Lesi sihloko sidalwe ngokusekelwe ochungechungeni lokuthunyelwe okuvela esiteshini se-OpexBot Telegram , okungezelelwe umbono wombhali kanye nombono we-AI. Kungani kungenzeka ukuhweba ngediphozithi encane, futhi kudingekile ngisho nakwabasanda kufika emakethe yamasheya, nokuthi ungayandisa kanjani ngokuphepha nangokuhlelekile.
Akuwona usayizi obalulekile, kodwa ikhono lokuyisebenzisa.
Ngisho nogogo uyakwazi ukudayisa
Ingqikithi yokuhweba ukuthi ungahweba ngama-ruble angu-2-5k ezandleni zakho. Ugibe yilo. Kunombono wokuthi ifomula yenzuzo ezinzile nephezulu evela ekuhwebeni ithi: idiphozithi enkulu + ukuhlaziywa kobuchwepheshe.
Eqinisweni, ifomula yempumelelo yile: idiphozi encane + ukuhlaziywa kobuchwepheshe + ukuhweba kwengqondo.
Uma ubeka yonke imali oyilondolozile ku-akhawunti, ngeke ukwazi ukucabanga ngendlela ephusile futhi uthathe izinyathelo zokuqala. Uzokhathazwa ukwesaba ukulahlekelwa yonke imali yakho ngesikhathi esisodwa, futhi ukucindezeleka kuzothinta umholo wethu. Imithetho ebalulekile ekuhwebeni:
- Thengisa ngekhanda elipholile, ngaphandle kokuhaha nothando!
- Qala ngenani elincane kanye nokwenyuka okuncane ngo-%.
Ungayenyusa kanjani idiphozithi yakho kanye ne-%?
Ake sithi kukhona ama-ruble angu-5k. Sizibekele umgomo wokuqala – ukwenza u-30% wediphozithi yethu. Uma ufinyelela lo mgomo futhi uzizwa uqiniseka, khona-ke ngenyanga ezayo ukhuphula idiphozi yakho kuma-ruble angu-10k! Futhi zama ukwenza u-40% wediphozithi ngenyanga. Ngokunamathela ekukhuleni okuqhubekayo kwediphozithi kanye ne-%, ezinyangeni ezimbalwa uzoba nenani elimangalisayo nemali engenayo ezinzile, ngaphandle kokucindezeleka. Kunomthetho ekuhwebeni: uma uhamba kancane, uzohamba ngokushesha. Ngakho-ke, ungazami ukuzuza yonke imali emhlabeni, kungenjalo uzolahlekelwa yiyo. https://youtu.be/iAF324Rih50
Ukuhweba ngediphozithi encane kungenzeka
Ukuhweba ngemakethe yempahla yezezimali kungaba yindlela ehehayo yokwenza imali. Kodwa-ke, abathengisi abaningi be-novice babhekene nenkinga yediphozithi elinganiselwe. Kodwa-ke, kunamasu amaningana akuvumela ukuthi uhwebe ngediphozithi encane.
Ukukhetha umthengisi
Isinyathelo sokuqala sokuhweba ngempumelelo ngediphozithi encane ukukhetha umthengisi ofanele. Abanye abadayisi bahlinzeka ngezidingo zediphozithi ezincane, okukuvumela ukuthi uqale ukuhweba ngemali encane. Kubalulekile futhi ukuhlola isithunzi somthengisi futhi uqinisekise ukwethembeka kwakhe ukuze ugweme ukukhwabanisa.
Ukukhetha Isu
Isinyathelo sesibili ukuthuthukisa isu lokuhweba. Naphezu kwediphozithi elinganiselwe, kubalulekile ukuba nohlelo lokusebenza olucacile. Lokhu kungase kuhlanganise ukuhlaziya imakethe nokuhlonza izindawo zokungena nokuphuma kuzo zohwebo. Ukwakha isu kuzosiza ukunciphisa ubungozi futhi kwandise namathuba okwenza inzuzo.
Ukuphathwa Kwezimali
Isinyathelo sesithathu ukuphatha imali. Lapho uhweba ngediphozithi encane, kubaluleke kakhulu ukusabalalisa imali yakho ngokunengqondo. Kunconywa ukuthi ungafaki engozini ngaphezu kwe-2-3% yediphozi ephelele ekuhwebeni okukodwa. Lokhu kuzosiza ukugwema ukulahlekelwa okukhulu futhi kulondoloze imali ukuze kwenziwe imisebenzi elandelayo.
Isikhathi sokuhweba
Isinyathelo sesine ukuhlela isikhathi sakho sokuhweba. Kubathengisi abanediphozi encane, kubalulekile ukukhetha izikhathi ezinokuguquguquka okukhulu kanye ne-liquidity. Lokhu kuzosiza ukwenza imisebenzi ibe yimpumelelo futhi kwandise amathuba okwenza inzuzo.
Funda futhi ufunde
Isinyathelo sokugcina ukufunda emaphutheni akho. Esinye sezici ezibaluleke kakhulu zempumelelo ekuhwebeni ukuzifundisa njalo. Kubalulekile ukuhlaziya ukuhweba kwakho, ukukhomba amaphutha futhi ufunde kuwo. Lokhu kuzokusiza ukuthi uthuthukise isu lakho futhi ube ngumhwebi ophumelele kakhulu. Ukuhweba ngediphozithi encane kungaba inselele, kodwa kungenzeki. Ngendlela efanele, isu kanye nokuphathwa kwemali, wonke umhwebi angathola impumelelo. Ukuhweba imakethe yempahla yezezimali kuthatha isikhathi, umzamo kanye nokuziphatha, kodwa ekugcineni kungaholela ekukhuleni kwengcebo nokuzimela ngokwezimali.
