM ndalamazo zisanapangidwe. Zosinthazi zikhudza maakaunti andalama zamadola aku US ndi ma euro. Dinani pa akaunti yandalama yomwe mukufuna, yendani pansi pazenera ndikusankha “Tariff” kuti mudziwe kukula kwa ntchitoyo: Ndikoyenera kuganizira kuti ma komiti a Tinkoff ndi ambiri ndipo m’nkhani imodzi tikhoza kungoganizira zofunika kwambiri komanso zofala. omwe. Mndandanda wathunthu mu chikalata chimodzi https://acdn.tinkoff.ru/static/documents/business-tariffs-all.pdf

Malipiro a kirediti kadi ya Tinkoff

Khadi la debit la Tinkoff Black lidawonekera koyamba mu 2012 ndipo kuyambira pamenepo idawonedwa ngati chinthu chodziwika kwambiri kubanki. Ubwino waukulu: kubweza ndalama zogulira, kusamutsa kwaulere, ntchito yobweretsera ndi zina zambiri. Malinga ndi oimira mabanki, kugwiritsa ntchito khadi la Tinkoff kumatanthauza kuti palibe ntchito yochita zambiri zachuma. Koma sizophweka. Ndikofunikira kuti muphunzire mwatsatanetsatane zomwe Tinkoff amalipira pakusamutsa ndikuchotsa, komanso ntchito zina.

Makhalidwe a kulandira

Kufunsira kwa khadi kumamalizidwa patsamba la banki. Zomwe zili m’munsizi zimayikidwa mu fomu yapadera:

• zoyamba zonse;
• nambala yafoni – imakhala ngati chida chachikulu popanga ndalama;
• tsiku lobadwa;
• zambiri za pasipoti.

Chisankhocho chimapangidwa mkati mwa mphindi 1-2. Kutumiza ndi ulere mkati mwa masiku atatu. Woimira banki wovomerezeka adzafika ku adilesi yomwe yatchulidwa panthawi yoikika; muyenera kukhala ndi pasipoti.

Kulembetsa ndi nzika zakunja kumafuna chitsimikiziro chakukhala mwalamulo m’gawo la Russian Federation – khadi yosamukira, chilolezo chokhalamo kapena visa – malinga ndi nzika.

Utumiki wa Tinkoff: ma komisheni, mikhalidwe

Kupanga ndi kutumiza kirediti kadi ndi ulere. Posankha kapangidwe ka pulasitiki kakang’ono, mtengo wake umatsimikiziridwa ndi ndondomeko yamakono. Kukonzekera kwa mwezi uliwonse kumaperekedwa ngati ntchito – ma ruble 99 pamwezi kapena 1188 pachaka. Palibe chindapusa choperekedwa:

• kulembetsa kulembetsa kolipira kwa Tinkoff Pro;
• kukhalapo pa brokerage kapena akaunti yosungirako, khadi kuchokera ku ruble 50,000;
• ngongole yomwe ilipo kuchokera ku Tinkoff, yomwe idalandiridwa pa Black;
• wokhala ndi akaunti yemwe ali ndi zaka zosakwana 18;
• mfundo yolandira malipiro a penshoni apulasitiki.

Zindikirani: komiti yotumizira maakaunti akunja omwe alipo kale imatsimikiziridwa ndi mtundu wandalama ndi ndalama zomwe zatsala pamasamba a ndalama. Mwachitsanzo, madola kapena ma euro ndi aulere ngati ndalama zomwe zili pa iwo ndi zosakwana 100 ma euro / madola, mowonjezera – 0,25% pamwezi. Maakaunti ena akunja amatumizidwa kwaulere.

Kulembetsa kolipira kwa Tinkoff Pro kumawononga ma ruble 199. pamwezi. Ubwino waukulu: kubweza ndalama zochulukirapo mpaka 10-15%, chiwongola dzanja, ma bonasi owonjezera pansi pa pulogalamu yokhulupirika. Zidziwitso za zochita za kasitomala pa khadi, mwachitsanzo, kutulutsa / kutulutsanso, kutsekereza, kubwezeretsanso ndi kulipira kudzera patsamba lovomerezeka ndi zaulere. Zidziwitso za SMS ndi PUSH zimafuna chindapusa cha ma ruble 59. pamwezi. Malipiro amaletsedwa malinga ndi nthawi yomwe kuchotserako, ntchitoyo idagwiritsidwa ntchito osachepera 1 nthawi. Kuphatikiza apo, khadiyo imapereka mwayi wopeza inshuwaransi ngati kuba kwa ndalama kuchokera pamlingo – 99 rubles. pamwezi.

Thandizo: Mitundu yolipidwa imatha kukhazikitsidwa ndi wogwiritsa ntchito mwakufuna kwake kudzera muakaunti yake patsamba la banki.

Malipiro oyika ndikuchotsa ndalama ku khadi la Tinkoff

Ubwino waukulu wa Tinkoff ndikutha kuyika ndalama mu akaunti yanu pama ATM anzako osachotsa ntchito: SberBank, VTB, PSB. Komabe, pali zolepheretsa. Mwachitsanzo, ATM iliyonse ya Tinkoff imalola kutulutsa kwaulere kwa ma ruble 500. pamwezi, m’magulu ogwirizana – mpaka 100 zikwi, ndipo pazochitika zilizonse mpaka 3,000. Ngati ndalama zochotserazo zili zosakwana 3000, ntchito ya 90 rubles imaletsedwa.

Kupyola malire omwe alipo kumatsagana ndi kuletsa 2% Commission, osachepera 90 rubles.

Zomasulira

Kwa omwe ali ndi makhadi a Tinkoff Black, kusamutsidwa konse kwa intrabank popanda kuchotserako kumapangidwa kwaulere, kuphatikiza kubwereketsa ku mabungwe ena azachuma ndi nambala yafoni pogwiritsa ntchito njira yolipira mwachangu komanso kugwiritsa ntchito zambiri zakubanki. Izi ndizowona makamaka pankhani ya ndalama zothandizira – mabanki ambiri amalipira komishoni. Kusamutsa ndalama ku khadi la bungwe lina lazachuma ndi laulere ngati ndalamazo sizikupitilira ma ruble 20,000. pamwezi. Ngati muli ndi kulembetsa kovomerezeka kwa Tinkoff Pro, malirewo amawonjezeka kufika RUB 50,000. Kupitilira kukula kwa msika kumafuna chindapusa cha 1.5% kapena osachepera 30 rubles. Kugwira ntchito kwa pulogalamu yam’manja kumakupatsani mwayi wosunga ma templates makhadi onse omwe amafunikira kusamutsidwa pafupipafupi. Kuwonjezera apo, n’zotheka kulamulira malire.

Makomiti owonjezeranso khadi ya Tinkoff Black

Tinkoff Black imapereka mwayi wowonjezera khadi yanu kwaulere pogwiritsa ntchito makhadi ochokera kumabanki ena, kapena kugwiritsa ntchito intaneti ya Tinkoff. Madipoziti a ndalama amaperekedwa popanda kuchotsedwa ntchito mpaka ma ruble 150,000 kudzera mwa othandizana nawo:

• Mtumiki;
• MTS;
• Beeline.

Thandizo: ngati malire ndi 150,000 rubles. Kupitilira, 2% Commission imalipidwa. Zofananazi zimachitika ngati kubwezeretsanso kumapangidwa kudzera pa ATM ya Sberbank, PSB.

Kubweza ndalama zogulira

Kubwezera koyambira kumayikidwa pa 1% pa ma ruble 100 aliwonse omwe amagwiritsidwa ntchito. Mbali yaikulu ndi zoletsa okhwima. Zotsatirazi sizikukhudzidwa ndi pulogalamuyi:

• malipiro a ntchito zoyendetsa mafoni;
• kubwezeretsanso zikwama zamagetsi;
• malipiro pogwiritsa ntchito akaunti yanu;
• Kulipira ntchito zothandizira;
• ntchito zina zomwe sizinagwirizane ndi banki ya intaneti.

Bungwe la banki limapempha omwe ali ndi akaunti kuti adziŵe okha mndandanda wa mautumiki omwe ali oyenerera kubwezeredwa ndalama zowonjezera – mpaka magulu a 4 ndi kubwereranso mpaka 15%, malinga ndi kulembetsa kwa Tinkoff Pro – 8. Kuwonjezera apo, banki nthawi zonse imayika zopereka zapadera. kuchokera kwa abwenzi ovomerezeka omwe ali ndi chiwerengero chowonjezeka cha 30% – mndandanda wamasitolo Pyaterochka, Magnit, M.Video, etc.

Kuchuluka kwa ndalama zobweza ndalama kumayikidwa pa ma ruble 3,000 pamwezi, kupezeka kwa Tinkoff Pro kumawonjezera kuchuluka kwa 5 000. Zowonjezera zimapangidwa zokha kumapeto kwa nthawi iliyonse yofotokozera.

Onse omwe ali ndi makhadi a MIR, popanda kupatulapo, amatenga nawo gawo pagulu la kukhulupirika pamakina olipira. Mwachitsanzo, mukagula kuchokera kwa anzanu mutha kulandira kuchotsera kochulukirapo ndi ma bonasi owonjezera. Pakati pawo pali opereka chithandizo chachikulu, maunyolo ogulitsa masitolo akuluakulu, mabungwe azachipatala apadera ndi mabungwe ena ambiri. Mndandanda wazopereka umasinthidwa pafupipafupi patsamba lovomerezeka la banki komanso njira yolipira ya MIR. Kuti musaphonye mwayi wapadera wopindulitsa, tikulimbikitsidwa kutsatira zosintha.

Chiwongola dzanja pamlingo

Kulembetsa kwa Tinkoff Pro kolumikizidwa (mwezi woyamba wogwiritsa ntchito ndi waulere, pambuyo pake ma ruble 199 nthawi iliyonse yolipira) ndipo malinga ngati kugula kumapangidwa ndi kuchuluka kwa ma ruble 3,000 mwezi uliwonse, mabanki amalipira 5% pachaka pachotsalira chomwe sichinatero. kuposa 300,000 rubles. Ngati malire apano apitilira, chiwongola dzanja sichiperekedwa. Ogwiritsa ntchito amawona zabwino zina kuchokera kuzinthu zapadera. Mwachitsanzo, Sovcombank amapereka 12% pachaka kwa miyezi itatu yoyamba, Uralsib – 11%.

Chofunika: chiwongola dzanja chimawerengeredwa pa ndalama zomwe zilipo kumapeto kwa tsiku lililonse lazantchito ndipo zimangotengedwa pa tsiku lomwe mawu ogwirizanawo apangidwa.

Kugwiritsa ntchito khadi la Tinkoff mukamayenda kunja

Pambuyo pa njira zolipirira za VISA ndi MASTERCARD, Tinkoff Black idakhala imodzi mwazinthu zodziwika bwino zamabanki pakati pa apaulendo aku Russia. Izi makamaka chifukwa cha ndalama zambiri komanso kuthekera kochotsa ndalama popanda kuletsa chindapusa pa ATM iliyonse, mosasamala kanthu za dziko lomwe mukukhala. Posachedwapa, kugwiritsa ntchito kokha njira yolipirira ya MIR kwalingaliridwa kunja, komanso m’ndandanda wamayiko ochepa. Tinkoff Bank imatulutsa makhadi ozikidwa pa MIR, pomwe mfundo ya ndalama zambiri sikugwiritsidwanso ntchito – makhadi amangokhala mu ruble za dziko. Koma ubwino waukulu udakalipo – kusowa kwa komiti yochotsa ndalama pa ATM iliyonse ya mayiko omwe amagwira ntchito ndi njira yolipira.

Ubwino ndi kuipa kwake

Ogwiritsa ntchito ambiri aku Russia amagwiritsa ntchito makhadi a ngongole a Tinkoff pazifukwa izi:

• malamulo omveka bwino a ntchito;
• kusowa kwa zovuta panthawi yolembetsa;
• 24/7 ntchito yothandizira;
• mawonekedwe akubanki pa intaneti;
• mgwirizano ndi mabanki ambiri.

Kuti mupereke khadi, mumangofunika pasipoti ndi nambala ya foni, yomwe, mutatha kupeza akaunti yanu, imakhala nambala yachuma. Bankiyi imatsimikizira zinthu zowoneka bwino komanso zopindulitsa zapadera kwa aliyense, koma ma komishoni amachepetsa mtengo wake. Kupezeka ndi kukula kwa komitiyi ziyenera kuganiziridwa musanapemphe khadi la Tinkoff.