Ungayithola kanjani i-ruble eyisigidi ngosuku, isonto, inyanga, unyaka

Lesi sihloko sidalwe ngokusekelwe ochungechungeni lokuthunyelwe okuvela  esiteshini se-OpexBot Telegram , okungezelelwe umbono wombhali kanye nombono we-AI. Umbuzo omdala: “Ungayithola kanjani i-ruble eyisigidi?” (izinguquko: indlela yokwenza izigidi zamaRandi ngokushesha, ngehora, inyanga noma unyaka). Futhi uma eminye imibuzo ihogela ubuntwana kanye nokungenzeki ku-99% wezakhamizi zomhlaba, khona-ke eminye inencazelo esebenzayo nesixazululo esinengqondo. Sikhulume?

Kunzima ukuthola umuntu ongakaze aphuphe ukuba ngusozigidi okungenani kanye empilweni yakhe. Ngokwezilinganiso eziguquguqukayo kakhulu, cishe i-95% yezakhamizi zihlala ziphupha ngokuhola izigidi zamaRandi, futhi bangama-5% kuphela asebevele bathole lolo hlobo lwemali noma balahle umbono wabo ngenxa yezizathu zemibono.

Isicelo esithandwa phakade yindlela yokulondoloza ama-ruble ayizigidi ezingu-1 (amadola, imiqhele, ubhanana) ngonyaka?

Kukhona indlela elula – ukusindisa ruble 2740 (noma noma yini unquma ukusindisa) ngosuku. Futhi kukhona okuyiqiniso:

1. Sizibekela umgomo ocacile. Ukuthola isigidi ngenxa yesigidi akuyona inhloso.
2. Sinquma ukuthi singatshala malini noma sisebenzise njengengxenye yokuhweba njalo. Ngokuvamile lokhu kungu-20-30% wemali engenayo.
3. Ukukhetha amathuluzi okusebenza. Amasheya, amabhondi, ikusasa. Sizosiza.
4. Sithobela isiyalo nokungaguquguquki.
5. Nsuku zonke sifunda nathi.
6. Siyakhahlela kulokho okwenzekayo. Inzuzo !

Ake siqhubeke nomcabango: indlela yokuthola ama-ruble ayizigidi ngosuku, isonto, inyanga, unyaka

Ake sithi ngosuku, isonto noma inyanga lokhu kunzima impela. Uma ungenaso isiqalo ngendlela yomholo womphathi omkhulu, noma i-akhawunti yokutshala imali ephonsiwe. Futhi ukuzuza isigidi ngonyaka kungenzeka. Kubalulekile ukuzibekela imigomo ngendlela efanele futhi ube nesiyalo ukuze uyifinyelele. Ezweni lapho imali ibalulekile, abantu abaningi baphupha ngokuqongelela ingcebo yezigidi zamarandi. Kodwa kanjani ukufeza lo mgomo? Yini okudingeka uyenze ukuze uguqule amaphupho akho abe ngokoqobo?

Ithagethi

Isinyathelo sokuqala sokuthola ukuzimela ngokwezimali ukubeka umgomo ocacile. Ziphendule: ufuna ukwenza kanjani isigidi? Zibekele umnqamulajuqu, dala uhlelo lokusebenza futhi unamathele kulo.

Imfundo

Noma iyiphi indlela eya engcebweni iqala ngemfundo. Funda uhlelo lwezezimali, uqonde ukutshalwa kwezimali, funda okuhlangenwe nakho kwabantu asebezuze impumelelo yezezimali. Imfundo iyithuluzi lakho lokuthola umphumela oyifunayo.

I-Finplan

Isinyathelo esilandelayo esibalulekile ukwakha uhlelo lwezezimali. Thola ukuthi yimalini oyidingayo ukwenza isigidi. Hlukanisa leli nani libe yimigomo emincane bese usetha izinyathelo ezithile zokukusiza ukuthi uyifinyelele. Zilungiselele ukuthi inqubo ithathe isikhathi, kodwa hlala ugqugquzelekile.

Ukuphathwa kwezimali

Esinye sezici ezibalulekile ekuzuzeni ingcebo ukuphatha kahle izimali. Dala ibhajethi enemininingwane ekhomba yonke imali engenayo nezindleko zakho. Beka izinto eziza kuqala futhi ugweme ukusebenzisa imali ngokungadingekile. Khumbula ukuthi idola ngalinye olilondolozayo likulethela ingcebo.

Ukutshalwa kwezimali

Ungesabi ukufaka imali yakho ekutshaleni imali. Tadisha imakethe, thola amathuba afanele futhi ubale ubungozi bakho. Ukutshala imali kuyithuluzi elinamandla lokukhulisa ingcebo yakho nokufeza imigomo yakho yezezimali.

Amakhono

Kodwa-ke, ngaphezu kwemfundo nokuphathwa kwezimali, kubalulekile ukuthuthukisa amakhono akho ukuze uphumelele ekufinyeleleni esigidini. Lwela ukuba ngcono emsebenzini wakho, ubambe iqhaza ekuqeqeshweni nasezinkomfeni. Ukuzithuthukisa kuzokusiza uzuze impumelelo ebalulekile.

Yini enye?

Kodwa ngaphezu kwakho konke okungenhla, ungakhohlwa mayelana nemiqondo ebaluleke kakhulu: ukusebenza kanzima, ukubekezela nokuzethemba. Alikho isu elizokhiqiza imiphumela ngaphandle komzamo ohlangothini lomqalisi. Zilungiselele ubunzima, ungapheli amandla, ngisho noma imiphumela ingafiki ngokushesha. Zikholelwe kuwe nasemandleni akho okuzuza inkululeko yezezimali. Ekugcineni, indlela yokuthola ama-ruble ayisigidi noma amadola idinga ukugxila, umzamo kanye nesifiso esiqhubekayo sokuzithuthukisa. Imfundo, ukuhlelwa kwezimali, ukuphathwa kahle kwemali, ukutshalwa kwezimali kanye nentuthuko eqhubekayo yizici ezibalulekile zokufeza umgomo wakho. Zikholelwe, thatha isinyathelo futhi ubone iphupho lakho lifezeka.

Ezigidini zokuqala zamasheya: i-iPhone entsha noma impilo entsha?

Ngakho-ke, i-Apple iyinkampani yokuqala emlandweni wesintu osonhlamvukazi bayo bedlula ama- $3 trillion. Ukunikeza umbono wesilinganiso senani, isamba sesabelomali se-EU sika-2023 singama-euro ayizigidi eziyizinkulungwane ezingama-186.6. Ngokusho koMnyango Wezokuthuthukiswa Kwedijithali, amadivaysi okuxhumana eselula ayizigidi ezingama-304 abhaliswe eRussia. Kulawa, cishe izigidi eziyi-100 ngama-smartphone. 76.7% Android kanye 22.7% iPhone. Kuvele ukuthi kunama-iPhones ayizigidi ezingama-23 eRussia. I-iPhone iyinkosi yama-smartphones, ukukhetha kwabacebile nesimo. I-iPhone ibiwuphawu lwempumelelo, amandla kanye nengcebo kuwo wonke umlando wayo. Futhi abantu abaningi bafuna ukuthola lesi simo, ngisho noma ithegi yentengo ibanqande. Bayiqoqa izinyanga, bayisebenzisele ukuthenga i-airbag, noma bayoboleka esitolo sezingcingo. Bangaphezu kuka-60% abantu baseRussia abathenga i-iPhone ngesikweletu! Cishe ama-iPhones ayizigidi eziyi-14 anesikweletu. Kodwa yini ongeke uyenze ngesimo, ikakhulukazi lapho isisekelo sayo kuphela i-iPhone?! Bangaki abantu baseRussia abanamasheya e-Apple? UCABANGANI? Anginazo izibalo eziqondile, kodwa nginesiqiniseko sokuthi ngeke zifinyelele ngisho esigidini. Kodwa ngeze. Ukukhuthazwa kwenkampani, yiqiniso, akuyona i-smartphone – awukwazi ukuyibeka etafuleni endaweni yokudlela, kodwa izinto ezinjalo azikwazi ngisho nokuqhathaniswa ne-iPhone. ✔ Ngo-2013, isiqongo samaphupho abantu abaningi kwakuyi-iPhone 5, ebiza u-$650. Futhi ingxenye eyodwa ye-Apple ibiza ngaphansi nje kuka-$14. Noma ungathenga i-Android emaphakathi nge- $100 kanye nezabelo ezingama-30-40 ze-Apple. Futhi gubha ukuqala kohambo lomtshalizimali. ✔ Eminyakeni emine sekuyisikhathi sokuthuthukisa, ngo-2017 – enye i-$ 1000 ye-iPhone 7. Amasheya e-Apple ngaleso sikhathi ayebiza u-$36 ngesheya ngalinye. Ubungathatha amasheya angu-20 kanye ne-smartphone elula ngaphandle kokulimala. ✔ Uyeza u-2021, udinga ukuqinisekisa isimo sakho futhi – lungiselela enye i-$1000 ye-iPhone 12. Ngaleso sikhathi, amasheya e-Apple ayevele ethengisa ngo-$140. Kodwa ungathatha izingcezu ezi-5 esikhundleni sethoyizi elibizayo. Ngemuva kweminyaka eyishumi ye-“Apple odyssey,” abanye abantu basala ne-iPhone 12 esetshenzisiwe, engeke imangaze muntu, kanti abanye bane-Android entsha emaphakathi kanye neshumi nambili lamasheya e-Apple. Ake sithiAmasheya angu-60 e-Apple manje abiza i-11,500 USD .

Ngokunokwenzeka, akukho okuzoshintsha futhi iningi labafundi, noma sebezizwisisile izibalo ezingenhla, lisazoqhubeka nokuthenga ama-iPhones esikweletu, okukhombisa umhlaba ukuthi ami ngokuqinile ezinyaweni zawo.

Kodwa ngithemba ukuthi kuzoba khona labo abanentshisekelo yokuqinisekisa ukuthi eminyakeni edlule, esikhundleni sefoni esetshenzisiwe ephaketheni lakho, isamba esihlelekile sizoqoqa ku-akhawunti ye-brokerage. Uma unemali eyanele kokubili amafoni abizayo kanye nokutshalwa kwezimali, khona-ke ngijabula ngobuqotho ngawe – lokhu kuyimpumelelo! Phela, manje i-iPhone 14 Pro Max entsha ibiza u-$1,200, amasheya angu-$192 futhi ayakhuphuka. Ungayithola kanjani i-ruble eyizigidi eziyi-10 ngomholo wama-ruble angama-25,000? https://youtu.be/y0bFGEkTK5s

Noma kunjalo, ngingeluleka: Ungayithola kanjani i-ruble eyisigidi ngosuku olulodwa

Nginikeza impendulo ku-seminar. Lizobiza malini ithikithi lokuya emhlanganweni? – ruble 1000. Zingaki izindawo ezitholakalayo? – 1000. Ngithemba ukuthi konke kucacile kuwo wonke umuntu. Kulabo abangakaqondi, bhalisa. Zisekhona izindawo ezitholakalayo.