Tinkoff makomisheni ekunyoreswa, kusevha, kuzadzazve, kutamiswa uye kubvisa mari

Tinkoff mubhadharo wekunyoresa, sevhisi, kuzadzazve, kutamiswa uye kubvisa mari, maitiro ekuwedzera account, Tinkoff kadhi pasina komisheni mu[ikozvino_gore]. Pawebhusaiti yeTinkoff yepamutemo, ruzivo rwese nezve makomisheni rwakapararira muzvikamu zvakasiyana. Takazviunganidza nekuzvironga panzvimbo imwe chete.

Mubhadharo weazvino account transaction yemabhizinesi uye vanhu kubva kuTinkoff

Komisheni yekuzadzazve account yeTinkoff

Zvichienderana nemutero uye nzira yekuzadzazve, miganho inotarwa kwemwedzi: Unogona kukwirisa account yako pasina komisheni:

• kutamisa kubva kuaccount yazvino mune rimwe bhangi;
• kubva pakadhi rako rekubhengi uchishandisa account account yako;
• paTinkoff ATM mukati memuganho wemahara.

Komisheni yekubvisa mari kubva kumabhizinesi makadhi zvinoenderana neTinkoff tariffs

Kuti ubvise mari uye uwedzere kumusoro kuburikidza neATM, unoda bhizinesi kadhi (https://www.tinkoff.ru/business/help/account/business-card/about/).

Makomisheni eTinkoff anotamisirwa kune vanhu

Tariff line ndeiyi:

Mari yekuendesa kune yako wega Tinkoff debit kadhi kune wega mabhizinesi

Mari yekuendesa kune yako wega Tinkoff kadhi rechikwereti kune vega mabhizinesi

Akaundi yemari yekunze

Musi waChikumi 5, 2023, Tinkoff akaunza mubhadharo wekudzorera maakaundi emari yekunze mumadhora ekuAmerica nemaeuro kuburikidza neTinkoff ATM, pamwe nepamadhesiki emari ekubhengi uye nekuunganidza. Kana uchida kuisa $1 000 muakaundi yedhora rekuAmerica, bhangi rinochaja mari yedhipoziti – mari yacho inozoratidzwa paATM dhipoziti isati yaitwa. Shanduko idzi dzichakanganisa maakaundi emari yekubvisa muUS madhora nemaeuro. Dzvanya paakaundi yemari yaunoda, skira pasi pechidzitiro uye sarudza “Tariff” kuti uwane saizi yekomisheni: Zvakakodzera kufunga kuti makomisheni aTinkoff akawanda uye mune chimwe chinyorwa tinogona kungofunga zvakakosha uye zvakajairika. zvimwe. Rondedzero yakazara mugwaro rimwe https://acdn.tinkoff.ru/static/documents/business-tariffs-all.pdf

Tinkoff debit card fees

Tinkoff Black debit card yakatanga kuoneka muna 2012 uye yave ichinzi ndicho chigadzirwa chakakurumbira chebhangi. Mabhenefiti makuru: yakawedzera kudzoserwa mari yekutenga, kutamiswa kwemahara, kuendesa sevhisi uye zvimwe zvakawanda. Maererano nevamiriri vebhangi institution, kushandisa kadhi reTinkoff zvinoreva kuti hapana komisheni yezvizhinji zvekutengeserana kwemari. Asi hazvisi nyore kudaro. Zvinokurudzirwa kuti udzidze zvakadzama kuti Tinkoff aripi mari yekufambisa uye kubvisa, pamwe nemamwe masevhisi.

Zvimiro zvekugamuchira

Chikumbiro chekadhi chinopedzwa pawebhusaiti yebhangi. Iyo inotevera data inoiswa mune yakakosha fomu:

• mavambo akazara;
• nhamba yefoni – inoshanda sechishandiso chikuru pakuita kutengeserana kwemari;
• zuva rekuzvarwa;
• ruzivo rwepasipoti.

Chisarudzo chinoitwa mukati memaminitsi 1-2. Kutumirwa ndekwemahara mukati memazuva matatu. Mumiriri ane mvumo webhangi achasvika pakero yakatarwa panguva yakatarwa; iwe uchafanirwa kuve nepasipoti.

Kunyoreswa nevagari vekune dzimwe nyika kunoda kusimbiswa kwekugara zviri pamutemo munharaunda yeRussian Federation – kadhi rekutama, mvumo yekugara kana vhiza – zvichienderana nekugara.

Tinkoff service: makomisheni, mamiriro

Kugadzira uye kuendesa kadhi rechikwereti mahara. Paunosarudza dhizaini yepurasitiki shoma, mutengo unotarwa nehurongwa hwazvino hwemitero. Kuchengetedza kwemwedzi kunobhadharwa sekomisheni – 99 rubles pamwedzi kana 1188 pagore. Hapana mari yebasa yakapihwa:

• kusaina kunyoreswa kwakabhadharwa kuTinkoff Pro;
• kuvapo pabrokerage kana account yekuchengetedza, kadhi kubva ku50,000 rubles;
• chikwereti chiripo kubva kuTinkoff, icho chakagamuchirwa paBlack;
• ane akaundi ari pasi pemakore gumi nemasere ekuberekwa;
• chokwadi chekugamuchira mari yepenjeni yepurasitiki.

Ongorora: komisheni yekushandira maakaundi emari yekunze aripo inotarwa nerudzi rwemari uye nesara yasara pabalance sheet. Semuenzaniso, madhora kana maeuro akasununguka kana huwandu hwemari pavari huri pasi pe100 zviuru zveeuro / madhora, kune yakawandisa – 0.25% pamwedzi. Mamwe marudzi emaakaundi ekunze anoshandirwa mahara.

Kunyoreswa kwakabhadharwa kuTinkoff Pro kunodhura 199 rubles. pamwedzi. Mabhenefiti makuru: yakawedzera mari yekudzosera kusvika ku10-15%, kufarira pachiyero, mamwe mabhonasi pasi pechirongwa chekuvimbika. Zviziviso nezve zviito zvemutengi pane kadhi, semuenzaniso, kuburitsa / kuburitsazve, kuvharira, kudzoreredza uye kubhadhara kuburikidza newebhusaiti yepamutemo ndezvemahara. SMS uye PUSH zviziviso zvinoda muripo we59 rubles. pamwedzi. Mari yacho inorambidzwa chero panguva iyo iyo yakabviswa, sevhisi yakashandiswa kanenge ka1. Uyezve, kadhi rinopa mukana wekuwana inishuwarenzi kana kubiwa kwemari kubva pachiyero – 99 rubles. pamwedzi.

Rubatsiro: mhando dzakabhadharwa dzemasevhisi anogona kuitwa nemushandisi pakufunga kwake kuburikidza neakaundi yake pawebhusaiti yebhangi institution.

Mari yekuisa uye kubvisa mari kubva pakadhi reTinkoff

Mukana mukuru weTinkoff kugona kuisa mari muakaundi yako kune shamwari ATM pasina kubvisa komisheni: SberBank, VTB, PSB. Zvisinei, pane zvimwe zvinogumira. Semuyenzaniso, chero Tinkoff ATM inobvumira komisheni-yemahara kubvisa kusvika ku500 zviuru rubles. pamwedzi, mumasangano – kusvika ku 100 zviuru, uye pakutengeserana kwega kwega kusvika kune zviuru 3. Kana mari yekubvisa iri pasi pe3000, komisheni ye90 rubles inodziviswa.

Kupfuura muganho wazvino kunoperekedzwa nekunyimwa kwe2% komisheni, shoma 90 rubles.

Translations

Kune vane makadhi eTinkoff Black, zvese zvemukati mebhangi zvinotamiswa pasina muripo, zvinosanganisira kutengeserana kune mamwe masangano emari nenhamba dzenhare uchishandisa iyo yekukurumidza kubhadhara system uye kushandisa ruzivo rwebhangi. Izvi zvinonyanya kuitika mune zvekushandisa mabhiri – mabhanga mazhinji anobhadharisa komisheni. Mari inotumirwa kune kadhi reimwe sangano rezvemari yakasununguka kana mari yacho isingapfuuri 20,000 rubles. pamwedzi. Kana iwe uine chaiyo Tinkoff Pro kunyorera, muganho unowedzera kusvika RUB 50,000. Kupfuura saizi yekutengeserana kunoda mubhadharo we1.5% kana mashoma makumi matatu rubles. Iko kushanda kweiyo mobile application kunopa kuchengetedza mumatemplate makadhi ese anoda kugara achichinjirwa. Uyezve, zvinokwanisika kudzora miganhu.

Makomisheni ekuzadzazve Tinkoff Black kadhi

Tinkoff Nhema inopa mukana wekuwedzera kadhi rako mahara uchishandisa makadhi kubva kune mamwe mabhengi masangano, kana kushandisa Tinkoff online service. Cash deposits inopiwa pasina kubviswa kwekomisheni kusvika ku150,000 rubles kuburikidza nevabatsiri:

• Messenger;
• MTS;
• Beeline.

Kubatsira: kana muganhu uri 150,000 rubles. kupfuura, komisheni ye2% inobhadhariswa. Mamiriro akafanana anomuka kana kuzadzazve kuchiitwa kuburikidza neATM yeSberbank, PSB.

Cashback yekutenga

Basic cashback inoiswa pa1% yega yega 100 rubles yakashandiswa. Chinhu chikuru ndechekurambidzwa kwakasimba. Izvo zvinotevera hazvifukidzwe nechirongwa:

• kubhadharira masevhisi enharembozha;
• kuzadzazve zvikwama zvemagetsi;
• kubhadhara uchishandisa account yako pachako;
• Kubhadhara kwemabasa ekushandisa;
• mamwe masevhisi anga asina kubatana kuburikidza neInternet banking.

Sangano rebhangi rinokoka vane maakaundi kuti vaone vakazvimirira rondedzero yemasevhisi anokodzera kuwedzerwa mari yekudzoserwa – kusvika kuzvikamu zvina nekudzoka kunosvika 15%, zvichienderana nekunyoreswa kuTinkoff Pro – 8. Pamusoro pezvo, bhangi rinogara richiisa zvipo zvakakosha. kubva kuvashandi vepamutemo vane yakawedzera muzana kusvika ku30% – ketani yezvitoro Pyaterochka, Magnit, M.Video, nezvimwe.

Iko mari yakawanda yekudzorera mari inotarirwa pa 3 000 rubles pamwedzi, kuvapo kweTinkoff Pro kunowedzera mari kusvika ku 5 000. Zvikwereti zvinogadzirwa pakarepo pamagumo ega ega ekuzivisa.

Vese vane kadhi reMIR vane makadhi, pasina kusarudzika, vanotora chikamu muchirongwa chekuvimbika chekubhadhara. Semuenzaniso, pakutenga kunoitwa kubva kune vadyidzani iwe unogona kugamuchira akawanda discounts uye mamwe mabhonasi. Pakati pavo pane makuru ekushandisa masevhisi, macheni ezvitoro, masangano ekurapa akazvimirira uye mamwe masangano mazhinji. Rondedzero yezvipo inogara ichivandudzwa pawebhusaiti yepamutemo yebhangi institution uye iyo MIR yekubhadhara system. Kuti usarasikirwe neiyo yakakosha kupihwa inobatsira, zvinokurudzirwa kutevedzera zvakagadziridzwa.

Kufarira pachiyero

Yakabatanidzwa Tinkoff Pro kunyorera (mwedzi wekutanga wekushandisa ndeye mahara, mushure mezvo 199 rubles nguva yega yega yekubhadhara) uye chero kutenga kuchiitwa muhuwandu hwe3,000 rubles mwedzi wega wega, banking institution inochaja 5% pagore pasara iyo isingaite. kupfuura 300,000 rubles. Kana muganho uripo ukapfuudzwa, mibairo yemumba haipihwe. Vashandisi vanocherechedza mamwe mabhenefiti kubva kune yakakosha kupihwa. Semuenzaniso, Sovcombank inopa 12% pagore kwemwedzi mitatu yekutanga, Uralsib – 11%.

Zvakakosha: mubereko unoverengerwa chete pachiyero chazvino pakupera kwezuva rega rega rebhizinesi uye inowanikidzwa otomatiki pazuva rinoenderana chirevo chinogadzirwa.

Kushandisa kadhi reTinkoff paunenge uchifamba kunze kwenyika

Mushure mekunge VISA uye MASTERCARD masisitimu ekubhadhara auya pasi pezvirango, Tinkoff Black yakava imwe yezvigadzirwa zvebhangi zvakakurumbira pakati pevafambi veRussia. Izvi zvinonyanya kukonzerwa nemari yakawanda uye kukwanisa kubvisa mari pasina kubvisa mari yebasa pane chero ATM, pasinei nenyika yekugara. Munguva pfupi yapfuura, kushandiswa kwega kweMIR yekubhadhara system kwave kufungidzirwa kunze kwenyika, uye mune shoma rondedzero yenyika. Tinkoff Bank inoburitsa makadhi anobva paMIR, nepo mutemo wemari yakawanda usingachashandiswi – makadhi ari muRubles yenyika chete. Asi mukana mukuru unoramba uri – kusavapo kwekomisheni yekubvisa mari kune chero maATM enyika idzo dzinoshanda nehurongwa hwekubhadhara.

Zvakanakira nezvayakaipira

Vazhinji vashandisi vekuRussia vanoshandisa Tinkoff debit uye makadhi echikwereti nekuda kwezvikonzero zvinotevera:

• mitemo yakajeka yebasa;
• kusava nekuoma panguva yekunyora;
• 24/7 basa rekutsigira;
• intuitive Internet banking interface;
• kubatana nemabhanga akawanda.

Kuti ubudise kadhi, iwe unongoda pasipoti uye nhamba yefoni, iyo, mushure mekuwana ruzivo rwekodha yako yega, inova nhamba yemari. Bhangi rinovimbisa mamiriro anoyevedza uye anobhadhara akakosha ekupa kune wese munhu, asi makomisheni anoderedza kukosha kweiyo kupihwa. Kuwanikwa uye kukura kwekomisheni kunofanirwa kuverengerwa usati wanyorera kadhi reTinkoff.