I-VTB My Investments isicelo sokurhweba ngehlokondiba: faka, uqwalasele, urhwebo

Isicelo se-VTB My Investments sorhwebo lwehlokondiba-ukufakwa njani, ukuqwalasela kunye nokurhweba kwiqonga eliphathwayo. I-VTB My Investments yinkqubo yeselula enceda abarhwebi kunye nabarhwebi batshintshiselwano kwimisebenzi yabo yotyalo-mali.
Utyalo-mali kwii-securities ezahlukeneyo, izitokhwe kunye nezinye izixhobo zemali ziya kukunceda ukuba ujongane nemisebenzi yakho yezemali ngcono kunediphozithi: gcina imali yokuthenga izinto ezinkulu, ukufundisa umntwana, ukwenza i-airbag yemali, kunye nokutshintshana ngemali kwimarike yemali. yenye yezona zinto zinengeniso kwaye zinengeniso .

Izibonelelo zotyalo-mali kunye neqonga le-VTB

Unokwenza imisebenzi yotyalo-mali ngenkqubo
ephathwayo evela kwi-VTB nokuba uzimele, uthathele ingqalelo iingcebiso kunye neengcebiso ezivela kwicandelo “lemibono yotyalo-mali” kwiingcali ze-VTB, okanye usebenzise iinkonzo zomcebisi werobhothi. Phakathi kweenzuzo eziphambili zezi:

1. Ukufumana iintlobo ezahlukeneyo zezixhobo zemali, imali kunye nezinye izinto ezixabisekileyo kwi-Moscow Exchange kunye neSt.
2. Umcebisi werobhothi wasimahla kubatyali-mali be-novice oya kukunceda wakhe ipotifoliyo yotyalo -mali ehlangabezana nazo zonke iimfuno kunye neenjongo zakho. Iphuhliswe ngesiseko sobungcali beengcali ezijongene nemeko yezigidi zeedola.
3. Ukufikelela kwamahhala kumacandelo afana ne “Investideas” kunye ne “Analytics”, ephunyezwe kwisicelo seVTB iingcali ze-Capital .
4. Utshintshiselwano lwemali ukusuka kwiyunithi enye ngexabiso lemarike, eyona ithandwayo kuzo zonke ezibonisiweyo.

I-VTB My Investments application mobile: ukusebenza kunye nokubhaliswa kwiakhawunti yakho yobuqu

Isicelo esiphathwayo sisimahla kwaye siyafumaneka nakweyiphi na ivenkile: kwi-Android luDlalo lukaGoogle https://play.google.com/store/apps/details?id=en.vtb.invest, kwaye kwi-iPhone yiApp Store https: //apps.apple.com/ru/app/id1364026756. Ngokuhambelana nale nto, umsebenzisi kuya kufuneka akhuphele inkqubo ye-Intanethi ye-VTB, kuba iqhagamshelwe ngokuthe ngqo kwinkonzo ephambili.
Ukusebenza kwenkqubo yeselula “Utyalo-mali lwam”. Isicelo esiphathwayo esivela kwi-VTB “Utyalo-mali lwam” yinkonzo yokunxibelelana neemarike zemasheya ezikhokelwa ngomnye wabarhwebi abakhulu.
Iqonga libonelela ngokusebenza kulandelayo:

• ngaphezu kwe-10,000 yezixhobo zemali;
• icandelo lasimahla elinohlalutyo oluvela kwiingcali ze-VTB Capital;
• unokuvula i-brokerage okanye i-akhawunti yotyalo-mali lomntu kwi-intanethi ngenkonzo yeselula, ngaphandle kokutyelela ibhanki kwimizuzu ye-5, usebenzisa i-SNILS okanye i-TIN kuphela, kunye nesazisi; i-akhawunti ivulwa kwaye igcinwe simahla;
• idiphozithi encinci yokuqala yokuvula i-akhawunti yotyalo-mali yi-ruble ye-1000; emva kokuzaliswa kwe-akhawunti, inkqubo iya kuxhuma ngokuzenzekelayo intlawulo ye-“My Online”, phantsi kwemiqathango apho umrhumo wekhomishini we-0.05% yemali yokuthengiselana ihlawuliswa;
• umlawuli werobhothi wasimahla kubaqalayo abaya kukunceda uqonde iziseko kunye nokwakha ipotfoliyo yokuqala;
• iikhalenda zeentlawulo zeenzuzo zenkampani kunye namakhuphoni;
• ukuboleka abathathi-nxaxheba kwintengiso yokutshintshiselana ngaphandle komrhumo wekhomishini.

Nceda uqaphele! Ukuze umsebenzi wotyalo-mali uzise inzuzo, kwaye ungayiqhubeli kwilahleko, kuyimfuneko ukuqonda ngokucokisekileyo ukusebenza kwenkonzo, ukuqonda ukuba yintoni uxanduva lwento, indlela yokurhweba kunye nemarike yokutshintshiselana ngokubanzi ihlelwe. Sukuphinda uzalise iakhawunti kwangoko, kwaye nangakumbi utyale yonke imali eyongiwe. Inkqubo yorhwebo ephathwayo kunye notyalo-mali “UTyalo-mali lwam” ikwabonelela ngezixhobo zobungcali zotyalo-mali:

• utshintshiselwano kunye nemiyalelo elinganiselwe, imiyalelo yokuyeka ilahleko okanye ukuyilungisa;
• urhwebo lomda;
• ukuchazwa kwexabiso langoku elibekwe ngumthengisi kunye nencwadi yoku-odola.

Ujongano lwesicelo esiphathwayo sokurhweba kwiVTB

umboniso

Iindidi kunye nokuqokelelwa kwezixhobo zemali ezikhokelayo kwimarike yokutshintshiselana zihlaziywa imihla ngemihla apha, zikhethwe ngokucophelela ziingcali ze-VTB Capital. Ukongeza, umrhwebi okanye umthathi-nxaxheba kwintengiso yokutshintshiselana unokuhlala echaza iiparameters zakhe kwaye afumane iingcebiso azifunayo okwangoku.

Ukutya kweendaba kunye nesishwankathelo sohlalutyo

Inkonzo ilayisha rhoqo ukuphononongwa okukodwa kweziganeko ezibaluleke kakhulu kwi-stock exchange evela kwiingcali zentlangano yebhanki. Abahlalutyi bahlalutya iingxelo ezahlukeneyo zemali, ukuphawula ngamanqaku abalulekileyo, kunye nokunye.

Izindululo zeengcali zehlabathi kwizitokhwe zangaphandle

Kwicandelo lezitokhwe zase-US, unokufumana ixabiso eliqikelelweyo eliqikelelwayo ngabahlalutyi behlabathi abaphezulu abasebenza kwimibutho emikhulu yebhanki.

Phawula! Ukuba ucofa kwisidlaliso sengcali, umsebenzisi uya kubona ukuphumelela kweenkcazo kunye neengcebiso zakhe.

IKhalenda yeNzuzo kunye neKhuphoni

Kule candelo, unokubona inani lezabelo kunye namakhuphoni kwizixhobo zemali kwi-capital kunye neemarike ze-stock yaseSt. Ukongeza, unokubona inani leentlawulo ezihambelana nepotifoliyo yakho yotyalo-mali.

Ubhalisa njani kwiakhawunti yakho yobuqu ye-VTB Utyalo-mali lwam

Emva kokuba isicelo sifakwe kwisixhobo esiphathwayo, umsebenzisi kufuneka enze isicelo sokuvula iakhawunti (ukuba akukho akhawunti okwangoku) okanye ungene kwiakhawunti yakhe kwiqonga leVTB usebenzisa igama lokungena kunye negama lokugqitha. Unokwenza iakhawunti ngenye yeendlela ezimbini:

1. Ngewebhusayithi esemthethweni ye-VTB https://broker.vtb.ru/trade/lk/ (kubanikazi bamakhadi balo mbutho).
2. Ngesicelo esiphathwayo.

Makhe siqwalasele inketho yesibini ngakumbi.

Inkqubo yobhaliso

Xa udala i-akhawunti yomntu, umxhasi uvula ngokuzenzekelayo i-
akhawunti ye-brokerage kwaye, ukuba inkqubo isetyenziswe okokuqala, ngoko inkqubo yokuqinisekisa iqhutywe ngeprogram yeselula. Ukwenza oku, umxhasi ubonisa ulwazi oluyimfuneko malunga naye kwifomu yesicelo:

• idatha yomntu (ifani, igama lokuqala, i-patronymic, umhla wokuzalwa, idilesi yokuhlala, i-imeyile kunye nenombolo yeselula, eya kuthi kwixesha elizayo ibe yi-logins yokungena kwi-akhawunti;
• idatha yoxwebhu: uya kufuna uxwebhu lwesazisi (olukuthi, uthotho, inombolo, umhla kunye nokuba ngubani okhutshiweyo, ikhowudi yokwahlulahlula kunye nedilesi yobhaliso), kunye ne-SNILS okanye inombolo yomrhafi.

Emva kokuba inkqubo yokuqinisekisa igqityiwe, umxhasi uya kufumana igama eliyimfihlo lethutyana ukuze afake iakhawunti yakhe.

Phawula! Kungcono ukutshintsha igama eliyimfihlo ngokukhawuleza.

Ukuba umsebenzisi sele ebhalisiwe kwi-akhawunti yakho ngaphambili, ngoko kufuneka ufumane iqhosha elithi “Ngena” kwiphepha lokufika lenkonzo kwaye ugcwalise imigca emibini yokufaka, ebonisa:

1. Inombolo yefowuni okanye ukungena (njengomthetho, ezi ziyafana).
2. Ikhowudi eyimfihlo.

Phawula! Unokungena kwiakhawunti yakho yoTyalo-mali lwe-VTB ngesicelo sesibini – i-VTB kwi-Intanethi, ukuba i-akhawunti sele yenziwe ngaphambili.

Ngena kunye nekhowudi eyimfihlo

Ukuba umxhasi wavula i-akhawunti kwisebe le-mali kunye nombutho wamatyala, ukuba afake i-akhawunti yakhe yobuqu, ungasebenzisa idatha evela kwikhadi lekhowudi eguquguqukayo eyakhutshwa xa isicelo singeniswa ngumqeshwa wesebe. Ukuba ikhadi lilahlekile, ungayifumana le theyibhile kwicandelo elithi “Izicwangciso” kwisicelo seselula. Ukuba i-akhawunti ye-brokerage yavulwa kude kwifomathi ye-intanethi ngokusebenzisa i-VTB Online yesicelo, ngokuya kwicandelo loTyalo-mali, unokufumana ukungena ngemvume, kwaye igama eliyimfihlo liya kuthunyelwa nge-SMS kwinombolo yefowuni echaziweyo. Ukuba i-akhawunti yavulwa ngenkonzo ye-VTB ye-Intanethi, ukungena ngemvume ukungena kwi-akhawunti kunokufumaneka ngokulandela le chain ilandelayo: iimveliso – nayiphi na i-akhawunti ye-brokerage – icandelo leZenzo. Ikhowudi eyimfihlo iya kuthunyelwa ngeSMS kwinombolo yefowuni echaziweyo.

Ulifumana njani kwakhona igama lomsebenzisi okanye igama lokugqitha

Ukuba ulahlekelwa yiphasiwedi yakho, kwiphepha lokungena kwiakhawunti yakho yobuqu, phantsi komgca ogcinelwe wona, unokufumana umbhalo ocofayo othi “Ulibele igama eliyimfihlo?”. Emva kokucofa kuyo, kufuneka ulandele amanyathelo afunekayo ukuyibuyisela.
Ukubuyisela ukungena, umxhasi uya kufuneka aye kwithebhu ethi “Izenzo”, apho anokubuyisela khona olu lwazi. Andikwazi ukungena kwi-VTB yoTyalo-mali lwam kunye nezinye iimpazamo, kunye nesisombululo sabo: https://youtu.be/WvjoOGlkf6o

Iinkqubo zeentlawulo kunye neemeko zabo kubatyali-mali beBhanki ye-VTB

Ukuba umxhasi uvule i-akhawunti kunye nomthengisi okanye i-akhawunti yotyalo-mali yomntu ngamnye kunye noTyalo-mali lwe-VTB emva kwe-1 kaJulayi, i-2019, inkqubo iya kumnika ngokuzenzekelayo isicwangciso sentlawulo ye-My Online kuye. Ukuba enye yeeakhawunti ivulwa emva kwe-9 ka-Agasti 2021 nge-VTB My Investments isicelo seselula okanye ngewebhusayithi esemthethweni ye-VTB ye-Intanethi, amaxabiso asasazwa ngolu hlobo lulandelayo:

1. Ukuba enye yeerhafu ezikhethekileyo (“Ilungelo”, “Ilungelo ELITSHA” okanye “Ilungelo-Ikhadi eliNinzi”) livuliwe, inkqubo ” Ilungelo lam kwi-Intanethi “isebenza ngokuzenzekelayo.
2. Ukuba enye yeerhafu zeNkulumbuso iyasebenza (“iNkulumbuso”, “iNkulumbuso ENTSHA”, “iNkulumbuso ePhambili”), isicwangciso serhafu ” Inkulumbuso yam ye-Intanethi ” sisebenza ngokuzenzekelayo.

Iimeko ngokubanzi zezicwangciso zentlawulo

Umthengisi wenkampani yezemali ye-VTB ineephakheji ezintathu zenkonzo ye-brokerage ezikhoyo, nganye kuzo iqulethe iinkqubo ezimbini – enye yabaqalayo, enye kubatyalo-mali abaqeqeshiweyo. Iimeko zeenkonzo zokurhweba kwi-VTB Bank ziyafana kuzo zonke iinkqubo zerhafu:

Ukurhweba ngesicelo seselula “UTyalo-mali lwam”: yintoni efunekayo kubahwebi abaqalayo kunye nabathathi-nxaxheba kwintengiso yotshintshiselwano

Okokuqala, umxhasi kufuneka agqibe isivumelwano somthengisi, emva koko:

1. Khuphela usetyenziso lweselula kwi-smartphone yakho.
2. Yenza idiphozithi yakho yokuqala.
3. Bonisa izixhobo zemali ekuya kwenziwa ngazo omnye umsebenzi.
4. Ngenisa isicelo sokuthenga kwabo ngeqonga lokurhweba.

Indlela yokufaka imali kwi-akhawunti ye-brokerage?

I-VTB Bank ibonelela ngeendlela ezintathu ezikhoyo:

1. Ngesicelo esiphathwayo “VTB Online”.
2. Ukutshintshela kwikhadi lomntu wesithathu kwi-akhawunti ye-brokerage.
3. Ngesebe le-VTB Bank, lisebenzisa iinkonzo zabasebenzi.

Iinkcukacha zokudlulisela imali kwi-akhawunti yomthengisi zinokufumaneka kwisaziso esifanelekileyo, kunye neenkcukacha zebhanki – kwiwebhusayithi esemthethweni ye-VTB. Ukuqala njani ukutyala imali kwi-VTB utyalo-mali lwam-ukuthengisa njani izitokhwe kunye neenketho, iifizi zomthengisi kunye neekomishini: https://youtu.be/3X0X7w9WqOA

Umncedisi weRobhothi kwi-VTB Investments

I-bot yokurhweba inoxanduva lwemisebenzi emibini: uncedo ekuqulunqweni kwepotfoliyo yokuqala yotyalo-mali kunye nokubonelela ngeenkonzo zokucebisa abo bazifunayo malunga nokulawulwa kwezixhobo zemali.

Phawula! Umcebisi weNgcali uqwalasela iinjongo zomthengi kunye nesicwangciso esikhethwe nguye xa esenza iphothifoliyo yotyalo-mali.

Kwakhona, umcebisi werobhothi wazisa umxhasi kwezi meko zilandelayo:

• inkampani yolawulo yatshintsha uluhlu lwezixhobo zemali;
• utshintsho kwipotfoliyo yotyalo-mali: umzekelo, ixabiso lesixhobo semali litshintshile. Ukuba umlinganiselo phakathi kwabo uphulwa, umlawuli uya kunika ukuthengisa ezinye iimpahla ukuze abuyisele ibhalansi;
• ngokukhawuleza ukuba i-akhawunti izaliswe, umcebisi uya kunika umtyalo-mali okanye utshintshiselwano ukhetho lomthengisi kwizixhobo zemali zokuthenga, oko, ngokombono wakhe, kuya kuba nenzuzo kwaye kuyimfuneko;
• umxhasi uthengisa iimpahla: ukuba umcebisi uyaqaphela ukuba ngexesha lezemali ipotifoliyo yotyalo-mali iye yazinza kwaye ihluke kwi-stable, uya kumlumkisa umnini kwaye anike iinketho zokusombulula le ngxaki.

VTB utyalo-mali lwam-uhlaziyo lwe-app: https://youtu.be/P0ZdAnznkrs

Iimpendulo kwimibuzo edla ngokubuzwa

Kuthatha ixesha elingakanani ukuba imali ifakwe kwi-akhawunti ye-VTB ye-investment brokerage? Ngokwemigaqo yangaphakathi yomthengisi, iimali zifakwa kwi-akhawunti ye-brokerage kwiiyure ze-24 emva kokuthengiselana. Njengomthetho, ukuba imali ifakwe kwi-terminal kwisebe leBhanki ye-VTB, zifakwe kwi-akhawunti kwiiyure ezimbalwa, ukuba ngesicelo se-intanethi, emva kwemizuzu engama-20-30.
Ngaba kukho umrhumo wekhomishini wokuzalisa kwakhona i-akhawunti ye-brokerage?Umbutho wezezimali kunye nekhredithi i-VTB ayihlawulisi mali yekomishini kulo msebenzi. Nangona kunjalo, ukuba imali idluliselwe kwi-akhawunti yebhanki yesithathu, umthumeli unokuhlawuliswa ikhomishini kwisixa esihambelana neprogram yentlawulo. VTB utyalo-mali lwam – ukufakwa njani nokusebenzisa, ukuseta, isishwankathelo sesicelo: https://youtu.be/MWYiSRPh8w8
Ukuthenga/ukuthengisa njani isixhobo/izixhobo zemali? Ukuthenga / ukuthengisa isibambiso, imali okanye esinye isixhobo sotyalo-mali, kufuneka ufake isicelo. Unokwenza oku ngeendlela ezimbini:

• ngetheminali yorhwebo;
• ngokufowunela i-hotline okanye +7 (495) 797 9345. Umsebenzisi uya kuthumela ikhowudi yeSMS yokuqinisekisa kwinombolo yakho yefowuni.