The article was created based on a series of posts from the OpexBot Telegram channel , supplemented by the author’s vision and the opinion of the AI. Do you want to master the science of investing? Receive decent passive income and not blow your mind? You can start small. So, how and where to invest small sums of money 10,000, 20,000, 30,000 for passive income, how to invest correctly in Russia so as not to burn out, but to take off.
- Make money work, even small ones
- ✔ First. Means of production
- ✔ Second. Invest in something that always goes up in price
- ✔ Third. Invest in yourself
- ✔ Fourth. Finally open a brokerage account
- Alternative opinion
- Stock market
- Index funds or ETFs
- Bonds
- Cryptocurrencies
- Peer-to-Peer lending
- Questionable or non-working options
Make money work, even small ones
Let’s talk about how to make 10-30k rubles work. Money lying around for nothing loses its value. Earning and increasing capital is a skill. Which can be learned. You need to start with the unobvious – remove limiting beliefs from your head, the poor man’s mindset that many of us are instilled with from school. Then, in order to juggle money, you first need to cover your basic needs. If this has already been done, let’s continue.
✔ First. Means of production
A microphone for a speaker, a RAM stick for a freelancer, a shovel for a digger, a gas installation for a taxi driver. Your effectiveness as a specialist increases. Plus, everything listed above increases in value due to the ruble exchange rate.
✔ Second. Invest in something that always goes up in price
Something that doesn’t spoil, something that everyone always needs.
✔ Third. Invest in yourself
Gym, normal food. In knowledge. Courses, books. Learn a new skill. A win-win option for a small amount of money.
✔ Fourth. Finally open a brokerage account
Reliable ones can be found on the Central Bank website. Training your investing skills on small amounts is a working approach. Take a little of the following. OFZ, funds, first-tier shares. Risks are minimal, balanced portfolio. Plus nice bonuses in the form of dividends. SBER, for example, pleases with divas every year.
Alternative opinion
Stock market
One popular investment option is to buy shares through a broker or trading app. The big advantage of this method is that you can start investing with a small amount and have access to a wide range of different companies and industries. The essence of stock investing is to buy a share of a company with the hope that its value will increase in the future and you will profit from the sale of the shares.
Index funds or ETFs
Index funds allow investors to purchase an entire index, such as the S&P 500 or NASDAQ, instead of purchasing individual stocks. Buying a share of an index fund allows you to spread your risk across different companies and industries, which can be especially useful for first-time investors.
Bonds
Bonds are debt financing instruments that can be issued by states, corporations or municipalities. Investing in bonds involves providing the borrower with money in exchange for payment of interest and repayment of the loan amount at maturity. Bonds are considered more stable and reliable than stocks.
Cryptocurrencies
Investing in cryptocurrencies such as Bitcoin, Ethereum or Litecoin have become increasingly popular in recent years. However, investing in cryptocurrencies can be high-risk and highly volatile, so you need to thoroughly understand the market and the risks before doing so.
Peer-to-Peer lending
P2P lending platforms connect private investors with borrowers, providing the opportunity to earn interest income on their investments. This is a relatively new form of investing that can provide the opportunity to earn good returns. However, it is important to remember that investing always involves risk, so you should carefully consider each option and consult with a financial advisor before making your final decision.
Questionable or non-working options
✔ Property for rent. Very long payback period. And this is hardly passive income. ✔ Bank deposit. At best, break even in the battle against inflation. ✔ Precious metals in such amounts are also not a working option. There are many subtleties, but one thing is certain: money must work. Energy must work. Everything that lies just like that stagnates and rots. Or inflation burns. Here is such a simple but important thought for today. Warren Buffett: How to invest small amounts https://youtu.be/PMB9InFjB1I You can invest starting from 1k rubles. For example, by investing in a bond . To at least understand how it works.
