Kungani umpofu – i-psychology, izinsiza kanye nemikhuba

Lesi sihloko sidalwe ngokusekelwe ochungechungeni lokuthunyelwe okuvela  esiteshini se-OpexBot Telegram , okungezelelwe umbono wombhali kanye nombono we-AI. I-psychology yobumpofu, kungani inkinga ivela nokuthi ixazululwa kanjani, ngakho kungani umpofu, awuzange ucabange? Isifundo sokufunda ngezezimali.

Uyahlupheka ngoba awuzisebenzisi ngendlela efanele lezi zinsiza.

Izinsika ezine impumelelo eyakhelwe phezu kwazo: ubusha, isikhathi, amandla, ulwazi . Kuphela-ke kufika imali, abajwayele, amaphiko enhlanhla … Ngiyaphinda, isikhathi siyimpahla yakho enkulu. Thumela, susa, noma wenze ngokuzenzakalelayo yonke imisebenzi engabalulekile. Ulwazi luyimpahla ehlale inawe. Pump up – lokhu kubalulekile. Intsha namandla ayo emveloukusebenzise ngokugcwele. Ungesabi ukuzifaka engozini, wenze amaphutha, futhi wenze amaphutha. Lungisa futhi ukwenze futhi. Umsebenzi uwukuveza amandla akho ngaphakathi kuwe futhi usethe i-vector efanele yamandla. Kubalulekile ukuqonda ukuthi izinsiza zingaguqulwa zibe enye kwenye. Ngokwesibonelo. Isikhathi namandla kulwazi. Ulwazi lube yimali. Imali ngesikhathi. Isikhathi solwazi. Iketango lingaqhubeka. Udinga ukuguqula insiza eyodwa ibe enye ngendlela yokuthi uthole ibhalansi eyamukelekayo kuwena mathupha. Asikho isidingo sokwenza izinto ezikucindezelayo nezikucasulayo. Ungamoshi isikhathi sakho. Kudingeka ugcwalise ukuphila kwakho ngenjongo. Ubusha abuyona ingunaphakade, amandla azophela, futhi isikhathi sizodlula. Awunawo amandla okwenza okuthile? Nakekela umzimba wakho. Zihlanze ngamanzi, futha i-abs yakho, bhalisela indawo yokuzivocavoca. Buka ividiyo ekhuthazayo, hlangana nomuntu omuhle, ujabule. Yenza okuthile okukukhuthazayo. ? Ukungenzi lutho nakho kuyisenzo. Sonke asinaso isikhathi sokwenza lutho. Ngenkathi ungakwenzi lokhu, othile ubethatha i-SBER nge-100, nebhendi engu-50.

Wonke umuntu uyazisola ngalokho abangakwenzanga, ngamathuba aphuthelwe.

Asikho isikhathi? Susa lawo ma-80% angenamsebenzi wezenzo avele ashwabadele amaminithi ayigugu. Susa konke okungadingekile nobuthi empilweni yakho. Abantu abakudonsela phansi – ubadinga ngani? Thenga ibhayisikili, uthengise i-TV, setha ukulandelela isikhathi, susa amanethiwekhi omphakathi.

Ukuntula ikhono?

Faka imali kuwe. Guqula isikhathi sakho esikhululekile namandla sibe yikhono lakho. Bhalisela izifundo, funda incwadi ewusizo, uthuthukise ikhono elikhona ngokuxhumana nozakwenu. Bhalisela lesi siteshi nebhulogi. Ayikho imali? Qala uchungechunge futhi, uphindaphinda ngokuphindaphinda, uthuthukise umphumela wakho kusixhumanisi ngasinye kulolu ketango. Futhi ngemuva kokuvela kwemali yokuqala yamahhala, ungayisebenzisi ku-tinsel. Tshala imali, thatha izingozi ezihlakaniphile, qhubeka nokuzithuthukisa wena nawo wonke umuntu oseduze nawe. Yenza lokho obukufisa kudala. Ngokusobala kukhona okungenziwa njengamanje? Yingakho umpofu: https://youtu.be/g6m9qADnO9A

Kuthiwani ngezindleko?

Abantu abaningi babhekene nenkinga yobumpofu futhi abaqondi ukuthi kungani bezithola bekulesi simo. Bangase babe nomsebenzi, iholo, kodwa kusadingeka baphile kusukela ekuholeni kuya ekuholeni. Kungani lokhu kwenzeka? Kulesi sihloko, sizobheka izici ezimbalwa ezingase zibe nomthelela ekudidekeni kwakho kwezezimali futhi zizokusiza uqonde ukuthi kungani umpofu. Isici sokuqala nesisobala kakhulu yizindleko. Abantu abaningi basebenzisa imali eningi kunaleyo abayiholayo. Bathenga izinto abangazidingi noma abangenakho ukuzikhokhela. Baphila ngamakhadi okuthenga ngesikweletu nangezikweleti, okwenza isimo sabo sezezimali sibe sibi kakhulu. Uma ufuna ukugwema ubumpofu, kubalulekile ukufunda ukulawula indlela osebenzisa ngayo imali futhi wenze ukuthenga okuhlakaniphile.

Imfundo nobungcweti

Isici sesibili yimfundo nomsebenzi. Abanye abantu bagcina bempofu ngenxa yokuntula imfundo enhle noma imisebenzi eholela kancane. Uma ungenawo amakhono nemfundo edingeka kakhulu emsebenzini, amathuba akho okuthola iholo eliphezulu nokuzinza kwezezimali azoba mancane kakhulu. Ngakho-ke, kubalulekile ukutshala imali yakho emfundweni yakho nasekuthuthukisweni kwamakhono ochwepheshe. Kulesi sihloko, sizobheka nezinye izici ezinjengokuntuleka kokuhlela nokuphatha izimali, ukutshalwa kwezimali okungahlakaniphile kanye nezikweletu. Ngokuqonda izizathu zobumpofu bakho, ungathatha izinyathelo ezidingekayo zokushintsha isimo sakho sezezimali futhi uzuze inhlalakahle yezezimali. Okulandelayo, sizohlaziya ngayinye yalezi zici ngokuningiliziwe futhi sinikeze izincomo ezisebenzayo zokuthuthukisa isimo sakho.Ugibe lobumpofu[/caption]

Umthelela wemfundo empumelelweni yezezimali

Imfundo idlala indima enkulu ekunqumeni impumelelo yomuntu ngokwezezimali. Ucwaningo lukhombisa ukuthi abantu abanamazinga aphezulu emfundo banamathuba amaningi okuthola imisebenzi ekhokha kakhulu kanye nokuthuthuka emisebenzini. Imfundo ephakeme iphinde ihlomise abantu ngamakhono nolwazi oludingekayo ukuze baphathe izimali zabo ngendlela efanele. Isibonelo, ukuqeqeshwa kolwazi lwezezimali, okuvame ukufakwa emfundweni ephakeme, kusiza abantu ukuba bathuthukise amakhono okusebenzisa isabelomali, ukutshala izimali, nokulawula izikweletu. Lawa makhono angabaluleka ekuzuzeni inhlalakahle yezinto ezibonakalayo. Ngaphezu kwalokho, imfundo ephakeme inikeza ukufinyelela emathubeni angcono emisebenzi kanye namaholo aphezulu. Abantu abaneziqu ze-bachelor noma ze-masters bavame ukuba nethuba elingcono lokuthola imisebenzi enamaholo aphezulu kanye nezikhundla ezihlonishwayo. Umsebenzi wesayensi, ubuchwepheshe, ubunjiniyela noma ibhizinisi ungaba ukhiye ekwandiseni iholo lakho futhi uzuze ukuzinza kwezezimali.

Nokho, kufanele kuqashelwe ukuthi imfundo ngokwayo ayisona isiqinisekiso sokuphumelela ngokwezimali.

Iqhaza Lemikhuba Yomuntu Yezezimali Ekwakheni Umcebo

Imikhuba yomuntu siqu yezezimali idlala indima ebalulekile ekwakheni ingcebo noma, ngokuphambene, ubumpofu. Abantu ngokuvamile abaqapheli ukuthi izenzo zabo zezezimali zansuku zonke nezinqumo zingaba nomthelela wesikhathi eside esimweni sabo sezezimali. Eminye yemikhuba emikhulu engaholela ebumpofu ukuphatha kabi imali engenayo. Abantu abaningi baphila ngomgomo othi “hola bese uchitha”, ngaphandle kokucabanga ukuthi bangayonga noma bayitshale kanjani imali yabo. Ukwehluleka ukuhlelela ukusetshenziswa kwemali nokonga ikusasa kubeka engcupheni ukuzuza ukuzinza kwezezimali. Omunye umkhuba ovamile ongabangela ubumpofu ukusebenzisa izikweletu ngokweqile. Iningi labantu lincike emalini ebolekiwe ukuze lithenge izimpahla noma izinsiza, ngaphandle kokucabanga ngenzalo namakhomishini, okufanele ukhokhe ukuze usebenzise imali ebolekiwe. Lokhu kungaholela ekuqongeleleni isikweletu esiba sibi kakhulu ukuthi singasikhokha. Futhi, imikhuba emibi yezezimali ingase ihlanganise ukuchitha njalo nokunganaki ezintweni ezingadingekile noma ezokuzijabulisa.

Umthelela wendawo yezenhlalo esimweni sezezimali

Esinye sezizathu ezenza abantu abaningi bagcine bempofu ithonya lendawo yabo yezenhlalo esimweni sabo sezezimali. Emphakathini wanamuhla, kuvame ukuba nengcindezi yokulandela izindinganiso ezithile zokusetshenziswa nokubonisa isimo somuntu emphakathini ngokusebenzisa imali. Abantu abanabangane abacebile noma osebenza nabo bangase bazizwe benengcindezi yokugcina izinga elifanayo lokusebenzisa. Lokhu kungaholela ekusebenziseni imali ngokweqile kanye nokuphathwa kabi kwezimali. Ngokwesibonelo, abantu bangase babolekise ngemali noma basebenzise amakhadi esikweletu ukuze bathenge izinto zikanokusho abangenakuzikhokhela. Ngaphezu kwalokho, indawo ezungezile ingaba nomthelela ekukhethweni komsebenzi kanye nezinga lemali engenayo. Uma abantu abaningi eduze kwakho benemisebenzi eholela kancane noma benemfundo ephansi, khona-ke amathuba okuthola umsebenzi okhokha kakhulu noma ukukhula emsebenzini wakho ayancipha. Kubalulekile ukuqaphela ukuthi ithonya lendawo yomphakathi akufanele libe izaba zobumpofu bomuntu. Wonke umuntu unethuba lokuzenzela izinqumo nokuphatha izimali zakhe.

Ukubaluleka Kokuphatha Izikweletu Ukuze Ugweme Ubumpofu

Ukuphatha izikweletu kudlala indima ebalulekile ekuvimbeleni ubumpofu. Ukusebenzisa imali ebolekiwe ngokungahlakaniphile nokunqwabelana kwezikweletu kungaholela ezinkingeni ezingokwezimali futhi kuncishe umuntu ithuba lokuthuthukisa isimo sakhe sezimali. Okokuqala, izinkokhelo zemalimboleko zingase zibe phezulu kakhulu kumuntu ohola kancane, okuholela ekubambezelekeni noma ekungakwazini ukukhokha. Lokhu kungase kuholele ezijezisweni nasezinkokhelweni zenzalo, okuzokwenza isimo sezezimali sibe sibi nakakhulu. Okwesibili, ukuba nezikweletu eziningi kwenza kube nzima ukwenza isabelomali nokonga imali. Ukukhokhwa njalo kwemali mboleko kusho ukuthi ingxenye enkulu yomholo wakho usunesibopho sokuya kule njongo, okushiya indawo encane yokonga noma yokutshala imali. Ngaphandle kwalokho, Izikweletu eziphezulu zingaba nomthelela omubi emlandweni womuntu wezikweletu. Lokhu kungase kwenze kube nzima kakhulu ukuthola imalimboleko entsha noma izikweletu zezindlu futhi kungase kuthinte ikhono lakho lokuqasha noma lokuthola umsebenzi. Ukuphatha izikweletu ngendlela efanele kuhlanganisa ukusebenzisa isikweletu ngendlela efanele, ukukhokha ngesikhathi, nokubeka izinto eziza kuqala ngokwezezimali.

Isici esingokwengqondo sikuthinta kanjani ukuzinza kwezezimali?

Esinye sezizathu zobumpofu yithonya lezici ezingokwengqondo ekuzinzeni kwezimali. Isimo sethu sengqondo ngemali nekhono lethu lokuyiphatha kungaba nomthelela omkhulu esimweni sethu sezezimali. Ngokuvamile abantu abahlushwa iholo eliphansi noma abangakwazi ukonga imali eyanele banezithiyo ezithile ezingokwengqondo. Bangase babe nemizwa yokungabi nalusizo, ukuzeyisa, noma ukwesaba imali. Lezi zimo zemizwa zingaphazamisa ukuphathwa kahle kwezimali futhi ziholele ezinqumweni ezingasebenzi. Ngaphezu kwalokho, imikhuba emibi yezimali ingabangelwa izici ezingokwengqondo. Ngokwesibonelo, singase sithambekele ekuziphatheni kwabathengi kanye nesifiso sokuzanelisa ngokushesha, okungaholela ekuchitheni imali ngokungadingekile nasezikweletini. Futhi, Ukuthembela njalo emakhadini esikweletu noma emalini ebolekiwe kungase kubonise ulwazi oluphansi lwezezimali kanye nokuntula ukuqonda indlela yokuphatha imali yakho. Kubalulekile ukuqonda ukuthi izici ezingokwengqondo zinganqotshwa futhi zishintshwe.