Likhomishene tsa Tinkoff bakeng sa ho ngolisa, ho sebeletsa, ho tlatsa, ho fetisetsa le ho ntša chelete

Litefiso tsa Tinkoff bakeng sa ho ingolisa, ho sebeletsa, ho tlatsa, ho fetisoa le ho ntša chelete, mokhoa oa ho tlatsa ak’haonte, karete ea Tinkoff ntle le khomishene ka 2024. Webosaeteng ea semmuso ea Tinkoff, tlhaiso-leseling eohle mabapi le li-commissions e hasane likarolong tse fapaneng. Re e bokelletse le ho e hlophisa sebakeng se le seng.

Litefiso bakeng sa lik’hamphani tsa hajoale bakeng sa likhoebo le batho ba tsoang Tinkoff

Khomishene ea ho tlatsa ak’haonte ea Tinkoff

Ho ipapisitse le litefiso le mokhoa oa ho tlatsa, meeli e behiloe khoeli: O ka tlatsa ak’haonte ea hau ntle le komisi:

• phetiso ho tsoa akhaonteng ea hajoale bankeng e ‘ngoe;
• ho tsoa kareteng ea hau ea banka u sebelisa lintlha tsa akhaonto ea hau;
• ho li-ATM tsa Tinkoff ka har’a moeli oa mahala.

Komisi ea ho ntša chelete ho likarete tsa khoebo ho latela litefiso tsa Tinkoff

Ho ntša chelete le ho tlatsa holimo ka ATM, o hloka karete ea khoebo (https://www.tinkoff.ru/business/help/account/business-card/about/).

Likhomishene tsa Tinkoff li fetisetsoa ho batho ka bomong

Lenane la litefiso ke ka tsela e latelang:

Litefiso tsa ho fetisetsa kareteng ea hau ea tefiso ea Tinkoff bakeng sa borakhoebo ka bomong

Litefiso tsa ho fetisetsoa ho karete ea hau ea mokoloto ea Tinkoff bakeng sa borakhoebo ka bomong

Akhaonto ea chelete ea kantle ho naha

Ka la 5 Phuptjane 2023, Tinkoff o ile a hlahisa tefiso ea ho khutlisa liakhaonto tsa lichelete tsa kantle ho naha ka lidolara tsa Amerika le li-euro ka li-ATM tsa Tinkoff, hammoho le litafole tsa chelete tsa banka le ka pokello. Haeba u batla ho kenya $ 1,000 akhaonteng ea lidolara tsa Amerika, banka e tla lefisa tefiso ea depositi – chelete e tla hlahisoa skrineng sa ATM pele depositi e etsoa. Liphetoho li tla ama li-account tsa lichelete tsa debit ka lidolara tsa Amerika le li-euro. Tobetsa akhaonteng ea chelete e lakatsehang, tsamaisetsa tlase skrineng ebe u khetha “Tariff” ho fumana boholo ba komisi: Ho bohlokoa ho nahana hore likomishene tsa Tinkoff li ngata ‘me sehloohong se le seng re ka nahana feela ka tse bohlokoa le tse tloaelehileng. tse ling. Lethathamo le felletseng tokomaneng e le ‘ngoe https://acdn.tinkoff.ru/static/documents/business-tariffs-all.pdf

Litefiso tsa karete ea banka ea Tinkoff

Karete ea banka ea Tinkoff Black e qalile ho hlaha ka 2012 mme esale e nkuoa e le sehlahisoa se tsebahalang haholo sa banka. Melemo ea mantlha: ho khutlisa chelete e eketsehileng bakeng sa ho reka, phetisetso ea mahala, litšebeletso tsa thomello le tse ling tse ngata. Ho ea ka baemeli ba setsi sa banka, ho sebelisa karete ea Tinkoff ho bolela hore ha ho na komisi bakeng sa litšebelisano tse ngata tsa lichelete. Empa ha ho bonolo hakaalo. Ho eletsoa ho ithuta ka ho qaqileng haholoanyane hore na Tinkoff o na le litefiso life bakeng sa ho fetisoa le ho tlosoa, hammoho le litšebeletso tse ling.

Likarolo tsa ho amohela

Kopo ea karete e tlatsitsoe webosaeteng ea banka. Lintlha tse latelang li kenngoa ka foromo e khethehileng:

• li-initials tse feletseng;
• nomoro ea mohala – e sebetsa e le sesebelisoa se ka sehloohong ha ho etsoa litšebelisano tsa lichelete;
• letsatsi la tsoalo;
• lintlha tsa pasepoto.

Qeto e etsoa ka hare ho metsotso e 1-2. Delibari ke mahala nakong ea matsatsi a 3. Moemeli ea lumelletsoeng oa banka o tla fihla atereseng e boletsoeng ka nako e behiloeng; o tla hloka ho ba le phasepoto.

Ho ngolisoa ke baahi ba tsoang linaheng tse ling ho hloka tiiso ea ho lula ka molao sebakeng sa Russia Federation – karete ea ho falla, tumello ea bolulo kapa visa – ho itšetlehile ka ho ba moahi.

Tšebeletso ea Tinkoff: likomishene, maemo

Ho hlahisa le ho fana ka karete ea debit ke mahala. Ha u khetha moralo o fokolang oa polasetiki, litšenyehelo li khethoa ke moralo oa hona joale oa litefiso. Tlhokomelo ea khoeli le khoeli e lefisoa e le komisi – li-ruble tse 99 ka khoeli kapa 1188 ka selemo. Ha ho tefo ea litšebeletso e fanoeng:

• ho ingolisa bakeng sa peeletso e lefuoang ho Tinkoff Pro;
• ho ba teng ka akhaonto ea ho rekisa kapa ea polokelo, karete e tsoang ho li-ruble tse 50,000;
• kalimo e teng ho tsoa ho Tinkoff, e ileng ea amoheloa ho Black;
• mong’a ak’haonte ea ka tlase ho lilemo tse 18;
• taba ea ho fumana litefello tsa penshene bakeng sa polasetiki.

Tlhokomeliso: komisi ea ho sebeletsa li-account tsa lichelete tsa kantle ho naha e khethoa ke mofuta oa chelete le chelete e setseng leqepheng la tekanyo. Ka mohlala, lidolara kapa li-euro li lokolohile haeba chelete ea lichelete ho tsona e ka tlase ho li-euro tse likete tse 100 / lidolara, bakeng sa ho feta – 0,25% khoeli le khoeli. Mefuta e meng ea li-account tsa kantle ho naha e sebeletsoa mahala.

Ngoliso e lefuoang ho Tinkoff Pro e bitsa li-ruble tse 199. ka khoeli. Melemo e ka sehloohong: chelete e eketsehileng ea chelete ho fihlela ho 10-15%, phaello ea chelete, li-bonase tse eketsehileng tlas’a lenaneo la botšepehi. Litsebiso mabapi le liketso tsa bareki kareteng, mohlala, ho fana ka / ho hlahisa hape, ho thibela, ho tlatsa le ho lefa ka websaeteng ea molao ke mahala. Litsebiso tsa SMS le PUSH li hloka tefo ea li-ruble tse 59. khoeli le khoeli. Chelete e haneloa ha feela nakong eo ho neng ho theoleloa, tšebeletso e ne e sebelisoa bonyane nako e le ‘ngoe. Ho phaella moo, karete e fana ka monyetla oa ho fumana inshorense tabeng ea bosholu ba chelete ho tloha ho leka-lekana – li-ruble tse 99. ka khoeli.

Thuso: mefuta e lefuoang ea litšebeletso e ka etsoa ke mosebelisi ka boikhethelo ba hae ka ak’haonte ea hae ho webosaete ea setsi sa banka.

Litefiso tsa ho kenya le ho ntša chelete kareteng ea Tinkoff

Monyetla o ka sehloohong oa Tinkoff ke bokhoni ba ho kenya chelete akhaonteng ea hau ho li-ATM tsa balekane ntle le ho hula komisi: SberBank, VTB, PSB. Leha ho le joalo, ho na le mefokolo e itseng. Mohlala, ATM efe kapa efe ea Tinkoff e lumella ho tlosoa ha komisi ho fihla ho li-ruble tse likete tse 500. ka khoeli, mekhatlong e kopanetsoeng – ho fihlela ho likete tse 100, ‘me bakeng sa ts’ebetso e’ ngoe le e ‘ngoe ho fihlela ho likete tse 3. Haeba chelete ea ho ntša chelete e ka tlaase ho 3000, komisi ea li-ruble tse 90 e hanngoe.

Ho feta moeli oa hajoale ho tsamaisana le ho ts’oaroa ha khomishene ea 2%, bonyane li-ruble tse 90.

Liphetolelo

Bakeng sa beng ba likarete tsa Tinkoff Black, li-transfers tsohle tsa intrabank ntle le mokhelo li etsoa mahala, ho kenyelletsa le litšebelisano ho mekhatlo e meng ea lichelete ka nomoro ea mohala e sebelisang mokhoa oa ho lefa ka potlako le ho sebelisa lintlha tsa banka. Sena ke ‘nete haholo-holo tabeng ea likoloto tsa lisebelisoa – libanka tse ngata li lefella komisi. Chelete e fetisetsoang kareteng ea setsi se seng sa lichelete ha e lefelloe haeba chelete e sa fete li-ruble tse 20 000. ka khoeli. Haeba u na le peeletso e nepahetseng ea Tinkoff Pro, moeli o nyolohela ho RUB 50,000. Ho feta boholo ba transaction ho hloka tefo ea 1.5% kapa bonyane ba li-ruble tse 30. Ts’ebetso ea sesebelisoa sa mohala e fana ka ho boloka litempeleng likarete tsohle tse hlokang ho fetisoa khafetsa. Ho phaella moo, hoa khoneha ho laola meeli.

Likhomishene tsa ho tlatsa karete ea Tinkoff Black

Tinkoff Black e fana ka monyetla oa ho tlatsa karete ea hau mahala u sebelisa likarete tse tsoang mekhatlong e meng ea libanka, kapa ho sebelisa tšebeletso ea inthaneteng ea Tinkoff. Li-depositi tsa chelete li fanoa ntle le ho theoleloa khomishene ho fihla ho li-ruble tse 150,000 ka balekane:

• Lenģosa;
• MTS;
• Beeline.

Thuso: haeba moeli ke li-ruble tse 150,000. e fetisitsoe, komisi ea 2% e lefisoa. Boemo bo tšoanang bo hlaha haeba ho tlatsoa ho etsoa ka ATM ea Sberbank, PSB.

Chelete ea chelete bakeng sa ho reka

Chelete ea motheo e behiloe ho 1% bakeng sa li-ruble tse 100 tse sebelisitsoeng. Ntho e ka sehloohong ke lithibelo tse thata. Tse latelang ha li akaretsoe ke lenaneo:

• tefo bakeng sa lits’ebeletso tsa opareitara ea mehala;
• ho tlatsa li-wallet tsa elektroniki;
• litefo u sebelisa ak’haonte ea hau;
• Tefo ea litšebeletso tsa thuso;
• lits’ebeletso tse ling tse neng li sa hokeloa ka Internet banking.

Setsi sa banka se memela beng ba li-account hore ba iketsetse lethathamo la lits’ebeletso tse tšoanelehang bakeng sa ho khutlisetsoa chelete e eketsehileng – ho fihla ho mekhahlelo e 4 ka ho khutlisa ho fihla ho 15%, ho ipapisitse le ho ngolisoa ho Tinkoff Pro – 8. Ho feta moo, banka e lula e beha litefiso tse khethehileng. ho tsoa ho balekane ba molao ba nang le liphesente tse eketsehileng ho fihlela ho 30% – ketane ea mabenkele Pyaterochka, Magnit, M.Video, joalo-joalo.

Chelete e kholo ea chelete ea chelete e behiloe ho li-ruble tsa 3 000 ka khoeli, boteng ba Tinkoff Pro bo eketsa chelete ho 5 000. Li-accruals li etsoa ka mokhoa o itekanetseng qetellong ea nako e ‘ngoe le e’ ngoe ea tlaleho.

Bohle ba nang le likarete tsa MIR, ntle le mokhelo, ba kenya letsoho ka bohona lenaneong la ts’epo ea sistimi ea tefo. Mohlala, bakeng sa ho reka ho tsoa ho balekane o ka fumana litheolelo tse ngata le libonase tse ling. Har’a bona ho na le bafani ba litšebeletso tse kholo tsa lisebelisoa, liketane tsa mabenkele a maholo, litsi tsa bongaka tse ikemetseng le mekhatlo e meng e mengata. Lenane la litefiso le lula le ntlafatsoa webosaeteng ea semmuso ea setsi sa banka le sistimi ea tefo ea MIR. E le hore u se ke ua fetoa ke tlhahiso e khethehileng e nang le phaello, ho kgothaletswa ho latela lintlafatso.

Tswala ka tekanyo

Ngoliso e hokahaneng ea Tinkoff Pro (khoeli ea pele ea ts’ebeliso ke mahala, ka mor’a moo li-ruble tse 199 nako e ‘ngoe le e’ ngoe ea tefo) mme ha feela theko e etsoa ka chelete ea li-ruble tse 3,000 khoeli le khoeli, setsi sa banka se lefella 5% ka selemo ho leka-lekana e sa sebetseng. ho feta li-ruble tse 300,000. Haeba moeli oa hajoale o fetisitsoe, litefiso tsa tsoala ha li fanoe. Basebelisi ba hlokomela melemo e itseng ho tsoa ho tlhahiso e khethehileng. Ka mohlala, Sovcombank e fana ka 12% ka selemo bakeng sa likhoeli tse 3 tsa pele, Uralsib – 11%.

Bohlokoa: tsoala e baloa feela ho balanse ea hajoale qetellong ea letsatsi le leng le le leng la khoebo ‘me e bokelloa ka bo eona ka letsatsi leo setatemente se tsamaisanang le lona se hlahisoang ka lona.

Ho sebelisa karete ea Tinkoff ha u etela kantle ho naha

Ka mor’a hore mekhoa ea ho lefa ea VISA le MASTERCARD e be tlas’a likotlo, Tinkoff Black e ile ea e-ba e ‘ngoe ea lihlahisoa tse tummeng ka ho fetisisa tsa banka har’a baeti ba Russia. Sena se bakoa haholo ke chelete e ngata le bokhoni ba ho ntša chelete ntle le ho thibela tefo ea tšebeletso ho ATM leha e le efe, ho sa tsotellehe naha eo u lulang ho eona. Haufinyane tjena, ts’ebeliso e ikhethileng ea sistimi ea tefo ea MIR e lebelletsoe kantle ho naha, le lethathamong le lekanyelitsoeng la linaha. Tinkoff Bank e fana ka likarete tse thehiloeng ho MIR, ha molao-motheo oa lichelete tse ngata o se o sa sebelisoe – likarete li fumaneha feela ka li-ruble tsa naha. Empa molemo o ka sehloohong o ntse o le teng – ho ba sieo ha komisi ea ho hula chelete ho ATM leha e le efe ea linaha tseo tse sebetsang le tsamaiso ea ho lefa.

Melemo le go tlhoka mesola

Boholo ba basebelisi ba Russia ba sebelisa likarete tsa banka tsa Tinkoff le likarete tsa mokoloto ka mabaka a latelang:

• melao e hlakileng ea tšebeletso;
• ho hloka ho rarahana nakong ea ho ngolisa;
• tšebeletso ea tšehetso ea 24/7;
• sebopeho se hlakileng sa banka ea inthanete;
• tšebelisano ‘moho le libanka tse ngata.

Ho fana ka karete, o hloka feela pasepoto le nomoro ea mohala, eo, ka mor’a ho fumana akhaonto ea hau, e fetoha nomoro ea lichelete. Banka e netefatsa maemo a khahlehang le litefiso tse khethehileng tse ruisang bakeng sa motho e mong le e mong, empa likomishene li fokotsa boleng ba tlhahiso. Boteng le boholo ba khomishene li lokela ho eloa hloko pele u etsa kopo ea karete ea Tinkoff.