Ngati mudagula katundu ndikugulitsa ndi kuphatikiza kakang’ono, musathamangire kusangalala. Izi kuphatikiza kwa broker mu terminal zitha kukhala zochepa mu chikwama chanu. Mukamachita malonda pamsika (ndi wina uliwonse), muyenera kukumbukira nthawi zonse za ma komisheni ndi mtengo wopitilira muyeso. Kwa zaka zambiri, zingawonekere kwa inu kuti malonda anu ndi opindulitsa, koma akauntiyo imakula pang’onopang’ono kuposa momwe mumayembekezera. Tiyeni timvetse chifukwa chake izi zimachitika. Ngati mutenga zolemba za Tinkoff Investments API, mutha kupeza kuti broker (aliyense) ali ndi mitundu 64 ya ntchito ndi ndalama zanu. Panthawi imodzimodziyo, theka la iwo likukhudzana ndi kuletsa ma komiti ndi misonkho, ndipo zina zonse zokhudzana ndi kayendetsedwe ka ndalama.

Mitundu ya ntchito

  Onjezani tebulo

Kodi mumawadziwa mawu onsewa? Kodi mukudziwa kuti pali “stamp duty” inayake, ndi liti komanso kuchuluka kwa misonkho yomwe imakanidwa kwa inu? Ndipo kuti pochotsa ndalama chaka chandalama chisanathe, mumakhomeredwa msonkho pa mapindu onse osaganizira zotayika? Ngati simukuzidziwa bwino izi, ndiye kuti muyenera kudziwa zonse.

M’nkhaniyi muphunzira zoyambira momwe mungawone zotsatira zenizeni za akauntiyo ndi tsatanetsatane wa ntchito zonse.

Njira zitatu zochitira kusanthula

1. Mwachidziwitso pa intaneti
2. Buku pambuyo mfundo
3. Zadzidzidzi

Mwachidziwitso

Ngati mumachita malonda mukuyang’ana pa malo ogulitsira, ndiye kuti zambiri sizikumvekani. Choyamba, sizothandiza kuti ma broker alengeze kuchuluka kwa ntchito yomwe mudzalipire pakuchitapo kanthu. Mwachitsanzo, mu terminal ya Finam mulibe chilichonse chokhudza ntchito mukamachita. Mu terminal ya Tinkoff, mpaka posachedwa, ngakhale zamtsogolo, adalemba kukula kwa komishoni asanagule. Koma pokonzekera nkhaniyo, ndidazindikira kuti adayamba kuyibisa kumbuyo kwamapangidwe osavuta.

Ma nuances awa akufotokozedwa bwino apa: Zomwe Tinkoff Investments sakunena.

 

Chithunzi 1. Kugula masheya (kumanzere) ndi zam’tsogolo (kumanja).

Yang’anani pazithunzi ziwiri za zida zogulira (Chithunzi 1). Pamsonkhano woyamba, mukuwona kuchuluka kwa zomwe zachitika komanso ntchitoyo. Pachiwiri, mukuwona mfundo zina ndipo simukuwona ntchitoyo.  Chachiwiri, mutagula katundu, muli kale mu red. Zingakhale zolondola kulemba mu terminal kuti phindu lanu la ntchitoyo si zero, koma nthawi yomweyo kuchotsa ma commissions awiri.  Timamvetsetsa pa zala. Pachiyambi choyamba (chimodzimodzibe chithunzi 1) pa zabwino ndi zabwino maganizo , mudagula 150 zambiri . Katunduyo adakwera 50 kopecks, mpaka +0,25% . Mukuwona pazogulitsa +750 rubles .  Mwadzidzidzi nyengo inakhala yoipa, mitambo inakula , ndipo munaganiza zogulitsa chirichonse. Ena angaganize kuti ali ndi +750 rublesndalama. Ena amaganiza kuti ali ndi ziro, chifukwa chochotsa ntchitoyo. Koma onse akulakwitsa. Yankho lolondola ndiloti potseka malo, padzakhala kutayika kwa ma ruble 1000 ( ndalama, kuchotsa ntchito yogula, kuchotsa ntchito yogulitsa ).  Tsopano tiyeni tiwone chithunzi chakumanja, ndichosangalatsa kwambiri pamenepo.  Mu chitsanzo ichi, ntchito yogula zinthu zambiri ndi ma ruble 400. Chifukwa chake, pogula maere atatu, mumakhala ndi ma ruble 1200. Ndipo kugulitsa kudzalipira mofanana. Pazonse, muli ndi ma ruble 2400, ngakhale maphunzirowo sanasunthe. 

Kuti muthane ndi malonda awa, mtengo wagawo limodzi uyenera kukwera ndi ma ruble 800. Peresenti imodzi. Ndizoyenera. Ndiko kuti, ndi kuwonjezeka kwa 1%, phindu lanu si + 1% , koma ZERO !

Chitsanzo, ndithudi, chiri pafupifupi chopangidwa, chifukwa mtengo wokwera mtengo kwambiri umatengedwa – wogulitsa ndalama. Timapulumutsa pa chindapusa cha pamwezi, timapeza ma komisheni a akavalo ochita malonda. Tangoganizani mmene zinthu zilili, mumayima pamalo okwerera mafuta a galimoto muli ndi vuto loti ngati simugula galu ndi tiyi kwa iwo, mumalipira kakhumi kuposa mafutawo. Kodi mungalipire mitengo ya x10 pa lita imodzi ya petulo, kapena mungagule galu wotentha ndikudzaza pamtengo wabwino kwambiri?  Ndizo zonse, zonse ziyenera kuganiziridwa ndikufanizidwa. Ndipo Investor novice saganizira izi paziwerengero zazing’ono: ziribe kanthu, ruble apo, ruble pano. Ndimo momwe timakhalira. Kodi kusankha? Kapena muwerengere pamanja, kapena gwiritsani ntchito loboti yogulitsa yomwe ingawerengere phindu la mbiriyo ndikugulitsa phindu lomwe lidawerengedweratu kapena kuyimitsa.  

 

Buku pambuyo mfundo

Tiyeni tipite patsogolo, mwakhala mukugulitsa kwakanthawi ndipo mukufuna kudziwa phindu lenileni la malonda anu, osati manambala awa mu terminal. Tsopano zikhala zovuta pang’ono, koma zopindulitsa kwambiri. Pali njira zitatu zowonera mbiri yanu yamalonda pamanja

1. Mu terminal ya broker. Nthawi yomweyo timachotsa chisankhochi pazambiri zochepa.
2. Kujambula malonda anu mu Excel. Izi ndi za iwo omwe ali ndi nthawi yambiri yaulere kapena amagula kamodzi pa sabata.
3. Kutsitsa malipoti ndikusakaniza pamanja (kapena kugwiritsa ntchito ntchito).

Pali mitundu isanu ndi umodzi ya malipoti omwe akupezeka kuti atsitsidwe mu Tinkoff Investments

1. lipoti la msonkho
2. Report ya Broker
3. Lipoti la Depository
4. Zambiri za mtengo wa katundu
5. Satifiketi ya ndalama kunja kwa Russian Federation
6. Fomu ya Misonkho 1042-S (Satifiketi yotsimikizira kulipidwa kwa magawo ndi makuponi pachitetezo chamakampani aku US, komanso kuchuluka kwa msonkho womwe unaperekedwa) 

Ndipo onse ali ndi ma nuances awo. Ndipo simungapeze chikalata cha deti lomwe mukufuna nthawi imodzi. Mwachitsanzo, kuti mupeze lipoti la brokerage kwa chaka chimodzi, muyenera kukopera malipoti 12 mwezi uliwonse, ndikubweretsa pamodzi.
Osangondidyetsa mkate, ndiroleni ndikonzere matebulo awa, sichoncho? Ndizosangalatsa kwambiri kuchita malonda podina mabatani angapo mu terminal. Kenako, ntchito zomwe zimati zimangochitika zokha nthawi zambiri zimayamba chifukwa mumatsitsa pamanja malipoti awa kenako ndikuyikanso pamanja. Makina abwino kwambiri, ndikufuna ndikuuzeni.  Ndipo tsopano tikuyenda bwino kupita ku njira yokhayo yowerengera malipoti awa. Mwamwayi, mabizinesi ampikisano ali ndi API yabwino komanso zabwino zosiyanasiyana za izi.

Zadzidzidzi

Tidzasanthula pogwiritsa ntchito chitsanzo cha ndalama za Tinkoff ndi API yawo. Pali mitundu itatu ya zopempha zolandila malipoti: 

• GetBrokerReport
• GetDividendsForeignIssuer
• GetOperationsByCursor

Awiri oyambawo ndi olondola kwambiri, mwa iwo ntchito yolipidwa imaphwanyidwa kwa omwe adatengera (commission of broker, exchange and clearing center). Zomwe zili m’malipotiwa zimamangidwa pambuyo pokonzedwa ndi onse otsatsa mumtundu wa T-3. Koma ngakhale zili zoziziritsa kukhosi komanso zolondola, pakadali pano ndizochedwa komanso zovuta. Popanda kulowa mwatsatanetsatane, ndisiya maulalo okha. Mwachidule, lipoti loyamba la cholakwika linali koyambirira kwa Januware, koma likupitilizabe kugwira ntchito https://github.com/Tinkoff/investAPI/issues/341 https://github.com/Tinkoff/investAPI/issues/367 https: //github.com/Tinkoff/investAPI/issues/370  Koma sitikuwasungira chakukhosi pa izi, chifukwa timamvetsetsa kuti munthu mmodzi ndi theka amagwiritsa ntchito izi, mwanjira ina amagwira ntchito. Nthawi yomweyo, palinso milandu yofunika kwambiri yokhudza zilango ndi zina zotero. Choncho, titembenukira ku njira yachitatu. Pemphani ntchito za GetOperationsByCursor . Njirayi si yolondola kwambiri, tsatanetsatane wa zochitikazo zingasinthe musanamalizidwe mu lipoti la brokerage. Koma njira iyi ndi yofulumira kwambiri pazifukwa zachidziwitso. Ndidagwiritsa ntchito kupanga ntchito yowerengera momwe ndalama zikuyendera pa akaunti ya brokerage.   

  Ndipo chinthu choyamba inu mukhoza kuwona mu utumiki. Zomwezo zikuyenda bwino zachuma. Wogulitsayo ankaganiza kuti adagulitsa + 66 zikwi, koma kwenikweni zinali zochepa katatu. Simunayenera kuchita malonda ndi kutayika, mukadachita malonda ndi kuphatikiza! =) Ndipo ngati ndidapanganso zocheperako, ndiye kuti ndikadasunga komishoni. Dziwoneni nokha. Timalowa muutumiki, lowetsani chizindikiro kuchokera ku API ya broker ndikupeza tsatanetsatane wa ntchito pa akaunti ya brokerage. Zodabwitsa! M’munsimu muli tsatanetsatane wa zochitikazo.  


  Kumeneko tikuwona ntchito ya sitampu yomweyi. Chidziwitso chodziwikiratu pamaso panu ndi mwayi wabwino wofufuza zomwe zikuchitika ndikukulimbikitsani kuti mumvetse bwino ntchito za kusinthanitsa.  Ngati simunawerengepo phindu la ndalama, simunapemphe malipoti a brokerage ndipo simunawafotokoze mwachidule mu Excel, ndiye kuti muyenera kuyang’ana izi. Tsopano ndi yaulere ndipo imapezeka pakangodina kamodzi, ngakhale pafoni yanu. Ndimagwiritsa ntchito ndekha ndikupangira inu! =)

https://opexbot.info 

  Ngati mudakonda nkhaniyi ndipo mukufuna zambiri, lembetsani ku njira yanga ya telegalamu .