IIS Tinkoff da wulicogo, sariyaw, tarifuw, deduction sɔrɔcogo

Ka wari bila ni mɔgɔ kelen-kelen ka wari bilali jatebɔsɛbɛn ye, o ye wari bilacogo ɲuman dɔ ye. Banki caman bɛ sababu di ka IIS da wuli. U dɔ ye Tinkoff-Bank ye. Nin barokun in kɔnɔ, an bɛna kuma Tinkoff IIS ye min ye, Tinkoff ka waridon jatebɔsɛbɛn kelen-kelen bɔcogo n’a baaracogo, ka fara baarakɛcogo sariyaw, a nafaw ani a dɛsɛw kan.

IIS Tinkoff ye mun ye

Investissement compte kelen-kelen ye brokerage compte suguya kɛrɛnkɛrɛnnen ye. Ni nin jatebɔ in ye, i bɛ se ka aksidanw, bonw, wariw san. Danfaraba min bɛ o ni ɲɔgɔn cɛ, o ye se ka impositi dɔgɔyali sɔrɔ, o tɛ se ka kɛ ni brokerage jatebɔsɛbɛn basigilen ye. Ani fana, jamana bɛ se ka dantigɛliw ni nafaw sigi sen kan ka ɲɛsin IIS ma. Ka kɛɲɛ ni ɲɛmɔgɔya suguya ye, suguya fila bɛ danfara la: min bɛ mara a yɛrɛma ani ɲɛmɔgɔyaso dɔ sababu fɛ. Tinkoff-Bank bɛ sababu di ka IIS bɔ ni cogoya ɲumanw ye. Kalan wideyow – Tinkoff IIS ye mun ye, ka wari bila cogo min na ani ka wari sɔrɔ a kan san 2022: https://youtu.be/YUp_Fw8CPks

Tinkoff IIS ɲinini cogo – kunnafoni jumɛnw de ka kan ka kɛ walasa ka waridon jatebɔsɛbɛn kelen-kelen da wuli ni Tinkoff ye

Aw bɛ se ka IIS da wuli nin yɔrɔ la https://www.tinkoff.ru/invest/iis/ Walasa ka aw tɔgɔ sɛbɛn, aw ka kan ka sɛbɛn dɔ dafa banki ka siti kan. Fɛn fɔlɔ la, i bɛna a ɲini k’i tɔgɔ dafalen ni i ka telefɔni nimɔrɔ jira.
SMS min bɛ ni kode ye, o bɛna ci nimɔrɔ kofɔlen na. A ka kan ka don nin sɛbɛn in na.
I ka Tinkoff-Bank ka jatebɔsɛbɛn tɔgɔ sɛbɛn.
Fɛn filanan na, i ka kan ka baara kɛcogo sariyaw kalan ani ka i bolonɔ bila sɛbɛn ɲinisɛbɛn na SMS fɛ.
Fɛn sabanan na, aw bɛna a ɲini ka Tinkoff Investments application telesarse. Jatebɔsɛbɛn bɛna dabɔ jago don kelen kɔnɔ.
Application telechargé ɲɛ bɛ i n’a fɔ nin.
Aplikasi kɔnɔ, i ka kan ka telefɔni nimɔrɔ sɛbɛn min ni Tinkoff-Bank karti bɛ ɲɔgɔn na.
SMS dɔ bɛna ci i ka telefɔni ma ni kode ye min bɛ a jira ko a bɛ se ka kɛ. Aw ka kan k’a don sɛbɛnfura kɔnɔ.
Aw ye aw yɛrɛ ka jatebɔsɛbɛn tɔgɔ sɛbɛn Tinkoff-Bank
Aw ye doncogo code sigi Tinkoff Investments application kɔnɔ.
Kode in sigilen kɔfɛ, o porogaramu ka menu kunba bɛna da wuli. I bolo digi kinin fɛ.
Fenɛtiri min bɛ da wuli, i ka “Open IIS” butɔn digi.
Baarakɛyɔrɔ bɛna an lasɔmi ko i bɛ se ka jatebɔsɛbɛn kelen dɔrɔn de sɔrɔ. O la sa, ni jatebɔsɛbɛn b’i bolo banki wɛrɛ la, i k’a datugu. Ni o ɲɔgɔnna jatebɔw tɛ i bolo banki wɛrɛw la, i ka “Iis wɛrɛ tɛ n bolo” yɔrɔ digi.
Investissement compte kelen-kelen da wulicogo ni Tinkoffbank ye – cikanw senfɛ-senfɛ IIA dabɔli kan Tinkoff Investments kɔnɔ: https://youtu.be/WNotdO5aI2Y

Jɔn bɛ se ka IIS da wuli?

Mɔgɔ kelen min ye impositi sigibaga ye ani Irisi jamanaden ye, n’a si sera san 18 ma, o dɔrɔn de bɛ se ka jatebɔsɛbɛn da wuli. Walasa ka kɛ Irisi jamana ka impositi sigibaga ye, i ka kan ka to Risi jamana na tile 183 la san kɔnɔ. IIS bɛ se ka dabɔ baarakɛla kelen fɛ, yɛrɛbaarakɛla, jamana baarakɛla, pensioner, sɔrɔdasi.

Jamana baarakɛlaw ni sɔrɔdasiw tɛ se ka kɛ jamana wɛrɛw ka nafolo ni nafolo ye, ni u sɔrɔli bɛna kɛ sababu ye ka nafabɔbaliya lase u ma.

Kontrɔli sigicogo ani sugandili

Aw bɛ se ka waridonw ɲɛnabɔ mobili porogaramu fɛ ani Tinkoff Investments terminal fɛ. Walasa ka kunnafoni wɛrɛw sɔrɔ, aw bɛ tugu nin yɔrɔ in na https://help.tinkoff.ru/terminal/ Mobili porogaramu in kɔnɔ, dakunba 5 bɛ yen: “Portfolio”, “Mun ka san”, “Feed”, “Chat” ani “More”. Portfolio yɔrɔ la, kunnafoniw bɛ sɔrɔ jatebɔsɛbɛn kan ani wariko nafolo sɔrɔlenw kan. Nin yɔrɔ in na, aw bɛ se ka balansi falen ani ka kunnafoni sɔrɔ jagokɛtaw kan minnu bɛ baara kɛ ani minnu kɛra ka ban.
Sanfɛ kinin fɛ, “Ko kɛlenw” butɔni dɔ bɛ yen, n’i y’o digi i bɛ Se ka ko kɛlenw bɛɛ Ye minnu Kɛra ni nin jatebɔ in ye.
N’i ​​ye ko kɛrɛnkɛrɛnnen dɔ digi, i bɛ se ka kunnafoni bɛɛ ye o kan.
“I ka kan ka min san” yɔrɔ la, i bɛ se ka nafolo dɔ sugandi i bɛ se ka wari bila min kɔnɔ. A bɛ se ka kɛ nafolo ye, aksidanw, bonw, siniɲɛsigiw, wariw.
“Tape” – kibaruyaw, jateminɛw ani kunnafoni nafama wɛrɛw minnu bɛ nɔ bila kuma fɔlenw na. Yan aw bɛ se ka taa réseau sociaux la investisseurs “Pulse”, ka podcastw lamɛn investissement barokun kan, ka sɛbɛnw kalan.
“Chat” – yan aw bɛ se ka cikanw falenfalen ni aw jɛɲɔgɔnw ye, ka fara dɛmɛ ɲini kan tile ni sufɛ fɛɛrɛko dɛmɛni na.
“More” yɔrɔ la, “Settings”, “Profile” ani “Info” tabw bɛ bila. “Profile” yɔrɔ la, baarakɛla bɛ se ka tarifu labɛn dɔ sugandi ani ka sɛgɛsɛgɛli kɛ walasa ka jagokɛcogo ni waridoncogo dɔn. O tab kelen kɔnɔ, aw bɛ se ka W-8BEN sɛbɛn dafa. O nafa ka bon ka kɛ ni waridonna dɔ ye jamana wɛrɛw ka bolomafaraw san, misali la, NASDAQ ka jagokɛyɔrɔ la. Sɛbɛn min dafara, o bɛna a jira ko waridonna tɛ Ameriki impositi sigibaga ye. Ka bɔ nin tab in na, i bɛ se ka taa i ka profil la Pulse kɔnɔ – Tinkoff-Investments ka réseau sociaux kɔnɔ.

Ni i ye jamana wɛrɛw ka nafolo jago k’a sɔrɔ i ma sɛbɛn dafa, o takasi bɛ kɛ 30% ye. Ni a dafara, impositi bɛ se ka dɔgɔya ka se 13% ma.

“Settings” tab b’a To i bɛ se ka kibaruyaw ni ko kɛlenw Labɛn, ka push notifications (push notifications) Kɛ, ka don sugandiliw Kɛ, SMS ka jagokɛcogo dafalenw.
Info tab kɔnɔ, i bɛ se ka ɲininkaliw jaabiw sɔrɔ minnu bɛ kɛ tuma caman na, ka gɛlɛyaw ɲɛnabɔ minnu ma se ka ɲɛnabɔ Chat tab kɔnɔ, ani ka application details lajɛ. Aw bɛ se ka Tinkoff ka wariko jatebɔsɛbɛn kelen-kelen da wuli ɛntɛrinɛti kan https://www.tinkoff.ru/invest/iis/:

IIS deduction sɔrɔ cogo min na Tinkoff Banki suguya A ani B la

IIS min bɛ bɔ Tinkoff Banki la, o bɛ kɛ sababu ye ka impositi bɔli kɛ suguya A ni B. A fɔlɔ la, 13% bɛ se ka segin wari bilalen na san o san. A falen hakɛ man kan ka tɛmɛ 400 000 kan kalandriya san kelen kɔnɔ. Ni i ye suguya A bɔ, i bɛ se ka 52 000 sɔrɔ san kɔnɔ. Walasa ka sɔrɔ sɔrɔ, tigi ka kan ka sɔrɔ sɔrɔ min bɛ kɛ ni a yɛrɛ ka sɔrɔta takasi ye. Ni sɔrɔ min bɛ sɔrɔ ofisi la, o ye 30.000 ye, o hakɛ min bɛ bɔ o la, o bɛ kɛ 46.800 ye.
Investisseur bɛ se ka o deduction sɔrɔ o suguya la ni a ye sɛbɛn dɔ dafa Fédéral Tax Service ka siti kan walima ni a ye sɛbɛn dɔ di a yɛrɛ ma baarakɛyɔrɔ ka marabolo biro la. Nin sɛbɛn ninnu de wajibiyalen don walasa ka deduction suguya A sɔrɔ:

1. Laseli 3-NDFL, min dafara ɛntɛrinɛti kan Fɛderasiyɔn ka impositi baarada ka siti kan.
2. Sɛbɛn 2-NDFL min bɛ nafolo bila san min na wari bilali jatebɔsɛbɛn kɔnɔ. A bɛna sɔrɔ sɔrɔli ni impositi sarali tiɲɛ ni 13% ye impositi waati kɔnɔ. A bɛ bɔ jatebɔyɔrɔ la baarakɛyɔrɔ kelen-kelen bɛɛ la.

Aw bɛ se ka 2-NDFL seere makɔnɔ impositi baarakɛyɔrɔ ka siti kan, ka tila k’a telesarse ni aw bɛ 3-NDFL ka fɔta dafa. A ka c’a la, u bɛ Labɛn san o san Awirilikalo tile fɔlɔ kɔfɛ.

3. Sɛbɛn minnu bɛ bɔ dilanbaga fɛ. Tinkoff-Bank bɛna u labɛn jatebɔ kalandriya san laban kɔfɛ. U bɛna kɛ wajibi ye ka telesarse Tinkoff Investments application kɔnɔ walima i yɛrɛ ka jatebɔsɛbɛn kɔnɔ tinkoff.ru siti kan, ka bila sɛbɛn kan FTS ka siti kan.

Tinkoff-Bank bɛna kunnafoni di jagokow ni baarakɛcogo kan ni impositi biro y’a ɲini a fɛ. Walasa k’o kɛ, i ka kan ka sɛbɛn ci dɛmɛnbaga ka baro ma application kɔnɔ walima tinkoff.ru siti kan. Sɛbɛn bɛ labɛn baarakɛdon 10 kɔnɔ, ka ci lɛtɛrɛ fɛ ladɛrɛsi la min bɛnnen don.

B suguya bɔli bɛ se ka sɔrɔ dɔrɔn ni jatebɔsɛbɛn dafara. Ni o jigin in kɛra, i bɛ se ka tɔnɔ sɔrɔ wari bilalenw na k’a sɔrɔ i ma impositi sara. Nin jigin sugu tɛ se ka sɔrɔ ka kɔn san 3 ɲɛ jatebɔsɛbɛn dabɔlen kɔfɛ.
An k’a fɔ ko san 2020 daminɛ na, waritigi dɔ ye jatebɔsɛbɛn dɔ da wuli ka wari 300.000 don a kɔnɔ. O wari bilalen in kɛra ka ɲɛ, wa a ye wari bila jate minnu na, olu nafa sɔrɔla. San 2023 daminɛ na, waridonna y’a latigɛ ka jatebɔsɛbɛnw feere ani ka jatebɔsɛbɛn datugu. Jate min kɛra jatebɔ kɔfɛ, o kɛra 900 000 ye. Sɔrɔ min sɔrɔla komisiyɔnw bɔli kɔfɛ, o kɛra 600.000 rubles ye, takasi bɔra a la – 78.000 rubles.B suguya dɔ bɔli ɲinisɛbɛn bɛ di dilanbaga dɔ fɛ sanni jatebɔsɛbɛn ka datugu walima impositi biro la. A bɛ se ka ci mɔgɔ yɛrɛ ma walima ɛntɛrinɛti kan. Broker tɛna impositi bɔ waridon sɔrɔta la ni a bɛ ɲinini kɛ. Nka ni waritigi y’a latigɛ ka ɲinini kɛ Fɛderasiyɔn ka impositi baarada la, dilanbaga bɛna impositi sarali sɛbɛn ka bɔ yen, o kɔfɛ, Fɛdɛrali impositi baarada, sɛgɛsɛgɛli kɔfɛ, a bɛna o dɔgɔyali don waridonna ka karti la.

Investissement ka tɛmɛ IIS Tinkoff fɛ – cogoyaw

Tinkoff-Bank bɛ nin waridoncogo ninnu di:

1. Investissement ɲɛnabɔli ka nɔgɔn kosɛbɛ – ka baara kɛ ni application ye smartfon kan. A bɛ ni ɲɔgɔndan jɛlen ye, min bɛ nɔgɔya waridonna daminɛbagaw ni waridonna ŋanaw bɛɛ ma.
2. Ɛntɛrinɛti kan sɛbɛn dɔ bɛ se ka dafa miniti damadɔw kɔnɔ. Banki ka lasigiden dɔ bɛna na ni sɛbɛnw ye minnu ka kan waati ni yɔrɔ bɛnnen na. Tinkoff-Bank ka karti tigi bɛ se ka bolonɔ bila sɛbɛnw na ni SMS code ye, o kɔfɛ, jatebɔsɛbɛn dɔ bɛna da wuli joona. IIS bɛna da wuli baarakɛdon nata la ni sɛbɛn bilala Moskow waati 19h00 kɔfɛ walima ni a bɛ bourse la lafiɲɛbɔ tile kelen kɔnɔ.
3. Aw bɛ se ka wari bila hali ni ruble 10 bɛ aw ka jatebɔsɛbɛn kɔnɔ. Nin ye Eternal Portfolio nafolo tilayɔrɔba kelen musaka ye ka bɔ ɲɛmɔgɔyaso Tinkoff Capital la. Bond fanba sɔngɔ ye 1000 rubles ye.
4. “Mun ka san” yɔrɔ la, nafolo sugandilenw ni kunnafoniw bɛ sɔrɔ sosiyetew kan minnu bɛ mɔgɔ ɲɛnajɛ kosɛbɛ. Investisseur tɛna bɔnɛ ni shares sugandili ye.
5. Tinkoff Investments bɛ aksidanw ni bonw caman dilan ka bɔ Irisi jamana ni jamana wɛrɛw ka tɔnw bɛɛ la. Baarakɛlaw bɛ se ka wari bila diɲɛ wariba 8 la.
6. Dɔgɔkun don o don, i bɛ se ka dɛmɛ sɔrɔ i yɛrɛ ka jatebɔsɛbɛn kɔnɔ walima application chat kɔnɔ.

Tarifuw ni ɲɔgɔn cɛ jɛɲɔgɔnya: https://www.tinkoff.ru/invest/tariffs/ Jago komisiyɔn ye 0, 04 ye %, nka kalosara min bɛ kɛ 290 rubles ye, o bɛ sara. Kalosara tɛ bɔ kalo minnu na jagokɛla tɛ baara kɛ ni jatebɔsɛbɛn ye.

Danfara jumɛn bɛ brokerage jatebɔsɛbɛn ni IIS Tinkoff cɛ?

Jamanaden bɛ se ka jatebɔsɛbɛn kelen dɔrɔn da wuli, k’a sɔrɔ brokerage caman bɛ se ka kɛ. Ni IIS ka dɛmɛ ye, i bɛ se ka dɔ bɔ impositi la bolomafaraw kan ani sɔrɔw kan. IIS b’a to i ka se ka sɔrɔ garanti sɔrɔ impositi bɔli fɛ. Mɔgɔ yɛrɛ ka sɔrɔta takasi saralen yɔrɔ dɔ bɛ segin a cogo la min bɛ se 52.000 rubles ma. A bɛ se ka kɛ fana ka 13% impositi sarali bɔ sɔrɔta la jagokɛtaw la. Jagokɛlaw ka takasi tɛ jate san o san, nka ni IIS dafara dɔrɔn.

N bɛ se ka Tinkoff ka warimarayɔrɔ kelen-kelen bɛɛ sɔrɔ min?

Aw bɛ se ka kunnafoni wajibiyalenw bɛɛ sɔrɔ, ka fara Tinkoff IIS dabɔli kan, nin yɔrɔ in na https://www.tinkoff.ru/invest/iis/

Nafa jumɛnw bɛ sɔrɔ waridon jatebɔsɛbɛn kelen-kelen na

IIS ka sigi waati fitinin ye san 3 ye, k’a sɔrɔ a dagalen don ka nafolo bɔ sanni o waati ka ban. N’o tɛ, jatebɔsɛbɛn bɛna datugu a yɛrɛma ani baarakɛla bɛna bɔnɛ a ka jo la ka impositi bɔ a la. Hali ni a bɛ se ka kɛ ka jamana wɛrɛ wari san ni IIS ka dɛmɛ ye, jatebɔ bɛ se ka falen Irisi rubɛw dɔrɔn de la. A ka ca a la, a bɛ se ka kɛ ko a bɛ se ka kɛ 1000000 ye san kɔnɔ. O dan bɛ ladamu san o san Zanwuyekalo tile fɔlɔ.

Mun na IIS ka kan ka kɛ?

Investissement compte kelen-kelen ye jatebɔ ye min bɛ kɛ ka jago kɛ fɛnw falenfalenni na ni impositi preferentiale ye. I n’a fɔ brokerage jatebɔsɛbɛn, ni IIS ka dɛmɛ ye i bɛ se ka wariw, aksidanw ani bondw san ani k’u feere.

Seginkanniw ka ɲɛsin wari bilali ma IIS Tinkoff kɔnɔ

N tun bɛ sigasiga stock trading apps ko la. Nka n ye Tinkoff Investments lajɛ tuma min na, n nisɔndiyara baarakɛcogo n’a nɔgɔya la. Aplikasi kɔnɔ, aw bɛ se ka jateminɛba ni taamasiyɛnw ye nafolo kura dɔ kan. Aplikasi in bɛ sabati, a bɛ wuli joona ka taa sèrwɛri fuw la. Wari bɛ don miniti damadɔ kɔnɔ taama kɔfɛ ka taa Tinkoff ATM la. N bɛ app in laadi bɛɛ ma.

Nin ye sanfɛla terminal ni application ye. Hali ni baro jaabi tɛ teliya ten, nka teliya min bɛ wariko la, o nafa ka bon. Jamana baarakɛla dɔ fɛ, seere min bɛ kɛ ka ɲɛsin deklarasiyɔn ma, o tun bɛ waati jan ta.

banki.ru siti kan, seginnkanni dɔ bɛ yen ka bɔ waridonna dɔ fɛ min bɛ nafolo bɔli maana fɔ jatebɔsɛbɛn kɔnɔ. A ye bɛnkan wɛrɛ sɔrɔ min ka fisa ni o ye, o de la a y’a latigɛ ka jatebɔsɛbɛn datugu.
Utikalo tile 31 san 2019, a ye nafolo bɛɛ feere jatebɔsɛbɛn kan, ka nafolo bɔ. Nowanburukalo tile 5, a ye ɲinini dɔ Kɛ walasa ka jatebɔ in Dabɔ dɛmɛ-jɛkulu fɛ, o min ɲɛmɔgɔ y’a Jaabi ko jatebɔ in bɛ Dabɔ tile 30 kɔnɔ.
Nowanburukalo tile 7, waridonna in ye IIA wɛrɛ da wuli, k’a sɔrɔ a y’a jira ko o jatebɔ sugu b’a bolo kaban, min ka kan ka da tile 30 kɔnɔ. Desanburukalo tile 6, Tinkoff-Bank ye ci bila waridonna ma k’a jira ko a tɛ se ka jatebɔ in datugu.
O cikan in kɔlɔsilen kɔ desanburukalo tle 16, baarakɛla y’a ɲini k’a Dɔn mun na a tɛ Se ka jatebɔ in Dabɔ. A ma jaabi jɛlen sɔrɔ.
O seko dɛsɛ in kosɔn, k’a ta san 2019 desanburukalo tile 16 la, waridonna bɛ farati la ka impositi nafa sɔrɔ san 2019 ta la. A ka jatebɔ fila bɛ a bolo kaban: Tinkoff-Bank kɔnɔ ani ni broker kura ye.
Jatebɔsɛbɛn baarakɛla bɛ waridonna wɛrɛw lasɔmi minnu bɛ se ka kɛ waridonnaw ​​ye, u kana baara kɛ ni nin baarakɛminɛn in ye.IIS Tinkoff Investments – wari bilali jaabiw jatebɔw la kalo 10 kɔnɔ, ko kɛlenw waleyali – wideyo lajɛ: https://youtu.be/d2jUT4Laga4 Ani fana, robo dɔ bɛ sɔrɔ jagokɛcogo la min bɛ kɛ ni algorisimu ye, o bɛ sɔrɔ ka jago kɛ Tinkoff Investments kan: https://articles.opexflow .com/trading- bots/tinkoff-investicii.htm Individual Investment Account bɛ dɔ bɔ impositi la nka a bɛ dan sigi baarakɛcogo la kosɛbɛ. Tinkoff-Bank bɛ cogoya ɲumanw di walasa ka wari bila IIS la. Hali ni waridonna fanba bɛ Tinkoff Investments jate koɲuman, baarakɛbaliya fana bɛ yen.