Momwe mungatsegule IIS Tinkoff, mikhalidwe, mitengo, momwe mungachotsere

Kuyika ndalama pogwiritsa ntchito akaunti yosungiramo ndalama ndi imodzi mwa njira zopezera ndalama moyenera. Mabanki ambiri amapereka mwayi wotsegula IIS. Mmodzi wa iwo ndi Tinkoff-Bank. M’nkhaniyi, tikambirana zomwe Tinkoff IIS ali, momwe mungatulutsire ndikugwiritsa ntchito akaunti ya ndalama kuchokera ku Tinkoff, komanso momwe mungagwiritsire ntchito, ubwino ndi zovuta zake.

Kodi IIS Tinkoff ndi chiyani

Akaunti yogulitsa munthu payekha ndi mtundu wapadera wa akaunti ya brokerage. Ndi akauntiyi, mutha kugula masheya, ma bond, ndalama. Kusiyanitsa kwakukulu ndikutha kulandira kuchotsera msonkho, zomwe sizingatheke ndi akaunti yobwereketsa nthawi zonse. Komanso, boma likhoza kukhazikitsa zoletsa ndi zopindulitsa zokhudzana ndi IIS. Kutengera ndi mtundu wa kasamalidwe, mitundu iwiri imasiyanitsidwa: yoyendetsedwa paokha komanso kudzera mumakampani oyang’anira. Tinkoff-Bank imapereka mwayi wopereka IIS ndi zinthu zabwino. Kanema wamaphunziro – Tinkoff IIS ndi chiyani, momwe mungasungire ndalama ndikupeza phindu mu 2022: https://youtu.be/Yup_Fw8CPks

Momwe mungalembetsere Tinkoff IIS – ndi data iti yomwe ikufunika kuti mutsegule akaunti yandalama ndi Tinkoff

Mutha kutsegula IIS pa ulalo https://www.tinkoff.ru/invest/iis/ Kuti mulembetse, muyenera kudzaza fomu patsamba la banki. Pa sitepe yoyamba, muyenera kusonyeza dzina lanu lonse ndi nambala ya foni.
SMS yokhala ndi code idzatumizidwa ku nambala yomwe yatchulidwa. Iyenera kulembedwa mu mawonekedwe otsatirawa.
Lowetsani mawu achinsinsi a akaunti yanu ya Tinkoff-Bank.
Pa gawo lachiwiri, muyenera kuwerenga zomwe zigwiritsidwe ntchito ndikusayina fomu yofunsira kudzera pa SMS.
Pa gawo lachitatu, muyenera kutsitsa pulogalamu ya Tinkoff Investments. Akauntiyo idzatsegulidwa mkati mwa tsiku limodzi lochita malonda.
Tsamba lotsitsa pulogalamu likuwoneka motere.
Mukugwiritsa ntchito, muyenera kulowa nambala yafoni yomwe khadi ya Tinkoff-Bank imalumikizidwa.
SMS yokhala ndi nambala yotsimikizira idzatumizidwa ku foni yanu. Muyenera kulowa mu mawonekedwe.
Lowetsani mawu achinsinsi a akaunti yanu ya Tinkoff-Bank
Khazikitsani nambala yolowera mu pulogalamu ya Tinkoff Investments.
Pambuyo kukhazikitsa code, mndandanda waukulu wa ntchito adzatsegulidwa. Yendetsani kumanzere.
Pazenera lomwe limatsegulidwa, dinani batani la “Open IIS”.
Ntchitoyi itichenjeza kuti mutha kukhala ndi akaunti imodzi yokha. Chifukwa chake ngati muli ndi akaunti ndi banki ina, itsekeni. Ngati mulibe maakaunti ofanana mumabanki ena, dinani “Ndilibe IIS ina”.
Momwe mungatsegule akaunti yosungiramo ndalama ndi Tinkoffbank – malangizo atsatanetsatane otsegulira IIA mu Tinkoff Investments: https://youtu.be/WNotdO5aI2Y

Ndani angatsegule IIS?

Ndi munthu yekhayo amene ali ndi msonkho wokhala ndi msonkho komanso nzika ya Russian Federation ndipo wafika zaka 18 ali ndi ufulu wotsegula akaunti. Kuti mukhale msonkho wokhala ku Russian Federation, muyenera kukhala ku Russian Federation kwa masiku osachepera 183 pachaka. IIS ikhoza kutsegulidwa ndi wochita bizinesi payekha, wodzilemba ntchito, wogwira ntchito m’boma, wapenshoni, wankhondo.

Ogwira ntchito za boma ndi asilikali sali oyenerera kukhala ndi katundu ndi katundu wakunja, zomwe zimakhala nazo zomwe zingayambitse mkangano wa zofuna.

Kuwongolera ndi kusankha

Mutha kuyang’anira ndalama kudzera pa foni yam’manja komanso kudzera pa Tinkoff Investments terminal. Kuti mumve zambiri, tsatirani ulalo https://help.tinkoff.ru/terminal/ Pulogalamu yam’manja ili ndi magawo asanu: “Portfolio”, “Zogula”, “Feed”, “Chat” ndi “Zowonjezera”. Gawo la Portfolio limaphatikizapo zambiri za akauntiyo ndi chuma chomwe mwapeza. Mugawoli, mutha kubwezanso ndalamazo ndikuphunziranso zomwe zachitika komanso zomaliza.
Pakona yakumanja yakumanja pali batani la “Zochitika”, pokanikiza zomwe mutha kuwona zochitika zonse zomwe zachitika ndi akauntiyi.
Mukadina pa chochitika china, mutha kuwona zonse zomwe zili pamenepo.
Mu gawo la “Zomwe mungagule”, mutha kusankha chuma chomwe mungagulitse. Zitha kukhala ndalama, masheya, ma bond, zam’tsogolo, ndalama.
“Tepi” – nkhani, analytics ndi zina zofunika zomwe zimakhudza zolemba. Apa mutha kuyendera malo ochezera a pa Intaneti kwa osunga ndalama “Pulse”, mverani ma podcasts pamutu wandalama, werengani zofalitsa.
“Chat” – apa mutha kusinthana mauthenga ndi anzanu, komanso kupempha thandizo nthawi zonse.
Mu gawo la “More”, ma tabu “Zikhazikiko”, “Profile” ndi “Info” amayikidwa. Mu tabu ya “Profile”, wogwiritsa ntchito akhoza kusankha ndondomeko ya tariff ndikuyesera kuti adziwe mtundu wa malonda ndi mbiri ya ndalama. Patsamba lomwelo, mutha kulemba fomu ya W-8BEN. Izi ndizoyenera kuchita ngati wogulitsa akugula magawo akunja, mwachitsanzo, kuchokera ku kusinthana kwa NASDAQ. Fomu yomalizidwa idzatsimikizira kuti wogulitsa ndalamayo si nzika zaku US. Kuchokera pa tabu iyi, mutha kupita ku mbiri yanu ku Pulse – malo ochezera a pa Intaneti a Tinkoff-Investments.

Ngati mugulitsa katundu wakunja popanda kulemba fomu, msonkho udzakhala 30%. Mukamaliza, msonkho ukhoza kuchepetsedwa mpaka 13%.

Tsamba la “Zikhazikiko” limakupatsani mwayi wokonza nkhani ndi zochitika, yambitsani zidziwitso zokankhira, zosankha zolowera, kutsimikizira kwa SMS pazogulitsa.
Pa Info tab, mutha kupeza mayankho a mafunso omwe amafunsidwa pafupipafupi, kuthetsa mavuto omwe sanathe kuthetsedwa pa Chat tabu, ndikuwona zambiri za pulogalamu. Mutha kutsegula akaunti ya Tinkoff pa intaneti pa https://www.tinkoff.ru/invest/iis/:

Momwe mungapezere kuchotsera kwa IIS ku Tinkoff Bank mitundu A ndi B

IIS yochokera ku Tinkoff Bank imapereka kuchotsera msonkho kwa mitundu A ndi B. Poyamba, 13% ya ndalama zomwe zasungidwa zimatha kubwezeredwa chaka chilichonse. Kuchulukitsanso sikuyenera kupitilira ma ruble 400,000 pachaka. Pochotsa mtundu A, mutha kukwera mpaka ma ruble 52,000 pachaka. Kuti alandire ndalama, eni ake ayenera kukhala ndi ndalama zomwe amapeza malinga ndi msonkho wa munthu. Ngati ndalama zovomerezeka ndi ma ruble 30,000, kuchuluka kwakukulu kochotserako kudzakhala ma ruble 46,800.
Wogulitsa ndalama atha kulandira kuchotsera kwamtunduwu polemba fomu patsamba la Federal Tax Service kapena popereka fomu yofunsira payekha ku ofesi yachigawo yantchitoyo. Zolemba zotsatirazi ndizofunikira kuti muchotse mtundu A:

1. Declaration 3-NDFL, yodzaza pa intaneti patsamba la Federal Tax Service.
2. Satifiketi 2-NDFL ya chaka choyika ndalama ku akaunti yogulitsa. Idzatsimikizira kuti kulandira ndalama ndi kulipira msonkho pamlingo wa 13% panthawi ya msonkho. Imaperekedwa ku dipatimenti yowerengera ndalama pamalo aliwonse antchito.

Mutha kudikirira satifiketi ya 2-NDFL patsamba lantchito yamisonkho, ndikutsitsa mukamaliza kulengeza kwa 3-NDFL. Monga lamulo, zimayikidwa pambuyo pa Epulo 1 chaka chilichonse.

3. Zolemba zochokera kwa broker. Tinkoff-Bank adzawakonzekeretsa pakatha chaka cha kalendala ya akauntiyo. Adzafunika kutsitsa mu pulogalamu ya Tinkoff Investments kapena muakaunti yanu patsamba la tinkoff.ru, ndikuyika pa fomu patsamba la FTS.

Tinkoff-Bank idzapereka lipoti la zochitika ndi ntchito ngati zifunidwa ndi ofesi ya msonkho. Kuti muchite izi, muyenera kulembera ku macheza othandizira pakugwiritsa ntchito kapena patsamba la tinkoff.ru. Chikalatacho chimakonzedwa mkati mwa masiku 10 ogwira ntchito ndikutumizidwa ndi makalata ku adilesi yoyenera.

Kuchotsera kwa Type B kumatha kulandiridwa akaunti ikatsekedwa. Ndi kuchotsera uku, mutha kupanga phindu pazogulitsa popanda kulipira msonkho. Kuchotsera kwamtunduwu sikungalandiridwe kale kuposa zaka 3 kuchokera kutsegulidwa kwa akauntiyo.
Tinene kuti kumayambiriro kwa 2020 wogulitsa adatsegula akaunti ndikuyikamo ma ruble 300,000. Ndalamazo zinayenda bwino, ndipo masheya amene anaikamo anapindula kwambiri. Kumayambiriro kwa 2023, wogulitsa ndalamayo adaganiza zogulitsa magawo ndikutseka akauntiyo. Akauntiyo pambuyo pogulitsa magawo idakwana ma ruble 900,000. Zopeza pambuyo pa kuchotsedwa kwa ma komisheni zidafika ma ruble 600,000, msonkho kuchokera pamenepo – ma ruble 78,000.Kufunsira kuchotsera kwamtundu wa B kumatumizidwa kudzera kwa broker akauntiyo isanatsekedwe kapena kuofesi yamisonkho. Itha kutumizidwa panokha kapena pa intaneti. Wogulitsa sangachotse msonkho pazopeza ndalama akamafunsira. Koma ngati wobwereketsa asankha kulembetsa ku Federal Tax Service, wobwereketsayo amalemba kuti achotse msonkho, ndiye kuti Federal Tax Service, ikatsimikizira, idzapereka ndalamazo ku khadi la Investor.

Kuyika ndalama kudzera mu IIS Tinkoff – mikhalidwe

Tinkoff-Bank imapereka zinthu zotsatirazi:

1. Kuwongolera ndalama ndikosavuta – kugwiritsa ntchito pulogalamu pa smartphone. Ili ndi mawonekedwe omveka bwino, abwino kwa oyamba kumene komanso odziwa ndalama.
2. Pulogalamu yapaintaneti imatha kudzazidwa m’mphindi zochepa. Woimira banki adzafika ndi zikalata zofunika pa nthawi yoyenera ndi malo. Mwini khadi la Tinkoff-Bank akhoza kusaina zikalata ndi nambala ya SMS, kenako akaunti idzatsegulidwa nthawi yomweyo. IIS idzatsegulidwa tsiku lotsatira ngati pempho lisiyidwa pambuyo pa 19:00 nthawi ya Moscow kapena pa msika wogulitsa tsiku lopuma.
3. Mutha kuyika ndalama ngakhale ndi ma ruble 10 mu akaunti yanu. Izi ndi mtengo wa gawo limodzi la ndalama za Eternal Portfolio kuchokera ku kampani yoyang’anira Tinkoff Capital. Mtengo wa ma bond ambiri ndi ma ruble 1000.
4. Gawo la “Zomwe mungagule” lili ndi zinthu zingapo komanso zambiri zamakampani okongola kwambiri. Wogulitsa ndalama sadzataya ndi kusankha magawo.
5. Tinkoff Investments imapereka masheya ambiri ndi ma bond kuchokera kumakampani aku Russia ndi akunja. Ogwiritsa ntchito ntchitoyi amatha kuyika ndalama mu 8 ndalama zazikulu zapadziko lonse lapansi.
6. Tsiku lililonse la sabata, mutha kupeza chithandizo muakaunti yanu kapena pamacheza ogwiritsira ntchito.

[id id mawu = “attach_11740” align = “aligncenter” wide = “836”]
Chitsanzo cha ndalama ku Tinkoff IIS, chowerengera pa https://www.tinkoff.ru/invest/iis/[/caption]

Ma Commission ndi tariffs mu IIS Tinkoff Investments

Pali mitengo iwiri ya IIS Tinkoff. Ngati wogwiritsa ntchito samachita malonda pamsika wachitetezo, mtengo wa Investor ndi woyenera kwa iye. Imangolipira komishoni ikamaliza kuchitapo kanthu, ndipo imakhala 0.3%. Kwa iwo omwe akugwira ntchito mwaukadaulo, mtengo wa Trader ndi woyenera. [id id mawu = “attach_11743” align = “aligncenter” wide = “956”]
Misonkho T. Investments[/caption] Lumikizani kumitengo: https://www.tinkoff.ru/invest/tariffs/ Transaction Commission ndi 0, 04 %, koma chindapusa cha pamwezi cha ma ruble 290 chimaperekedwa. Malipiro a mwezi uliwonse samachotsedwa m’miyezi pamene wogulitsa sagwiritsa ntchito akauntiyo. [id id mawu = “attach_11735” align = “aligncenter” wide = “1024”]
Misonkho imatha kupezeka kudzera mukugwiritsa ntchito kwa IIS Tinkoff Investments[/caption]

Kodi pali kusiyana kotani pakati pa akaunti ya brokerage ndi IIS Tinkoff?

Nzika imatha kutsegula akaunti imodzi yokha, pomwe pangakhale angapo obweza ngongole. Mothandizidwa ndi IIS, mutha kuchotsedwa pamisonkho pazopereka ndi ndalama. IIS imakupatsani mwayi wopeza ndalama zotsimikizika pochotsa msonkho. Gawo la msonkho wolipidwa womwe umalipidwa limabwezedwa ngati ndalama zokwana ma ruble 52,000. Ndizothekanso kusapereka msonkho wa 13% pazopeza zomwe zachitika. Misonkho yamalonda simawerengeredwa chaka chilichonse, koma pokhapokha IIS ikatsekedwa.

Kodi ndingapeze kuti akaunti yazachuma ya Tinkoff?

Mukhoza kupeza zonse zofunika, komanso kutsegula Tinkoff IIS, pa ulalo https://www.tinkoff.ru/invest/iis/

Ndi kuipa kotani kwa akaunti yoyika ndalama pawokha

Nthawi yochepa ya kukhalapo kwa IIS ndi zaka 3, pamene ndizoletsedwa kuchotsa ndalama nthawiyi isanathe. Apo ayi, akauntiyo idzatsekedwa ndipo wogwiritsa ntchito adzataya ufulu wochotsa msonkho. Ngakhale ndizotheka kugula ndalama zakunja mothandizidwa ndi IIS, akauntiyo imatha kubwezeredwa mu ma ruble aku Russia. Kuchuluka kowonjezeranso ndi ma ruble 1,000,000 pachaka. Malire awa amasinthidwa pa Januware 1 chaka chilichonse.

Chifukwa chiyani IIS ikufunika?

Akaunti yogulitsa munthu payekha ndi akaunti yogulitsa pakusinthana ndi dongosolo lamisonkho. Monga akaunti yobwereketsa, mothandizidwa ndi IIS mutha kugula ndikugulitsa ndalama, masheya ndi ma bond.

Ndemanga za kuyika ndalama ku IIS Tinkoff

Ndinkakayikira za mapulogalamu ogulitsa katundu. Koma nditayesa Tinkoff Investments, ndidakondwera ndi magwiridwe antchito komanso zosavuta. Mukugwiritsa ntchito, mutha kuwona mwachidule ndi zizindikiro zachinthu chatsopano. Ntchitoyi ndi yokhazikika, imasinthira mwachangu kumaseva aulere. Ndalama imalowetsedwa mkati mwa mphindi zoyenda kupita ku Tinkoff ATM. Ndikupangira pulogalamuyi kwa aliyense.

Ichi ndi terminal yapamwamba komanso ntchito. Ngakhale kuyankha kwa macheza sikuthamanga kwambiri, koma kuthamanga kwa ndalama ndikofunikira. Kwa wogwira ntchito m’boma, chiphaso cha chilengezo chinatenga nthawi yayitali.

Pa webusaiti ya banki.ru pali ndemanga kuchokera kwa wogulitsa ndalama yemwe amafotokoza nkhani ya kuchotsa ndalama ku akaunti. Anapeza ndalama zabwinoko, choncho anaganiza zotseka akauntiyo.
Pa Okutobala 31, 2019, adagulitsa zinthu zonse muakaunti ndikuchotsa ndalamazo. Pa Novembara 5, adapereka pempho loti atseke akauntiyo kudzera pamacheza othandizira, pomwe manejala adayankha kuti akauntiyo itsekedwa mkati mwa masiku 30.
Pa Novembara 7, Investor adatsegula IIA ina, ndikutsimikizira kuti ali ndi akaunti yofananira, yomwe iyenera kutsekedwa mkati mwa masiku 30. Pa Disembala 6, Tinkoff-Bank adatumiza uthenga kwa Investor wonena kuti sizingatheke kutseka akauntiyo.
Pambuyo pozindikira uthenga uwu pa December 16, wogwiritsa ntchitoyo anayesa kupeza chifukwa chake sikunali kotheka kutseka akaunti. Sanalandire yankho lomveka bwino.
Chifukwa cha kusachita bwino uku, kuyambira pa Disembala 16, 2019, woyika ndalamayo ali pachiwopsezo chosalandira phindu la msonkho mu 2019. Ali kale ndi maakaunti awiri: ku Tinkoff-Bank komanso ndi broker watsopano.
Wogwiritsa ntchito akauntiyo amachenjeza ena omwe angakhale ndi ndalama kuti asagwiritse ntchito ntchitoyi.IIS Tinkoff Investments – zotsatira zandalama zama sheya kwa miyezi 10, zokumana nazo zenizeni – kuwunikiranso kanema: https://youtu.be/d2jUT4Laga4 .com/trading- bots/tinkoff-investicii.htm Akaunti Yogulitsa Payekha imapereka kuchotsera msonkho koma ili ndi zoletsa zogwiritsa ntchito. Tinkoff-Bank imapereka mikhalidwe yabwino yoyika ndalama ku IIS. Ngakhale osunga ndalama ambiri amawona Tinkoff Investments bwino, palinso zolakwika zautumiki.